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BVMF/TRVC34 (BVMF/TRVC34)

Brazil Stock Exchange: BVMF/TRVC34 · BRL

R$67.3

+3.48 (+5.5%)· Recorded snapshot

Market cap	435.1B
Revenue (ttm)	253.4B
Net income (ttm)	42.8B
EPS (ttm)	R$6.47
P/E (trailing)	10.4x
P/E (forward)	12.8x
Dividend	R$0.53 (0.79%)
Volume	106

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 253.4B
Net income (ttm): 42.8B
EPS (ttm): R$6.47
P/E (trailing): 10.4x
P/E (forward): 12.8x
Market cap: 435.1B

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-16
Employees	34,000
Employees change	-4,000
Employees growth	-11.76%
Enterprise value	BRL 484.2B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1853
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	BRTRVCBDR005
Last earnings date	2026-10-16
Last refreshed	2026-10-28
Last stock split date	2022-11-28
Last stock split type	Forward
Market cap	BRL 435.1B
Price	BRL 67.32
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-26
Symbol	bvmf/TRVC34
Website	https://www.travelers.com

Metric

Value

Amount currency

BRL

Country

United States

Country code

Earnings date

2026-10-16

Employees

34,000

Employees change

-4,000

Employees growth

-11.76%

Enterprise value

BRL 484.2B

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1853

Industry

Insurance - Property & Casualty

Is primary listing

ISIN number

BRTRVCBDR005

Last earnings date

2026-10-16

Last refreshed

2026-10-28

Last stock split date

2022-11-28

Last stock split type

Forward

Market cap

BRL 435.1B

Price

BRL 67.32

Price currency

BRL

Sector

Financials

SIC code

6331

Stock price date

2026-10-26

Symbol

bvmf/TRVC34

Website

https://www.travelers.com

Metric	Value
Average P/E ratio (10Y)	13.06x
Average P/E ratio (3Y)	11.66x
Average P/E ratio (5Y)	12.46x
Earnings yield	9.62%
EV/Earnings	11.3x
EV/EBIT	8.37x
EV/EBITDA	7.82x
EV/Sales	1.85x
Forward P/E	12.76x
Graham number	58.87757
Graham upside	-12.54%
Lynch fair value	BRL 119.50
Lynch upside	77.51%
P/B ratio	2.9x
P/E ratio	10.4x
P/OCF ratio	7.64x
P/S ratio	1.72x
Price / tangible book value	3.41x
Price/EBITDA ratio	7.29x
Sector forward P/E	8.28x
Sector P/E	9.3x

Metric

Value

Average P/E ratio (10Y)

13.06x

Average P/E ratio (3Y)

11.66x

Average P/E ratio (5Y)

12.46x

Earnings yield

9.62%

EV/Earnings

11.3x

EV/EBIT

8.37x

EV/EBITDA

7.82x

EV/Sales

1.85x

Forward P/E

12.76x

Graham number

58.87757

Graham upside

-12.54%

Lynch fair value

BRL 119.50

Lynch upside

77.51%

P/B ratio

2.9x

P/E ratio

10.4x

P/OCF ratio

7.64x

P/S ratio

1.72x

Price / tangible book value

3.41x

Price/EBITDA ratio

7.29x

Sector forward P/E

8.28x

Sector P/E

9.3x

Metric	Value
EBIT margin	22.12%
EBITDA margin	23.55%
Effective tax rate	19.56%
Gross margin	34.86%
Operating margin	22.12%
Pretax margin	21.17%
Profit margin	17.03%
Profit per employee	BRL 1.3M
Profitable quarters	13
Profitable years	23
Revenue per employee	BRL 7.5M
ROA	4.73%
ROA (5Y)	2.66%
ROCE	21.86%
ROE	27.5%
ROE (5Y)	15.28%
ROIC	21.49%
ROIC (5Y)	12.75%
Tax / revenue	4.14%

Metric

Value

EBIT margin

22.12%

EBITDA margin

23.55%

Effective tax rate

19.56%

Gross margin

34.86%

Operating margin

22.12%

Pretax margin

21.17%

Profit margin

17.03%

Profit per employee

BRL 1.3M

Profitable quarters

Profitable years

Revenue per employee

BRL 7.5M

ROA

4.73%

ROA (5Y)

2.66%

ROCE

21.86%

ROE

27.5%

ROE (5Y)

15.28%

ROIC

21.49%

ROIC (5Y)

12.75%

Tax / revenue

4.14%

Metric	Value
EPS growth	50.13%
EPS growth (Q)	9.71%
EPS growth (QoQ)	-11.89%
EPS growth 10Y	14.5%
EPS growth 3Y	60.21%
EPS growth 5Y	21.74%
EPS growth quarters	6
EPS growth years	3
Net income growth	41.85%
Net income growth (Q)	1.54%
Net income growth (QoQ)	-13.18%
Net income growth 3Y	56.24%
Net income growth 5Y	18.02%
Net income growth quarters	6
Net income growth years	3
OCF growth	6.93%
OCF growth (Q)	-8.26%
OCF growth (QoQ)	102.4%
OCF growth 10Y	10.82%
OCF growth 3Y	15.4%
OCF growth 5Y	7.37%
Revenue growth	1.07%
Revenue growth (Q)	-0.47%
Revenue growth (QoQ)	2.13%
Revenue growth 10Y	6.08%
Revenue growth 3Y	6.88%
Revenue growth 5Y	7.42%
Revenue growth years	10

Metric

Value

EPS growth

50.13%

EPS growth (Q)

9.71%

EPS growth (QoQ)

-11.89%

EPS growth 10Y

14.5%

EPS growth 3Y

60.21%

EPS growth 5Y

21.74%

EPS growth quarters

EPS growth years

Net income growth

41.85%

Net income growth (Q)

1.54%

Net income growth (QoQ)

-13.18%

Net income growth 3Y

56.24%

Net income growth 5Y

18.02%

Net income growth quarters

Net income growth years

OCF growth

6.93%

OCF growth (Q)

-8.26%

OCF growth (QoQ)

102.4%

OCF growth 10Y

10.82%

OCF growth 3Y

15.4%

OCF growth 5Y

7.37%

Revenue growth

1.07%

Revenue growth (Q)

-0.47%

Revenue growth (QoQ)

2.13%

Revenue growth 10Y

6.08%

Revenue growth 3Y

6.88%

Revenue growth 5Y

7.42%

Revenue growth years

Metric	Value
EBIT	BRL 56.1B
EBITDA	BRL 59.7B
EPS	BRL 6.47
Financing cash flow	BRL -34.1B
Gross profit	BRL 88.3B
Income taxes	BRL 10.5B
Investing cash flow	BRL -20.1B
Net borrowing	BRL 2.9B
Net cash flow	BRL 191.7M
Net income	BRL 42.8B
Operating income	BRL 56.1B
Revenue	BRL 253.4B

Metric

Value

EBIT

BRL 56.1B

EBITDA

BRL 59.7B

EPS

BRL 6.47

Financing cash flow

BRL -34.1B

Gross profit

BRL 88.3B

Income taxes

BRL 10.5B

Investing cash flow

BRL -20.1B

Net borrowing

BRL 2.9B

Net cash flow

BRL 191.7M

Net income

BRL 42.8B

Operating income

BRL 56.1B

Revenue

BRL 253.4B

Metric	Value
Book value per share	BRL 733.00
Debt / EBITDA	0.85
Debt / equity	0.34
Goodwill	BRL 21.7B
Interest coverage	23.37
Net cash (debt)	BRL -47.6B
Net cash / market cap	-10.95%
Net debt / EBITDA	0.8
Net debt / equity	0.32
Piotroski F-Score	4
Shareholders' equity	BRL 150.2B
Tangible book value	BRL 127.5B
Tangible book value per share	BRL 622.12
Total assets	BRL 736B
Total cash	BRL 32B
Total debt	BRL 50.8B
Total liabilities	BRL 585.8B

Metric

Value

Book value per share

BRL 733.00

Debt / EBITDA

0.85

Debt / equity

0.34

Goodwill

BRL 21.7B

Interest coverage

23.37

Net cash (debt)

BRL -47.6B

Net cash / market cap

-10.95%

Net debt / EBITDA

0.8

Net debt / equity

0.32

Piotroski F-Score

Shareholders' equity

BRL 150.2B

Tangible book value

BRL 127.5B

Tangible book value per share

BRL 622.12

Total assets

BRL 736B

Total cash

BRL 32B

Total debt

BRL 50.8B

Total liabilities

BRL 585.8B

Metric	Value
Asset turnover	0.34
Current ratio	0.33
Net working capital	BRL -324.5B
Quick ratio	0.2
Working capital	BRL -321.9B

Metric

Value

Asset turnover

0.34

Current ratio

0.33

Net working capital

BRL -324.5B

Quick ratio

0.2

Working capital

BRL -321.9B

Metric	Value
Buyback yield / dilution	5.55%
Dividend growth	5.09%
Dividend growth (3Y)	8.76%
Dividend growth (5Y)	5.7%
Dividend growth years	3
Dividend payment date	2027-01-07
Dividend payment years	11
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.53
Dividend yield	0.79%
Ex-dividend date	2026-12-09
Last dividend	BRL 0.13
Payout ratio	12.01%
Shareholder yield	6.33%

Metric

Value

Buyback yield / dilution

5.55%

Dividend growth

5.09%

Dividend growth (3Y)

8.76%

Dividend growth (5Y)

5.7%

Dividend growth years

Dividend payment date

2027-01-07

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 0.53

Dividend yield

0.79%

Ex-dividend date

2026-12-09

Last dividend

BRL 0.13

Payout ratio

12.01%

Shareholder yield

6.33%

Metric	Value
10Y price change	530.69%
10Y return CAGR	22.25%
10Y total return	645.08%
150-day SMA	BRL 50.05
1D price change	5.45%
1M price change	14.02%
1M total return	14.02%
1W price change	10.43%
1W total return	10.43%
1Y price change	48.45%
1Y return CAGR	50.01%
1Y total return	49.97%
20-day SMA	BRL 60.33
200-day SMA	BRL 46.41
3M price change	9.89%
3M total return	10.15%
3Y price change	171.67%
3Y return CAGR	41.15%
3Y total return	181.28%
50-day SMA	BRL 56.82
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 67.43
52-week high date	2026-10-26
52-week low	BRL 44.76
52-week low date	2025-10-29
5Y price change	137.77%
5Y return CAGR	20.48%
5Y total return	153.8%
6M price change	40.98%
6M total return	41.72%
All-time high	BRL 67.43
All-time high date	2026-10-26
All-time low	BRL 10.63
All-time low date	2016-10-27
Average true range (ATR)	BRL 1.31
Average volume	53.6
Change from 52-week high	-0.16%
Change from 52-week low	50.4%
Change from all-time high	-0.16%
Change from all-time low	533.36%
Change from open	0.03%
Day's gap	5.42%
Dollar volume	BRL 7,136
High price	BRL 67.43
Low price	BRL 67.30
Monthly RSI	76.57
Open price	BRL 67.30
Position in 52-week range	15.38%
Previous close	BRL 63.84
Price vs 150-day SMA	34.51%
Price vs 20-day SMA	11.59%
Price vs 200-day SMA	45.06%
Price vs 50-day SMA	18.48%
Relative volume	1.98
RSI	71.95
Sharpe ratio	1.78
Sortino ratio	3.71
Volume	106
Weekly RSI	76.1
YTD price change	32.91%
YTD total return	33.92%

Metric

Value

10Y price change

530.69%

10Y return CAGR

22.25%

10Y total return

645.08%

150-day SMA

BRL 50.05

1D price change

5.45%

1M price change

14.02%

1M total return

14.02%

1W price change

10.43%

1W total return

10.43%

1Y price change

48.45%

1Y return CAGR

50.01%

1Y total return

49.97%

20-day SMA

BRL 60.33

200-day SMA

BRL 46.41

3M price change

9.89%

3M total return

10.15%

3Y price change

171.67%

3Y return CAGR

41.15%

3Y total return

181.28%

50-day SMA

BRL 56.82

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 67.43

52-week high date

2026-10-26

52-week low

BRL 44.76

52-week low date

2025-10-29

5Y price change

137.77%

5Y return CAGR

20.48%

5Y total return

153.8%

6M price change

40.98%

6M total return

41.72%

All-time high

BRL 67.43

All-time high date

2026-10-26

All-time low

BRL 10.63

All-time low date

2016-10-27

Average true range (ATR)

BRL 1.31

Average volume

53.6

Change from 52-week high

-0.16%

Change from 52-week low

50.4%

Change from all-time high

-0.16%

Change from all-time low

533.36%

Change from open

0.03%

Day's gap

5.42%

Dollar volume

BRL 7,136

High price

BRL 67.43

Low price

BRL 67.30

Monthly RSI

76.57

Open price

BRL 67.30

Position in 52-week range

15.38%

Previous close

BRL 63.84

Price vs 150-day SMA

34.51%

Price vs 20-day SMA

11.59%

Price vs 200-day SMA

45.06%

Price vs 50-day SMA

18.48%

Relative volume

1.98

RSI

71.95

Sharpe ratio

1.78

Sortino ratio

3.71

Volume

106

Weekly RSI

76.1

YTD price change

32.91%

YTD total return

33.92%

Metric	Value
Float	203.7M
Shares change (QoQ)	-1.4%
Shares change (YoY)	-5.55%
Shares held by insiders	0.48%
Shares held by institutions	91.36%
Short ratio	3.7 days

Metric

Value

Float

203.7M

Shares change (QoQ)

-1.4%

Shares change (YoY)

-5.55%

Shares held by insiders

0.48%

Shares held by institutions

91.36%

Short ratio

3.7 days

BVMF/TRVC34 (BVMF/TRVC34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/TRVC34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/TRVC34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/TRVC34

Frequently asked questions