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No complete published report is available for tsx/TF (TSX/TF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/TF (TSX/TF)

Toronto Stock Exchange: TSX/TF · CAD

CA$5.17

+0.01 (+0.2%)· Recorded snapshot

Market cap	427.8M
Revenue (ttm)	43.9M
Net income (ttm)	25.5M
EPS (ttm)	CA$0.31
Shares out	82.8M
P/E (trailing)	16.8x
P/E (forward)	9.1x
Dividend	CA$0.69 (13.35%)
Volume	220,727
Beta	0.93

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-11-11
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2016
Industry	Mortgage Finance
Is primary listing	Yes
ISIN number	CA88709B1040
Last earnings date	2026-07-29
Last refreshed	2026-10-29
Market cap	CAD 427.8M
Next earnings date	2026-11-11
Price	CAD 5.17
Price currency	CAD
Sector	Financials
SIC code	6199
Stock price date	2026-10-29
Symbol	tsx/TF
Website	https://www.timbercreekfinancial.com

Metric

Value

Amount currency

CAD

Country

Canada

Country code

Earnings date

2026-11-11

Exchange

Toronto Stock Exchange

Financial currency

CAD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

2016

Industry

Mortgage Finance

Is primary listing

Yes

ISIN number

CA88709B1040

Last earnings date

2026-07-29

Last refreshed

2026-10-29

Market cap

CAD 427.8M

Next earnings date

2026-11-11

Price

CAD 5.17

Price currency

CAD

Sector

Financials

SIC code

6199

Stock price date

2026-10-29

Symbol

tsx/TF

Website

https://www.timbercreekfinancial.com

Metric	Value
Adjusted P/E ratio	14.31x
Average P/E ratio (10Y)	14.49x
Average P/E ratio (3Y)	13.31x
Average P/E ratio (5Y)	14.13x
Earnings yield	5.96%
FCF yield	-2.69%
Forward P/E	9.11x
Graham number	7.38831
Graham upside	43.18%
Industry P/E	13.71x
Lynch fair value	CAD 1.54
Lynch upside	-70.16%
P/B ratio	0.66x
P/E ratio	16.79x
P/S ratio	9.73x
Price / tangible book value	0.66x
Sector forward P/E	15.35x
Sector P/E	18.28x

Metric

Value

Adjusted P/E ratio

14.31x

Average P/E ratio (10Y)

14.49x

Average P/E ratio (3Y)

13.31x

Average P/E ratio (5Y)

14.13x

Earnings yield

5.96%

FCF yield

-2.69%

Forward P/E

9.11x

Graham number

7.38831

Graham upside

43.18%

Industry P/E

13.71x

Lynch fair value

CAD 1.54

Lynch upside

-70.16%

P/B ratio

0.66x

P/E ratio

16.79x

P/S ratio

9.73x

Price / tangible book value

0.66x

Sector forward P/E

15.35x

Sector P/E

18.28x

Metric	Value
Gross margin	94.79%
Operating margin	62.69%
Pretax margin	58.09%
Profit margin	58.09%
Profitable quarters	2
Profitable years	13
ROA	1.27%
ROA (5Y)	2.71%
ROE	3.82%
ROE (5Y)	7.07%

Metric

Value

Gross margin

94.79%

Operating margin

62.69%

Pretax margin

58.09%

Profit margin

58.09%

Profitable quarters

Profitable years

ROA

1.27%

ROA (5Y)

2.71%

ROE

3.82%

ROE (5Y)

7.07%

Metric	Value
EPS growth	-37.3%
EPS growth (Q)	-39.79%
EPS growth (QoQ)	-28.2%
EPS growth 10Y	-9.4%
EPS growth 3Y	-25.78%
EPS growth 5Y	-9.6%
EPS growth years	0
FCF growth (QoQ)	604.16%
Net income growth	-41.49%
Net income growth (Q)	-36.86%
Net income growth (QoQ)	-24.7%
Net income growth 3Y	-26.16%
Net income growth 5Y	-9.2%
Net income growth years	0
OCF growth (Q)	395,117.39%
OCF growth (QoQ)	604.16%
Operating income growth	-54.46%
Operating income growth (Q)	-28.03%
Operating income growth 3Y	-24.2%
Operating income growth 5Y	-7.84%
Revenue growth	-47.92%
Revenue growth (Q)	-14.6%
Revenue growth (QoQ)	-10%
Revenue growth 10Y	1.63%
Revenue growth 3Y	-18.41%
Revenue growth 5Y	-5.21%
Revenue growth quarters	1
Revenue growth years	0

Metric

Value

EPS growth

-37.3%

EPS growth (Q)

-39.79%

EPS growth (QoQ)

-28.2%

EPS growth 10Y

-9.4%

EPS growth 3Y

-25.78%

EPS growth 5Y

-9.6%

EPS growth years

FCF growth (QoQ)

604.16%

Net income growth

-41.49%

Net income growth (Q)

-36.86%

Net income growth (QoQ)

-24.7%

Net income growth 3Y

-26.16%

Net income growth 5Y

-9.2%

Net income growth years

OCF growth (Q)

395,117.39%

OCF growth (QoQ)

604.16%

Operating income growth

-54.46%

Operating income growth (Q)

-28.03%

Operating income growth 3Y

-24.2%

Operating income growth 5Y

-7.84%

Revenue growth

-47.92%

Revenue growth (Q)

-14.6%

Revenue growth (QoQ)

-10%

Revenue growth 10Y

1.63%

Revenue growth 3Y

-18.41%

Revenue growth 5Y

-5.21%

Revenue growth quarters

Revenue growth years

Metric	Value
EPS	CAD 0.31
FCF per share	CAD -0.14
Financing cash flow	CAD 59.9M
Free cash flow	CAD -11.5M
Gross profit	CAD 41.6M
Investing cash flow	CAD 3.8M
Net borrowing	CAD 117M
Net cash flow	CAD 52.7M
Net income	CAD 25.5M
Operating income	CAD 27.5M
Revenue	CAD 43.9M

Metric

Value

EPS

CAD 0.31

FCF per share

CAD -0.14

Financing cash flow

CAD 59.9M

Free cash flow

CAD -11.5M

Gross profit

CAD 41.6M

Investing cash flow

CAD 3.8M

Net borrowing

CAD 117M

Net cash flow

CAD 52.7M

Net income

CAD 25.5M

Operating income

CAD 27.5M

Revenue

CAD 43.9M

Metric	Value
Book value per share	CAD 7.88
Debt / equity	2.32
Net cash (debt)	CAD -1.5B
Net cash / market cap	-341.4%
Net debt / equity	2.24
Piotroski F-Score	2
Shareholders' equity	CAD 651.9M
Tangible book value	CAD 651.9M
Tangible book value per share	CAD 7.88
Total assets	CAD 2.2B
Total cash	CAD 55.8M
Total debt	CAD 1.5B
Total liabilities	CAD 1.5B
WACC	2.06%

Metric

Value

Book value per share

CAD 7.88

Debt / equity

2.32

Net cash (debt)

CAD -1.5B

Net cash / market cap

-341.4%

Net debt / equity

2.24

Piotroski F-Score

Shareholders' equity

CAD 651.9M

Tangible book value

CAD 651.9M

Tangible book value per share

CAD 7.88

Total assets

CAD 2.2B

Total cash

CAD 55.8M

Total debt

CAD 1.5B

Total liabilities

CAD 1.5B

WACC

2.06%

Metric	Value
Asset turnover	0.02
Current ratio	48.88
Quick ratio	48.35
Working capital	CAD 2.1B
Working capital turnover	0.02

Metric

Value

Asset turnover

0.02

Current ratio

48.88

Quick ratio

48.35

Working capital

CAD 2.1B

Working capital turnover

0.02

Metric	Value
Buyback yield / dilution	0.16%
Dividend growth	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-11-13
Dividend payment years	11
Dividend payout frequency	Monthly
Dividend per share	CAD 0.69
Dividend yield	13.35%
Ex-dividend date	2026-10-30
Last dividend	CAD 0.06
Payout ratio	202.26%
Shareholder yield	13.53%

Metric

Value

Buyback yield / dilution

0.16%

Dividend growth

Dividend growth (3Y)

Dividend growth (5Y)

Dividend growth years

Dividend payment date

2026-11-13

Dividend payment years

Dividend payout frequency

Monthly

Dividend per share

CAD 0.69

Dividend yield

13.35%

Ex-dividend date

2026-10-30

Last dividend

CAD 0.06

Payout ratio

202.26%

Shareholder yield

13.53%

Metric	Value
10Y price change	-37.23%
10Y return CAGR	3.85%
10Y total return	45.87%
150-day SMA	CAD 6.18
1D price change	0.19%
1M price change	-2.64%
1M total return	-1.57%
1W price change	0.39%
1W total return	0.39%
1Y price change	-28.73%
1Y return CAGR	-20.75%
1Y total return	-20.73%
20-day SMA	CAD 5.19
200-day SMA	CAD 6.38
3M price change	-17.83%
3M total return	-15.34%
3Y price change	-15.41%
3Y return CAGR	4.63%
3Y total return	14.56%
50-day SMA	CAD 5.48
50-day SMA vs 200-day SMA	50under200
52-week high	CAD 7.36
52-week high date	2026-02-20
52-week low	CAD 5.03
52-week low date	2026-10-26
5Y price change	-47.29%
5Y return CAGR	-3.43%
5Y total return	-16%
6M price change	-24.45%
6M total return	-20.12%
All-time high	CAD 10.31
All-time high date	2020-02-14
All-time low	CAD 5.03
All-time low date	2026-10-26
Average true range (ATR)	CAD 0.11
Average volume	280.4K
Beta (1Y)	0.52
Beta (2Y)	0.78
Beta (5Y)	0.93
Change from 52-week high	-29.76%
Change from 52-week low	2.78%
Change from all-time high	-49.93%
Change from all-time low	2.58%
Change from open	-0.39%
Day's gap	0.58%
Dollar volume	CAD 1.1M
High price	CAD 5.22
Low price	CAD 5.12
Monthly RSI	26.68
Open price	CAD 5.19
Position in 52-week range	50%
Previous close	CAD 5.16
Price vs 150-day SMA	-16.53%
Price vs 20-day SMA	-0.62%
Price vs 200-day SMA	-19.12%
Price vs 50-day SMA	-5.87%
Relative volume	0.79
RSI	40.8
Sharpe ratio	-1.37
Sharpe ratio (3Y)	0.11
Sharpe ratio (5Y)	-0.31
Sortino ratio	-1.44
Sortino ratio (3Y)	0.44
Sortino ratio (5Y)	-0.13
Volume	220.7K
Weekly RSI	21.52
YTD price change	-24.56%
YTD total return	-18.19%

Metric

Value

10Y price change

-37.23%

10Y return CAGR

3.85%

10Y total return

45.87%

150-day SMA

CAD 6.18

1D price change

0.19%

1M price change

-2.64%

1M total return

-1.57%

1W price change

0.39%

1W total return

0.39%

1Y price change

-28.73%

1Y return CAGR

-20.75%

1Y total return

-20.73%

20-day SMA

CAD 5.19

200-day SMA

CAD 6.38

3M price change

-17.83%

3M total return

-15.34%

3Y price change

-15.41%

3Y return CAGR

4.63%

3Y total return

14.56%

50-day SMA

CAD 5.48

50-day SMA vs 200-day SMA

50under200

52-week high

CAD 7.36

52-week high date

2026-02-20

52-week low

CAD 5.03

52-week low date

2026-10-26

5Y price change

-47.29%

5Y return CAGR

-3.43%

5Y total return

-16%

6M price change

-24.45%

6M total return

-20.12%

All-time high

CAD 10.31

All-time high date

2020-02-14

All-time low

CAD 5.03

All-time low date

2026-10-26

Average true range (ATR)

CAD 0.11

Average volume

280.4K

Beta (1Y)

0.52

Beta (2Y)

0.78

Beta (5Y)

0.93

Change from 52-week high

-29.76%

Change from 52-week low

2.78%

Change from all-time high

-49.93%

Change from all-time low

2.58%

Change from open

-0.39%

Day's gap

0.58%

Dollar volume

CAD 1.1M

High price

CAD 5.22

Low price

CAD 5.12

Monthly RSI

26.68

Open price

CAD 5.19

Position in 52-week range

50%

Previous close

CAD 5.16

Price vs 150-day SMA

-16.53%

Price vs 20-day SMA

-0.62%

Price vs 200-day SMA

-19.12%

Price vs 50-day SMA

-5.87%

Relative volume

0.79

RSI

40.8

Sharpe ratio

-1.37

Sharpe ratio (3Y)

0.11

Sharpe ratio (5Y)

-0.31

Sortino ratio

-1.44

Sortino ratio (3Y)

0.44

Sortino ratio (5Y)

-0.13

Volume

220.7K

Weekly RSI

21.52

YTD price change

-24.56%

YTD total return

-18.19%

Metric	Value
Float	82.4M
Shares change (QoQ)	0%
Shares change (YoY)	-0.16%
Shares held by insiders	0.39%
Shares held by institutions	3.35%
Shares outstanding	82.8M
Short % of float	0.74%
Short % of shares	0.73%

Metric

Value

Float

82.4M

Shares change (QoQ)

Shares change (YoY)

-0.16%

Shares held by insiders

0.39%

Shares held by institutions

3.35%

Shares outstanding

82.8M

Short % of float

0.74%

Short % of shares

0.73%

TSX/TF (TSX/TF)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/TF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/TF indicators

Profile and market data

Valuation

Profitability

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Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/TF

Frequently asked questions