DSE/UTTARABANK (DSE/UTTARABANK)

Dhaka Stock Exchange: DSE/UTTARABANK · BDT

BDT 21.3

+0.10 (+0.5%)· Recorded snapshot

Market cap	25.8B
Revenue (ttm)	18.9B
Net income (ttm)	6.8B
EPS (ttm)	BDT 5.64
Shares out	1.2B
P/E (trailing)	3.8x
Dividend	BDT 0.40 (1.88%)
Volume	779,847
Beta	0.15

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 18.9B
Net income (ttm): 6.8B
EPS (ttm): BDT 5.64
P/E (trailing): 3.8x
Market cap: 25.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.8

P25 n/aP50 n/aP75 n/a

ROE22.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.5%

Nasdaq Composite-2.4%

Dow Jones Industrial Average+1.8%

Russell 2000+1.8%

All DSE/UTTARABANK indicators

Market & fundamental data

Available fields

189

Groups with data

Currency

BDT

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-04
Employees	3,927
Employees change	-31
Employees growth	-0.78%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1965
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	BD0109UTARA6
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2026-05-21
Last stock split type	Forward
Market cap	BDT 25.8B
Next earnings date	2026-11-04
Price	BDT 21.30
Price currency	BDT
SIC code	6020
Stock price date	2026-10-29
Symbol	dse/UTTARABANK
Website	https://www.uttarabank-bd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	5.91x
Average P/E ratio (3Y)	4.44x
Average P/E ratio (5Y)	5.14x
Earnings yield	26.46%
FCF yield	-276.78%
Graham number	59.05824
Graham upside	178.58%
Industry forward P/E	5.34x
Lynch fair value	BDT 134.52
Lynch upside	534.51%
P/B ratio	0.77x
P/E ratio	3.78x
P/S ratio	1.36x
Price / tangible book value	0.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	36.69%
Operating margin	57.2%
Pretax margin	57.2%
Profit margin	36.21%
Profit per employee	BDT 1.7M
Revenue per employee	BDT 4.8M
ROA	2.01%
ROA (5Y)	1.42%
ROE	22.62%
ROE (5Y)	16.17%
Tax / revenue	20.98%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	48.22%
EPS growth (Q)	152.25%
EPS growth (QoQ)	10.59%
EPS growth 10Y	16.23%
EPS growth 3Y	40.87%
EPS growth 5Y	23.86%
Net income growth	48.22%
Net income growth (Q)	152.25%
Net income growth (QoQ)	10.59%
Net income growth 3Y	40.87%
Net income growth 5Y	23.86%
Revenue growth	16.16%
Revenue growth (Q)	37.31%
Revenue growth (QoQ)	13.17%
Revenue growth 10Y	10.29%
Revenue growth 3Y	19.21%
Revenue growth 5Y	14.51%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -615.5M
EPS	BDT 5.64
FCF per share	BDT -58.68
Financing cash flow	BDT 92.5B
Free cash flow	BDT -71.2B
Gross profit	BDT 18.8B
Income taxes	BDT 4B
Investing cash flow	BDT -22B
Net cash flow	BDT 468,012
Net income	BDT 6.8B
Operating income	BDT 10.8B
Revenue	BDT 18.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 27.50
Debt / equity	0.12
Net cash (debt)	BDT 8.6B
Net cash / market cap	33.51%
Net cash growth	-22.07%
Net debt / equity	-0.26
Piotroski F-Score	2
Property, plant and equipment	BDT 3.3B
Shareholders' equity	BDT 33.4B
Tangible book value	BDT 33.4B
Tangible book value per share	BDT 27.50
Total assets	BDT 385.1B
Total cash	BDT 12.7B
Total debt	BDT 4B
Total liabilities	BDT 351.7B
WACC	4.37%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BDT -300.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	-64.29%
Dividend growth (10Y)	-2.74%
Dividend growth (3Y)	-16.12%
Dividend growth (5Y)	-2.99%
Dividend growth years	5
Dividend payment date	2026-07-15
Dividend payment years	16
Dividend payout frequency	Annual
Dividend per share	BDT 0.40
Dividend yield	1.88%
Ex-dividend date	2026-05-21
Last dividend	BDT 0.50
Payout ratio	7.37%
Shareholder yield	1.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	181.8%
10Y return CAGR	17.44%
10Y total return	398.83%
150-day SMA	BDT 20.83
15Y price change	23.33%
15Y return CAGR	7.6%
15Y total return	199.95%
1D price change	0.47%
1M price change	2.91%
1M total return	2.91%
1W price change	-0.47%
1W total return	-0.47%
1Y price change	26.19%
1Y return CAGR	28.75%
1Y total return	28.72%
20-day SMA	BDT 20.80
200-day SMA	BDT 20.48
20Y price change	511.13%
20Y return CAGR	14.64%
20Y total return	1,437.35%
3M price change	-0.47%
3M total return	-0.47%
3Y price change	59.23%
3Y return CAGR	23.24%
3Y total return	87.19%
50-day SMA	BDT 20.83
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 22.10
52-week high date	2026-06-16
52-week low	BDT 16.48
52-week low date	2025-11-16
5Y price change	82.84%
5Y return CAGR	19.06%
5Y total return	139.23%
6M price change	4.74%
6M total return	6.85%
All-time high	BDT 36.93
All-time high date	2010-12-05
All-time low	BDT 0.10
All-time low date	1999-12-14
Average true range (ATR)	BDT 0.19
Average volume	988.6K
Beta (1Y)	0.27
Beta (2Y)	0.1
Beta (5Y)	0.15
Change from 52-week high	-3.62%
Change from 52-week low	29.25%
Change from all-time high	-42.59%
Change from all-time low	20,167.69%
Dollar volume	BDT 16.6M
High price	BDT 21.30
Low price	BDT 21.10
Monthly RSI	66.76
Position in 52-week range	100%
Previous close	BDT 21.20
Price vs 150-day SMA	1.79%
Price vs 20-day SMA	1.95%
Price vs 200-day SMA	3.52%
Price vs 50-day SMA	1.78%
Relative volume	0.79
RSI	67.67
Sharpe ratio	1.26
Sharpe ratio (3Y)	0.96
Sharpe ratio (5Y)	0.93
Sortino ratio	2.46
Sortino ratio (3Y)	1.96
Sortino ratio (5Y)	1.98
Volume	779.8K
Weekly RSI	98.76
YTD price change	16.23%
YTD total return	18.56%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	929.3M
Shares change (QoQ)	0%
Shares held by insiders	23.38%
Shares held by institutions	4.84%
Shares outstanding	1.2B

Deeper analysis on DSE/UTTARABANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/UTTARABANK report

Is a complete DSE/UTTARABANK research report available?

No complete published report is available for dse/UTTARABANK (DSE/UTTARABANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

25.8B

Revenue (ttm)

18.9B

Net income (ttm)

6.8B

EPS (ttm)

BDT 5.64

Shares out

1.2B

P/E (trailing)

3.8x

Dividend

BDT 0.40 (1.88%)

Volume

779,847

Beta

0.15

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2026-11-04

Employees

3,927

Employees change

-31

Employees growth

-0.78%

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1965

Industry

Commercial Banks

Is primary listing

Yes

ISIN number

BD0109UTARA6

Last earnings date

2026-07-28

Last refreshed

2026-10-29

Last stock split date

2026-05-21

Last stock split type

Forward

Market cap

BDT 25.8B

Next earnings date

2026-11-04

Price

BDT 21.30

Price currency

BDT

SIC code

6020

Stock price date

2026-10-29

Symbol

dse/UTTARABANK

Website

https://www.uttarabank-bd.com

Metric

Value

Average P/E ratio (10Y)

5.91x

Average P/E ratio (3Y)

4.44x

Average P/E ratio (5Y)

5.14x

Earnings yield

26.46%

FCF yield

-276.78%

Graham number

59.05824

Graham upside

178.58%

Industry forward P/E

5.34x

Lynch fair value

BDT 134.52

Lynch upside

534.51%

P/B ratio

0.77x

P/E ratio

3.78x

P/S ratio

1.36x

Price / tangible book value

0.77x

Metric

Value

Effective tax rate

36.69%

Operating margin

57.2%

Pretax margin

57.2%

Profit margin

36.21%

Profit per employee

BDT 1.7M

Revenue per employee

BDT 4.8M

ROA

2.01%

ROA (5Y)

1.42%

ROE

22.62%

ROE (5Y)

16.17%

Tax / revenue

20.98%

Metric

Value

EPS growth

48.22%

EPS growth (Q)

152.25%

EPS growth (QoQ)

10.59%

EPS growth 10Y

16.23%

EPS growth 3Y

40.87%

EPS growth 5Y

23.86%

Net income growth

48.22%

Net income growth (Q)

152.25%

Net income growth (QoQ)

10.59%

Net income growth 3Y

40.87%

Net income growth 5Y

23.86%

Revenue growth

16.16%

Revenue growth (Q)

37.31%

Revenue growth (QoQ)

13.17%

Revenue growth 10Y

10.29%

Revenue growth 3Y

19.21%

Revenue growth 5Y

14.51%

Metric

Value

Capital expenditures

BDT -615.5M

EPS

BDT 5.64

FCF per share

BDT -58.68

Financing cash flow

BDT 92.5B

Free cash flow

BDT -71.2B

Gross profit

BDT 18.8B

Income taxes

BDT 4B

Investing cash flow

BDT -22B

Net cash flow

BDT 468,012

Net income

BDT 6.8B

Operating income

BDT 10.8B

Revenue

BDT 18.9B

Metric

Value

Book value per share

BDT 27.50

Debt / equity

0.12

Net cash (debt)

BDT 8.6B

Net cash / market cap

33.51%

Net cash growth

-22.07%

Net debt / equity

-0.26

Piotroski F-Score

Property, plant and equipment

BDT 3.3B

Shareholders' equity

BDT 33.4B

Tangible book value

BDT 33.4B

Tangible book value per share

BDT 27.50

Total assets

BDT 385.1B

Total cash

BDT 12.7B

Total debt

BDT 4B

Total liabilities

BDT 351.7B

WACC

4.37%

Metric

Value

Working capital

BDT -300.3B

Metric

Value

Dividend growth

-64.29%

Dividend growth (10Y)

-2.74%

Dividend growth (3Y)

-16.12%

Dividend growth (5Y)

-2.99%

Dividend growth years

Dividend payment date

2026-07-15

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BDT 0.40

Dividend yield

1.88%

Ex-dividend date

2026-05-21

Last dividend

BDT 0.50

Payout ratio

7.37%

Shareholder yield

1.89%

Metric

Value

10Y price change

181.8%

10Y return CAGR

17.44%

10Y total return

398.83%

150-day SMA

BDT 20.83

15Y price change

23.33%

15Y return CAGR

7.6%

15Y total return

199.95%

1D price change

0.47%

1M price change

2.91%

1M total return

2.91%

1W price change

-0.47%

1W total return

-0.47%

1Y price change

26.19%

1Y return CAGR

28.75%

1Y total return

28.72%

20-day SMA

BDT 20.80

200-day SMA

BDT 20.48

20Y price change

511.13%

20Y return CAGR

14.64%

20Y total return

1,437.35%

3M price change

-0.47%

3M total return

-0.47%

3Y price change

59.23%

3Y return CAGR

23.24%

3Y total return

87.19%

50-day SMA

BDT 20.83

50-day SMA vs 200-day SMA

50over200

52-week high

BDT 22.10

52-week high date

2026-06-16

52-week low

BDT 16.48

52-week low date

2025-11-16

5Y price change

82.84%

5Y return CAGR

19.06%

5Y total return

139.23%

6M price change

4.74%

6M total return

6.85%

All-time high

BDT 36.93

All-time high date

2010-12-05

All-time low

BDT 0.10

All-time low date

1999-12-14

Average true range (ATR)

BDT 0.19

Average volume

988.6K

Beta (1Y)

0.27

Beta (2Y)

0.1

Beta (5Y)

0.15

Change from 52-week high

-3.62%

Change from 52-week low

29.25%

Change from all-time high

-42.59%

Change from all-time low

20,167.69%

Dollar volume

BDT 16.6M

High price

BDT 21.30

Low price

BDT 21.10

Monthly RSI

66.76

Position in 52-week range

100%

Previous close

BDT 21.20

Price vs 150-day SMA

1.79%

Price vs 20-day SMA

1.95%

Price vs 200-day SMA

3.52%

Price vs 50-day SMA

1.78%

Relative volume

0.79

RSI

67.67

Sharpe ratio

1.26

Sharpe ratio (3Y)

0.96

Sharpe ratio (5Y)

0.93

Sortino ratio

2.46

Sortino ratio (3Y)

1.96

Sortino ratio (5Y)

1.98

Volume

779.8K

Weekly RSI

98.76

YTD price change

16.23%

YTD total return

18.56%

Metric

Value

Float

929.3M

Shares change (QoQ)

Shares held by insiders

23.38%

Shares held by institutions

4.84%

Shares outstanding

1.2B

DSE/UTTARABANK (DSE/UTTARABANK)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/UTTARABANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/UTTARABANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/UTTARABANK

Frequently asked questions

DSE/UTTARABANK (DSE/UTTARABANK)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/UTTARABANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/UTTARABANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/UTTARABANK

Frequently asked questions