Primerica, Inc. (PRI)

NYSE: PRI · USD

$279

+1.78 (+0.6%)· Recorded snapshot

Market cap	8.6B
Revenue (ttm)	3.5B
Net income (ttm)	793.6M
EPS (ttm)	$24.9
Shares out	30.8M
P/E (trailing)	11.2x
P/E (forward)	10.7x
Dividend	$4.80 (1.73%)
Volume	163,260
Beta	0.88

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.5B
Net income (ttm): 793.6M
EPS (ttm): $24.9
P/E (trailing): 11.2x
P/E (forward): 10.7x
Market cap: 8.6B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Sterk kopen
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Sterk kopen
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Aanhouden

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.7

P25 n/aP50 n/aP75 n/a

Trailing P/E11.2

P25 n/aP50 n/aP75 n/a

ROE33

P25 n/aP50 n/aP75 n/a

ROIC19.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PRI indicators

Market & fundamental data

Available fields

268

Groups with data

Currency

USD

Showing 268 of 268 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001475922
Company name	Primerica, Inc.
Country	United States
Country code	US
CUSIP number	74164M108
Earnings date	2026-11-04
Earnings time	amc
Employees	2,833
Employees change	-41
Employees growth	-1.43%
Enterprise value	$9.8B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1927
Industry	Insurance - Life
Is primary listing	Yes
Is SPAC	No
ISIN number	US74164M1080
Last 10-K release date	2026-02-27
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$8.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$279.32
Price currency	USD
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	PRI
U.S. state	Georgia
Website	https://www.primerica.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	11.25x
Average P/E ratio (10Y)	13.76x
Average P/E ratio (3Y)	14.55x
Average P/E ratio (5Y)	13.92x
Earnings yield	8.92%
EV/Earnings	12.3x
EV/EBIT	8.83x
EV/EBITDA	8.7x
EV/FCF	11.59x
EV/Sales	2.8x
FCF / EV yield	8.63%
FCF yield	9.84%
Forward EV/Sales	2.69x
Forward P/E	10.72x
Forward P/S	2.36x
Graham number	213.93441
Graham upside	-23.05%
Industry forward P/E	9.92x
Industry P/E	12.39x
Lynch fair value	$316.58
Lynch upside	13.87%
P/(FCF - SBC) ratio	10.47x
P/(OCF - SBC) ratio	9.87x
P/B ratio	3.4x
P/E ratio	11.21x
P/FCF ratio	10.16x
P/OCF ratio	9.6x
P/S ratio	2.45x
Price / tangible book value	3.45x
Price/EBITDA ratio	7.63x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	31.69%
EBITDA margin	32.18%
Effective tax rate	22.43%
FCF margin	24.16%
Gross margin	72.1%
Operating margin	31.69%
Pretax margin	29.44%
Profit margin	22.84%
Profit per employee	$280,133
Profitable quarters	70
Profitable years	19
Revenue per employee	$1.2M
ROA	4.66%
ROA (5Y)	3.78%
ROCE	8%
ROE	32.97%
ROE (5Y)	29.05%
ROIC	19.69%
ROIC (5Y)	16.53%
SBC / revenue	0.71%
Tax / revenue	6.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	23.06%
EPS growth (Q)	19.48%
EPS growth (QoQ)	8.07%
EPS growth 10Y	19.78%
EPS growth 3Y	22.8%
EPS growth 5Y	17.73%
EPS growth quarters	8
EPS growth years	1
FCF growth	4.09%
FCF growth (Q)	5.06%
FCF growth (QoQ)	13.11%
FCF growth 3Y	8.29%
FCF growth 5Y	7.69%
Net income growth	17.29%
Net income growth (Q)	13.42%
Net income growth (QoQ)	6.4%
Net income growth 3Y	16.91%
Net income growth 5Y	12.71%
Net income growth quarters	8
Net income growth years	1
OCF growth	6.42%
OCF growth (Q)	19.22%
OCF growth (QoQ)	23.62%
OCF growth 10Y	12.26%
OCF growth 3Y	9.2%
OCF growth 5Y	8.18%
Revenue growth	8.23%
Revenue growth (Q)	8.66%
Revenue growth (QoQ)	-0.9%
Revenue growth 10Y	9.04%
Revenue growth 3Y	7.96%
Revenue growth 5Y	6.71%
Revenue growth quarters	13
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-49.6M
EBIT	$1.1B
EBITDA	$1.1B
EPS	$24.91
FCF per share	$27.36
Financing cash flow	$-627.1M
Free cash flow	$842.2M
Free cash flow minus SBC	$817.5M
Gross profit	$2.5B
Income taxes	$230.2M
Investing cash flow	$-284.1M
Net borrowing	$-242,000
Net cash flow	$-21M
Net income	$793.6M
Operating cash flow minus SBC	$867.1M
Operating income	$1.1B
Revenue	$3.5B
Stock-based compensation	$24.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$81.65
Debt / EBITDA	1.6
Debt / equity	0.72
Debt / FCF	2.14
Interest coverage	14.08
Net cash (debt)	$-1.2B
Net cash / market cap	-14.07%
Net debt / EBITDA	1.07
Net debt / equity	0.48
Net debt / FCF	1.43
Piotroski F-Score	7
Property, plant and equipment	$39.7M
Shareholders' equity	$2.5B
Tangible book value	$2.5B
Tangible book value per share	$80.19
Total assets	$14.8B
Total cash	$637.5M
Total debt	$1.8B
Total liabilities	$12.3B
WACC	8.09%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.24
Current ratio	3.73
Net working capital	$2.1B
Quick ratio	1.15
Working capital	$2.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.67%
Dividend growth	15.42%
Dividend growth (10Y)	21.17%
Dividend growth (3Y)	22.89%
Dividend growth (5Y)	20.72%
Dividend growth years	15
Dividend payment date	2026-09-14
Dividend payment years	17
Dividend payout frequency	Quarterly
Dividend per share	$4.80
Dividend yield	1.73%
Ex-dividend date	2026-08-21
FCF payout ratio	16.96%
Last dividend	$1.20
Payout ratio	18.63%
Shareholder yield	6.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	406.24%
10Y return CAGR	19.13%
10Y total return	475.75%
150-day SMA	$285.26
15Y price change	1,114.71%
15Y return CAGR	19.58%
15Y total return	1,361.71%
1D price change	0.64%
1M price change	0.85%
1M total return	0.85%
1W price change	-2.37%
1W total return	-2.37%
1Y price change	5.64%
1Y return CAGR	7.44%
1Y total return	7.44%
20-day SMA	$278.51
200-day SMA	$278.43
3M price change	-11.69%
3M total return	-11.33%
3Y price change	43.06%
3Y return CAGR	14.35%
3Y total return	49.55%
50-day SMA	$284.82
50-day SMA vs 200-day SMA	50over200
52-week high	$327.28
52-week high date	2026-08-06
52-week low	$230.09
52-week low date	2026-02-12
5Y price change	68.41%
5Y return CAGR	12.65%
5Y total return	81.38%
6M price change	-0.54%
6M total return	0.29%
All-time high	$327.28
All-time high date	2026-08-06
All-time low	$18.61
All-time low date	2010-04-01
Average true range (ATR)	$5.70
Average volume	168.9K
Beta (1Y)	0.48
Beta (2Y)	0.77
Beta (5Y)	0.88
Change from 52-week high	-14.65%
Change from 52-week low	21.4%
Change from all-time high	-15.08%
Change from all-time low	1,393.42%
Change from open	0.97%
Day's gap	-0.32%
Dollar volume	$45.6M
High price	$279.71
Low price	$276.25
Monthly RSI	53.69
Open price	$276.65
Position in 52-week range	88.73%
Premarket change	-0.38%
Premarket close	$277.55
Premarket price	$276.50
Previous close	$277.55
Price vs 150-day SMA	-2.57%
Price vs 20-day SMA	-0.21%
Price vs 200-day SMA	-0.18%
Price vs 50-day SMA	-2.42%
Relative volume	0.97
RSI	45.19
Sharpe ratio	0.26
Sharpe ratio (3Y)	0.51
Sharpe ratio (5Y)	0.42
Sortino ratio	0.63
Sortino ratio (3Y)	0.95
Sortino ratio (5Y)	0.8
Volume	163.3K
Weekly RSI	46.52
YTD price change	7.57%
YTD total return	8.97%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	30.6M
Float percentage	99.47%
Shares change (QoQ)	-1.55%
Shares change (YoY)	-4.67%
Shares held by insiders	0.44%
Shares held by institutions	96.32%
Shares outstanding	30.8M
Short % of float	4.52%
Short % of shares	4.5%
Short ratio	7 days

Deeper analysis on PRI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this PRI report

Is a complete PRI research report available?

No complete published report is available for Primerica, Inc. (PRI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Primerica, Inc. (PRI)

Price

Financial snapshot

Fair-value bridge

Latest news · PRI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PRI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PRI

Frequently asked questions