The Bancorp, Inc. (TBBK)

NASDAQ: TBBK · USD

$50.5

-0.58 (-1.1%)· Recorded snapshot

Market cap	2.1B
Revenue (ttm)	531.9M
Net income (ttm)	231.9M
EPS (ttm)	$5.31
Shares out	40.8M
P/E (trailing)	9.5x
P/E (forward)	7.4x
Volume	275,806
Beta	1.25

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 531.9M
Net income (ttm): 231.9M
EPS (ttm): $5.31
P/E (trailing): 9.5x
P/E (forward): 7.4x
Market cap: 2.1B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Sterk kopen
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Sterk kopen
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Aanhouden

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.4

P25 n/aP50 n/aP75 n/a

Trailing P/E9.5

P25 n/aP50 n/aP75 n/a

ROE29.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TBBK indicators

Market & fundamental data

Available fields

236

Groups with data

Currency

USD

Showing 236 of 236 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001295401
Company name	The Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	05969A105
Earnings date	2026-10-29
Earnings time	amc
Employees	733
Employees change	-38
Employees growth	-4.93%
Enterprise value	$2.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1999
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	2004-02-03
Is primary listing	Yes
Is SPAC	No
ISIN number	US05969A1051
Last 10-K release date	2026-02-25
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$2.1B
Market cap category	Mid-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$50.45
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	TBBK
U.S. state	Delaware
Website	https://www.thebancorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.48x
Average P/E ratio (10Y)	14.26x
Average P/E ratio (3Y)	11.33x
Average P/E ratio (5Y)	11.5x
Earnings yield	10.52%
EV/Earnings	12.61x
EV/FCF	12.53x
EV/Sales	5.5x
FCF / EV yield	7.98%
FCF yield	11.4%
Forward EV/Sales	8.1x
Forward P/E	7.37x
Forward P/S	5.67x
Graham number	45.29579
Graham upside	-9.7%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$93.74
Lynch upside	86.88%
P/B ratio	2.97x
P/E ratio	9.51x
P/FCF ratio	8.77x
P/OCF ratio	8.52x
P/S ratio	3.85x
Price / tangible book value	2.9x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.65%
FCF margin	43.86%
Operating margin	58.74%
Pretax margin	57.87%
Profit margin	43.61%
Profit per employee	$316,431
Profitable quarters	34
Profitable years	9
Revenue per employee	$725,651
ROA	2.57%
ROA (5Y)	2.22%
ROE	29.63%
ROE (5Y)	24.19%
SBC / revenue	3.74%
Tax / revenue	14.26%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.14%
EPS growth (Q)	14.17%
EPS growth (QoQ)	2.84%
EPS growth 3Y	20.98%
EPS growth 5Y	25.04%
EPS growth quarters	25
EPS growth years	6
FCF growth	-10.07%
FCF growth (Q)	-31.22%
FCF growth (QoQ)	-59.42%
FCF growth 3Y	18.23%
FCF growth 5Y	-19.84%
Net income growth	3.35%
Net income growth (Q)	1.4%
Net income growth (QoQ)	0.98%
Net income growth 3Y	11.14%
Net income growth 5Y	17.67%
Net income growth quarters	25
Net income growth years	6
OCF growth	-8.53%
OCF growth (Q)	-30.99%
OCF growth (QoQ)	-59.1%
OCF growth 3Y	16.04%
OCF growth 5Y	-19.47%
Revenue growth	3.1%
Revenue growth (Q)	0.4%
Revenue growth (QoQ)	2.75%
Revenue growth 10Y	10.75%
Revenue growth 3Y	8.56%
Revenue growth 5Y	11.74%
Revenue growth quarters	17
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-6.8M
EPS	$5.31
FCF per share	$5.72
Financing cash flow	$152.3M
Free cash flow	$233.3M
Gross profit	$531.9M
Income taxes	$75.9M
Investing cash flow	$-652.5M
Net borrowing	$843.5M
Net cash flow	$-260.2M
Net income	$231.9M
Operating income	$312.4M
Revenue	$531.9M
Stock-based compensation	$19.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$17.19
Debt / equity	1.36
Debt / FCF	4.11
Net cash (debt)	$-878.2M
Net cash / market cap	-42.92%
Net debt / equity	1.24
Net debt / FCF	3.76
Piotroski F-Score	4
Property, plant and equipment	$28.3M
Shareholders' equity	$705.4M
Tangible book value	$705.4M
Tangible book value per share	$17.19
Total assets	$9.2B
Total cash	$80.1M
Total debt	$958.3M
Total liabilities	$8.5B
WACC	7.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-7.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	9.52%
Dividend yield	0%
Shareholder yield	9.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	618.66%
10Y return CAGR	21.81%
10Y total return	618.66%
150-day SMA	$58.55
15Y price change	537.8%
15Y return CAGR	13.15%
15Y total return	537.8%
1D price change	-1.14%
1M price change	-0.26%
1M total return	-0.26%
1W price change	1.04%
1W total return	1.04%
1Y price change	-35.98%
1Y return CAGR	-36%
1Y total return	-35.98%
20-day SMA	$49.51
200-day SMA	$58.69
20Y price change	92.85%
20Y return CAGR	3.34%
20Y total return	92.85%
3M price change	-25.15%
3M total return	-25.15%
3Y price change	45.06%
3Y return CAGR	13.2%
3Y total return	45.06%
50-day SMA	$54.38
50-day SMA vs 200-day SMA	50under200
52-week high	$80.56
52-week high date	2025-10-29
52-week low	$47.01
52-week low date	2026-10-01
5Y price change	65.63%
5Y return CAGR	10.62%
5Y total return	65.63%
6M price change	-14.29%
6M total return	-14.29%
All-time high	$81.65
All-time high date	2025-10-15
All-time low	$2.09
All-time low date	2008-12-30
Average true range (ATR)	$1.46
Average volume	445.2K
Beta (1Y)	0.86
Beta (2Y)	1.23
Beta (5Y)	1.25
Change from 52-week high	-37.38%
Change from 52-week low	7.32%
Change from all-time high	-38.21%
Change from all-time low	2,313.88%
Change from open	-1.21%
Day's gap	0.08%
Dollar volume	$13.9M
High price	$51.07
Low price	$49.94
Monthly RSI	46.51
Open price	$51.07
Position in 52-week range	45.13%
Premarket change	-0.49%
Premarket close	$51.03
Premarket price	$50.78
Previous close	$51.03
Price vs 150-day SMA	-13.83%
Price vs 20-day SMA	1.89%
Price vs 200-day SMA	-14.05%
Price vs 50-day SMA	-7.23%
Relative volume	0.63
RSI	46.78
Sharpe ratio	-0.83
Sharpe ratio (3Y)	0.48
Sharpe ratio (5Y)	0.36
Sortino ratio	-0.87
Sortino ratio (3Y)	0.76
Sortino ratio (5Y)	0.63
Volume	275.8K
Weekly RSI	38.12
YTD price change	-25.28%
YTD total return	-25.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	38.3M
Float percentage	93.84%
Shares change (QoQ)	-1.88%
Shares change (YoY)	-9.52%
Shares held by insiders	6.12%
Shares held by institutions	101.6%
Shares outstanding	40.8M
Short % of float	9.59%
Short % of shares	9%
Short ratio	4.9 days

Deeper analysis on TBBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TBBK report

Is a complete TBBK research report available?

No complete published report is available for The Bancorp, Inc. (TBBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

The Bancorp, Inc. (TBBK)

Price

Financial snapshot

Fair-value bridge

Latest news · TBBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TBBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TBBK

Frequently asked questions