Is a complete BUL/2PP research report available?

No complete published report is available for bul/2PP (BUL/2PP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BUL/2PP (BUL/2PP)

Bulgarian Stock Exchange: BUL/2PP · EUR

€47.7

-3.69 (-7.2%)· Recorded snapshot

Market cap	42.1B
Revenue (ttm)	30.2B
Net income (ttm)	4.2B
EPS (ttm)	€4.73
P/E (trailing)	10.1x
P/E (forward)	9.9x
Dividend	€0.96 (2.02%)
Volume	30

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 30.2B
Net income (ttm): 4.2B
EPS (ttm): €4.73
P/E (trailing): 10.1x
P/E (forward): 9.9x
Market cap: 42.1B

Metric	Value
Amount currency	EUR
Country	United States
Country code	BG
Earnings date	2026-10-27
Employees	23,800
Employees change	-600
Employees growth	-2.46%
Enterprise value	EUR 45B
Exchange	Bulgarian Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-10-10
Fiscal year end	December
Founded	1998
Industry	Credit Services
Is primary listing	No
ISIN number	US70450Y1038
Last earnings date	2026-10-27
Last refreshed	2026-10-28
Market cap	EUR 42.1B
Next earnings date	2027-02-03
Price	EUR 47.70
Price currency	EUR
Sector	Financials
SIC code	7389
Stock price date	2026-09-28
Symbol	bul/2PP
Website	https://www.paypal.com

Metric

Value

Amount currency

EUR

Country

United States

Country code

Earnings date

2026-10-27

Employees

23,800

Employees change

-600

Employees growth

-2.46%

Enterprise value

EUR 45B

Exchange

Bulgarian Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-10-10

Fiscal year end

December

Founded

1998

Industry

Credit Services

Is primary listing

ISIN number

US70450Y1038

Last earnings date

2026-10-27

Last refreshed

2026-10-28

Market cap

EUR 42.1B

Next earnings date

2027-02-03

Price

EUR 47.70

Price currency

EUR

Sector

Financials

SIC code

7389

Stock price date

2026-09-28

Symbol

bul/2PP

Website

https://www.paypal.com

Metric	Value
Average P/E ratio (10Y)	37.87x
Average P/E ratio (3Y)	13.59x
Average P/E ratio (5Y)	21.86x
Earnings yield	9.92%
EV/Earnings	10.81x
EV/EBIT	8.4x
EV/EBITDA	7.77x
EV/FCF	8.11x
EV/Sales	1.46x
FCF / EV yield	12.33%
FCF yield	13.16%
Forward P/E	9.89x
Graham number	45.37516
Graham upside	-4.86%
Lynch fair value	EUR 23.56
Lynch upside	-50.6%
P/(FCF - SBC) ratio	8.99x
P/(OCF - SBC) ratio	7.82x
P/B ratio	2.46x
P/E ratio	10.09x
P/FCF ratio	7.6x
P/OCF ratio	6.75x
P/S ratio	1.4x
Price / tangible book value	5.72x
Price/EBITDA ratio	7.24x

Metric

Value

Average P/E ratio (10Y)

37.87x

Average P/E ratio (3Y)

13.59x

Average P/E ratio (5Y)

21.86x

Earnings yield

9.92%

EV/Earnings

10.81x

EV/EBIT

8.4x

EV/EBITDA

7.77x

EV/FCF

8.11x

EV/Sales

1.46x

FCF / EV yield

12.33%

FCF yield

13.16%

Forward P/E

9.89x

Graham number

45.37516

Graham upside

-4.86%

Lynch fair value

EUR 23.56

Lynch upside

-50.6%

P/(FCF - SBC) ratio

8.99x

P/(OCF - SBC) ratio

7.82x

P/B ratio

2.46x

P/E ratio

10.09x

P/FCF ratio

7.6x

P/OCF ratio

6.75x

P/S ratio

1.4x

Price / tangible book value

5.72x

Price/EBITDA ratio

7.24x

Metric	Value
EBIT margin	17.95%
EBITDA margin	19.27%
Effective tax rate	17.13%
FCF margin	17.99%
Gross margin	40.55%
Operating margin	17.95%
Pretax margin	16.63%
Profit margin	13.78%
Profit per employee	EUR 174,899
Profitable quarters	17
Profitable years	14
Revenue per employee	EUR 1.3M
ROA	4.77%
ROA (5Y)	4%
ROCE	18.25%
ROE	23.83%
ROE (5Y)	19.55%
ROIC	22.45%
ROIC (5Y)	20.09%
SBC / revenue	2.85%
Tax / revenue	2.85%

Metric

Value

EBIT margin

17.95%

EBITDA margin

19.27%

Effective tax rate

17.13%

FCF margin

17.99%

Gross margin

40.55%

Operating margin

17.95%

Pretax margin

16.63%

Profit margin

13.78%

Profit per employee

EUR 174,899

Profitable quarters

Profitable years

Revenue per employee

EUR 1.3M

ROA

4.77%

ROA (5Y)

ROCE

18.25%

ROE

23.83%

ROE (5Y)

19.55%

ROIC

22.45%

ROIC (5Y)

20.09%

SBC / revenue

2.85%

Tax / revenue

2.85%

Metric	Value
EPS growth	5.66%
EPS growth (Q)	-3.85%
EPS growth (QoQ)	0%
EPS growth 10Y	16.63%
EPS growth 3Y	16.19%
EPS growth 5Y	4.81%
EPS growth years	3
FCF growth	13.19%
FCF growth (Q)	-16.71%
FCF growth (QoQ)	-19.38%
FCF growth 3Y	25.54%
FCF growth 5Y	4.71%
Gross profit growth	1.82%
Gross profit growth (Q)	2.69%
Gross profit growth 3Y	5.9%
Gross profit growth 5Y	3.43%
Net income growth	-3.86%
Net income growth (Q)	-14.02%
Net income growth (QoQ)	-2.81%
Net income growth 3Y	7.88%
Net income growth 5Y	-0.86%
Net income growth years	1
OCF growth	10.38%
OCF growth (Q)	-19.35%
OCF growth (QoQ)	-19.72%
OCF growth 10Y	9.12%
OCF growth 3Y	22.91%
OCF growth 5Y	3.67%
Operating income growth	0.28%
Operating income growth (Q)	-2.23%
Operating income growth 3Y	9.08%
Operating income growth 5Y	7.58%
Revenue growth	4.36%
Revenue growth (Q)	1.98%
Revenue growth (QoQ)	-1.13%
Revenue growth 10Y	12.65%
Revenue growth 3Y	5.59%
Revenue growth 5Y	6.9%
Revenue growth quarters	46
Revenue growth years	13

Metric

Value

EPS growth

5.66%

EPS growth (Q)

-3.85%

EPS growth (QoQ)

EPS growth 10Y

16.63%

EPS growth 3Y

16.19%

EPS growth 5Y

4.81%

EPS growth years

FCF growth

13.19%

FCF growth (Q)

-16.71%

FCF growth (QoQ)

-19.38%

FCF growth 3Y

25.54%

FCF growth 5Y

4.71%

Gross profit growth

1.82%

Gross profit growth (Q)

2.69%

Gross profit growth 3Y

5.9%

Gross profit growth 5Y

3.43%

Net income growth

-3.86%

Net income growth (Q)

-14.02%

Net income growth (QoQ)

-2.81%

Net income growth 3Y

7.88%

Net income growth 5Y

-0.86%

Net income growth years

OCF growth

10.38%

OCF growth (Q)

-19.35%

OCF growth (QoQ)

-19.72%

OCF growth 10Y

9.12%

OCF growth 3Y

22.91%

OCF growth 5Y

3.67%

Operating income growth

0.28%

Operating income growth (Q)

-2.23%

Operating income growth 3Y

9.08%

Operating income growth 5Y

7.58%

Revenue growth

4.36%

Revenue growth (Q)

1.98%

Revenue growth (QoQ)

-1.13%

Revenue growth 10Y

12.65%

Revenue growth 3Y

5.59%

Revenue growth 5Y

6.9%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -699.2M
Depreciation and amortization	EUR 406.3M
EBIT	EUR 5.4B
EBITDA	EUR 5.8B
EPS	EUR 4.73
Financing cash flow	EUR -4B
Free cash flow	EUR 5.5B
Free cash flow minus SBC	EUR 4.7B
Gross profit	EUR 12.2B
Income taxes	EUR 860.3M
Investing cash flow	EUR -5.5B
Net borrowing	EUR 1.8B
Net cash flow	EUR -3.3B
Net income	EUR 4.2B
Operating cash flow minus SBC	EUR 5.4B
Operating income	EUR 5.4B
Revenue	EUR 30.2B
Stock-based compensation	EUR 860.3M

Metric

Value

Capital expenditures

EUR -699.2M

Depreciation and amortization

EUR 406.3M

EBIT

EUR 5.4B

EBITDA

EUR 5.8B

EPS

EUR 4.73

Financing cash flow

EUR -4B

Free cash flow

EUR 5.5B

Free cash flow minus SBC

EUR 4.7B

Gross profit

EUR 12.2B

Income taxes

EUR 860.3M

Investing cash flow

EUR -5.5B

Net borrowing

EUR 1.8B

Net cash flow

EUR -3.3B

Net income

EUR 4.2B

Operating cash flow minus SBC

EUR 5.4B

Operating income

EUR 5.4B

Revenue

EUR 30.2B

Stock-based compensation

EUR 860.3M

Metric	Value
Altman Z-Score	1.93
Book value per share	EUR 20.50
Debt / EBITDA	2.04
Debt / equity	0.69
Debt / FCF	2.14
Goodwill	EUR 9.9B
Interest coverage	13.96
Long-term assets	EUR 17.4B
Long-term liabilities	EUR 11.7B
Net cash (debt)	EUR -2.8B
Net cash / market cap	-6.67%
Net debt / EBITDA	0.48
Net debt / equity	0.16
Net debt / FCF	0.51
Piotroski F-Score	6
Property, plant and equipment	EUR 1.5B
Shareholders' equity	EUR 17.2B
Tangible book value	EUR 7.4B
Tangible book value per share	EUR 8.80
Total assets	EUR 71.9B
Total cash	EUR 9.1B
Total debt	EUR 11.9B
Total liabilities	EUR 54.7B

Metric

Value

Altman Z-Score

1.93

Book value per share

EUR 20.50

Debt / EBITDA

2.04

Debt / equity

0.69

Debt / FCF

2.14

Goodwill

EUR 9.9B

Interest coverage

13.96

Long-term assets

EUR 17.4B

Long-term liabilities

EUR 11.7B

Net cash (debt)

EUR -2.8B

Net cash / market cap

-6.67%

Net debt / EBITDA

0.48

Net debt / equity

0.16

Net debt / FCF

0.51

Piotroski F-Score

Property, plant and equipment

EUR 1.5B

Shareholders' equity

EUR 17.2B

Tangible book value

EUR 7.4B

Tangible book value per share

EUR 8.80

Total assets

EUR 71.9B

Total cash

EUR 9.1B

Total debt

EUR 11.9B

Total liabilities

EUR 54.7B

Metric	Value
Asset turnover	0.42
Current assets	EUR 54.4B
Current liabilities	EUR 43.1B
Current ratio	1.26
Net working capital	EUR 4.3B
Quick ratio	0.23
Working capital	EUR 11.1B
Working capital turnover	2.16

Metric

Value

Asset turnover

0.42

Current assets

EUR 54.4B

Current liabilities

EUR 43.1B

Current ratio

1.26

Net working capital

EUR 4.3B

Quick ratio

0.23

Working capital

EUR 11.1B

Working capital turnover

2.16

Metric	Value
Buyback yield / dilution	8.79%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-25
Dividend payment years	2
Dividend payout frequency	Quarterly
Dividend per share	EUR 0.96
Dividend yield	2.02%
Ex-dividend date	2026-09-04
Last dividend	EUR 0.14
Payout ratio	10.58%
Shareholder yield	10.81%

Metric

Value

Buyback yield / dilution

8.79%

Dividend growth

Dividend growth years

Dividend payment date

2026-09-25

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

EUR 0.96

Dividend yield

2.02%

Ex-dividend date

2026-09-04

Last dividend

EUR 0.14

Payout ratio

10.58%

Shareholder yield

10.81%

Metric	Value
150-day SMA	EUR 120.58
1D price change	-7.19%
1M price change	-7.19%
1M total return	-6.97%
1Y price change	-20.16%
1Y return CAGR	-19.3%
1Y total return	-19.29%
20-day SMA	EUR 39.74
3M price change	26.34%
3M total return	26.64%
3Y price change	-15.58%
3Y return CAGR	-5.15%
3Y total return	-14.66%
50-day SMA	EUR 51.06
52-week high	EUR 69.10
52-week high date	2025-10-28
52-week low	EUR 33.88
52-week low date	2026-02-05
5Y price change	-79.61%
5Y return CAGR	-27.08%
5Y total return	-79.38%
6M price change	24.06%
6M total return	25.14%
All-time high	EUR 260.63
All-time high date	2021-07-26
All-time low	EUR 33.88
All-time low date	2026-02-05
Average true range (ATR)	EUR 2.85
Average volume	200.6
Change from 52-week high	-30.98%
Change from 52-week low	40.8%
Change from all-time high	-81.7%
Change from all-time low	40.8%
Change from open	-1.15%
Day's gap	-6.11%
Dollar volume	EUR 1,431
High price	EUR 48.25
Low price	EUR 47.70
Monthly RSI	37.79
Open price	EUR 48.25
Position in 52-week range	0%
Previous close	EUR 51.39
Price vs 150-day SMA	-60.44%
Price vs 20-day SMA	20.01%
Price vs 50-day SMA	-6.59%
Relative volume	0.15
RSI	54.25
Sharpe ratio	-1.52
Sortino ratio	-1.95
Volume	30
Weekly RSI	27.74
YTD price change	-8.54%
YTD total return	-7.75%

Metric

Value

150-day SMA

EUR 120.58

1D price change

-7.19%

1M price change

-7.19%

1M total return

-6.97%

1Y price change

-20.16%

1Y return CAGR

-19.3%

1Y total return

-19.29%

20-day SMA

EUR 39.74

3M price change

26.34%

3M total return

26.64%

3Y price change

-15.58%

3Y return CAGR

-5.15%

3Y total return

-14.66%

50-day SMA

EUR 51.06

52-week high

EUR 69.10

52-week high date

2025-10-28

52-week low

EUR 33.88

52-week low date

2026-02-05

5Y price change

-79.61%

5Y return CAGR

-27.08%

5Y total return

-79.38%

6M price change

24.06%

6M total return

25.14%

All-time high

EUR 260.63

All-time high date

2021-07-26

All-time low

EUR 33.88

All-time low date

2026-02-05

Average true range (ATR)

EUR 2.85

Average volume

200.6

Change from 52-week high

-30.98%

Change from 52-week low

40.8%

Change from all-time high

-81.7%

Change from all-time low

40.8%

Change from open

-1.15%

Day's gap

-6.11%

Dollar volume

EUR 1,431

High price

EUR 48.25

Low price

EUR 47.70

Monthly RSI

37.79

Open price

EUR 48.25

Position in 52-week range

Previous close

EUR 51.39

Price vs 150-day SMA

-60.44%

Price vs 20-day SMA

20.01%

Price vs 50-day SMA

-6.59%

Relative volume

0.15

RSI

54.25

Sharpe ratio

-1.52

Sortino ratio

-1.95

Volume

Weekly RSI

27.74

YTD price change

-8.54%

YTD total return

-7.75%

Metric	Value
Float	853.5M
Shares change (QoQ)	-2.72%
Shares change (YoY)	-8.79%
Shares held by insiders	0.11%
Shares held by institutions	80.55%
Short ratio	2.3 days

Metric

Value

Float

853.5M

Shares change (QoQ)

-2.72%

Shares change (YoY)

-8.79%

Shares held by insiders

0.11%

Shares held by institutions

80.55%

Short ratio

2.3 days

BUL/2PP (BUL/2PP)

Price

Financial snapshot

Fair-value bridge

Latest news · BUL/2PP

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BUL/2PP indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BUL/2PP

Frequently asked questions