Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

LON/0IJ7 stock hub

LON/0IJ7 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

LON/0IJ7is not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.5B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0IJ7

In the news

Latest news · LON/0IJ7

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.9

P25 n/aP50 n/aP75 n/a

ROE3.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0IJ7 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

155

Groups with data

Currency

EUR

Showing 155 of 155 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	UK
Employees	2,521
Employees Change	27.63%
Employees Change Percent	1.06
Exchange	London Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 1.5B
Price	EUR 87
Price currency	EUR
Rev Per Employee	210,694.84x
Sic	6020
Symbol	lon/0IJ7
Website	https://www.credit-agricole.fr/ca-languedoc/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.26%
FCF yield	2.78%
P/B ratio	0.28x
P/E ratio	8.88x
P/S ratio	2.77x
PE Ratio10 Y	5.79x
PE Ratio3 Y	7.07x
PE Ratio5 Y	6.43x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	7.7%
Gross Profit	EUR 531.2M
Net Income	EUR 165.4M
Net Income Growth	9.41%
Net Income Growth Q	9.21%
Net Income Growth3 Y	1.37%
Net Income Growth5 Y	1.08%
Pretax Margin	38.33%
Profit Margin	31.14%
Profit Per Employee	EUR 65,618
ROA	0.52
Roa5y	0.56
ROE	3.29
Roe5y	3.92

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	55.47%
Cagr3y	35.29%
Div CAGR3	-1.58%
Div CAGR5	1.1%
EPS Growth	9.41
EPS Growth Q	9.18
EPS Growth3 Y	1.38
EPS Growth5 Y	1.04
OCF Growth10 Y	-18.65%
Revenue Growth	8.03x
Revenue Growth Q	7.88x
Revenue Growth3 Y	2.04x
Revenue Growth5 Y	1.11x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 31.7B
Cash	EUR 438.1M
Debt	EUR 281.7M
Debt FCF	EUR 6.89
Equity	EUR 5.3B
Liabilities	EUR 26.4B
Net Cash	EUR 156.4M
Net Cash By Market Cap	EUR 10.65
Net Cash Growth	66.25%
Net Debt Equity	EUR -0.03
Net Debt FCF	EUR -3.82
Tangible Book Value	EUR 5.3B
Tangible Book Value Per Share	EUR 267

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -25.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	2.85%
Dividend Growth Years	0%
Dividend per share	EUR 2.34
Dividend Years	11
Dividend Yield	2.69%
Ex Div Date	2026-04-14
Last Dividend	EUR 2.34
Payout Frequency	Annual
Payout Ratio	14.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	55.42%
3Y total return	147.69%
All Time High	89.65
All Time High Change	-2.96%
All Time High Date	2025-08-26
All Time Low	43.02
All Time Low Change	102.26%
All Time Low Date	2022-11-03
ATR	3.12
Ch YTD	3.2
High	87
High52	89.65
High52 Date	2025-08-26
High52ch	-2.96%
Low	87
Low52	68.6
Low52 Date	2025-07-29
Low52ch	26.82%
RSI	60.97
RSI Monthly	66.81
RSI Weekly	0
Sharpe ratio	3.55x
Sortino ratio	6.86
Total Return	2.69%
Tr YTD	6.64
Tr1m	14.52%
Tr1w	4.18%
Tr3m	6.64%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 203.6M
Operating margin	38.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,803,168%
Net Borrowing	-16,772,964.4
Shares Institutions	0.3%
Shares Qo Q	-0%
Shares Yo Y	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 40.9M
Average Volume	0.45x
Bv Per Share	266.6
CAPEX	EUR -41.7M
Ch1m	10.83
Ch1w	4.18
Ch1y	43.8
Ch3m	3.2
Ch3y	102.3
Ch6m	3.2
Change	1.41%
Change From Open	0
Close	85.79
Days Gap	1.41
Earnings Date	2026-03-24
EPS	EUR 8.37
F Score	3
FCF	EUR 40.9M
Financing CF	13,492,992
Fiscal Year End	December
Founded	2,006
Graham Number	262.69633
Graham Upside	201.9
Income Tax	EUR 38.3M
Investing CF	-63,011,495
Is Primary Listing	0
Last Earnings Date	2025-11-07
Last Report Date	2025-12-31
Lynch Fair Value	EUR 49
Lynch Upside	-43.68
Ma20	83.36
Ma20ch	4.37%
Net CF	33,041,996
Open	87
P FCF Ratio	35.92
P OCF Ratio	17.79
Payment Date	2026-04-16
Ppne	93,389,686
Ptbv Ratio	0.28
Relative Volume	0.95x
Revenue	531,161,688x
Tax By Revenue	7.21x
Tax Rate	18.81%
Tr6m	6.64%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0IJ7 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$2.34 annual per share

Payout ratio

+14.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.1%

0 consecutive years of growth

Total shareholder yield

+2.7%

Next ex-dividend date: 2026-04-14

Performance

LON/0IJ7 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0IJ7?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.3%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

0.0%

Negative means the company is buying back shares.

Technical

LON/0IJ7 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.0

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

3.55

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0IJ7

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0IJ7 stock rating?

lon/0IJ7 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0IJ7 analysis?

The full report lives at /stocks/lon/0IJ7/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0IJ7?

The latest report frames lon/0IJ7 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0IJ7 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.