Cincinnati Financial Corporation (CINF)

NASDAQ: CINF · USD

$179

-1.92 (-1.1%)· Recorded snapshot

Market cap	27.6B
Revenue (ttm)	13.3B
Net income (ttm)	2.7B
EPS (ttm)	$17.0
Shares out	153.5M
P/E (trailing)	10.5x
P/E (forward)	19.9x
Dividend	$3.76 (2.10%)
Volume	589,236
Beta	0.53

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.3B
Net income (ttm): 2.7B
EPS (ttm): $17.0
P/E (trailing): 10.5x
P/E (forward): 19.9x
Market cap: 27.6B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Sterk kopen
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Sterk kopen
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Aanhouden

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E19.9

P25 n/aP50 n/aP75 n/a

Trailing P/E10.5

P25 n/aP50 n/aP75 n/a

ROE16.9

P25 n/aP50 n/aP75 n/a

ROIC15.6

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All CINF indicators

Market & fundamental data

Available fields

266

Groups with data

Currency

USD

Showing 266 of 266 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000020286
Company name	Cincinnati Financial Corporation
Country	United States
Country code	US
CUSIP number	172062101
Earnings date	2026-10-26
Earnings time	amc
Employees	5,705
Employees change	81
Employees growth	1.44%
Enterprise value	$27.2B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1950
In index	SP500
Industry	Insurance - Property & Casualty
Is primary listing	Yes
Is SPAC	No
ISIN number	US1720621010
Last 10-K release date	2026-02-23
Last earnings date	2026-10-26
Last refreshed	2026-10-28
Last stock split date	2005-04-04
Last stock split type	Forward
Market cap	$27.6B
Market cap category	Large-Cap
Next earnings date	2027-02-08
Options	Yes
Price	$179.50
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	CINF
U.S. state	Ohio
Website	https://www.cinfin.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	18.39x
Average P/E ratio (10Y)	133.11x
Average P/E ratio (3Y)	10.01x
Average P/E ratio (5Y)	255.4x
Earnings yield	9.49%
EV/Earnings	10.18x
EV/EBIT	8.11x
EV/EBITDA	7.73x
EV/FCF	8.82x
EV/Sales	2.04x
FCF / EV yield	11.34%
FCF yield	11.19%
Forward EV/Sales	2.18x
Forward P/E	19.93x
Forward P/S	2.21x
Graham number	201.05175
Graham upside	12.24%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$85.21
Lynch upside	-52.43%
P/B ratio	1.72x
P/E ratio	10.53x
P/FCF ratio	8.93x
P/OCF ratio	8.89x
P/S ratio	2.07x
PEG ratio	2.94x
Price / tangible book value	1.7x
Price/EBITDA ratio	7.84x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	25.21%
EBITDA margin	26.43%
Effective tax rate	19.15%
FCF margin	23.19%
Gross margin	26.2%
Operating margin	25.21%
Pretax margin	24.82%
Profit margin	20.07%
Profit per employee	$466,959
Profitable quarters	6
Profitable years	3
Revenue per employee	$2.3M
ROA	5.03%
ROA (5Y)	4.29%
ROCE	9.06%
ROE	16.87%
ROE (5Y)	14.13%
ROIC	15.64%
ROIC (5Y)	13.21%
Tax / revenue	4.75%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	26.79%
EPS growth (Q)	-58.37%
EPS growth (QoQ)	-63.23%
EPS growth 10Y	15.92%
EPS growth 3Y	17.15%
EPS growth 5Y	1.87%
EPS growth years	3
FCF growth	10.28%
FCF growth (Q)	-29.04%
FCF growth (QoQ)	12.75%
FCF growth 3Y	13.72%
FCF growth 5Y	10.43%
Net income growth	25.54%
Net income growth (Q)	-59.09%
Net income growth (QoQ)	-63.43%
Net income growth 3Y	16.77%
Net income growth 5Y	1.08%
Net income growth years	3
OCF growth	10.22%
OCF growth (Q)	-29%
OCF growth (QoQ)	13%
OCF growth 10Y	10.46%
OCF growth 3Y	13.68%
OCF growth 5Y	10.36%
Revenue growth	9.91%
Revenue growth (Q)	-18.22%
Revenue growth (QoQ)	-28.71%
Revenue growth 10Y	9.41%
Revenue growth 3Y	10.75%
Revenue growth 5Y	8.08%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-16M
EBIT	$3.3B
EBITDA	$3.5B
EPS	$17.04
FCF per share	$20.05
Financing cash flow	$-1.3B
Free cash flow	$3.1B
Gross profit	$3.5B
Income taxes	$631M
Investing cash flow	$-2B
Net borrowing	$-8M
Net cash flow	$-221M
Net income	$2.7B
Operating income	$3.3B
Revenue	$13.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$105.42
Debt / EBITDA	0.25
Debt / equity	0.05
Debt / FCF	0.28
Interest coverage	64.37
Net cash (debt)	$364M
Net cash / market cap	1.32%
Net cash growth	-36.92%
Net debt / EBITDA	-0.1
Net debt / equity	-0.02
Net debt / FCF	-0.12
Piotroski F-Score	5
Property, plant and equipment	$209M
Shareholders' equity	$16.2B
Tangible book value	$16.2B
Tangible book value per share	$105.42
Total assets	$42.6B
Total cash	$1.4B
Total debt	$875M
Total liabilities	$26.4B
WACC	7.08%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.32
Current ratio	1.05
Net working capital	$-927M
Quick ratio	0.88
Working capital	$295M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.01%
Dividend growth	7.89%
Dividend growth (10Y)	6.86%
Dividend growth (3Y)	7.87%
Dividend growth (5Y)	8.18%
Dividend growth years	65
Dividend payment date	2026-10-15
Dividend payment years	65
Dividend payout frequency	Quarterly
Dividend per share	$3.76
Dividend yield	2.1%
Ex-dividend date	2026-09-23
FCF payout ratio	18.75%
Last dividend	$0.94
Payout ratio	22.06%
Shareholder yield	3.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	156.87%
10Y return CAGR	12.83%
10Y total return	234.45%
150-day SMA	$169.56
15Y price change	490.64%
15Y return CAGR	16.03%
15Y total return	830.08%
1D price change	-1.06%
1M price change	10.21%
1M total return	10.21%
1W price change	4.11%
1W total return	4.11%
1Y price change	13.64%
1Y return CAGR	16.21%
1Y total return	16.2%
20-day SMA	$169.20
200-day SMA	$167.94
20Y price change	288.93%
20Y return CAGR	10.87%
20Y total return	686.97%
3M price change	-2.76%
3M total return	-2.21%
3Y price change	83.58%
3Y return CAGR	25.44%
3Y total return	97.43%
50-day SMA	$168.80
50-day SMA vs 200-day SMA	50over200
52-week high	$194.81
52-week high date	2026-07-07
52-week low	$150.00
52-week low date	2025-10-29
5Y price change	47.82%
5Y return CAGR	10.85%
5Y total return	67.37%
6M price change	8.15%
6M total return	9.36%
All-time high	$194.81
All-time high date	2026-07-07
All-time low	$3.34
All-time low date	1987-12-04
Average true range (ATR)	$3.18
Average volume	592.2K
Beta (1Y)	-0.11
Beta (2Y)	0.45
Beta (5Y)	0.53
Change from 52-week high	-7.86%
Change from 52-week low	19.66%
Change from all-time high	-8.04%
Change from all-time low	5,268.29%
Change from open	-0.16%
Day's gap	-0.9%
Dollar volume	$105.8M
High price	$181.38
Low price	$179.12
Monthly RSI	60.72
Open price	$179.78
Position in 52-week range	16.59%
Premarket change	-0.28%
Premarket close	$181.41
Premarket price	$180.90
Previous close	$181.41
Price vs 150-day SMA	5.65%
Price vs 20-day SMA	5.88%
Price vs 200-day SMA	6.67%
Price vs 50-day SMA	6.13%
Relative volume	0.99
RSI	66.73
Sharpe ratio	0.63
Sharpe ratio (3Y)	0.94
Sharpe ratio (5Y)	0.38
Sortino ratio	1.19
Sortino ratio (3Y)	1.6
Sortino ratio (5Y)	0.77
Volume	589.2K
Weekly RSI	59.74
YTD price change	9.69%
YTD total return	11.57%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	150.6M
Float percentage	98.09%
Shares change (QoQ)	-0.39%
Shares change (YoY)	-1.01%
Shares held by insiders	1.78%
Shares held by institutions	73.8%
Shares outstanding	153.5M
Short % of float	2.89%
Short % of shares	2.84%
Short ratio	6.4 days

Deeper analysis on CINF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this CINF report

Is a complete CINF research report available?

No complete published report is available for Cincinnati Financial Corporation (CINF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Cincinnati Financial Corporation (CINF)

Price

Financial snapshot

Fair-value bridge

Latest news · CINF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CINF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CINF

Frequently asked questions