BVMF/CXSE3 (BVMF/CXSE3)

Brazil Stock Exchange: BVMF/CXSE3 · BRL

R$21.4

+0.14 (+0.7%)· Recorded snapshot

Market cap	64.2B
Revenue (ttm)	6B
Net income (ttm)	4.5B
EPS (ttm)	R$1.51
Shares out	3B
P/E (trailing)	14.2x
P/E (forward)	13.1x
Dividend	R$1.31 (6.13%)
Volume	6,173,500
Beta	0.02

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6B
Net income (ttm): 4.5B
EPS (ttm): R$1.51
P/E (trailing): 14.2x
P/E (forward): 13.1x
Market cap: 64.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E13.1

P25 n/aP50 n/aP75 n/a

Trailing P/E14.2

P25 n/aP50 n/aP75 n/a

ROE33.3

P25 n/aP50 n/aP75 n/a

ROIC34.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/CXSE3 indicators

Market & fundamental data

Available fields

226

Groups with data

Currency

BRL

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-09
Employees	137
Employees change	2
Employees growth	1.48%
Enterprise value	BRL 63B
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2015
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	BRCXSEACNOR7
Last earnings date	2026-08-10
Last refreshed	2026-10-29
Market cap	BRL 64.2B
Next earnings date	2026-11-09
Price	BRL 21.40
Price currency	BRL
Sector	Financials
SIC code	6311
Stock price date	2026-10-29
Symbol	bvmf/CXSE3
Website	https://www.caixaseguridade.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	14.07x
Average P/E ratio (3Y)	11.52x
Average P/E ratio (5Y)	11.15x
Earnings yield	7.05%
EV/Earnings	13.83x
EV/EBIT	12.8x
EV/EBITDA	12.79x
EV/Sales	10.43x
Forward P/E	13.05x
Graham number	12.48923
Graham upside	-41.5%
Lynch fair value	BRL 30.11
Lynch upside	41.03%
P/B ratio	4.62x
P/E ratio	14.19x
P/OCF ratio	15.46x
P/S ratio	10.64x
PEG ratio	1.23x
Price / tangible book value	4.62x
Price/EBITDA ratio	13.05x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	81.49%
EBITDA margin	81.49%
Effective tax rate	10.75%
Gross margin	89.7%
Operating margin	81.49%
Pretax margin	84.52%
Profit margin	75.44%
Profit per employee	BRL 33M
Profitable quarters	45
Profitable years	11
Revenue per employee	BRL 43.8M
ROA	20.76%
ROA (5Y)	17.25%
ROCE	35.39%
ROE	33.35%
ROE (5Y)	27.01%
ROIC	34.53%
ROIC (5Y)	27.87%
Tax / revenue	9.09%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.35%
EPS growth (Q)	12.79%
EPS growth (QoQ)	0.84%
EPS growth 3Y	9.39%
EPS growth 5Y	19.97%
EPS growth quarters	2
EPS growth years	10
Gross profit growth	5.37%
Gross profit growth (Q)	12.36%
Gross profit growth 3Y	26.14%
Gross profit growth 5Y	19.05%
Net income growth	4.35%
Net income growth (Q)	12.79%
Net income growth (QoQ)	0.84%
Net income growth 3Y	9.39%
Net income growth 5Y	19.97%
Net income growth quarters	2
Net income growth years	10
OCF growth	12.53%
OCF growth (Q)	35.97%
OCF growth (QoQ)	151.47%
OCF growth 3Y	17.16%
OCF growth 5Y	5.27%
Operating income growth	2.95%
Operating income growth (Q)	12.53%
Operating income growth 3Y	27.91%
Operating income growth 5Y	18.5%
Revenue growth	5.85%
Revenue growth (Q)	10.95%
Revenue growth (QoQ)	-0.78%
Revenue growth 3Y	25.32%
Revenue growth 5Y	21.41%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	BRL -38,000
EBIT	BRL 4.9B
EBITDA	BRL 4.9B
EPS	BRL 1.51
Financing cash flow	BRL -3.9B
Gross profit	BRL 5.4B
Income taxes	BRL 544.9M
Investing cash flow	BRL -186.6M
Net borrowing	BRL -2.7M
Net cash flow	BRL -28,000
Net income	BRL 4.5B
Operating income	BRL 4.9B
Revenue	BRL 6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	26.29
Book value per share	BRL 4.60
Debt / EBITDA	0
Debt / equity	0
Interest coverage	2,837.44
Long-term assets	BRL 13B
Long-term liabilities	BRL 11.6M
Net cash (debt)	BRL 1.2B
Net cash / market cap	1.95%
Net cash growth	17.01%
Net debt / EBITDA	-0.25
Net debt / equity	-0.09
Piotroski F-Score	5
Property, plant and equipment	BRL 8.6M
Shareholders' equity	BRL 13.8B
Tangible book value	BRL 13.8B
Tangible book value per share	BRL 4.60
Total assets	BRL 15B
Total cash	BRL 1.3B
Total debt	BRL 9.7M
Total liabilities	BRL 1.2B
WACC	4.36%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.41
Current assets	BRL 2B
Current liabilities	BRL 1.2B
Current ratio	1.67
Net working capital	BRL -456.2M
Quick ratio	1.63
Working capital	BRL 797.3M
Working capital turnover	8.36

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	9.53%
Dividend growth (3Y)	11.01%
Dividend growth years	4
Dividend payment date	2026-11-17
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.31
Dividend yield	6.13%
Ex-dividend date	2026-11-04
Last dividend	BRL 0.35
Payout ratio	87.02%
Shareholder yield	6.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 19.47
1D price change	0.66%
1M price change	6.27%
1M total return	6.27%
1W price change	-0.05%
1W total return	-0.05%
1Y price change	42.47%
1Y return CAGR	54.25%
1Y total return	54.2%
20-day SMA	BRL 21.07
200-day SMA	BRL 19.01
3M price change	4.24%
3M total return	6.12%
3Y price change	95.16%
3Y return CAGR	34.2%
3Y total return	141.75%
50-day SMA	BRL 20.28
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 22.54
52-week high date	2026-07-20
52-week low	BRL 14.75
52-week low date	2025-11-04
5Y price change	143.39%
5Y return CAGR	29.79%
5Y total return	268.27%
6M price change	17.68%
6M total return	22.01%
All-time high	BRL 22.54
All-time high date	2026-07-20
All-time low	BRL 6.59
All-time low date	2022-07-14
Average true range (ATR)	BRL 0.66
Average volume	11.4M
Beta (1Y)	-0.01
Beta (2Y)	0.1
Beta (5Y)	0.02
Change from 52-week high	-5.06%
Change from 52-week low	45.09%
Change from all-time high	-5.19%
Change from all-time low	224.28%
Change from open	0.66%
Day's gap	0%
Dollar volume	BRL 132.1M
High price	BRL 21.51
Low price	BRL 21.01
Monthly RSI	72.8
Open price	BRL 21.26
Position in 52-week range	78%
Previous close	BRL 21.26
Price vs 150-day SMA	9.76%
Price vs 20-day SMA	1.45%
Price vs 200-day SMA	12.39%
Price vs 50-day SMA	5.37%
Relative volume	0.54
RSI	56.83
Sharpe ratio	1.92
Sharpe ratio (3Y)	1.28
Sharpe ratio (5Y)	1.05
Sortino ratio	3.04
Sortino ratio (3Y)	2.14
Sortino ratio (5Y)	1.82
Volume	6.2M
Weekly RSI	61.78
YTD price change	28.58%
YTD total return	36.22%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	600M
Shares change (QoQ)	0%
Shares held by institutions	4.71%
Shares outstanding	3B

Deeper analysis on BVMF/CXSE3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/CXSE3 report

Is a complete BVMF/CXSE3 research report available?

No complete published report is available for bvmf/CXSE3 (BVMF/CXSE3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/CXSE3 (BVMF/CXSE3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/CXSE3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/CXSE3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/CXSE3

Frequently asked questions