ASX/B4P (ASX/B4P)

Australian Securities Exchange: ASX/B4P · AUD

A$1.30

-0.01 (-0.8%)· Recorded snapshot

Market cap	66.2M
Revenue (ttm)	50.6M
Net income (ttm)	8.2M
EPS (ttm)	A$0.15
Shares out	51M
P/E (trailing)	8.7x
P/E (forward)	2.9x
Volume	2,209
Beta	1.63

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 50.6M
Net income (ttm): 8.2M
EPS (ttm): A$0.15
P/E (trailing): 8.7x
P/E (forward): 2.9x
Market cap: 66.2M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E2.9

P25 n/aP50 n/aP75 n/a

Trailing P/E8.7

P25 n/aP50 n/aP75 n/a

ROE18.7

P25 n/aP50 n/aP75 n/a

ROIC9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ASX/B4P indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

AUD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-10-25
Employees	50
Employees change	7
Employees growth	16.28%
Enterprise value	AUD 95.7M
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	2019
Industry	Software - Infrastructure
Is primary listing	Yes
ISIN number	AU0000190803
Last earnings date	2026-10-25
Last refreshed	2026-10-29
Market cap	AUD 66.2M
Next earnings date	2027-01-27
Price	AUD 1.30
Price currency	AUD
Sector	Technology
SIC code	6141
Stock price date	2026-10-29
Symbol	asx/B4P
Website	https://www.beforepay.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	11.94x
Earnings yield	11.54%
EV/Earnings	11.63x
EV/EBIT	8.43x
EV/EBITDA	8.1x
EV/Sales	1.89x
FCF / EV yield	-8.31%
FCF yield	-12.01%
Forward P/E	2.92x
Graham number	1.82117
Graham upside	40.09%
Industry forward P/E	146.08x
P/B ratio	1.35x
P/E ratio	8.67x
P/S ratio	1.31x
Price / tangible book value	1.53x
Price/EBITDA ratio	5.81x
Sector forward P/E	52.94x
Sector P/E	175.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.42%
EBITDA margin	22.52%
Gross margin	96.23%
Operating margin	22.42%
Pretax margin	13.3%
Profit margin	16.26%
Profit per employee	AUD 164,630
Profitable quarters	6
Profitable years	3
Revenue per employee	AUD 1M
ROA	8.56%
ROA (5Y)	-1.82%
ROCE	22.97%
ROE	18.65%
ROE (5Y)	-54.29%
ROIC	9.03%
SBC / revenue	1.88%
Tax / revenue	-2.96%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	15.39%
EPS growth (Q)	-12.37%
EPS growth (QoQ)	-12.53%
EPS growth years	4
Gross profit growth	26.07%
Gross profit growth (Q)	33.32%
Gross profit growth 3Y	19.24%
Gross profit growth 5Y	73.73%
Net income growth	22.1%
Net income growth (Q)	2.33%
Net income growth (QoQ)	-4.69%
Net income growth quarters	9
Net income growth years	4
Operating income growth	3.09%
Operating income growth (Q)	-4.42%
Revenue growth	25.69%
Revenue growth (Q)	32.76%
Revenue growth (QoQ)	16.51%
Revenue growth 3Y	18.1%
Revenue growth 5Y	62.25%
Revenue growth quarters	12
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -45,399
Depreciation and amortization	AUD 53,105
EBIT	AUD 11.3M
EBITDA	AUD 11.4M
EPS	AUD 0.15
FCF per share	AUD -0.16
Financing cash flow	AUD 5M
Free cash flow	AUD -8M
Free cash flow minus SBC	AUD -8.9M
Gross profit	AUD 48.7M
Income taxes	AUD -1.5M
Investing cash flow	AUD -3.7M
Net borrowing	AUD 4.6M
Net cash flow	AUD -6.6M
Net income	AUD 8.2M
Operating cash flow minus SBC	AUD -8.9M
Operating income	AUD 11.3M
Revenue	AUD 50.6M
Stock-based compensation	AUD 952,825

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	2.3
Book value per share	AUD 0.98
Debt / EBITDA	3.12
Debt / equity	0.75
Interest coverage	2.47
Long-term assets	AUD 9.7M
Long-term liabilities	AUD 467,837
Net cash (debt)	AUD -29.5M
Net cash / market cap	-44.5%
Net debt / EBITDA	2.59
Net debt / equity	0.6
Piotroski F-Score	4
Property, plant and equipment	AUD 966,013
Shareholders' equity	AUD 48.9M
Tangible book value	AUD 43.4M
Tangible book value per share	AUD 0.87
Total assets	AUD 90.1M
Total cash	AUD 7.4M
Total debt	AUD 36.9M
Total liabilities	AUD 41.2M
WACC	12.03%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.61
Current assets	AUD 80.5M
Current liabilities	AUD 40.7M
Current ratio	1.98
Net working capital	AUD 68.7M
Quick ratio	1.95
Working capital	AUD 39.7M
Working capital turnover	0.98

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.49%
Shareholder yield	-4.49%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	AUD 1.46
1D price change	-0.76%
1M price change	-22.85%
1M total return	-22.85%
1W price change	-3.7%
1W total return	-3.7%
1Y price change	-46.94%
1Y return CAGR	-46.96%
1Y total return	-46.94%
20-day SMA	AUD 1.42
200-day SMA	AUD 1.52
3M price change	-0.76%
3M total return	-0.76%
3Y price change	198.85%
3Y return CAGR	44.03%
3Y total return	198.85%
50-day SMA	AUD 1.62
50-day SMA vs 200-day SMA	50over200
52-week high	AUD 2.77
52-week high date	2025-12-01
52-week low	AUD 1.18
52-week low date	2026-07-03
6M price change	-11.86%
6M total return	-11.86%
All-time high	AUD 2.77
All-time high date	2025-12-01
All-time low	AUD 0.22
All-time low date	2022-06-22
Average true range (ATR)	AUD 0.06
Average volume	16.5K
Beta (1Y)	0.99
Beta (2Y)	0.02
Beta (5Y)	1.63
Change from 52-week high	-53.07%
Change from 52-week low	10.17%
Change from all-time high	-53.07%
Change from all-time low	504.65%
Change from open	-1.89%
Day's gap	1.15%
Dollar volume	AUD 2,872
High price	AUD 1.33
Low price	AUD 1.30
Monthly RSI	46.02
Open price	AUD 1.33
Position in 52-week range	0%
Previous close	AUD 1.31
Price vs 150-day SMA	-11.08%
Price vs 20-day SMA	-8.64%
Price vs 200-day SMA	-14.47%
Price vs 50-day SMA	-19.5%
Relative volume	0.13
RSI	33.92
Sharpe ratio	-0.54
Sharpe ratio (3Y)	0.8
Sortino ratio	-0.75
Sortino ratio (3Y)	1.42
Volume	2.2K
Weekly RSI	40.8
YTD price change	-47.37%
YTD total return	-47.37%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	32.1M
Shares change (QoQ)	-0.41%
Shares change (YoY)	4.49%
Shares held by insiders	10.92%
Shares held by institutions	11.86%
Shares outstanding	51M

Deeper analysis on ASX/B4P

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ASX/B4P report

Is a complete ASX/B4P research report available?

No complete published report is available for asx/B4P (ASX/B4P) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/B4P (ASX/B4P)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/B4P

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/B4P indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/B4P

Frequently asked questions