ASX/HUM (ASX/HUM)

Australian Securities Exchange: ASX/HUM · AUD

A$0.42

+0.01 (+1.2%)· Recorded snapshot

Market cap	212.2M
Revenue (ttm)	252.7M
Net income (ttm)	15.7M
EPS (ttm)	A$0.03
Shares out	511.2M
P/E (trailing)	13.4x
P/E (forward)	5.8x
Dividend	A$0.02 (4.82%)
Volume	624,713
Beta	1.57

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 252.7M
Net income (ttm): 15.7M
EPS (ttm): A$0.03
P/E (trailing): 13.4x
P/E (forward): 5.8x
Market cap: 212.2M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-30 13:30 UTC

Forward P/E5.8

P25 n/aP50 n/aP75 n/a

Trailing P/E13.4

P25 n/aP50 n/aP75 n/a

ROE3

P25 n/aP50 n/aP75 n/a

ROIC0.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ASX/HUM indicators

Market & fundamental data

Available fields

226

Groups with data

Currency

AUD

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-11-10
Employees	529
Employees change	-4
Employees growth	-0.75%
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	1988
Industry	Credit Services
Is primary listing	Yes
ISIN number	AU0000121337
Last earnings date	2026-08-25
Last refreshed	2026-10-30
Market cap	AUD 212.2M
Next earnings date	2026-11-10
Price	AUD 0.42
Price currency	AUD
Sector	Financials
SIC code	6172
Stock price date	2026-10-30
Symbol	asx/HUM
Website	https://www.shophumm.com/humm-group/

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.75x
Average P/E ratio (10Y)	23.47x
Average P/E ratio (3Y)	23.55x
Earnings yield	7.47%
FCF yield	42.85%
Forward P/E	5.78x
Graham number	0.86051
Graham upside	107.35%
Industry forward P/E	8.25x
Industry P/E	11x
Lynch fair value	AUD 0.16
Lynch upside	-62.65%
P/(FCF - SBC) ratio	2.44x
P/(OCF - SBC) ratio	2.41x
P/B ratio	0.4x
P/E ratio	13.39x
P/FCF ratio	2.33x
P/OCF ratio	2.31x
P/S ratio	0.84x
Price / tangible book value	0.51x
Sector forward P/E	18.25x
Sector P/E	19.99x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.3%
FCF margin	35.97%
Gross margin	57.58%
Operating margin	11.71%
Pretax margin	7.8%
Profit margin	6.21%
Profit per employee	AUD 29,679
Profitable quarters	5
Profitable years	4
Revenue per employee	AUD 477,694
ROA	0.3%
ROA (5Y)	-0.72%
ROE	3.02%
ROE (5Y)	-2.52%
ROIC	0.47%
ROIC (5Y)	0.56%
SBC / revenue	1.5%
Tax / revenue	1.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-53.73%
EPS growth (Q)	-80.33%
EPS growth (QoQ)	-88.57%
EPS growth 10Y	-14.29%
EPS growth 5Y	-23.72%
EPS growth years	0
FCF growth	-49.22%
FCF growth (Q)	1,869.23%
FCF growth (QoQ)	444.68%
Net income growth	-60.35%
Net income growth (Q)	-85.37%
Net income growth (QoQ)	-87.05%
Net income growth 5Y	-22.76%
Net income growth years	0
OCF growth	-48.6%
OCF growth (QoQ)	169.48%
OCF growth 10Y	-4.6%
Operating income growth	-42.86%
Operating income growth (Q)	-62.13%
Operating income growth 3Y	70.23%
Operating income growth 5Y	-18.42%
Revenue growth	-10.2%
Revenue growth (Q)	-12.32%
Revenue growth (QoQ)	-13.23%
Revenue growth 10Y	0.57%
Revenue growth 3Y	0.63%
Revenue growth 5Y	-4.07%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -1.1M
Depreciation and amortization	AUD 3.5M
EPS	AUD 0.03
FCF per share	AUD 0.18
Financing cash flow	AUD -138.8M
Free cash flow	AUD 90.9M
Free cash flow minus SBC	AUD 87.1M
Gross profit	AUD 145.5M
Income taxes	AUD 4M
Investing cash flow	AUD -22.5M
Net borrowing	AUD -131.2M
Net cash flow	AUD -76.5M
Net income	AUD 15.7M
Operating cash flow minus SBC	AUD 88.2M
Operating income	AUD 29.6M
Revenue	AUD 252.7M
Stock-based compensation	AUD 3.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AUD 1.06
Debt / equity	8.32
Debt / FCF	49
Goodwill	AUD 77.5M
Net cash (debt)	AUD -4.3B
Net cash / market cap	-2,043.63%
Net debt / equity	8.1
Net debt / FCF	47.7
Piotroski F-Score	5
Property, plant and equipment	AUD 14.2M
Shareholders' equity	AUD 535.5M
Tangible book value	AUD 412.9M
Tangible book value per share	AUD 0.82
Total assets	AUD 5.1B
Total cash	AUD 118.8M
Total debt	AUD 4.5B
Total liabilities	AUD 4.5B
WACC	0.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	3.51
Quick ratio	3.4
Working capital	AUD 3.5B
Working capital turnover	0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.62%
Dividend growth	0%
Dividend growth (10Y)	-17.97%
Dividend growth (3Y)	0%
Dividend growth (5Y)	3.3%
Dividend growth years	0
Dividend payment date	2026-10-07
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.02
Dividend yield	4.82%
Ex-dividend date	2026-08-31
FCF payout ratio	11.25%
Last dividend	AUD 0.01
Payout ratio	48.41%
Shareholder yield	3.2%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-81.64%
10Y return CAGR	-12.42%
10Y total return	-73.44%
150-day SMA	AUD 0.50
15Y price change	-81.56%
15Y return CAGR	-6.77%
15Y total return	-65.06%
1D price change	1.22%
1M price change	2.47%
1M total return	2.47%
1Y price change	-36.64%
1Y return CAGR	-34.51%
1Y total return	-34.49%
20-day SMA	AUD 0.40
200-day SMA	AUD 0.55
3M price change	-2.35%
3M total return	-1.22%
3Y price change	2.47%
3Y return CAGR	4.19%
3Y total return	13.11%
50-day SMA	AUD 0.41
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 0.78
52-week high date	2026-02-19
52-week low	AUD 0.37
52-week low date	2026-10-15
5Y price change	-52.84%
5Y return CAGR	-10.67%
5Y total return	-43.1%
6M price change	-34.65%
6M total return	-33.89%
All-time high	AUD 4.99
All-time high date	2013-10-28
All-time low	AUD 0.22
All-time low date	2008-12-12
Average true range (ATR)	AUD 0.01
Average volume	463.3K
Beta (1Y)	-0.02
Beta (2Y)	0.08
Beta (5Y)	1.57
Change from 52-week high	-46.45%
Change from 52-week low	12.16%
Change from all-time high	-91.68%
Change from all-time low	88.64%
Change from open	0%
Day's gap	1.22%
Dollar volume	AUD 259,256
High price	AUD 0.43
Low price	AUD 0.42
Monthly RSI	38.61
Open price	AUD 0.42
Position in 52-week range	0%
Previous close	AUD 0.41
Price vs 150-day SMA	-16.26%
Price vs 20-day SMA	2.98%
Price vs 200-day SMA	-24.1%
Price vs 50-day SMA	1.44%
Relative volume	1.35
RSI	53.7
Sharpe ratio	-0.81
Sharpe ratio (3Y)	0.2
Sharpe ratio (5Y)	-0.06
Sortino ratio	-0.92
Sortino ratio (3Y)	0.43
Sortino ratio (5Y)	0.04
Volume	624.7K
Weekly RSI	38.04
YTD price change	-40.71%
YTD total return	-38.7%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	243.4M
Shares change (QoQ)	1.64%
Shares change (YoY)	1.62%
Shares held by insiders	46.42%
Shares held by institutions	18.04%
Shares outstanding	511.2M

Deeper analysis on ASX/HUM

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ASX/HUM report

Is a complete ASX/HUM research report available?

No complete published report is available for asx/HUM (ASX/HUM) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/HUM (ASX/HUM)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/HUM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/HUM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/HUM

Frequently asked questions