BST/73X (BST/73X)

Stuttgart Stock Exchange: BST/73X · EUR

€0.58

+0.00 (0.0%)· Recorded snapshot

Market cap	598.6M
Revenue (ttm)	162.1M
Net income (ttm)	46.3M
EPS (ttm)	€0.05
P/E (trailing)	11.7x
Dividend	€0.04 (7.24%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 162.1M
Net income (ttm): 46.3M
EPS (ttm): €0.05
P/E (trailing): 11.7x
Market cap: 598.6M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E11.7

P25 n/aP50 n/aP75 n/a

ROE7.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BST/73X indicators

Market & fundamental data

Available fields

173

Groups with data

Currency

NZD

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	New Zealand
Country code	DE
Earnings date	2026-11-05
Employees change	55
Employees growth	13.99%
Exchange	Stuttgart Stock Exchange
Financial currency	NZD
Financial report date	2026-06-30
First seen	2026-10-12
Fiscal year end	June
Founded	1875
Industry	Banks - Regional
Is primary listing	No
ISIN number	NZHGHE0007S9
Last refreshed	2026-10-28
Market cap	EUR 598.6M
Next earnings date	2026-11-05
Price	EUR 0.58
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bst/73X
Website	https://www.heartlandgroup.info

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.7x
Average P/E ratio (3Y)	15.14x
Average P/E ratio (5Y)	14.46x
Earnings yield	8.58%
FCF yield	-16.56%
Graham number	0.80641
Graham upside	39.04%
Industry P/E	10.43x
Lynch fair value	EUR 0.22
Lynch upside	-61.3%
P/B ratio	0.9x
P/E ratio	11.66x
P/S ratio	3.69x
Price / tangible book value	1.14x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	29.59%
Operating margin	43.38%
Pretax margin	40.6%
Profit margin	28.59%
Profitable quarters	26
Profitable years	15
ROA	1.03%
ROA (5Y)	1.03%
ROE	7.3%
ROE (5Y)	7.91%
Tax / revenue	12.02%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	138.85%
EPS growth (Q)	25.69%
EPS growth (QoQ)	-9.58%
EPS growth 10Y	-1.06%
EPS growth 3Y	-10.86%
EPS growth 5Y	-7.89%
EPS growth quarters	2
EPS growth years	1
Net income growth	140.2%
Net income growth (Q)	26.08%
Net income growth (QoQ)	-9.13%
Net income growth 3Y	-0.93%
Net income growth 5Y	1.39%
Net income growth quarters	2
Net income growth years	1
Revenue growth	29.8%
Revenue growth (Q)	11.54%
Revenue growth (QoQ)	0.63%
Revenue growth 10Y	8.51%
Revenue growth 3Y	7.56%
Revenue growth 5Y	6.66%
Revenue growth quarters	3
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -1.7M
EPS	EUR 0.05
Financing cash flow	EUR 86.2M
Free cash flow	EUR -99.1M
Gross profit	EUR 162.1M
Income taxes	EUR 19.5M
Investing cash flow	EUR 20.4M
Net borrowing	EUR -49.7M
Net cash flow	EUR 14.4M
Net income	EUR 46.3M
Operating income	EUR 70.3M
Revenue	EUR 162.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 0.70
Debt / equity	0.61
Goodwill	EUR 114.4M
Net cash (debt)	EUR -218.1M
Net cash / market cap	-36.43%
Net debt / equity	0.33
Piotroski F-Score	2
Property, plant and equipment	EUR 17.5M
Shareholders' equity	EUR 664.4M
Tangible book value	EUR 526.4M
Tangible book value per share	EUR 0.56
Total assets	EUR 4.7B
Total cash	EUR 187.4M
Total debt	EUR 405.4M
Total liabilities	EUR 4B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -3.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.66%
Dividend growth	72.29%
Dividend growth (3Y)	-18.03%
Dividend growth (5Y)	-11.55%
Dividend growth years	0
Dividend payment date	2026-09-11
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.04
Dividend yield	7.24%
Ex-dividend date	2026-08-27
Last dividend	EUR 0.02
Payout ratio	47.58%
Shareholder yield	6.58%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 0.55
1D price change	0%
1M price change	0.87%
1M total return	0.87%
1Y price change	36.15%
1Y return CAGR	50.63%
1Y total return	50.59%
20-day SMA	EUR 0.57
200-day SMA	EUR 0.55
3M price change	0.87%
3M total return	4.67%
50-day SMA	EUR 0.57
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 0.65
52-week high date	2026-03-24
52-week low	EUR 0.46
52-week low date	2026-05-18
5Y price change	-58.87%
5Y return CAGR	-10.51%
5Y total return	-42.59%
6M price change	13.73%
6M total return	18.01%
All-time high	EUR 1.49
All-time high date	2022-01-05
All-time low	EUR 0.40
All-time low date	2025-08-11
Average true range (ATR)	EUR 0.05
Average volume	100
Change from 52-week high	-10.77%
Change from 52-week low	26.09%
Change from all-time high	-61.07%
Change from all-time low	46.46%
Change from open	-7.2%
Day's gap	7.76%
High price	EUR 0.63
Low price	EUR 0.58
Monthly RSI	39.73
Open price	EUR 0.63
Position in 52-week range	0%
Previous close	EUR 0.58
Price vs 150-day SMA	5.63%
Price vs 20-day SMA	2.08%
Price vs 200-day SMA	4.66%
Price vs 50-day SMA	1.42%
Relative volume	20
RSI	56.16
Sharpe ratio	-0.32
Sortino ratio	-0.31
Weekly RSI	49.38
YTD price change	4.51%
YTD total return	12.37%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	813.3M
Shares change (QoQ)	0.26%
Shares change (YoY)	0.66%
Shares held by insiders	11.4%
Shares held by institutions	19.83%

Deeper analysis on BST/73X

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BST/73X report

Is a complete BST/73X research report available?

No complete published report is available for bst/73X (BST/73X) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BST/73X (BST/73X)

Price

Financial snapshot

Fair-value bridge

Latest news · BST/73X

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BST/73X indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BST/73X

Frequently asked questions