BVMF/PYPL34 (BVMF/PYPL34)

Brazil Stock Exchange: BVMF/PYPL34 · BRL

R$15.0

+0.19 (+1.3%)· Recorded snapshot

Market cap	252.4B
Revenue (ttm)	177.6B
Net income (ttm)	24.5B
EPS (ttm)	R$1.41
P/E (trailing)	10.7x
P/E (forward)	9.9x
Dividend	R$0.10 (0.65%)
Volume	156,019
Beta	1.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 177.6B
Net income (ttm): 24.5B
EPS (ttm): R$1.41
P/E (trailing): 10.7x
P/E (forward): 9.9x
Market cap: 252.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E9.9

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE23.8

P25 n/aP50 n/aP75 n/a

ROIC21.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/PYPL34 indicators

Market & fundamental data

Available fields

249

Groups with data

Currency

USD

Showing 249 of 249 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-27
Employees	23,800
Employees change	-600
Employees growth	-2.46%
Enterprise value	BRL 273.7B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1998
Industry	Credit Services
Is primary listing	No
ISIN number	BRPYPLBDR002
Last earnings date	2026-10-27
Last refreshed	2026-10-29
Last stock split date	2020-10-29
Last stock split type	Forward
Market cap	BRL 252.4B
Next earnings date	2027-02-03
Price	BRL 15.04
Price currency	BRL
Sector	Financials
SIC code	7389
Stock price date	2026-10-28
Symbol	bvmf/PYPL34
Website	https://www.paypal.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	37.87x
Average P/E ratio (3Y)	13.59x
Average P/E ratio (5Y)	21.86x
Earnings yield	9.35%
EV/Earnings	11.18x
EV/EBIT	8.39x
EV/EBITDA	7.62x
EV/FCF	8.39x
EV/Sales	1.49x
FCF / EV yield	11.92%
FCF yield	12.93%
Forward P/E	9.88x
Graham number	14.05107
Graham upside	-6.58%
Lynch fair value	BRL 7.30
Lynch upside	-51.49%
P/(FCF - SBC) ratio	9.16x
P/(OCF - SBC) ratio	7.97x
P/B ratio	2.5x
P/E ratio	10.69x
P/FCF ratio	7.74x
P/OCF ratio	6.87x
P/S ratio	1.42x
Price / tangible book value	5.83x
Price/EBITDA ratio	7.47x
Sector forward P/E	7.94x
Sector P/E	8.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	17.7%
EBITDA margin	19.01%
Effective tax rate	17.13%
FCF margin	17.79%
Gross margin	40.55%
Operating margin	17.7%
Pretax margin	16.63%
Profit margin	13.78%
Profit per employee	BRL 1M
Profitable quarters	17
Profitable years	14
Revenue per employee	BRL 7.5M
ROA	4.7%
ROA (5Y)	4%
ROCE	17.99%
ROE	23.83%
ROE (5Y)	19.55%
ROIC	21.75%
ROIC (5Y)	20.09%
SBC / revenue	2.85%
Tax / revenue	2.85%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	5.66%
EPS growth (Q)	-3.85%
EPS growth (QoQ)	0%
EPS growth 10Y	16.63%
EPS growth 3Y	16.19%
EPS growth 5Y	4.81%
EPS growth years	3
FCF growth	13.19%
FCF growth (Q)	-16.71%
FCF growth (QoQ)	-19.38%
FCF growth 3Y	25.54%
FCF growth 5Y	4.71%
Gross profit growth	1.82%
Gross profit growth (Q)	2.69%
Gross profit growth 3Y	5.9%
Gross profit growth 5Y	3.43%
Net income growth	-3.86%
Net income growth (Q)	-14.02%
Net income growth (QoQ)	-2.81%
Net income growth 3Y	7.88%
Net income growth 5Y	-0.86%
Net income growth years	1
OCF growth	10.38%
OCF growth (Q)	-19.35%
OCF growth (QoQ)	-19.72%
OCF growth 10Y	9.12%
OCF growth 3Y	22.91%
OCF growth 5Y	3.67%
Operating income growth	-1.16%
Operating income growth (Q)	3.88%
Operating income growth 3Y	8.56%
Operating income growth 5Y	7.27%
Revenue growth	4.36%
Revenue growth (Q)	1.98%
Revenue growth (QoQ)	-1.13%
Revenue growth 10Y	12.65%
Revenue growth 3Y	5.59%
Revenue growth 5Y	6.9%
Revenue growth quarters	46
Revenue growth years	13

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -4.1B
Depreciation and amortization	BRL 2.4B
EBIT	BRL 31.4B
EBITDA	BRL 33.8B
EPS	BRL 1.41
Financing cash flow	BRL -23.8B
Free cash flow	BRL 32.6B
Free cash flow minus SBC	BRL 27.6B
Gross profit	BRL 72B
Income taxes	BRL 5.1B
Investing cash flow	BRL -32.5B
Net borrowing	BRL 10.8B
Net cash flow	BRL -19.5B
Net income	BRL 24.5B
Operating cash flow minus SBC	BRL 31.7B
Operating income	BRL 31.4B
Revenue	BRL 177.6B
Stock-based compensation	BRL 5.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.93
Book value per share	BRL 120.57
Debt / EBITDA	2.13
Debt / equity	0.73
Debt / FCF	2.26
Goodwill	BRL 58.7B
Interest coverage	12.49
Long-term assets	BRL 98.9B
Long-term liabilities	BRL 65.7B
Net cash (debt)	BRL -20.6B
Net cash / market cap	-8.15%
Net debt / EBITDA	0.61
Net debt / equity	0.2
Net debt / FCF	0.63
Piotroski F-Score	6
Property, plant and equipment	BRL 9.1B
Shareholders' equity	BRL 100.9B
Tangible book value	BRL 43.3B
Tangible book value per share	BRL 51.74
Total assets	BRL 422.8B
Total cash	BRL 53.2B
Total debt	BRL 73.8B
Total liabilities	BRL 321.9B
WACC	9.37%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.42
Current assets	BRL 323.8B
Current liabilities	BRL 256.1B
Current ratio	1.26
Net working capital	BRL 26.2B
Quick ratio	0.23
Working capital	BRL 65.6B
Working capital turnover	12.73

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.79%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-10-01
Dividend payment years	2
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.10
Dividend yield	0.65%
Ex-dividend date	2026-09-03
Last dividend	BRL 0.00
Payout ratio	10.58%
Shareholder yield	9.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 12.96
1D price change	1.28%
1M price change	4.3%
1M total return	4.3%
1W price change	4.44%
1W total return	4.44%
1Y price change	-20.76%
1Y return CAGR	-20.17%
1Y total return	-20.16%
20-day SMA	BRL 14.20
200-day SMA	BRL 12.86
3M price change	5.1%
3M total return	5.29%
3Y price change	18.89%
3Y return CAGR	6.21%
3Y total return	19.8%
50-day SMA	BRL 14.29
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 21.27
52-week high date	2025-10-28
52-week low	BRL 10.01
52-week low date	2026-02-12
5Y price change	-76.87%
5Y return CAGR	-25.27%
5Y total return	-76.69%
6M price change	20.51%
6M total return	20.99%
All-time high	BRL 81.13
All-time high date	2021-02-11
All-time low	BRL 10.01
All-time low date	2026-02-12
Average true range (ATR)	BRL 0.48
Average volume	60.1K
Beta (5Y)	1.28
Change from 52-week high	-29.29%
Change from 52-week low	50.25%
Change from all-time high	-81.46%
Change from all-time low	50.25%
Change from open	0.47%
Day's gap	0.81%
Dollar volume	BRL 2.3M
High price	BRL 15.11
Low price	BRL 14.72
Monthly RSI	45.85
Open price	BRL 14.97
Position in 52-week range	82.05%
Previous close	BRL 14.85
Price vs 150-day SMA	16.01%
Price vs 20-day SMA	5.92%
Price vs 200-day SMA	16.97%
Price vs 50-day SMA	5.27%
Relative volume	2.6
RSI	63.87
Sharpe ratio	-0.24
Sharpe ratio (3Y)	0.16
Sharpe ratio (5Y)	-0.54
Sortino ratio	-0.22
Sortino ratio (3Y)	0.35
Sortino ratio (5Y)	-0.62
Volume	156K
Weekly RSI	57.12
YTD price change	-6.99%
YTD total return	-6.43%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	828.7M
Shares change (QoQ)	-2.72%
Shares change (YoY)	-8.79%
Shares held by insiders	0.11%
Shares held by institutions	81.12%
Short ratio	2.3 days

Deeper analysis on BVMF/PYPL34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/PYPL34 report

Is a complete BVMF/PYPL34 research report available?

No complete published report is available for bvmf/PYPL34 (BVMF/PYPL34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/PYPL34 (BVMF/PYPL34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/PYPL34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/PYPL34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/PYPL34

Frequently asked questions