MUN/UUM (MUN/UUM)

Munich Stock Exchange: MUN/UUM · EUR

€81.3

-0.08 (-0.1%)· Recorded snapshot

Market cap	12.7B
Revenue (ttm)	11.7B
Net income (ttm)	615.1M
EPS (ttm)	€3.80
P/E (trailing)	21.4x
P/E (forward)	10.3x
Dividend	€1.67 (2.06%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 11.7B
Net income (ttm): 615.1M
EPS (ttm): €3.80
P/E (trailing): 21.4x
P/E (forward): 10.3x
Market cap: 12.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.3

P25 n/aP50 n/aP75 n/a

Trailing P/E21.4

P25 n/aP50 n/aP75 n/a

ROE6.4

P25 n/aP50 n/aP75 n/a

ROIC5.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All MUN/UUM indicators

Market & fundamental data

Available fields

219

Groups with data

Currency

USD

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	DE
Earnings date	2026-11-03
Employees	10,797
Employees change	-153
Employees growth	-1.38%
Enterprise value	EUR 16.1B
Exchange	Munich Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1848
Industry	Insurance - Life
Is primary listing	No
ISIN number	US91529Y1064
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Market cap	EUR 12.7B
Next earnings date	2026-11-03
Price	EUR 81.30
Price currency	EUR
Sector	Financials
SIC code	6321
Stock price date	2026-10-27
Symbol	mun/UUM
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9x
Average P/E ratio (3Y)	10.8x
Average P/E ratio (5Y)	8.87x
Earnings yield	4.67%
EV/Earnings	26.12x
EV/EBIT	16.04x
EV/EBITDA	14.02x
EV/FCF	26.49x
EV/Sales	1.34x
FCF / EV yield	3.78%
FCF yield	4.79%
Forward P/E	10.29x
Graham number	73.43827
Graham upside	-9.67%
Lynch fair value	EUR 19.74
Lynch upside	-75.72%
P/B ratio	1.34x
P/E ratio	21.39x
P/FCF ratio	20.88x
P/OCF ratio	17.43x
P/S ratio	1.08x
Price / tangible book value	1.38x
Price/EBITDA ratio	11.47x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	8.36%
EBITDA margin	9.45%
Effective tax rate	22.36%
FCF margin	5.07%
Gross margin	29.3%
Operating margin	8.36%
Pretax margin	6.78%
Profit margin	5.26%
Profit per employee	EUR 56,967
Profitable quarters	31
Profitable years	21
Revenue per employee	EUR 1.1M
ROA	1.1%
ROA (5Y)	1.73%
ROCE	1.78%
ROE	6.35%
ROE (5Y)	12.14%
ROIC	5.83%
ROIC (5Y)	10.18%
Tax / revenue	1.52%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-49.67%
EPS growth (Q)	-16.2%
EPS growth (QoQ)	14.12%
EPS growth 10Y	1.56%
EPS growth 3Y	-18.25%
EPS growth 5Y	4.31%
EPS growth years	0
FCF growth	-52.01%
FCF growth (Q)	48.17%
FCF growth (QoQ)	57.47%
FCF growth 3Y	-11.04%
Net income growth	-53.74%
Net income growth (Q)	-23.45%
Net income growth (QoQ)	10.73%
Net income growth 3Y	-23.19%
Net income growth 5Y	0.01%
Net income growth years	0
OCF growth	-47.36%
OCF growth (Q)	44.68%
OCF growth (QoQ)	47.74%
OCF growth 10Y	-3.01%
OCF growth 3Y	-8.9%
OCF growth 5Y	52.98%
Revenue growth	3.42%
Revenue growth (Q)	0.26%
Revenue growth (QoQ)	0.44%
Revenue growth 10Y	2.08%
Revenue growth 3Y	3.29%
Revenue growth 5Y	0.02%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -120.3M
EBIT	EUR 977.1M
EBITDA	EUR 1.1B
EPS	EUR 3.80
Financing cash flow	EUR -873.1M
Free cash flow	EUR 606.6M
Gross profit	EUR 3.4B
Income taxes	EUR 177.2M
Investing cash flow	EUR -725.2M
Net borrowing	EUR 12.4M
Net cash flow	EUR -871.4M
Net income	EUR 615.1M
Operating income	EUR 977.1M
Revenue	EUR 11.7B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 59.77
Debt / EBITDA	3.12
Debt / equity	0.37
Debt / FCF	5.75
Goodwill	EUR 316.6M
Interest coverage	5.29
Net cash (debt)	EUR -3.3B
Net cash / market cap	-26.17%
Net debt / EBITDA	3
Net debt / equity	0.35
Net debt / FCF	5.46
Piotroski F-Score	6
Property, plant and equipment	EUR 454M
Shareholders' equity	EUR 9.5B
Tangible book value	EUR 9.2B
Tangible book value per share	EUR 57.82
Total assets	EUR 55.6B
Total cash	EUR 1.8B
Total debt	EUR 3.5B
Total liabilities	EUR 46.1B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.21
Current ratio	17.26
Net working capital	EUR 12.8B
Quick ratio	4.13
Working capital	EUR 12.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.15%
Dividend growth	7.15%
Dividend growth (3Y)	9.42%
Dividend growth (5Y)	11.18%
Dividend growth years	4
Dividend payment date	2026-11-20
Dividend payment years	8
Dividend payout frequency	Quarterly
Dividend per share	EUR 1.67
Dividend yield	2.06%
Ex-dividend date	2026-10-30
Last dividend	EUR 0.45
Payout ratio	43.76%
Shareholder yield	10.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 32.42
1D price change	-0.1%
1M price change	18.44%
1M total return	22.29%
1W price change	18.44%
1W total return	22.29%
1Y price change	68.46%
1Y return CAGR	77.32%
1Y total return	77.25%
20-day SMA	EUR 62.28
200-day SMA	EUR 29.12
3M price change	13.45%
3M total return	17.13%
3Y price change	129.43%
3Y return CAGR	36.96%
3Y total return	156.99%
50-day SMA	EUR 50.10
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 81.30
52-week high date	2026-10-27
52-week low	EUR 56.86
52-week low date	2024-10-30
5Y price change	404.97%
5Y return CAGR	44.02%
5Y total return	519.45%
6M price change	12.82%
6M total return	17.06%
All-time high	EUR 81.30
All-time high date	2026-10-27
All-time low	EUR 9.50
All-time low date	2020-03-24
Average true range (ATR)	EUR 2.78
Average volume	75
Change from 52-week high	0%
Change from 52-week low	42.98%
Change from all-time high	0%
Change from all-time low	755.79%
Change from open	0%
Day's gap	-0.1%
High price	EUR 81.30
Low price	EUR 81.30
Monthly RSI	60.21
Open price	EUR 81.30
Previous close	EUR 81.38
Price vs 150-day SMA	150.78%
Price vs 20-day SMA	30.54%
Price vs 200-day SMA	179.15%
Price vs 50-day SMA	62.29%
Relative volume	5.8
RSI	53.18
Sharpe ratio	2.43
Sortino ratio	5.15
Volume	0
Weekly RSI	70.85
YTD price change	18.17%
YTD total return	23.33%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143.4M
Shares change (QoQ)	-2.66%
Shares change (YoY)	-8.15%
Shares held by insiders	0.96%
Shares held by institutions	82.23%
Short ratio	3 days

Deeper analysis on MUN/UUM

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this MUN/UUM report

Is a complete MUN/UUM research report available?

No complete published report is available for mun/UUM (MUN/UUM) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

MUN/UUM (MUN/UUM)

Price

Financial snapshot

Fair-value bridge

Latest news · MUN/UUM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All MUN/UUM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MUN/UUM

Frequently asked questions