Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

BVMF/CXSE3 stock hub

BVMF/CXSE3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

53.1B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/CXSE3

In the news

Latest news · BVMF/CXSE3

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.1

P25 8P50 10.9P75 14.1

Trailing P/E12.1

P25 9P50 11.1P75 15.9

ROE31.6

P25 10P50 15.3P75 22.5

ROIC34.2

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/CXSE3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

213

Groups with data

Currency

BRL

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Brazil
Country code	BR
Employees	133
Employees Change	-2%
Employees Change Percent	-1.48
Enterprise value	BRL 52.1B
Exchange	Brazil Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	BRCXSEACNOR7
Last refreshed	2026-05-10
Market cap	BRL 53.1B
Price	BRL 17.71
Price currency	BRL
Rev Per Employee	41,460,049.65x
Sector	Financials
Sic	6311
Symbol	bvmf/CXSE3
Website	https://www.caixaseguridade.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.27%
EV Earnings	11.85x
EV/EBIT	10.97x
EV/EBITDA	10.96x
EV/Sales	8.9x
Forward P/E	11.1x
P/B ratio	3.86x
P/E ratio	12.1x
P/S ratio	9.09x
PE Ratio3 Y	11.18x
PE Ratio5 Y	11.57x
PEG ratio	0.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	81.2%
EBITDA Margin	81.21%
Gross margin	89.42%
Gross Profit	BRL 5.2B
Gross Profit Growth	10.31%
Gross Profit Growth Q	8.56%
Gross Profit Growth3 Y	12.26%
Gross Profit Growth5 Y	18.96%
Net Income	BRL 4.4B
Net Income Growth	10.9%
Net Income Growth Q	9.51%
Net Income Growth Quarters	1%
Net Income Growth Years	10%
Net Income Growth3 Y	10.37%
Net Income Growth5 Y	19.7%
Pretax Margin	84.31%
Profit Margin	75.12%
Profit Per Employee	BRL 31.1M
Profitable Years	11
ROA	20.33
Roa5y	17.25
ROCE	34.44
ROE	31.59
Roe5y	27.01
ROIC	34.23
Roic5y	27.87

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	25.21%
Cagr3y	33.01%
Cagr5y	19.18%
Div CAGR3	14.98%
EPS Growth	10.9
EPS Growth Q	9.51
EPS Growth Quarters	1
EPS Growth Years	10
EPS Growth3 Y	10.37
EPS Growth5 Y	19.7
OCF Growth	-7.39%
OCF Growth Q	-49.51%
OCF Growth3 Y	22.99%
OCF Growth5 Y	4.75%
Revenue Growth	11.25x
Revenue Growth Q	7.64x
Revenue Growth Years	0x
Revenue Growth3 Y	13.1x
Revenue Growth5 Y	21.63x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.4
Assets	BRL 14.9B
Cash	BRL 1.1B
Current Assets	BRL 2.1B
Current Liabilities	BRL 1.1B
Debt	BRL 1.9M
Debt EBITDA	BRL 0
Debt Equity	BRL 0
Equity	BRL 13.8B
Interest Coverage	2,992.8
Liabilities	BRL 1.2B
Long Term Assets	BRL 12.8B
Long Term Liabilities	BRL 12.1M
Net Cash	BRL 1.1B
Net Cash By Market Cap	BRL 2.02
Net Cash Growth	-6.13%
Net Debt EBITDA	BRL -0.23
Net Debt Equity	BRL -0.08
Tangible Book Value	BRL 13.8B
Tangible Book Value Per Share	BRL 4.59
WACC	5.39

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.86
Net Working Capital	BRL -95.9M
Quick ratio	1.83
Working Capital	BRL 978.7M
Working Capital Turnover	BRL 4.18

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	14.51%
Dividend Growth Years	5%
Dividend per share	BRL 1.31
Dividend Years	6
Dividend Yield	7.41%
Ex Div Date	2026-05-04
Last Dividend	BRL 0.33
Payout Frequency	Quarterly
Payout Ratio	88.96%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	25.19%
200-day SMA	16.1
3Y total return	135.35%
50-day SMA	18.2
50-day SMA vs 200-day SMA	50over200
5Y total return	140.4%
All Time High	20.13
All Time High Change	-12.02%
All Time High Date	2026-04-14
All Time Low	6.59
All Time Low Change	168.74%
All Time Low Date	2022-07-14
ATR	0.42
Beta	0.21
Beta1y	0.11
Beta2y	0.25
Ch YTD	6.56
High	17.89
High52	20.13
High52 Date	2026-04-14
High52ch	-12.02%
Low	17.37
Low52	13.17
Low52 Date	2025-08-05
Low52ch	34.47%
Ma50ch	-2.71%
Price vs 200-day SMA	10.03%
RSI	42.11
RSI Monthly	64.54
RSI Weekly	54.53
Sharpe ratio	0.94x
Sortino ratio	1.64
Total Return	7.41%
Tr YTD	10.9
Tr1m	-4.2%
Tr1w	1.08%
Tr3m	-0.78%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 4.7B
Operating Income Growth	7.97
Operating Income Growth Q	8.59
Operating Income Growth3 Y	11.81
Operating Income Growth5 Y	18.29
Operating margin	81.2

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	600,000,000%
Net Borrowing	-1,971,000
Shares Institutions	5.1%
Shares Out	3,000,000,000
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	4,128,950x
Bv Per Share	4.59
Ch1m	-5.95
Ch1w	1.08
Ch1y	15.08
Ch3m	-2.59
Ch3y	85.06
Ch5y	61.74
Ch6m	14.85
Change	1.08%
Change From Open	0.51
Close	17.52
Days Gap	0.57
Depreciation Amortization	547,000
Dollar Volume	64,119,055
Earnings Date	2026-05-07
EBIT	BRL 4.7B
EBITDA	BRL 4.7B
EPS	BRL 1.46
F Score	4
Financing CF	-3,908,513,000
Fiscal Year End	December
Founded	2,015
Graham Number	12.2962
Graham Upside	-30.57
Income Tax	BRL 537.4M
Investing CF	95,730,000
Is Primary Listing	1
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Lynch Fair Value	BRL 28.84
Lynch Upside	62.82
Ma150	16.83
Ma150ch	5.25%
Ma20	18.49
Ma20ch	-4.23%
Net CF	73,000
Next Earnings Date	2026-08-10
Open	17.62
P OCF Ratio	13.93
Payment Date	2026-05-15
Position In Range	65.38
Ppne	9,128,000
Price Date	2026-05-08
Price EBITDA	BRL 11.19
Ptbv Ratio	3.86
Relative Volume	0.89x
Revenue	5,845,867,000x
Tax By Revenue	9.19x
Tax Rate	10.9%
Tr6m	19.53%
Volume	3,620,500
Z Score	26.19

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/CXSE3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.4%

$1.31 annual per share

Payout ratio

+89.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

5 consecutive years of growth

Total shareholder yield

+7.4%

Next ex-dividend date: 2026-05-04

Performance

BVMF/CXSE3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/CXSE3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+5.1%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

BVMF/CXSE3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

42.1

Neutral momentum band

Price vs 200-day MA

+10.0%

50/200-day relationship not available

Beta (5Y)

0.21

Less volatile than the market

Sharpe ratio

0.94

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/CXSE3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/CXSE3 stock rating?

bvmf/CXSE3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/CXSE3 analysis?

The full report lives at /stocks/bvmf/CXSE3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/CXSE3?

The latest report frames bvmf/CXSE3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/CXSE3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.