Is a complete BUL/EAC research report available?

No complete published report is available for bul/EAC (BUL/EAC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BUL/EAC (BUL/EAC)

Bulgarian Stock Exchange: BUL/EAC · EUR

€0.51

+0.01 (+2.0%)· Recorded snapshot

Market cap	23.6M
Revenue (ttm)	3.3M
Net income (ttm)	1.9M
EPS (ttm)	€0.04
Shares out	46.7M
P/E (trailing)	12.9x
Dividend	€0.06 (11.67%)
Volume	4,541
Beta	0.04

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.3M
Net income (ttm): 1.9M
EPS (ttm): €0.04
P/E (trailing): 12.9x
Market cap: 23.6M

Metric	Value
Amount currency	EUR
Country	Bulgaria
Country code	BG
Earnings date	2026-11-02
Employees	1
Employees change	0
Employees growth	0%
Exchange	Bulgarian Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Industry	Miscellaneous business Credit Institutions
Is primary listing	Yes
ISIN number	BG1100040101
Last earnings date	2026-01-22
Last refreshed	2026-10-29
Market cap	EUR 23.6M
Next earnings date	2026-11-02
Price	EUR 0.51
Price currency	EUR
SIC code	6159
Stock price date	2026-10-28
Symbol	bul/EAC
Website	https://agrocredit.elana.net

Metric

Value

Amount currency

EUR

Country

Bulgaria

Country code

Earnings date

2026-11-02

Employees

Employees change

Employees growth

Exchange

Bulgarian Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Industry

Miscellaneous business Credit Institutions

Is primary listing

Yes

ISIN number

BG1100040101

Last earnings date

2026-01-22

Last refreshed

2026-10-29

Market cap

EUR 23.6M

Next earnings date

2026-11-02

Price

EUR 0.51

Price currency

EUR

SIC code

6159

Stock price date

2026-10-28

Symbol

bul/EAC

Website

https://agrocredit.elana.net

Metric	Value
Average P/E ratio (10Y)	14.97x
Average P/E ratio (3Y)	15.48x
Average P/E ratio (5Y)	14.84x
Earnings yield	7.77%
Graham number	0.72149
Graham upside	41.47%
Lynch fair value	EUR 0.22
Lynch upside	-57.55%
P/B ratio	0.87x
P/E ratio	12.86x
P/S ratio	7.14x
Price / tangible book value	0.87x

Metric

Value

Average P/E ratio (10Y)

14.97x

Average P/E ratio (3Y)

15.48x

Average P/E ratio (5Y)

14.84x

Earnings yield

7.77%

Graham number

0.72149

Graham upside

41.47%

Lynch fair value

EUR 0.22

Lynch upside

-57.55%

P/B ratio

0.87x

P/E ratio

12.86x

P/S ratio

7.14x

Price / tangible book value

0.87x

Metric	Value
Effective tax rate	9.99%
Gross margin	87.92%
Operating margin	62.22%
Pretax margin	62.27%
Profit margin	56.05%
ROA	3.4%
ROA (5Y)	4.09%
ROE	6.8%
ROE (5Y)	6.35%
ROIC	3.3%
ROIC (5Y)	4.18%
Tax / revenue	6.22%

Metric

Value

Effective tax rate

9.99%

Gross margin

87.92%

Operating margin

62.22%

Pretax margin

62.27%

Profit margin

56.05%

ROA

3.4%

ROA (5Y)

4.09%

ROE

6.8%

ROE (5Y)

6.35%

ROIC

3.3%

ROIC (5Y)

4.18%

Tax / revenue

6.22%

Metric	Value
EPS growth (QoQ)	-14.18%
EPS growth 10Y	-0.74%
EPS growth 3Y	-1.96%
EPS growth 5Y	0.35%
Net income growth	12.64%
Net income growth (Q)	-8.65%
Net income growth (QoQ)	-14.18%
Net income growth 3Y	6.49%
Net income growth 5Y	5.46%
Operating income growth	12.53%
Operating income growth (Q)	-8.73%
Operating income growth 3Y	6.23%
Operating income growth 5Y	5.66%
Revenue growth	-16.55%
Revenue growth (Q)	-65.08%
Revenue growth (QoQ)	-22.6%
Revenue growth 10Y	11.74%
Revenue growth 3Y	-10.56%
Revenue growth 5Y	-7.43%

Metric

Value

EPS growth (QoQ)

-14.18%

EPS growth 10Y

-0.74%

EPS growth 3Y

-1.96%

EPS growth 5Y

0.35%

Net income growth

12.64%

Net income growth (Q)

-8.65%

Net income growth (QoQ)

-14.18%

Net income growth 3Y

6.49%

Net income growth 5Y

5.46%

Operating income growth

12.53%

Operating income growth (Q)

-8.73%

Operating income growth 3Y

6.23%

Operating income growth 5Y

5.66%

Revenue growth

-16.55%

Revenue growth (Q)

-65.08%

Revenue growth (QoQ)

-22.6%

Revenue growth 10Y

11.74%

Revenue growth 3Y

-10.56%

Revenue growth 5Y

-7.43%

Metric	Value
Depreciation and amortization	EUR 5,731
EPS	EUR 0.04
Financing cash flow	EUR 3.7M
Gross profit	EUR 2.9M
Income taxes	EUR 205,448
Net borrowing	EUR 4.9M
Net cash flow	EUR 1.6M
Net income	EUR 1.9M
Operating income	EUR 2.1M
Revenue	EUR 3.3M

Metric

Value

Depreciation and amortization

EUR 5,731

EPS

EUR 0.04

Financing cash flow

EUR 3.7M

Gross profit

EUR 2.9M

Income taxes

EUR 205,448

Net borrowing

EUR 4.9M

Net cash flow

EUR 1.6M

Net income

EUR 1.9M

Operating income

EUR 2.1M

Revenue

EUR 3.3M

Metric	Value
Book value per share	EUR 0.58
Debt / equity	1.03
Net cash (debt)	EUR -21.4M
Net cash / market cap	-90.87%
Net debt / equity	0.79
Piotroski F-Score	2
Property, plant and equipment	EUR 3,000
Shareholders' equity	EUR 27.2M
Tangible book value	EUR 27.2M
Tangible book value per share	EUR 0.58
Total assets	EUR 57.2M
Total cash	EUR 6.6M
Total debt	EUR 28M
Total liabilities	EUR 30M
WACC	2.05%

Metric

Value

Book value per share

EUR 0.58

Debt / equity

1.03

Net cash (debt)

EUR -21.4M

Net cash / market cap

-90.87%

Net debt / equity

0.79

Piotroski F-Score

Property, plant and equipment

EUR 3,000

Shareholders' equity

EUR 27.2M

Tangible book value

EUR 27.2M

Tangible book value per share

EUR 0.58

Total assets

EUR 57.2M

Total cash

EUR 6.6M

Total debt

EUR 28M

Total liabilities

EUR 30M

WACC

2.05%

Metric	Value
Asset turnover	0.06
Current ratio	5.79
Quick ratio	5.4
Working capital	EUR 47.3M
Working capital turnover	0.07

Metric

Value

Asset turnover

0.06

Current ratio

5.79

Quick ratio

5.4

Working capital

EUR 47.3M

Working capital turnover

0.07

Metric	Value
Dividend growth	24.91%
Dividend growth (10Y)	4.17%
Dividend growth (3Y)	0.21%
Dividend growth (5Y)	0.91%
Dividend growth years	0
Dividend payment date	2026-07-09
Dividend payment years	12
Dividend payout frequency	Annual
Dividend per share	EUR 0.06
Dividend yield	11.67%
Ex-dividend date	2026-06-30
Last dividend	EUR 0.04
Payout ratio	95.48%
Shareholder yield	11.67%

Metric

Value

Dividend growth

24.91%

Dividend growth (10Y)

4.17%

Dividend growth (3Y)

0.21%

Dividend growth (5Y)

0.91%

Dividend growth years

Dividend payment date

2026-07-09

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 0.06

Dividend yield

11.67%

Ex-dividend date

2026-06-30

Last dividend

EUR 0.04

Payout ratio

95.48%

Shareholder yield

11.67%

Metric	Value
10Y price change	-22.03%
10Y return CAGR	4.68%
10Y total return	57.94%
150-day SMA	EUR 0.53
1D price change	2%
1M price change	-4.67%
1M total return	-4.67%
1W price change	0.99%
1W total return	0.99%
1Y price change	-5.9%
1Y return CAGR	0.91%
1Y total return	0.91%
20-day SMA	EUR 0.52
200-day SMA	EUR 0.54
3M price change	-0.97%
3M total return	-0.97%
3Y price change	0.73%
3Y return CAGR	6.88%
3Y total return	22.1%
50-day SMA	EUR 0.52
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 0.57
52-week high date	2026-01-19
52-week low	EUR 0.50
52-week low date	2026-10-29
5Y price change	-10.93%
5Y return CAGR	4.38%
5Y total return	23.88%
6M price change	-2.86%
6M total return	4.19%
All-time high	EUR 0.81
All-time high date	2017-04-06
All-time low	EUR 0.47
All-time low date	2020-03-19
Average true range (ATR)	EUR 0.01
Average volume	13.8K
Beta (1Y)	0.21
Beta (2Y)	0.14
Beta (5Y)	0.04
Change from 52-week high	-10.53%
Change from 52-week low	2%
Change from all-time high	-36.66%
Change from all-time low	8.58%
Change from open	0%
Day's gap	2%
Dollar volume	EUR 2,316
High price	EUR 0.51
Low price	EUR 0.51
Monthly RSI	39.32
Open price	EUR 0.51
Previous close	EUR 0.50
Price vs 150-day SMA	-4.14%
Price vs 20-day SMA	-1.7%
Price vs 200-day SMA	-4.78%
Price vs 50-day SMA	-2.5%
Relative volume	0.33
RSI	43.69
Sharpe ratio	0.02
Sharpe ratio (3Y)	0.27
Sharpe ratio (5Y)	0.33
Sortino ratio	0.25
Sortino ratio (3Y)	0.69
Sortino ratio (5Y)	0.79
Volume	4.5K
Weekly RSI	38.18
YTD price change	-9.2%
YTD total return	-2.61%

Metric

Value

10Y price change

-22.03%

10Y return CAGR

4.68%

10Y total return

57.94%

150-day SMA

EUR 0.53

1D price change

1M price change

-4.67%

1M total return

-4.67%

1W price change

0.99%

1W total return

0.99%

1Y price change

-5.9%

1Y return CAGR

0.91%

1Y total return

0.91%

20-day SMA

EUR 0.52

200-day SMA

EUR 0.54

3M price change

-0.97%

3M total return

-0.97%

3Y price change

0.73%

3Y return CAGR

6.88%

3Y total return

22.1%

50-day SMA

EUR 0.52

50-day SMA vs 200-day SMA

50under200

52-week high

EUR 0.57

52-week high date

2026-01-19

52-week low

EUR 0.50

52-week low date

2026-10-29

5Y price change

-10.93%

5Y return CAGR

4.38%

5Y total return

23.88%

6M price change

-2.86%

6M total return

4.19%

All-time high

EUR 0.81

All-time high date

2017-04-06

All-time low

EUR 0.47

All-time low date

2020-03-19

Average true range (ATR)

EUR 0.01

Average volume

13.8K

Beta (1Y)

0.21

Beta (2Y)

0.14

Beta (5Y)

0.04

Change from 52-week high

-10.53%

Change from 52-week low

Change from all-time high

-36.66%

Change from all-time low

8.58%

Change from open

Day's gap

Dollar volume

EUR 2,316

High price

EUR 0.51

Low price

EUR 0.51

Monthly RSI

39.32

Open price

EUR 0.51

Previous close

EUR 0.50

Price vs 150-day SMA

-4.14%

Price vs 20-day SMA

-1.7%

Price vs 200-day SMA

-4.78%

Price vs 50-day SMA

-2.5%

Relative volume

0.33

RSI

43.69

Sharpe ratio

0.02

Sharpe ratio (3Y)

0.27

Sharpe ratio (5Y)

0.33

Sortino ratio

0.25

Sortino ratio (3Y)

0.69

Sortino ratio (5Y)

0.79

Volume

4.5K

Weekly RSI

38.18

YTD price change

-9.2%

YTD total return

-2.61%

Metric	Value
Float	39.4M
Shares change (QoQ)	0%
Shares held by insiders	15.68%
Shares held by institutions	22.45%
Shares outstanding	46.7M

Metric

Value

Float

39.4M

Shares change (QoQ)

Shares held by insiders

15.68%

Shares held by institutions

22.45%

Shares outstanding

46.7M

BUL/EAC (BUL/EAC)

Price

Financial snapshot

Fair-value bridge

Latest news · BUL/EAC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BUL/EAC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BUL/EAC

Frequently asked questions