FRA/XMF (FRA/XMF)

Frankfurt Stock Exchange: FRA/XMF · EUR

€18.4

+0.85 (+4.9%)· Recorded snapshot

Market cap	137.3B
Revenue (ttm)	25.4B
Net income (ttm)	6.8B
EPS (ttm)	€0.94
P/E (trailing)	19.6x
Dividend	€0.72 (3.91%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 25.4B
Net income (ttm): 6.8B
EPS (ttm): €0.94
P/E (trailing): 19.6x
Market cap: 137.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E19.6

P25 n/aP50 n/aP75 n/a

ROE8.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FRA/XMF indicators

Market & fundamental data

Available fields

195

Groups with data

Currency

JPY

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Japan
Country code	DE
Earnings date	2026-11-13
Employees	123,000
Employees change	3,000
Employees growth	2.5%
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	2002
Industry	Banks - Diversified
Is primary listing	No
ISIN number	JP3890350006
Last earnings date	2026-07-31
Last refreshed	2026-10-28
Last stock split date	2026-09-29
Last stock split type	Forward
Market cap	EUR 137.3B
Next earnings date	2026-11-13
Price	EUR 18.35
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	fra/XMF
Website	https://www.smfg.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	19.98x
Average P/E ratio (3Y)	18.37x
Average P/E ratio (5Y)	14.43x
Earnings yield	5.11%
FCF yield	-72.56%
Graham number	15.45471
Graham upside	-15.78%
Lynch fair value	EUR 8.56
Lynch upside	-53.38%
P/B ratio	1.57x
P/E ratio	19.56x
P/S ratio	5.41x
Price / tangible book value	1.71x
Sector forward P/E	11.87x
Sector P/E	12.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	25.12%
Operating margin	34.91%
Pretax margin	37.43%
Profit margin	27.82%
Profit per employee	EUR 55,252
Profitable quarters	57
Profitable years	17
Revenue per employee	EUR 206,465
ROA	0.42%
ROA (5Y)	0.3%
ROE	8.57%
ROE (5Y)	5.45%
Tax / revenue	9.4%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	165.12%
EPS growth (Q)	35.05%
EPS growth 10Y	9.16%
EPS growth 3Y	13.91%
EPS growth 5Y	11%
EPS growth quarters	5
EPS growth years	5
Net income growth	154.58%
Net income growth (Q)	33.03%
Net income growth 3Y	11.62%
Net income growth 5Y	9.42%
Net income growth quarters	5
Net income growth years	5
Revenue growth	40.92%
Revenue growth (Q)	24.79%
Revenue growth 10Y	1.1%
Revenue growth 3Y	9.27%
Revenue growth 5Y	9.71%
Revenue growth quarters	4
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -976.1M
EPS	EUR 0.94
Financing cash flow	EUR 60.8B
Free cash flow	EUR -99.6B
Gross profit	EUR 25.4B
Income taxes	EUR 2.4B
Investing cash flow	EUR 15.7B
Net borrowing	EUR 1.4B
Net cash flow	EUR -14.9B
Net income	EUR 6.8B
Operating income	EUR 8.9B
Revenue	EUR 25.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 11.41
Debt / equity	3.64
Net cash (debt)	EUR 297.1B
Net cash / market cap	216.37%
Net cash growth	26.26%
Net debt / equity	-3.4
Piotroski F-Score	2
Property, plant and equipment	EUR 6.2B
Shareholders' equity	EUR 87.5B
Tangible book value	EUR 80.4B
Tangible book value per share	EUR 10.58
Total assets	EUR 1.8T
Total cash	EUR 615.7B
Total debt	EUR 318.6B
Total liabilities	EUR 1.7T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -707.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.58%
Dividend growth	73.44%
Dividend growth (10Y)	13.09%
Dividend growth (3Y)	35.49%
Dividend growth (5Y)	22.76%
Dividend growth years	0
Dividend payment date	2026-12-02
Dividend payment years	22
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.72
Dividend yield	3.91%
Ex-dividend date	2026-09-29
Last dividend	EUR 0.50
Payout ratio	76.45%
Shareholder yield	5.49%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	243%
10Y return CAGR	18.15%
10Y total return	430%
150-day SMA	EUR 17.36
15Y price change	425.84%
15Y return CAGR	16.33%
15Y total return	866.87%
1D price change	4.86%
1M price change	-10.02%
1M total return	-8.87%
1W price change	-4.37%
1W total return	-4.37%
1Y price change	51.87%
1Y return CAGR	56.24%
1Y total return	56.2%
20-day SMA	EUR 18.47
200-day SMA	EUR 16.78
20Y price change	19.63%
20Y return CAGR	4.72%
20Y total return	151.36%
3M price change	-9.28%
3M total return	-8.12%
3Y price change	134.81%
3Y return CAGR	37.3%
3Y total return	158.89%
50-day SMA	EUR 18.66
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 20.00
52-week high date	2026-09-28
52-week low	EUR 11.36
52-week low date	2025-10-27
5Y price change	257.51%
5Y return CAGR	34.14%
5Y total return	334.21%
6M price change	23.43%
6M total return	25.01%
All-time high	EUR 20.00
All-time high date	2026-09-28
All-time low	EUR 3.15
All-time low date	2011-11-11
Average true range (ATR)	EUR 0.53
Average volume	994.8
Change from 52-week high	-8.25%
Change from 52-week low	61.53%
Change from all-time high	-12.5%
Change from all-time low	456.09%
Change from open	3.44%
Day's gap	1.37%
High price	EUR 18.45
Low price	EUR 17.74
Monthly RSI	65.56
Open price	EUR 17.74
Position in 52-week range	85.92%
Previous close	EUR 17.50
Price vs 150-day SMA	0.79%
Price vs 20-day SMA	-5.25%
Price vs 200-day SMA	4.27%
Price vs 50-day SMA	-6.21%
Relative volume	0.4
RSI	39.99
Sharpe ratio	1.2
Sharpe ratio (3Y)	0.88
Sharpe ratio (5Y)	0.87
Sortino ratio	1.95
Sortino ratio (3Y)	1.43
Sortino ratio (5Y)	1.46
Volume	0
Weekly RSI	49.68
YTD price change	29.53%
YTD total return	33.22%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7.6B
Shares change (QoQ)	-0.19%
Shares change (YoY)	-1.58%
Shares held by insiders	0.06%
Shares held by institutions	40.49%

Deeper analysis on FRA/XMF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FRA/XMF report

Is a complete FRA/XMF research report available?

No complete published report is available for fra/XMF (FRA/XMF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FRA/XMF (FRA/XMF)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/XMF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FRA/XMF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FRA/XMF

Frequently asked questions