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SNSE/USB (SNSE/USB)

Santiago Stock Exchange: SNSE/USB · USD

$59.7

+1.85 (+3.2%)· Recorded snapshot

Market cap	91.4T
Revenue (ttm)	27.1T
Net income (ttm)	7.8T
EPS (ttm)	$5,054
P/E (trailing)	11.6x
P/E (forward)	10.5x
Dividend	$2,001 (3.41%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 27.1T
Net income (ttm): 7.8T
EPS (ttm): $5,054
P/E (trailing): 11.6x
P/E (forward): 10.5x
Market cap: 91.4T

Metric	Value
Amount currency	CLP
Country	United States
Country code	CL
Earnings date	2026-10-15
Employees	70,000
Employees change	1,480
Employees growth	2.16%
Exchange	Santiago Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1863
Industry	Banks - Regional
Is primary listing	No
ISIN number	US9029733048
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Market cap	$91.4T
Next earnings date	2027-01-19
Price	$59.70
Price currency	USD
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	snse/USB
Website	https://www.usbank.com

Metric

Value

Amount currency

CLP

Country

United States

Country code

Earnings date

2026-10-15

Employees

70,000

Employees change

1,480

Employees growth

2.16%

Exchange

Santiago Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1863

Industry

Banks - Regional

Is primary listing

ISIN number

US9029733048

Last earnings date

2026-10-15

Last refreshed

2026-10-28

Market cap

$91.4T

Next earnings date

2027-01-19

Price

$59.70

Price currency

USD

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

snse/USB

Website

https://www.usbank.com

Metric	Value
Average P/E ratio (10Y)	12.32x
Average P/E ratio (3Y)	12.13x
Average P/E ratio (5Y)	11.47x
Earnings yield	8.62%
Forward P/E	10.52x
Graham number	69.70707
Graham upside	16.76%
Industry P/E	14.3x
Lynch fair value	$25.41
Lynch upside	-57.44%
P/B ratio	1.4x
P/E ratio	11.6x
P/OCF ratio	7.43x
P/S ratio	3.37x
Price / tangible book value	2.1x
Sector forward P/E	11.94x
Sector P/E	12.62x

Metric

Value

Average P/E ratio (10Y)

12.32x

Average P/E ratio (3Y)

12.13x

Average P/E ratio (5Y)

11.47x

Earnings yield

8.62%

Forward P/E

10.52x

Graham number

69.70707

Graham upside

16.76%

Industry P/E

14.3x

Lynch fair value

$25.41

Lynch upside

-57.44%

P/B ratio

1.4x

P/E ratio

11.6x

P/OCF ratio

7.43x

P/S ratio

3.37x

Price / tangible book value

2.1x

Sector forward P/E

11.94x

Sector P/E

12.62x

Metric	Value
Effective tax rate	19.87%
Operating margin	39.27%
Pretax margin	37.56%
Profit margin	30.01%
Profit per employee	$111.2M
Profitable quarters	126
Profitable years	33
Revenue per employee	$387.6M
ROA	1.2%
ROA (5Y)	1.04%
ROE	12.84%
ROE (5Y)	11.8%
Tax / revenue	7.46%

Metric

Value

Effective tax rate

19.87%

Operating margin

39.27%

Pretax margin

37.56%

Profit margin

30.01%

Profit per employee

$111.2M

Profitable quarters

126

Profitable years

Revenue per employee

$387.6M

ROA

1.2%

ROA (5Y)

1.04%

ROE

12.84%

ROE (5Y)

11.8%

Tax / revenue

7.46%

Metric	Value
EPS growth	17.76%
EPS growth (Q)	10.22%
EPS growth (QoQ)	-0.74%
EPS growth 10Y	4.77%
EPS growth 3Y	15.26%
EPS growth 5Y	0.64%
EPS growth quarters	9
EPS growth years	2
Net income growth	16.43%
Net income growth (Q)	10.05%
Net income growth (QoQ)	-0.14%
Net income growth 3Y	15.9%
Net income growth 5Y	1.44%
Net income growth quarters	9
Net income growth years	2
OCF growth	68.8%
OCF growth 10Y	4.5%
OCF growth 3Y	-4.87%
OCF growth 5Y	7.47%
Revenue growth	7.2%
Revenue growth (Q)	8.4%
Revenue growth (QoQ)	2.04%
Revenue growth 10Y	3.83%
Revenue growth 3Y	4.18%
Revenue growth 5Y	3.58%
Revenue growth quarters	7
Revenue growth years	1

Metric

Value

EPS growth

17.76%

EPS growth (Q)

10.22%

EPS growth (QoQ)

-0.74%

EPS growth 10Y

4.77%

EPS growth 3Y

15.26%

EPS growth 5Y

0.64%

EPS growth quarters

EPS growth years

Net income growth

16.43%

Net income growth (Q)

10.05%

Net income growth (QoQ)

-0.14%

Net income growth 3Y

15.9%

Net income growth 5Y

1.44%

Net income growth quarters

Net income growth years

OCF growth

68.8%

OCF growth 10Y

4.5%

OCF growth 3Y

-4.87%

OCF growth 5Y

7.47%

Revenue growth

7.2%

Revenue growth (Q)

8.4%

Revenue growth (QoQ)

2.04%

Revenue growth 10Y

3.83%

Revenue growth 3Y

4.18%

Revenue growth 5Y

3.58%

Revenue growth quarters

Revenue growth years

Metric	Value
EPS	$5,053.97
Financing cash flow	$24.3T
Gross profit	$27.1T
Income taxes	$2T
Investing cash flow	$-27.8T
Net borrowing	$15.2T
Net cash flow	$8.5T
Net income	$7.8T
Operating income	$10.7T
Revenue	$27.1T

Metric

Value

EPS

$5,053.97

Financing cash flow

$24.3T

Gross profit

$27.1T

Income taxes

$2T

Investing cash flow

$-27.8T

Net borrowing

$15.2T

Net cash flow

$8.5T

Net income

$7.8T

Operating income

$10.7T

Revenue

$27.1T

Metric	Value
Book value per share	$37,227.33
Debt / equity	1.09
Goodwill	$13T
Net cash (debt)	$-22.9T
Net cash / market cap	-25.03%
Net debt / equity	0.35
Piotroski F-Score	4
Property, plant and equipment	$3.8T
Shareholders' equity	$65.1T
Tangible book value	$43.5T
Tangible book value per share	$27,895.05
Total assets	$683.9T
Total cash	$48.2T
Total debt	$71.1T
Total liabilities	$618.8T

Metric

Value

Book value per share

$37,227.33

Debt / equity

1.09

Goodwill

$13T

Net cash (debt)

$-22.9T

Net cash / market cap

-25.03%

Net debt / equity

0.35

Piotroski F-Score

Property, plant and equipment

$3.8T

Shareholders' equity

$65.1T

Tangible book value

$43.5T

Tangible book value per share

$27,895.05

Total assets

$683.9T

Total cash

$48.2T

Total debt

$71.1T

Total liabilities

$618.8T

Metric	Value
Working capital	$-487.2T

Metric

Value

Working capital

$-487.2T

Metric	Value
Buyback yield / dilution	0.24%
Dividend growth	3.96%
Dividend growth (10Y)	7.23%
Dividend growth (3Y)	3.03%
Dividend growth (5Y)	4.07%
Dividend growth years	13
Dividend payment date	2026-10-15
Dividend payment years	15
Dividend payout frequency	Quarterly
Dividend per share	$2,001.48
Dividend yield	3.41%
Ex-dividend date	2026-09-30
Last dividend	$0.54
Payout ratio	39.3%
Shareholder yield	3.64%

Metric

Value

Buyback yield / dilution

0.24%

Dividend growth

3.96%

Dividend growth (10Y)

7.23%

Dividend growth (3Y)

3.03%

Dividend growth (5Y)

4.07%

Dividend growth years

Dividend payment date

2026-10-15

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$2,001.48

Dividend yield

3.41%

Ex-dividend date

2026-09-30

Last dividend

$0.54

Payout ratio

39.3%

Shareholder yield

3.64%

Metric	Value
10Y price change	47.26%
10Y return CAGR	7.83%
10Y total return	112.42%
150-day SMA	$56.57
1D price change	3.2%
1M price change	-1.22%
1M total return	-0.31%
1W price change	4.94%
1W total return	4.94%
1Y price change	36.3%
1Y return CAGR	41.75%
1Y total return	41.71%
20-day SMA	$57.84
200-day SMA	$55.77
3M price change	-5.45%
3M total return	-4.57%
3Y price change	54.46%
3Y return CAGR	20.9%
3Y total return	76.73%
50-day SMA	$60.70
50-day SMA vs 200-day SMA	50over200
52-week high	$64.87
52-week high date	2026-08-24
52-week low	$43.80
52-week low date	2025-12-12
5Y price change	7.03%
5Y return CAGR	5.64%
5Y total return	31.59%
6M price change	14.02%
6M total return	16.23%
All-time high	$64.87
All-time high date	2026-08-18
All-time low	$30.21
All-time low date	2020-05-15
Average true range (ATR)	$0.30
Average volume	0
Change from 52-week high	-7.97%
Change from 52-week low	36.3%
Change from all-time high	-7.97%
Change from all-time low	97.62%
Monthly RSI	70.89
Previous close	$57.85
Price vs 150-day SMA	5.53%
Price vs 20-day SMA	3.22%
Price vs 200-day SMA	7.04%
Price vs 50-day SMA	-1.65%
Relative volume	2,000
RSI	62.07
Sharpe ratio	1.12
Sharpe ratio (3Y)	0.77
Sharpe ratio (5Y)	0.19
Sortino ratio	5.73
Sortino ratio (3Y)	2.92
Sortino ratio (5Y)	0.55
Weekly RSI	58.92
YTD price change	11.4%
YTD total return	15.83%

Metric

Value

10Y price change

47.26%

10Y return CAGR

7.83%

10Y total return

112.42%

150-day SMA

$56.57

1D price change

3.2%

1M price change

-1.22%

1M total return

-0.31%

1W price change

4.94%

1W total return

4.94%

1Y price change

36.3%

1Y return CAGR

41.75%

1Y total return

41.71%

20-day SMA

$57.84

200-day SMA

$55.77

3M price change

-5.45%

3M total return

-4.57%

3Y price change

54.46%

3Y return CAGR

20.9%

3Y total return

76.73%

50-day SMA

$60.70

50-day SMA vs 200-day SMA

50over200

52-week high

$64.87

52-week high date

2026-08-24

52-week low

$43.80

52-week low date

2025-12-12

5Y price change

7.03%

5Y return CAGR

5.64%

5Y total return

31.59%

6M price change

14.02%

6M total return

16.23%

All-time high

$64.87

All-time high date

2026-08-18

All-time low

$30.21

All-time low date

2020-05-15

Average true range (ATR)

$0.30

Average volume

Change from 52-week high

-7.97%

Change from 52-week low

36.3%

Change from all-time high

-7.97%

Change from all-time low

97.62%

Monthly RSI

70.89

Previous close

$57.85

Price vs 150-day SMA

5.53%

Price vs 20-day SMA

3.22%

Price vs 200-day SMA

7.04%

Price vs 50-day SMA

-1.65%

Relative volume

2,000

RSI

62.07

Sharpe ratio

1.12

Sharpe ratio (3Y)

0.77

Sharpe ratio (5Y)

0.19

Sortino ratio

5.73

Sortino ratio (3Y)

2.92

Sortino ratio (5Y)

0.55

Weekly RSI

58.92

YTD price change

11.4%

YTD total return

15.83%

Metric	Value
Float	1.6B
Shares change (QoQ)	0.26%
Shares change (YoY)	-0.24%
Shares held by insiders	0.2%
Shares held by institutions	82.57%
Short ratio	3.5 days

Metric

Value

Float

1.6B

Shares change (QoQ)

0.26%

Shares change (YoY)

-0.24%

Shares held by insiders

0.2%

Shares held by institutions

82.57%

Short ratio

3.5 days

SNSE/USB (SNSE/USB)

Price

Financial snapshot

Fair-value bridge

Latest news · SNSE/USB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SNSE/USB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SNSE/USB

Frequently asked questions