TSX/SFC (TSX/SFC)

Toronto Stock Exchange: TSX/SFC · CAD

CA$8.36

+0.04 (+0.5%)· Recorded snapshot

Market cap	1.1B
Revenue (ttm)	2.2B
Net income (ttm)	168.8M
EPS (ttm)	CA$1.19
Shares out	135.8M
P/E (trailing)	7.0x
P/E (forward)	6.2x
Dividend	CA$0.41 (4.95%)
Volume	5,632
Beta	0.03

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.2B
Net income (ttm): 168.8M
EPS (ttm): CA$1.19
P/E (trailing): 7.0x
P/E (forward): 6.2x
Market cap: 1.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E6.2

P25 n/aP50 n/aP75 n/a

Trailing P/E7

P25 n/aP50 n/aP75 n/a

ROE11.2

P25 n/aP50 n/aP75 n/a

ROIC6.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TSX/SFC indicators

Market & fundamental data

Available fields

212

Groups with data

Currency

USD

Showing 212 of 212 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	Bermuda
Country code	CA
Earnings date	2026-11-12
Employees	5,600
Employees change	300
Employees growth	5.66%
Enterprise value	CAD 5.5B
Exchange	Toronto Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1840
Industry	Insurance - Life
Is primary listing	Yes
ISIN number	BM78669Q1007
Last earnings date	2026-08-12
Last refreshed	2026-10-29
Market cap	CAD 1.1B
Next earnings date	2026-11-12
Price	CAD 8.36
Price currency	CAD
Sector	Financials
SIC code	6311
Stock price date	2026-10-29
Symbol	tsx/SFC
Website	https://www.sagicor.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.66x
Average P/E ratio (3Y)	7.85x
Average P/E ratio (5Y)	9.49x
Earnings yield	14.19%
EV/Earnings	32.81x
EV/EBIT	8.74x
EV/EBITDA	8.37x
EV/Sales	2.48x
FCF / EV yield	-5.55%
FCF yield	-27.19%
Forward P/E	6.25x
Graham number	17.01861
Graham upside	104.06%
Industry P/E	16.69x
Lynch fair value	CAD 14.50
Lynch upside	73.82%
P/B ratio	0.55x
P/E ratio	7.05x
P/S ratio	0.51x
Price / tangible book value	0.83x
Price/EBITDA ratio	1.71x
Sector forward P/E	15.35x
Sector P/E	18.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	28.35%
EBITDA margin	29.59%
Effective tax rate	31.38%
Gross margin	53.47%
Operating margin	28.35%
Pretax margin	14.66%
Profit margin	7.55%
Profit per employee	CAD 30,150
Profitable quarters	1
Profitable years	3
Revenue per employee	CAD 399,331
ROA	1.12%
ROA (5Y)	1.15%
ROCE	1.97%
ROE	11.25%
ROE (5Y)	15.15%
ROIC	6.82%
ROIC (5Y)	5.99%
Tax / revenue	4.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	5.37%
EPS growth 10Y	19.89%
EPS growth 3Y	35.55%
EPS growth 5Y	13.4%
EPS growth quarters	1
EPS growth years	0
Net income growth	6.43%
Net income growth 3Y	35.25%
Net income growth 5Y	12.22%
Net income growth quarters	1
Net income growth years	0
Revenue growth	32.85%
Revenue growth (Q)	45%
Revenue growth (QoQ)	43.63%
Revenue growth 10Y	3.8%
Revenue growth 3Y	11.49%
Revenue growth 5Y	-4.66%
Revenue growth quarters	5
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CAD -16.5M
EBIT	CAD 633.9M
EBITDA	CAD 661.7M
EPS	CAD 1.19
FCF per share	CAD -2.26
Financing cash flow	CAD -40.4M
Free cash flow	CAD -307.3M
Gross profit	CAD 1.2B
Income taxes	CAD 102.9M
Investing cash flow	CAD -17.9M
Net borrowing	CAD 51.8M
Net cash flow	CAD -347.7M
Net income	CAD 168.8M
Operating income	CAD 633.9M
Revenue	CAD 2.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 10.85
Debt / EBITDA	6.63
Debt / equity	2.14
Interest coverage	2.08
Net cash (debt)	CAD -3.8B
Net cash / market cap	-338.88%
Net debt / EBITDA	5.79
Net debt / equity	1.86
Piotroski F-Score	4
Property, plant and equipment	CAD 319.5M
Shareholders' equity	CAD 2.1B
Tangible book value	CAD 1.4B
Tangible book value per share	CAD 10.00
Total assets	CAD 36.8B
Total cash	CAD 559.7M
Total debt	CAD 4.4B
Total liabilities	CAD 34.7B
WACC	4.69%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.06
Current ratio	0.41
Net working capital	CAD -1.9B
Quick ratio	0.23
Working capital	CAD -2.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.93%
Dividend growth	10.83%
Dividend growth (3Y)	10.11%
Dividend growth (5Y)	7.45%
Dividend growth years	4
Dividend payment date	2026-09-16
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	CAD 0.41
Dividend yield	4.95%
Ex-dividend date	2026-08-26
Last dividend	CAD 0.10
Payout ratio	32.57%
Shareholder yield	4.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CAD 8.72
1D price change	0.48%
1M price change	-1.76%
1M total return	-1.76%
1W price change	1.83%
1W total return	1.83%
1Y price change	4.25%
1Y return CAGR	9.18%
1Y total return	9.18%
20-day SMA	CAD 8.25
200-day SMA	CAD 8.92
3M price change	-3.24%
3M total return	-2.13%
3Y price change	49.64%
3Y return CAGR	20.02%
3Y total return	72.91%
50-day SMA	CAD 8.52
50-day SMA vs 200-day SMA	50under200
52-week high	CAD 10.53
52-week high date	2026-03-16
52-week low	CAD 7.80
52-week low date	2025-11-14
5Y price change	37.34%
5Y return CAGR	12.05%
5Y total return	76.59%
6M price change	-10.89%
6M total return	-8.74%
All-time high	CAD 10.53
All-time high date	2026-03-16
All-time low	CAD 4.25
All-time low date	2023-08-31
Average true range (ATR)	CAD 0.18
Average volume	30.9K
Beta (1Y)	0.18
Beta (2Y)	0.27
Beta (5Y)	0.03
Change from 52-week high	-20.61%
Change from 52-week low	7.18%
Change from all-time high	-20.7%
Change from all-time low	96.47%
Change from open	0.6%
Day's gap	-0.12%
Dollar volume	CAD 47,084
High price	CAD 8.37
Low price	CAD 8.31
Monthly RSI	52.39
Open price	CAD 8.31
Position in 52-week range	83.33%
Previous close	CAD 8.32
Price vs 150-day SMA	-4.21%
Price vs 20-day SMA	1.18%
Price vs 200-day SMA	-6.39%
Price vs 50-day SMA	-2.03%
Relative volume	0.18
RSI	50.16
Sharpe ratio	0.31
Sharpe ratio (3Y)	0.63
Sharpe ratio (5Y)	0.39
Sortino ratio	0.68
Sortino ratio (3Y)	1.18
Sortino ratio (5Y)	0.79
Volume	5.6K
Weekly RSI	45.49
YTD price change	-11.92%
YTD total return	-8.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	90.7M
Shares change (QoQ)	4.83%
Shares change (YoY)	0.93%
Shares held by insiders	8.68%
Shares held by institutions	1.35%
Shares outstanding	135.8M

Deeper analysis on TSX/SFC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/SFC report

Is a complete TSX/SFC research report available?

No complete published report is available for tsx/SFC (TSX/SFC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/SFC (TSX/SFC)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/SFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/SFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/SFC

Frequently asked questions