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BVMF/M1MC34 (BVMF/M1MC34)

Brazil Stock Exchange: BVMF/M1MC34 · BRL

R$63.3

-2.40 (-3.7%)· Recorded snapshot

Market cap	484.8B
Revenue (ttm)	147.4B
Net income (ttm)	20.9B
EPS (ttm)	R$2.81
P/E (trailing)	22.5x
P/E (forward)	17.2x
Dividend	R$0.82 (1.30%)
Volume	6
Beta	0.58

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-15
Employees	95,000
Employees change	5,000
Employees growth	5.56%
Enterprise value	BRL 595.6B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1871
Industry	Insurance Brokers
Is primary listing	No
ISIN number	BRM1MCBDR000
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Last stock split date	2026-08-10
Last stock split type	Forward
Market cap	BRL 484.8B
Next earnings date	2027-01-28
Price	BRL 63.30
Price currency	BRL
Sector	Financials
SIC code	6411
Stock price date	2026-10-27
Symbol	bvmf/M1MC34
Website	https://www.corporate.marsh.com

Metric

Value

Amount currency

BRL

Country

United States

Country code

Earnings date

2026-10-15

Employees

95,000

Employees change

5,000

Employees growth

5.56%

Enterprise value

BRL 595.6B

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1871

Industry

Insurance Brokers

Is primary listing

ISIN number

BRM1MCBDR000

Last earnings date

2026-10-15

Last refreshed

2026-10-28

Last stock split date

2026-08-10

Last stock split type

Forward

Market cap

BRL 484.8B

Next earnings date

2027-01-28

Price

BRL 63.30

Price currency

BRL

Sector

Financials

SIC code

6411

Stock price date

2026-10-27

Symbol

bvmf/M1MC34

Website

https://www.corporate.marsh.com

Metric	Value
Average P/E ratio (10Y)	25.96x
Average P/E ratio (3Y)	24.42x
Average P/E ratio (5Y)	25.03x
Earnings yield	4.44%
EV/Earnings	28.45x
EV/EBIT	15.98x
EV/EBITDA	13.33x
EV/FCF	27.68x
EV/Sales	3.91x
FCF / EV yield	3.61%
FCF yield	4.44%
Forward P/E	17.15x
Graham number	24.90253
Graham upside	-60.66%
Lynch fair value	BRL 22.65
Lynch upside	-64.22%
P/(FCF - SBC) ratio	25.05x
P/(OCF - SBC) ratio	23.07x
P/B ratio	6.28x
P/E ratio	22.52x
P/FCF ratio	22.53x
P/OCF ratio	20.92x
P/S ratio	3.29x
Price/EBITDA ratio	11.87x
Sector forward P/E	8.28x
Sector P/E	9.3x

Metric

Value

Average P/E ratio (10Y)

25.96x

Average P/E ratio (3Y)

24.42x

Average P/E ratio (5Y)

25.03x

Earnings yield

4.44%

EV/Earnings

28.45x

EV/EBIT

15.98x

EV/EBITDA

13.33x

EV/FCF

27.68x

EV/Sales

3.91x

FCF / EV yield

3.61%

FCF yield

4.44%

Forward P/E

17.15x

Graham number

24.90253

Graham upside

-60.66%

Lynch fair value

BRL 22.65

Lynch upside

-64.22%

P/(FCF - SBC) ratio

25.05x

P/(OCF - SBC) ratio

23.07x

P/B ratio

6.28x

P/E ratio

22.52x

P/FCF ratio

22.53x

P/OCF ratio

20.92x

P/S ratio

3.29x

Price/EBITDA ratio

11.87x

Sector forward P/E

8.28x

Sector P/E

9.3x

Metric	Value
EBIT margin	24.5%
EBITDA margin	27.71%
Effective tax rate	23.25%
FCF margin	14.04%
Gross margin	44.48%
Operating margin	24.5%
Pretax margin	18.88%
Profit margin	14.2%
Profit per employee	BRL 220,337
Profitable quarters	69
Profitable years	17
Revenue per employee	BRL 1.6M
ROA	7.35%
ROA (5Y)	7.97%
ROCE	18.49%
ROE	27.24%
ROE (5Y)	30.62%
ROIC	14.97%
ROIC (5Y)	16.87%
SBC / revenue	1.47%
Tax / revenue	4.39%

Metric

Value

EBIT margin

24.5%

EBITDA margin

27.71%

Effective tax rate

23.25%

FCF margin

14.04%

Gross margin

44.48%

Operating margin

24.5%

Pretax margin

18.88%

Profit margin

14.2%

Profit per employee

BRL 220,337

Profitable quarters

Profitable years

Revenue per employee

BRL 1.6M

ROA

7.35%

ROA (5Y)

7.97%

ROCE

18.49%

ROE

27.24%

ROE (5Y)

30.62%

ROIC

14.97%

ROIC (5Y)

16.87%

SBC / revenue

1.47%

Tax / revenue

4.39%

Metric	Value
EPS growth	0.12%
EPS growth (Q)	11.92%
EPS growth (QoQ)	-35.74%
EPS growth 10Y	9.89%
EPS growth 3Y	6.4%
EPS growth 5Y	9.56%
EPS growth quarters	2
EPS growth years	3
FCF growth	-13.91%
FCF growth (Q)	-30.5%
FCF growth (QoQ)	-3.72%
FCF growth 3Y	5.1%
FCF growth 5Y	5.9%
Gross profit growth	9.53%
Gross profit growth (Q)	12.91%
Gross profit growth 3Y	9.53%
Gross profit growth 5Y	8.83%
Net income growth	-2.08%
Net income growth (Q)	8.17%
Net income growth (QoQ)	-36.18%
Net income growth 3Y	5.25%
Net income growth 5Y	8.29%
Net income growth quarters	2
Net income growth years	3
OCF growth	-12.05%
OCF growth (Q)	-29.01%
OCF growth (QoQ)	-2.95%
OCF growth 10Y	8.32%
OCF growth 3Y	4%
OCF growth 5Y	5.29%
Operating income growth	3.27%
Operating income growth (Q)	3.36%
Operating income growth 3Y	8.01%
Operating income growth 5Y	9.06%
Revenue growth	7.58%
Revenue growth (Q)	8.06%
Revenue growth (QoQ)	-7.31%
Revenue growth 10Y	8%
Revenue growth 3Y	8.62%
Revenue growth 5Y	8.3%
Revenue growth quarters	15
Revenue growth years	10

Metric

Value

EPS growth

0.12%

EPS growth (Q)

11.92%

EPS growth (QoQ)

-35.74%

EPS growth 10Y

9.89%

EPS growth 3Y

6.4%

EPS growth 5Y

9.56%

EPS growth quarters

EPS growth years

FCF growth

-13.91%

FCF growth (Q)

-30.5%

FCF growth (QoQ)

-3.72%

FCF growth 3Y

5.1%

FCF growth 5Y

5.9%

Gross profit growth

9.53%

Gross profit growth (Q)

12.91%

Gross profit growth 3Y

9.53%

Gross profit growth 5Y

8.83%

Net income growth

-2.08%

Net income growth (Q)

8.17%

Net income growth (QoQ)

-36.18%

Net income growth 3Y

5.25%

Net income growth 5Y

8.29%

Net income growth quarters

Net income growth years

OCF growth

-12.05%

OCF growth (Q)

-29.01%

OCF growth (QoQ)

-2.95%

OCF growth 10Y

8.32%

OCF growth 3Y

OCF growth 5Y

5.29%

Operating income growth

3.27%

Operating income growth (Q)

3.36%

Operating income growth 3Y

8.01%

Operating income growth 5Y

9.06%

Revenue growth

7.58%

Revenue growth (Q)

8.06%

Revenue growth (QoQ)

-7.31%

Revenue growth 10Y

Revenue growth 3Y

8.62%

Revenue growth 5Y

8.3%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	BRL -1.7B
Depreciation and amortization	BRL 4.9B
EBIT	BRL 36.1B
EBITDA	BRL 40.8B
EPS	BRL 2.81
Financing cash flow	BRL -19.7B
Free cash flow	BRL 21.5B
Free cash flow minus SBC	BRL 19.4B
Gross profit	BRL 65.6B
Income taxes	BRL 6.5B
Investing cash flow	BRL -5.3B
Net borrowing	BRL 5.2B
Net cash flow	BRL -2.1B
Net income	BRL 20.9B
Operating cash flow minus SBC	BRL 21B
Operating income	BRL 36.1B
Revenue	BRL 147.4B
Stock-based compensation	BRL 2.2B

Metric

Value

Capital expenditures

BRL -1.7B

Depreciation and amortization

BRL 4.9B

EBIT

BRL 36.1B

EBITDA

BRL 40.8B

EPS

BRL 2.81

Financing cash flow

BRL -19.7B

Free cash flow

BRL 21.5B

Free cash flow minus SBC

BRL 19.4B

Gross profit

BRL 65.6B

Income taxes

BRL 6.5B

Investing cash flow

BRL -5.3B

Net borrowing

BRL 5.2B

Net cash flow

BRL -2.1B

Net income

BRL 20.9B

Operating cash flow minus SBC

BRL 21B

Operating income

BRL 36.1B

Revenue

BRL 147.4B

Stock-based compensation

BRL 2.2B

Metric	Value
Altman Z-Score	2.74
Book value per share	BRL 159.89
Debt / EBITDA	2.67
Debt / equity	1.5
Debt / FCF	5.38
Goodwill	BRL 132.6B
Interest coverage	7.17
Long-term assets	BRL 179.9B
Long-term liabilities	BRL 113.5B
Net cash (debt)	BRL -106.1B
Net cash / market cap	-21.89%
Net debt / EBITDA	2.6
Net debt / equity	1.37
Net debt / FCF	4.93
Piotroski F-Score	5
Property, plant and equipment	BRL 12B
Shareholders' equity	BRL 77.2B
Tangible book value	BRL -74.8B
Tangible book value per share	BRL -157.35
Total assets	BRL 309.8B
Total cash	BRL 9.5B
Total debt	BRL 115.7B
Total liabilities	BRL 232.6B
WACC	6.67%

Metric

Value

Altman Z-Score

2.74

Book value per share

BRL 159.89

Debt / EBITDA

2.67

Debt / equity

1.5

Debt / FCF

5.38

Goodwill

BRL 132.6B

Interest coverage

7.17

Long-term assets

BRL 179.9B

Long-term liabilities

BRL 113.5B

Net cash (debt)

BRL -106.1B

Net cash / market cap

-21.89%

Net debt / EBITDA

2.6

Net debt / equity

1.37

Net debt / FCF

4.93

Piotroski F-Score

Property, plant and equipment

BRL 12B

Shareholders' equity

BRL 77.2B

Tangible book value

BRL -74.8B

Tangible book value per share

BRL -157.35

Total assets

BRL 309.8B

Total cash

BRL 9.5B

Total debt

BRL 115.7B

Total liabilities

BRL 232.6B

WACC

6.67%

Metric	Value
Asset turnover	0.48
Current assets	BRL 129.9B
Current liabilities	BRL 119.1B
Current ratio	1.09
Net working capital	BRL 11B
Quick ratio	0.5
Working capital	BRL 10.3B
Working capital turnover	64.11

Metric

Value

Asset turnover

0.48

Current assets

BRL 129.9B

Current liabilities

BRL 119.1B

Current ratio

1.09

Net working capital

BRL 11B

Quick ratio

0.5

Working capital

BRL 10.3B

Working capital turnover

64.11

Metric	Value
Buyback yield / dilution	2.22%
Dividend growth	2.8%
Dividend growth (3Y)	14.48%
Dividend growth (5Y)	12.67%
Dividend growth years	5
Dividend payment date	2026-11-19
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.82
Dividend yield	1.3%
Ex-dividend date	2026-09-30
Last dividend	BRL 0.22
Payout ratio	44.15%
Shareholder yield	3.52%

Metric

Value

Buyback yield / dilution

2.22%

Dividend growth

2.8%

Dividend growth (3Y)

14.48%

Dividend growth (5Y)

12.67%

Dividend growth years

Dividend payment date

2026-11-19

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 0.82

Dividend yield

1.3%

Ex-dividend date

2026-09-30

Last dividend

BRL 0.22

Payout ratio

44.15%

Shareholder yield

3.52%

Metric	Value
150-day SMA	BRL 59.17
1D price change	-3.65%
1M price change	13.6%
1M total return	14.05%
1W price change	6.24%
1W total return	6.24%
1Y price change	-0.41%
1Y return CAGR	1.04%
1Y total return	1.04%
20-day SMA	BRL 57.06
200-day SMA	BRL 63.45
3M price change	12.53%
3M total return	12.97%
3Y price change	6.96%
3Y return CAGR	3.48%
3Y total return	10.8%
50-day SMA	BRL 58.92
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 65.90
52-week high date	2026-10-26
52-week low	BRL 49.46
52-week low date	2026-06-03
5Y price change	5.95%
5Y return CAGR	2.27%
5Y total return	11.88%
6M price change	16.95%
6M total return	17.86%
All-time high	BRL 88.73
All-time high date	2024-11-29
All-time low	BRL 29.78
All-time low date	2020-01-27
Average true range (ATR)	BRL 1.52
Average volume	148.9
Beta (5Y)	0.59
Change from 52-week high	-3.95%
Change from 52-week low	27.99%
Change from all-time high	-28.66%
Change from all-time low	112.59%
Change from open	0%
Day's gap	-3.65%
Dollar volume	BRL 380
High price	BRL 63.30
Low price	BRL 63.30
Monthly RSI	50.23
Open price	BRL 63.30
Previous close	BRL 65.70
Price vs 150-day SMA	6.98%
Price vs 20-day SMA	10.94%
Price vs 200-day SMA	-0.23%
Price vs 50-day SMA	7.43%
Relative volume	0.04
RSI	63.41
Sharpe ratio	-0.53
Sortino ratio	-0.57
Volume	6
Weekly RSI	55.13
YTD price change	-1.86%
YTD total return	-0.43%

Metric

Value

150-day SMA

BRL 59.17

1D price change

-3.65%

1M price change

13.6%

1M total return

14.05%

1W price change

6.24%

1W total return

6.24%

1Y price change

-0.41%

1Y return CAGR

1.04%

1Y total return

1.04%

20-day SMA

BRL 57.06

200-day SMA

BRL 63.45

3M price change

12.53%

3M total return

12.97%

3Y price change

6.96%

3Y return CAGR

3.48%

3Y total return

10.8%

50-day SMA

BRL 58.92

50-day SMA vs 200-day SMA

50under200

52-week high

BRL 65.90

52-week high date

2026-10-26

52-week low

BRL 49.46

52-week low date

2026-06-03

5Y price change

5.95%

5Y return CAGR

2.27%

5Y total return

11.88%

6M price change

16.95%

6M total return

17.86%

All-time high

BRL 88.73

All-time high date

2024-11-29

All-time low

BRL 29.78

All-time low date

2020-01-27

Average true range (ATR)

BRL 1.52

Average volume

148.9

Beta (5Y)

0.59

Change from 52-week high

-3.95%

Change from 52-week low

27.99%

Change from all-time high

-28.66%

Change from all-time low

112.59%

Change from open

Day's gap

-3.65%

Dollar volume

BRL 380

High price

BRL 63.30

Low price

BRL 63.30

Monthly RSI

50.23

Open price

BRL 63.30

Previous close

BRL 65.70

Price vs 150-day SMA

6.98%

Price vs 20-day SMA

10.94%

Price vs 200-day SMA

-0.23%

Price vs 50-day SMA

7.43%

Relative volume

0.04

RSI

63.41

Sharpe ratio

-0.53

Sortino ratio

-0.57

Volume

Weekly RSI

55.13

YTD price change

-1.86%

YTD total return

-0.43%

Metric	Value
Float	474.6M
Shares change (QoQ)	-0.62%
Shares change (YoY)	-2.22%
Shares held by insiders	0.09%
Shares held by institutions	94.27%
Short ratio	2.7 days

Metric

Value

Float

474.6M

Shares change (QoQ)

-0.62%

Shares change (YoY)

-2.22%

Shares held by insiders

0.09%

Shares held by institutions

94.27%

Short ratio

2.7 days

BVMF/M1MC34 (BVMF/M1MC34)

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