EBR/BANQ (EBR/BANQ)

Euronext Brussels: EBR/BANQ · EUR

€0.88

+0.00 (0.0%)· Recorded snapshot

Market cap	32.7M
Revenue (ttm)	53.1M
Net income (ttm)	-37.1M
EPS (ttm)	-€0.82
Shares out	37.1M
Volume	5,290
Beta	1.46

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 53.1M
Net income (ttm): -37.1M
EPS (ttm): -€0.82
Market cap: 32.7M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-36.4

P25 n/aP50 n/aP75 n/a

ROIC-25

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All EBR/BANQ indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

EUR

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Belgium
Country code	BE
Earnings date	2026-11-12
Employees	632
Employees change	36
Employees growth	6.04%
Enterprise value	EUR 79.3M
Exchange	Euronext Brussels
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2001
Industry	Software - Application
Is primary listing	Yes
ISIN number	BE0974371032
Last earnings date	2026-08-25
Last refreshed	2026-10-28
Market cap	EUR 32.7M
Next earnings date	2026-11-12
Price	EUR 0.88
Price currency	EUR
Sector	Technology
SIC code	7370
Stock price date	2026-10-28
Symbol	ebr/BANQ
Website	https://www.banqup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-93.62%
EV/Sales	1.49x
FCF / EV yield	-14.44%
FCF yield	-35.04%
P/B ratio	0.37x
P/S ratio	0.62x
Sector forward P/E	13.7x
Sector P/E	22.89x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	-63.43%
EBITDA margin	-55.95%
Gross margin	54.71%
Operating margin	-63.43%
Pretax margin	-72.74%
Profit margin	-69.84%
Profit per employee	EUR -58,680
Revenue per employee	EUR 84,022
ROA	-7.28%
ROA (5Y)	-6.39%
ROCE	-35.59%
ROE	-36.37%
ROE (5Y)	-38%
ROIC	-24.95%
ROIC (5Y)	-16.99%
Tax / revenue	0.61%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth quarters	1
EPS growth years	2
Gross profit growth	31.43%
Gross profit growth (Q)	13.35%
Gross profit growth 3Y	-20.12%
Gross profit growth 5Y	-6.26%
Net income growth quarters	1
Net income growth years	0
Revenue growth	21.81%
Revenue growth (Q)	6.01%
Revenue growth (QoQ)	25.7%
Revenue growth 3Y	-29.21%
Revenue growth 5Y	-14.48%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR 106,000
Depreciation and amortization	EUR 4M
EBIT	EUR -33.7M
EBITDA	EUR -29.7M
EPS	EUR -0.82
FCF per share	EUR -0.31
Financing cash flow	EUR 1.9M
Free cash flow	EUR -11.5M
Gross profit	EUR 29.1M
Income taxes	EUR 324,000
Investing cash flow	EUR -2.3M
Net borrowing	EUR 3.7M
Net cash flow	EUR -12.1M
Net income	EUR -37.1M
Operating income	EUR -33.7M
Revenue	EUR 53.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	-1.18
Book value per share	EUR 2.38
Debt / equity	0.58
Goodwill	EUR 83.5M
Interest coverage	-15.72
Long-term assets	EUR 154.2M
Long-term liabilities	EUR 6M
Net cash (debt)	EUR -46.4M
Net cash / market cap	-141.87%
Net debt / equity	0.52
Piotroski F-Score	4
Property, plant and equipment	EUR 6.5M
Shareholders' equity	EUR 88.6M
Tangible book value	EUR -53.7M
Tangible book value per share	EUR -1.45
Total assets	EUR 290.3M
Total cash	EUR 5M
Total debt	EUR 51.4M
Total liabilities	EUR 201.7M
WACC	6.79%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.18
Current assets	EUR 136.2M
Current liabilities	EUR 195.7M
Current ratio	0.7
Inventory turnover	72.33
Net working capital	EUR -18.5M
Quick ratio	0.08
Working capital	EUR -59.6M
Working capital turnover	-1.69

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-54.05%
Shareholder yield	-54.05%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 2.15
1D price change	0%
1M price change	-58.1%
1M total return	-58.1%
1W price change	-13.3%
1W total return	-13.3%
1Y price change	-75.14%
1Y return CAGR	-75.16%
1Y total return	-75.14%
20-day SMA	EUR 1.41
200-day SMA	EUR 2.51
3M price change	-59.07%
3M total return	-59.07%
3Y price change	-63.86%
3Y return CAGR	-28.76%
3Y total return	-63.86%
50-day SMA	EUR 1.86
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 4.19
52-week high date	2026-02-12
52-week low	EUR 0.85
52-week low date	2026-10-23
5Y price change	-94.97%
5Y return CAGR	-45%
5Y total return	-94.97%
6M price change	-65.89%
6M total return	-65.89%
All-time high	EUR 27.98
All-time high date	2020-09-22
All-time low	EUR 0.85
All-time low date	2026-10-23
Average true range (ATR)	EUR 0.11
Average volume	15.7K
Beta (1Y)	1.25
Beta (2Y)	0.85
Beta (5Y)	1.46
Change from 52-week high	-79%
Change from 52-week low	3.53%
Change from all-time high	-96.85%
Change from all-time low	3.53%
Change from open	0%
Day's gap	0%
Dollar volume	EUR 4,655
High price	EUR 0.88
Low price	EUR 0.86
Monthly RSI	27.47
Open price	EUR 0.88
Position in 52-week range	100%
Previous close	EUR 0.88
Price vs 150-day SMA	-58.99%
Price vs 20-day SMA	-37.63%
Price vs 200-day SMA	-64.97%
Price vs 50-day SMA	-52.61%
Relative volume	0.34
RSI	18.77
Sharpe ratio	-1.57
Sharpe ratio (3Y)	-0.34
Sharpe ratio (5Y)	-0.63
Sortino ratio	-2.01
Sortino ratio (3Y)	-0.39
Sortino ratio (5Y)	-0.86
Volume	5.3K
Weekly RSI	25.49
YTD price change	-72.5%
YTD total return	-72.5%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27.9M
Shares change (QoQ)	-0.46%
Shares change (YoY)	54.05%
Shares held by insiders	10.51%
Shares held by institutions	21.79%
Shares outstanding	37.1M

Deeper analysis on EBR/BANQ

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this EBR/BANQ report

Is a complete EBR/BANQ research report available?

No complete published report is available for ebr/BANQ (EBR/BANQ) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

EBR/BANQ (EBR/BANQ)

Price

Financial snapshot

Fair-value bridge

Latest news · EBR/BANQ

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All EBR/BANQ indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on EBR/BANQ

Frequently asked questions