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EBR/BANQ (EBR/BANQ)

Euronext Brussels: EBR/BANQ · EUR

€0.88

-0.00 (-0.2%)· Recorded snapshot

Market cap	32.6M
Revenue (ttm)	53.1M
Net income (ttm)	-37.1M
EPS (ttm)	-€0.82
Shares out	37.1M
Volume	750
Beta	1.46

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 53.1M
Net income (ttm): -37.1M
EPS (ttm): -€0.82
Market cap: 32.6M

Metric	Value
Amount currency	EUR
Country	Belgium
Country code	BE
Earnings date	2026-11-12
Employees	632
Employees change	36
Employees growth	6.04%
Enterprise value	EUR 79.2M
Exchange	Euronext Brussels
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2001
Industry	Software - Application
Is primary listing	Yes
ISIN number	BE0974371032
Last earnings date	2026-08-25
Last refreshed	2026-10-29
Market cap	EUR 32.6M
Next earnings date	2026-11-12
Price	EUR 0.88
Price currency	EUR
Sector	Technology
SIC code	7370
Stock price date	2026-10-29
Symbol	ebr/BANQ
Website	https://www.banqup.com

Metric

Value

Amount currency

EUR

Country

Belgium

Country code

Earnings date

2026-11-12

Employees

632

Employees change

Employees growth

6.04%

Enterprise value

EUR 79.2M

Exchange

Euronext Brussels

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

2001

Industry

Software - Application

Is primary listing

Yes

ISIN number

BE0974371032

Last earnings date

2026-08-25

Last refreshed

2026-10-29

Market cap

EUR 32.6M

Next earnings date

2026-11-12

Price

EUR 0.88

Price currency

EUR

Sector

Technology

SIC code

7370

Stock price date

2026-10-29

Symbol

ebr/BANQ

Website

https://www.banqup.com

Metric	Value
Earnings yield	-93.83%
EV/Sales	1.49x
FCF / EV yield	-14.44%
FCF yield	-35.04%
P/B ratio	0.37x
P/S ratio	0.62x
Sector forward P/E	13.05x
Sector P/E	22.36x

Metric

Value

Earnings yield

-93.83%

EV/Sales

1.49x

FCF / EV yield

-14.44%

FCF yield

-35.04%

P/B ratio

0.37x

P/S ratio

0.62x

Sector forward P/E

13.05x

Sector P/E

22.36x

Metric	Value
EBIT margin	-63.43%
EBITDA margin	-55.95%
Gross margin	54.71%
Operating margin	-63.43%
Pretax margin	-72.74%
Profit margin	-69.84%
Profit per employee	EUR -58,680
Revenue per employee	EUR 84,022
ROA	-7.28%
ROA (5Y)	-6.39%
ROCE	-35.59%
ROE	-36.37%
ROE (5Y)	-38%
ROIC	-24.95%
ROIC (5Y)	-16.99%
Tax / revenue	0.61%

Metric

Value

EBIT margin

-63.43%

EBITDA margin

-55.95%

Gross margin

54.71%

Operating margin

-63.43%

Pretax margin

-72.74%

Profit margin

-69.84%

Profit per employee

EUR -58,680

Revenue per employee

EUR 84,022

ROA

-7.28%

ROA (5Y)

-6.39%

ROCE

-35.59%

ROE

-36.37%

ROE (5Y)

-38%

ROIC

-24.95%

ROIC (5Y)

-16.99%

Tax / revenue

0.61%

Metric	Value
EPS growth quarters	1
EPS growth years	2
Gross profit growth	31.43%
Gross profit growth (Q)	13.35%
Gross profit growth 3Y	-20.12%
Gross profit growth 5Y	-6.26%
Net income growth quarters	1
Net income growth years	0
Revenue growth	21.81%
Revenue growth (Q)	6.01%
Revenue growth (QoQ)	25.7%
Revenue growth 3Y	-29.21%
Revenue growth 5Y	-14.48%
Revenue growth years	0

Metric

Value

EPS growth quarters

EPS growth years

Gross profit growth

31.43%

Gross profit growth (Q)

13.35%

Gross profit growth 3Y

-20.12%

Gross profit growth 5Y

-6.26%

Net income growth quarters

Net income growth years

Revenue growth

21.81%

Revenue growth (Q)

6.01%

Revenue growth (QoQ)

25.7%

Revenue growth 3Y

-29.21%

Revenue growth 5Y

-14.48%

Revenue growth years

Metric	Value
Capital expenditures	EUR 106,000
Depreciation and amortization	EUR 4M
EBIT	EUR -33.7M
EBITDA	EUR -29.7M
EPS	EUR -0.82
FCF per share	EUR -0.31
Financing cash flow	EUR 1.9M
Free cash flow	EUR -11.5M
Gross profit	EUR 29.1M
Income taxes	EUR 324,000
Investing cash flow	EUR -2.3M
Net borrowing	EUR 3.7M
Net cash flow	EUR -12.1M
Net income	EUR -37.1M
Operating income	EUR -33.7M
Revenue	EUR 53.1M

Metric

Value

Capital expenditures

EUR 106,000

Depreciation and amortization

EUR 4M

EBIT

EUR -33.7M

EBITDA

EUR -29.7M

EPS

EUR -0.82

FCF per share

EUR -0.31

Financing cash flow

EUR 1.9M

Free cash flow

EUR -11.5M

Gross profit

EUR 29.1M

Income taxes

EUR 324,000

Investing cash flow

EUR -2.3M

Net borrowing

EUR 3.7M

Net cash flow

EUR -12.1M

Net income

EUR -37.1M

Operating income

EUR -33.7M

Revenue

EUR 53.1M

Metric	Value
Altman Z-Score	-1.18
Book value per share	EUR 2.38
Debt / equity	0.58
Goodwill	EUR 83.5M
Interest coverage	-15.72
Long-term assets	EUR 154.2M
Long-term liabilities	EUR 6M
Net cash (debt)	EUR -46.4M
Net cash / market cap	-141.87%
Net debt / equity	0.52
Piotroski F-Score	4
Property, plant and equipment	EUR 6.5M
Shareholders' equity	EUR 88.6M
Tangible book value	EUR -53.7M
Tangible book value per share	EUR -1.45
Total assets	EUR 290.3M
Total cash	EUR 5M
Total debt	EUR 51.4M
Total liabilities	EUR 201.7M
WACC	6.79%

Metric

Value

Altman Z-Score

-1.18

Book value per share

EUR 2.38

Debt / equity

0.58

Goodwill

EUR 83.5M

Interest coverage

-15.72

Long-term assets

EUR 154.2M

Long-term liabilities

EUR 6M

Net cash (debt)

EUR -46.4M

Net cash / market cap

-141.87%

Net debt / equity

0.52

Piotroski F-Score

Property, plant and equipment

EUR 6.5M

Shareholders' equity

EUR 88.6M

Tangible book value

EUR -53.7M

Tangible book value per share

EUR -1.45

Total assets

EUR 290.3M

Total cash

EUR 5M

Total debt

EUR 51.4M

Total liabilities

EUR 201.7M

WACC

6.79%

Metric	Value
Asset turnover	0.18
Current assets	EUR 136.2M
Current liabilities	EUR 195.7M
Current ratio	0.7
Inventory turnover	72.33
Net working capital	EUR -18.5M
Quick ratio	0.08
Working capital	EUR -59.6M
Working capital turnover	-1.69

Metric

Value

Asset turnover

0.18

Current assets

EUR 136.2M

Current liabilities

EUR 195.7M

Current ratio

0.7

Inventory turnover

72.33

Net working capital

EUR -18.5M

Quick ratio

0.08

Working capital

EUR -59.6M

Working capital turnover

-1.69

Metric	Value
Buyback yield / dilution	-54.05%
Shareholder yield	-54.05%

Metric

Value

Buyback yield / dilution

-54.05%

Shareholder yield

-54.05%

Metric	Value
150-day SMA	EUR 2.13
1D price change	-0.23%
1M price change	-60.45%
1M total return	-60.45%
1W price change	-0.45%
1W total return	-0.45%
1Y price change	-75.2%
1Y return CAGR	-75.22%
1Y total return	-75.2%
20-day SMA	EUR 1.35
200-day SMA	EUR 2.50
3M price change	-58.19%
3M total return	-58.19%
3Y price change	-63.94%
3Y return CAGR	-28.82%
3Y total return	-63.94%
50-day SMA	EUR 1.83
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 4.19
52-week high date	2026-02-12
52-week low	EUR 0.85
52-week low date	2026-10-23
5Y price change	-95.12%
5Y return CAGR	-45.34%
5Y total return	-95.12%
6M price change	-65.02%
6M total return	-65.02%
All-time high	EUR 27.98
All-time high date	2020-09-22
All-time low	EUR 0.85
All-time low date	2026-10-23
Average true range (ATR)	EUR 0.10
Average volume	15.6K
Beta (1Y)	1.25
Beta (2Y)	0.85
Beta (5Y)	1.46
Change from 52-week high	-79.05%
Change from 52-week low	3.29%
Change from all-time high	-96.86%
Change from all-time low	3.29%
Change from open	0%
Day's gap	-0.23%
Dollar volume	EUR 659
High price	EUR 0.88
Low price	EUR 0.88
Monthly RSI	27.46
Open price	EUR 0.88
Previous close	EUR 0.88
Price vs 150-day SMA	-58.82%
Price vs 20-day SMA	-34.77%
Price vs 200-day SMA	-64.88%
Price vs 50-day SMA	-52.13%
Relative volume	0.05
RSI	18.73
Sharpe ratio	-1.47
Sharpe ratio (3Y)	-0.36
Sharpe ratio (5Y)	-0.62
Sortino ratio	-1.9
Sortino ratio (3Y)	-0.41
Sortino ratio (5Y)	-0.85
Volume	750
Weekly RSI	25.47
YTD price change	-72.56%
YTD total return	-72.56%

Metric

Value

150-day SMA

EUR 2.13

1D price change

-0.23%

1M price change

-60.45%

1M total return

-60.45%

1W price change

-0.45%

1W total return

-0.45%

1Y price change

-75.2%

1Y return CAGR

-75.22%

1Y total return

-75.2%

20-day SMA

EUR 1.35

200-day SMA

EUR 2.50

3M price change

-58.19%

3M total return

-58.19%

3Y price change

-63.94%

3Y return CAGR

-28.82%

3Y total return

-63.94%

50-day SMA

EUR 1.83

50-day SMA vs 200-day SMA

50under200

52-week high

EUR 4.19

52-week high date

2026-02-12

52-week low

EUR 0.85

52-week low date

2026-10-23

5Y price change

-95.12%

5Y return CAGR

-45.34%

5Y total return

-95.12%

6M price change

-65.02%

6M total return

-65.02%

All-time high

EUR 27.98

All-time high date

2020-09-22

All-time low

EUR 0.85

All-time low date

2026-10-23

Average true range (ATR)

EUR 0.10

Average volume

15.6K

Beta (1Y)

1.25

Beta (2Y)

0.85

Beta (5Y)

1.46

Change from 52-week high

-79.05%

Change from 52-week low

3.29%

Change from all-time high

-96.86%

Change from all-time low

3.29%

Change from open

Day's gap

-0.23%

Dollar volume

EUR 659

High price

EUR 0.88

Low price

EUR 0.88

Monthly RSI

27.46

Open price

EUR 0.88

Previous close

EUR 0.88

Price vs 150-day SMA

-58.82%

Price vs 20-day SMA

-34.77%

Price vs 200-day SMA

-64.88%

Price vs 50-day SMA

-52.13%

Relative volume

0.05

RSI

18.73

Sharpe ratio

-1.47

Sharpe ratio (3Y)

-0.36

Sharpe ratio (5Y)

-0.62

Sortino ratio

-1.9

Sortino ratio (3Y)

-0.41

Sortino ratio (5Y)

-0.85

Volume

750

Weekly RSI

25.47

YTD price change

-72.56%

YTD total return

-72.56%

Metric	Value
Float	27.9M
Shares change (QoQ)	-0.46%
Shares change (YoY)	54.05%
Shares held by insiders	10.51%
Shares held by institutions	21.79%
Shares outstanding	37.1M

Metric

Value

Float

27.9M

Shares change (QoQ)

-0.46%

Shares change (YoY)

54.05%

Shares held by insiders

10.51%

Shares held by institutions

21.79%

Shares outstanding

37.1M

EBR/BANQ (EBR/BANQ)

Price

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