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Donegal Group Inc. (DGICB)

NASDAQ: DGICB · USD

$24.0

-1.52 (-6.0%)· Recorded snapshot

Market cap	693M
Revenue (ttm)	963.2M
Net income (ttm)	71.1M
EPS (ttm)	$1.90
Shares out	37.1M
P/E (trailing)	12.6x
P/E (forward)	10.6x
Dividend	$0.70 (2.97%)
Volume	7,356
Beta	-0.05

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Sterk kopen
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Sterk kopen
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Aanhouden

Metric	Value
Amount currency	USD
CIK code	0000800457
Company name	Donegal Group Inc.
Country	United States
Country code	US
CUSIP number	257701300
Earnings date	2026-10-29
Earnings time	bmo
Employees	550
Enterprise value	$704.3M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1986
Industry	Insurance - Property & Casualty
Is primary listing	No
Is SPAC	No
ISIN number	US2577013004
Last 10-K release date	2026-03-06
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2006-04-27
Last stock split type	Forward
Market cap	$693M
Market cap category	Small-Cap
Next earnings date	2026-10-29
Options	No
Price	$24.04
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	DGICB
U.S. state	Pennsylvania
Website	https://www.donegalgroup.com

Metric

Value

Amount currency

USD

CIK code

0000800457

Company name

Donegal Group Inc.

Country

United States

Country code

CUSIP number

257701300

Earnings date

2026-10-29

Earnings time

bmo

Employees

550

Enterprise value

$704.3M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1986

Industry

Insurance - Property & Casualty

Is primary listing

Is SPAC

ISIN number

US2577013004

Last 10-K release date

2026-03-06

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2006-04-27

Last stock split type

Forward

Market cap

$693M

Market cap category

Small-Cap

Next earnings date

2026-10-29

Options

Price

$24.04

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

DGICB

U.S. state

Pennsylvania

Website

https://www.donegalgroup.com

Metric	Value
Adjusted P/E ratio	12.86x
Average P/E ratio (10Y)	74.71x
Average P/E ratio (3Y)	32.2x
Average P/E ratio (5Y)	125.16x
Earnings yield	7.92%
EV/Earnings	10.52x
EV/EBIT	8.4x
EV/EBITDA	8.17x
EV/FCF	12.81x
EV/Sales	0.78x
FCF / EV yield	7.81%
FCF yield	7.92%
Forward EV/Sales	0.79x
Forward P/E	10.62x
Forward P/S	0.78x
Graham number	32.89287
Graham upside	40.09%
Industry forward P/E	12.53x
Industry P/E	10.09x
Lynch fair value	$13.61
Lynch upside	-42.03%
P/B ratio	1.11x
P/E ratio	12.63x
P/FCF ratio	12.62x
P/OCF ratio	12.62x
P/S ratio	0.76x
Price / tangible book value	1.12x
Price/EBITDA ratio	8.05x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

12.86x

Average P/E ratio (10Y)

74.71x

Average P/E ratio (3Y)

32.2x

Average P/E ratio (5Y)

125.16x

Earnings yield

7.92%

EV/Earnings

10.52x

EV/EBIT

8.4x

EV/EBITDA

8.17x

EV/FCF

12.81x

EV/Sales

0.78x

FCF / EV yield

7.81%

FCF yield

7.92%

Forward EV/Sales

0.79x

Forward P/E

10.62x

Forward P/S

0.78x

Graham number

32.89287

Graham upside

40.09%

Industry forward P/E

12.53x

Industry P/E

10.09x

Lynch fair value

$13.61

Lynch upside

-42.03%

P/B ratio

1.11x

P/E ratio

12.63x

P/FCF ratio

12.62x

P/OCF ratio

12.62x

P/S ratio

0.76x

Price / tangible book value

1.12x

Price/EBITDA ratio

8.05x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
EBIT margin	9.24%
EBITDA margin	9.5%
Effective tax rate	18.92%
FCF margin	6.06%
Gross margin	9.4%
Operating margin	9.24%
Pretax margin	9.1%
Profit margin	7.38%
Profit per employee	$129,247
Revenue per employee	$1.8M
ROA	2.28%
ROA (5Y)	1.06%
ROCE	12.55%
ROE	11.18%
ROE (5Y)	5.73%
ROIC	10.42%
ROIC (5Y)	5.41%
Tax / revenue	1.72%

Metric

Value

EBIT margin

9.24%

EBITDA margin

9.5%

Effective tax rate

18.92%

FCF margin

6.06%

Gross margin

9.4%

Operating margin

9.24%

Pretax margin

9.1%

Profit margin

7.38%

Profit per employee

$129,247

Revenue per employee

$1.8M

ROA

2.28%

ROA (5Y)

1.06%

ROCE

12.55%

ROE

11.18%

ROE (5Y)

5.73%

ROIC

10.42%

ROIC (5Y)

5.41%

Tax / revenue

1.72%

Metric	Value
EPS growth	-18.76%
EPS growth (Q)	30.3%
EPS growth (QoQ)	93.98%
EPS growth 10Y	6.37%
EPS growth 3Y	489.08%
EPS growth 5Y	1.68%
EPS growth quarters	1
FCF growth	-25.92%
FCF growth (Q)	-51.37%
FCF growth (QoQ)	-70.75%
FCF growth 3Y	8.97%
FCF growth 5Y	-12.24%
Net income growth	-14.17%
Net income growth (Q)	32.25%
Net income growth (QoQ)	93.78%
Net income growth 3Y	515.85%
Net income growth 5Y	6.01%
Net income growth quarters	1
OCF growth	-25.92%
OCF growth (Q)	-51.37%
OCF growth (QoQ)	-70.75%
OCF growth 10Y	-0.52%
OCF growth 3Y	8.93%
OCF growth 5Y	-12.26%
Revenue growth	-3.07%
Revenue growth (Q)	-2.44%
Revenue growth (QoQ)	2.17%
Revenue growth 10Y	3.86%
Revenue growth 3Y	2.66%
Revenue growth 5Y	3.86%
Revenue growth quarters	7

Metric

Value

EPS growth

-18.76%

EPS growth (Q)

30.3%

EPS growth (QoQ)

93.98%

EPS growth 10Y

6.37%

EPS growth 3Y

489.08%

EPS growth 5Y

1.68%

EPS growth quarters

FCF growth

-25.92%

FCF growth (Q)

-51.37%

FCF growth (QoQ)

-70.75%

FCF growth 3Y

8.97%

FCF growth 5Y

-12.24%

Net income growth

-14.17%

Net income growth (Q)

32.25%

Net income growth (QoQ)

93.78%

Net income growth 3Y

515.85%

Net income growth 5Y

6.01%

Net income growth quarters

OCF growth

-25.92%

OCF growth (Q)

-51.37%

OCF growth (QoQ)

-70.75%

OCF growth 10Y

-0.52%

OCF growth 3Y

8.93%

OCF growth 5Y

-12.26%

Revenue growth

-3.07%

Revenue growth (Q)

-2.44%

Revenue growth (QoQ)

2.17%

Revenue growth 10Y

3.86%

Revenue growth 3Y

2.66%

Revenue growth 5Y

3.86%

Revenue growth quarters

Metric	Value
Capital expenditures	$-325
EBIT	$89M
EBITDA	$91.5M
EPS	$1.90
FCF per share	$1.57
Financing cash flow	$-18M
Free cash flow	$58.4M
Gross profit	$90.5M
Income taxes	$16.6M
Investing cash flow	$-74.1M
Net cash flow	$-33.7M
Net income	$71.1M
Operating income	$89M
Revenue	$963.2M

Metric

Value

Capital expenditures

$-325

EBIT

$89M

EBITDA

$91.5M

EPS

$1.90

FCF per share

$1.57

Financing cash flow

$-18M

Free cash flow

$58.4M

Gross profit

$90.5M

Income taxes

$16.6M

Investing cash flow

$-74.1M

Net cash flow

$-33.7M

Net income

$71.1M

Operating income

$89M

Revenue

$963.2M

Metric	Value
Book value per share	$17.94
Debt / EBITDA	0.38
Debt / equity	0.05
Debt / FCF	0.6
Goodwill	$5.6M
Interest coverage	65.92
Net cash (debt)	$-11.3M
Net cash / market cap	-1.53%
Net debt / EBITDA	0.12
Net debt / equity	0.02
Net debt / FCF	0.19
Piotroski F-Score	3
Property, plant and equipment	$1.1M
Shareholders' equity	$666.1M
Tangible book value	$659.5M
Tangible book value per share	$17.76
Total assets	$2.5B
Total cash	$50.3M
Total debt	$35M
Total liabilities	$1.8B
WACC	3.95%

Metric

Value

Book value per share

$17.94

Debt / EBITDA

0.38

Debt / equity

0.05

Debt / FCF

0.6

Goodwill

$5.6M

Interest coverage

65.92

Net cash (debt)

$-11.3M

Net cash / market cap

-1.53%

Net debt / EBITDA

0.12

Net debt / equity

0.02

Net debt / FCF

0.19

Piotroski F-Score

Property, plant and equipment

$1.1M

Shareholders' equity

$666.1M

Tangible book value

$659.5M

Tangible book value per share

$17.76

Total assets

$2.5B

Total cash

$50.3M

Total debt

$35M

Total liabilities

$1.8B

WACC

3.95%

Metric	Value
Asset turnover	0.39
Current ratio	0.51
Net working capital	$-898M
Quick ratio	0.16
Working capital	$-874.3M

Metric

Value

Asset turnover

0.39

Current ratio

0.51

Net working capital

$-898M

Quick ratio

0.16

Working capital

$-874.3M

Metric	Value
Buyback yield / dilution	-5.64%
Dividend growth	6.15%
Dividend growth (10Y)	3.75%
Dividend growth (3Y)	4.48%
Dividend growth (5Y)	4.26%
Dividend growth years	23
Dividend payment date	2026-11-16
Dividend payment years	40
Dividend payout frequency	Quarterly
Dividend per share	$0.70
Dividend yield	2.97%
Ex-dividend date	2026-11-02
FCF payout ratio	44.5%
Last dividend	$0.18
Payout ratio	36.77%
Shareholder yield	-2.66%

Metric

Value

Buyback yield / dilution

-5.64%

Dividend growth

6.15%

Dividend growth (10Y)

3.75%

Dividend growth (3Y)

4.48%

Dividend growth (5Y)

4.26%

Dividend growth years

Dividend payment date

2026-11-16

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.70

Dividend yield

2.97%

Ex-dividend date

2026-11-02

FCF payout ratio

44.5%

Last dividend

$0.18

Payout ratio

36.77%

Shareholder yield

-2.66%

Metric	Value
10Y price change	39.44%
10Y return CAGR	7.54%
10Y total return	106.85%
150-day SMA	$19.73
15Y price change	67.11%
15Y return CAGR	7.09%
15Y total return	179.4%
1D price change	-5.95%
1M price change	37.91%
1M total return	37.91%
1W price change	27.41%
1W total return	27.41%
1Y price change	63.73%
1Y return CAGR	70.11%
1Y total return	70.05%
20-day SMA	$19.78
200-day SMA	$18.83
20Y price change	43.43%
20Y return CAGR	5.03%
20Y total return	166.99%
3M price change	16.2%
3M total return	17.14%
3Y price change	87.31%
3Y return CAGR	28.57%
3Y total return	112.55%
50-day SMA	$21.25
50-day SMA vs 200-day SMA	50over200
52-week high	$29.99
52-week high date	2026-07-14
52-week low	$15.10
52-week low date	2026-09-30
5Y price change	69.48%
5Y return CAGR	15.84%
5Y total return	108.61%
6M price change	27.02%
6M total return	29.22%
All-time high	$29.99
All-time high date	2026-07-14
All-time low	$1.50
All-time low date	1987-10-22
Average true range (ATR)	$1.41
Average volume	2.7K
Beta (5Y)	-0.05
Change from 52-week high	-19.84%
Change from 52-week low	59.21%
Change from all-time high	-16.31%
Change from all-time low	1,569.99%
Change from open	0%
Day's gap	-5.95%
Dollar volume	$176,838
High price	$24.04
Low price	$24.04
Monthly RSI	65.5
Open price	$24.04
Previous close	$25.56
Price vs 150-day SMA	27.22%
Price vs 20-day SMA	26.91%
Price vs 200-day SMA	33.28%
Price vs 50-day SMA	18.1%
Relative volume	2.68
RSI	68.1
Sharpe ratio	0.92
Sharpe ratio (3Y)	0.71
Sharpe ratio (5Y)	0.55
Sortino ratio	1.57
Sortino ratio (3Y)	1.23
Sortino ratio (5Y)	0.96
Volume	7.4K
Weekly RSI	61.58
YTD price change	41.89%
YTD total return	45.78%

Metric

Value

10Y price change

39.44%

10Y return CAGR

7.54%

10Y total return

106.85%

150-day SMA

$19.73

15Y price change

67.11%

15Y return CAGR

7.09%

15Y total return

179.4%

1D price change

-5.95%

1M price change

37.91%

1M total return

37.91%

1W price change

27.41%

1W total return

27.41%

1Y price change

63.73%

1Y return CAGR

70.11%

1Y total return

70.05%

20-day SMA

$19.78

200-day SMA

$18.83

20Y price change

43.43%

20Y return CAGR

5.03%

20Y total return

166.99%

3M price change

16.2%

3M total return

17.14%

3Y price change

87.31%

3Y return CAGR

28.57%

3Y total return

112.55%

50-day SMA

$21.25

50-day SMA vs 200-day SMA

50over200

52-week high

$29.99

52-week high date

2026-07-14

52-week low

$15.10

52-week low date

2026-09-30

5Y price change

69.48%

5Y return CAGR

15.84%

5Y total return

108.61%

6M price change

27.02%

6M total return

29.22%

All-time high

$29.99

All-time high date

2026-07-14

All-time low

$1.50

All-time low date

1987-10-22

Average true range (ATR)

$1.41

Average volume

2.7K

Beta (5Y)

-0.05

Change from 52-week high

-19.84%

Change from 52-week low

59.21%

Change from all-time high

-16.31%

Change from all-time low

1,569.99%

Change from open

Day's gap

-5.95%

Dollar volume

$176,838

High price

$24.04

Low price

$24.04

Monthly RSI

65.5

Open price

$24.04

Previous close

$25.56

Price vs 150-day SMA

27.22%

Price vs 20-day SMA

26.91%

Price vs 200-day SMA

33.28%

Price vs 50-day SMA

18.1%

Relative volume

2.68

RSI

68.1

Sharpe ratio

0.92

Sharpe ratio (3Y)

0.71

Sharpe ratio (5Y)

0.55

Sortino ratio

1.57

Sortino ratio (3Y)

1.23

Sortino ratio (5Y)

0.96

Volume

7.4K

Weekly RSI

61.58

YTD price change

41.89%

YTD total return

45.78%

Metric	Value
Float	17.4M
Float percentage	46.97%
Shares change (QoQ)	-0.1%
Shares change (YoY)	5.64%
Shares held by insiders	1.46%
Shares held by institutions	39.3%
Shares outstanding	37.1M
Short % of float	0.03%
Short % of shares	0.01%
Short ratio	1.9 days

Metric

Value

Float

17.4M

Float percentage

46.97%

Shares change (QoQ)

-0.1%

Shares change (YoY)

5.64%

Shares held by insiders

1.46%

Shares held by institutions

39.3%

Shares outstanding

37.1M

Short % of float

0.03%

Short % of shares

0.01%

Short ratio

1.9 days

Donegal Group Inc. (DGICB)

Price

Financial snapshot

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Valuation

Profitability

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Profile and market data

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Dividends and buybacks

Performance and technicals

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Frequently asked questions