ETR/TRVC (ETR/TRVC)

Deutsche Börse Xetra: ETR/TRVC · EUR

€112

+1.46 (+1.3%)· Recorded snapshot

Market cap	184.7B
Revenue (ttm)	73.4B
Net income (ttm)	15.7B
EPS (ttm)	€9.17
P/E (trailing)	12.2x
P/E (forward)	10.0x
Dividend	€2.19 (1.97%)
Volume	703
Beta	1.11

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 73.4B
Net income (ttm): 15.7B
EPS (ttm): €9.17
P/E (trailing): 12.2x
P/E (forward): 10.0x
Market cap: 184.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10

P25 n/aP50 n/aP75 n/a

Trailing P/E12.2

P25 n/aP50 n/aP75 n/a

ROE9.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.5%

Nasdaq Composite-2.4%

Dow Jones Industrial Average+1.8%

Russell 2000+1.8%

All ETR/TRVC indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

USD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	DE
Earnings date	2026-10-13
Employees	217,000
Employees change	-11,000
Employees growth	-4.78%
Exchange	Deutsche Börse Xetra
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1812
Industry	Banks - Diversified
Is primary listing	No
ISIN number	US1729674242
Last earnings date	2026-10-13
Last refreshed	2026-10-28
Last stock split date	2011-05-09
Last stock split type	Reverse
Market cap	EUR 184.7B
Next earnings date	2027-01-14
Price	EUR 111.58
Price currency	EUR
Sector	Financials
SIC code	6199
Stock price date	2026-10-28
Symbol	etr/TRVC
Website	https://www.citigroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.44x
Average P/E ratio (3Y)	14.27x
Average P/E ratio (5Y)	11.05x
Earnings yield	8.22%
FCF yield	-12.09%
Forward P/E	10x
Graham number	155.20873
Graham upside	40.95%
Lynch fair value	EUR 47.51
Lynch upside	-56.86%
P/B ratio	0.98x
P/E ratio	12.16x
P/S ratio	2.48x
Price / tangible book value	1.23x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	25.35%
Operating margin	32%
Pretax margin	32.01%
Profit margin	23.21%
Profit per employee	EUR 72,473
Profitable quarters	11
Profitable years	8
Revenue per employee	EUR 338,033
ROA	0.71%
ROA (5Y)	0.62%
ROE	9.35%
ROE (5Y)	7.21%
Tax / revenue	8.11%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	43.55%
EPS growth (Q)	53.42%
EPS growth (QoQ)	-9.56%
EPS growth 10Y	8.29%
EPS growth 3Y	17.41%
EPS growth 5Y	-0.69%
EPS growth quarters	3
EPS growth years	2
Net income growth	31.59%
Net income growth (Q)	39.79%
Net income growth (QoQ)	-11.13%
Net income growth 3Y	13.24%
Net income growth 5Y	-3.96%
Net income growth quarters	3
Net income growth years	2
Revenue growth	11.11%
Revenue growth (Q)	8%
Revenue growth (QoQ)	-3.33%
Revenue growth 10Y	2.66%
Revenue growth 3Y	5%
Revenue growth 5Y	1.46%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -5.6B
EPS	EUR 9.17
Financing cash flow	EUR 205.2B
Free cash flow	EUR -22B
Gross profit	EUR 73.4B
Income taxes	EUR 6B
Investing cash flow	EUR -160B
Net borrowing	EUR 89.4B
Net cash flow	EUR 26B
Net income	EUR 15.7B
Operating income	EUR 23.5B
Revenue	EUR 73.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 101.81
Debt / equity	3.86
Goodwill	EUR 17.2B
Net cash (debt)	EUR 514.1B
Net cash / market cap	282.05%
Net cash growth	217.62%
Net debt / equity	-2.76
Piotroski F-Score	2
Property, plant and equipment	EUR 30.6B
Shareholders' equity	EUR 186.5B
Tangible book value	EUR 148.1B
Tangible book value per share	EUR 89.46
Total assets	EUR 2.6T
Total cash	EUR 1.2T
Total debt	EUR 719.9B
Total liabilities	EUR 2.4T
WACC	2.09%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -709.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.51%
Dividend growth	5.86%
Dividend growth (10Y)	19.17%
Dividend growth (3Y)	4.68%
Dividend growth (5Y)	5.15%
Dividend growth years	2
Dividend payment date	2026-11-25
Dividend payment years	16
Dividend payout frequency	Quarterly
Dividend per share	EUR 2.19
Dividend yield	1.97%
Ex-dividend date	2026-11-02
Last dividend	EUR 0.60
Payout ratio	23.92%
Shareholder yield	9.5%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	142.57%
10Y return CAGR	12.46%
10Y total return	223.61%
150-day SMA	EUR 114.22
15Y price change	377.86%
15Y return CAGR	13.24%
15Y total return	545.27%
1D price change	1.33%
1M price change	-4.71%
1M total return	-4.71%
1W price change	2.42%
1W total return	2.42%
1Y price change	29.16%
1Y return CAGR	31.92%
1Y total return	31.9%
20-day SMA	EUR 111.68
200-day SMA	EUR 109.75
20Y price change	-71.92%
20Y return CAGR	-4.2%
20Y total return	-57.63%
3M price change	-4.35%
3M total return	-3.87%
3Y price change	197.71%
3Y return CAGR	48.31%
3Y total return	226.32%
50-day SMA	EUR 114.18
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 129.04
52-week high date	2026-06-25
52-week low	EUR 83.35
52-week low date	2025-11-18
5Y price change	85.47%
5Y return CAGR	17.08%
5Y total return	119.99%
6M price change	2.14%
6M total return	3.14%
All-time high	EUR 547.58
All-time high date	2002-01-07
All-time low	EUR 7.90
All-time low date	2009-03-05
Average true range (ATR)	EUR 2.11
Average volume	1K
Beta (5Y)	1.11
Change from 52-week high	-13.53%
Change from 52-week low	33.87%
Change from all-time high	-79.62%
Change from all-time low	1,312.41%
Change from open	1.33%
Day's gap	0%
Dollar volume	EUR 78,441
High price	EUR 111.58
Low price	EUR 109.76
Monthly RSI	66.74
Open price	EUR 110.12
Position in 52-week range	100%
Previous close	EUR 110.12
Price vs 150-day SMA	-2.31%
Price vs 20-day SMA	-0.09%
Price vs 200-day SMA	1.67%
Price vs 50-day SMA	-2.28%
Relative volume	0.69
RSI	48.3
Sharpe ratio	0.97
Sharpe ratio (3Y)	1.35
Sharpe ratio (5Y)	0.55
Sortino ratio	1.67
Sortino ratio (3Y)	2.18
Sortino ratio (5Y)	0.99
Volume	703
Weekly RSI	49.36
YTD price change	10.74%
YTD total return	12.41%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.7B
Shares change (QoQ)	-1.67%
Shares change (YoY)	-7.51%
Shares held by insiders	0.18%
Shares held by institutions	82.39%
Short ratio	2.4 days

Deeper analysis on ETR/TRVC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this ETR/TRVC report

Is a complete ETR/TRVC research report available?

No complete published report is available for etr/TRVC (ETR/TRVC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

184.7B

Revenue (ttm)

73.4B

Net income (ttm)

15.7B

EPS (ttm)

€9.17

P/E (trailing)

12.2x

P/E (forward)

10.0x

Dividend

€2.19 (1.97%)

Volume

703

Beta

1.11

Metric

Value

Amount currency

EUR

Country

United States

Country code

Earnings date

2026-10-13

Employees

217,000

Employees change

-11,000

Employees growth

-4.78%

Exchange

Deutsche Börse Xetra

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1812

Industry

Banks - Diversified

Is primary listing

ISIN number

US1729674242

Last earnings date

2026-10-13

Last refreshed

2026-10-28

Last stock split date

2011-05-09

Last stock split type

Reverse

Market cap

EUR 184.7B

Next earnings date

2027-01-14

Price

EUR 111.58

Price currency

EUR

Sector

Financials

SIC code

6199

Stock price date

2026-10-28

Symbol

etr/TRVC

Website

https://www.citigroup.com

Metric

Value

Average P/E ratio (10Y)

10.44x

Average P/E ratio (3Y)

14.27x

Average P/E ratio (5Y)

11.05x

Earnings yield

8.22%

FCF yield

-12.09%

Forward P/E

10x

Graham number

155.20873

Graham upside

40.95%

Lynch fair value

EUR 47.51

Lynch upside

-56.86%

P/B ratio

0.98x

P/E ratio

12.16x

P/S ratio

2.48x

Price / tangible book value

1.23x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric

Value

Effective tax rate

25.35%

Operating margin

32%

Pretax margin

32.01%

Profit margin

23.21%

Profit per employee

EUR 72,473

Profitable quarters

Profitable years

Revenue per employee

EUR 338,033

ROA

0.71%

ROA (5Y)

0.62%

ROE

9.35%

ROE (5Y)

7.21%

Tax / revenue

8.11%

Metric

Value

EPS growth

43.55%

EPS growth (Q)

53.42%

EPS growth (QoQ)

-9.56%

EPS growth 10Y

8.29%

EPS growth 3Y

17.41%

EPS growth 5Y

-0.69%

EPS growth quarters

EPS growth years

Net income growth

31.59%

Net income growth (Q)

39.79%

Net income growth (QoQ)

-11.13%

Net income growth 3Y

13.24%

Net income growth 5Y

-3.96%

Net income growth quarters

Net income growth years

Revenue growth

11.11%

Revenue growth (Q)

Revenue growth (QoQ)

-3.33%

Revenue growth 10Y

2.66%

Revenue growth 3Y

Revenue growth 5Y

1.46%

Revenue growth years

Metric

Value

Capital expenditures

EUR -5.6B

EPS

EUR 9.17

Financing cash flow

EUR 205.2B

Free cash flow

EUR -22B

Gross profit

EUR 73.4B

Income taxes

EUR 6B

Investing cash flow

EUR -160B

Net borrowing

EUR 89.4B

Net cash flow

EUR 26B

Net income

EUR 15.7B

Operating income

EUR 23.5B

Revenue

EUR 73.4B

Metric

Value

Book value per share

EUR 101.81

Debt / equity

3.86

Goodwill

EUR 17.2B

Net cash (debt)

EUR 514.1B

Net cash / market cap

282.05%

Net cash growth

217.62%

Net debt / equity

-2.76

Piotroski F-Score

Property, plant and equipment

EUR 30.6B

Shareholders' equity

EUR 186.5B

Tangible book value

EUR 148.1B

Tangible book value per share

EUR 89.46

Total assets

EUR 2.6T

Total cash

EUR 1.2T

Total debt

EUR 719.9B

Total liabilities

EUR 2.4T

WACC

2.09%

Metric

Value

Working capital

EUR -709.8B

Metric

Value

Buyback yield / dilution

7.51%

Dividend growth

5.86%

Dividend growth (10Y)

19.17%

Dividend growth (3Y)

4.68%

Dividend growth (5Y)

5.15%

Dividend growth years

Dividend payment date

2026-11-25

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

EUR 2.19

Dividend yield

1.97%

Ex-dividend date

2026-11-02

Last dividend

EUR 0.60

Payout ratio

23.92%

Shareholder yield

9.5%

Metric

Value

10Y price change

142.57%

10Y return CAGR

12.46%

10Y total return

223.61%

150-day SMA

EUR 114.22

15Y price change

377.86%

15Y return CAGR

13.24%

15Y total return

545.27%

1D price change

1.33%

1M price change

-4.71%

1M total return

-4.71%

1W price change

2.42%

1W total return

2.42%

1Y price change

29.16%

1Y return CAGR

31.92%

1Y total return

31.9%

20-day SMA

EUR 111.68

200-day SMA

EUR 109.75

20Y price change

-71.92%

20Y return CAGR

-4.2%

20Y total return

-57.63%

3M price change

-4.35%

3M total return

-3.87%

3Y price change

197.71%

3Y return CAGR

48.31%

3Y total return

226.32%

50-day SMA

EUR 114.18

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 129.04

52-week high date

2026-06-25

52-week low

EUR 83.35

52-week low date

2025-11-18

5Y price change

85.47%

5Y return CAGR

17.08%

5Y total return

119.99%

6M price change

2.14%

6M total return

3.14%

All-time high

EUR 547.58

All-time high date

2002-01-07

All-time low

EUR 7.90

All-time low date

2009-03-05

Average true range (ATR)

EUR 2.11

Average volume

Beta (5Y)

1.11

Change from 52-week high

-13.53%

Change from 52-week low

33.87%

Change from all-time high

-79.62%

Change from all-time low

1,312.41%

Change from open

1.33%

Day's gap

Dollar volume

EUR 78,441

High price

EUR 111.58

Low price

EUR 109.76

Monthly RSI

66.74

Open price

EUR 110.12

Position in 52-week range

100%

Previous close

EUR 110.12

Price vs 150-day SMA

-2.31%

Price vs 20-day SMA

-0.09%

Price vs 200-day SMA

1.67%

Price vs 50-day SMA

-2.28%

Relative volume

0.69

RSI

48.3

Sharpe ratio

0.97

Sharpe ratio (3Y)

1.35

Sharpe ratio (5Y)

0.55

Sortino ratio

1.67

Sortino ratio (3Y)

2.18

Sortino ratio (5Y)

0.99

Volume

703

Weekly RSI

49.36

YTD price change

10.74%

YTD total return

12.41%

Metric

Value

Float

1.7B

Shares change (QoQ)

-1.67%

Shares change (YoY)

-7.51%

Shares held by insiders

0.18%

Shares held by institutions

82.39%

Short ratio

2.4 days

ETR/TRVC (ETR/TRVC)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/TRVC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/TRVC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/TRVC

Frequently asked questions

ETR/TRVC (ETR/TRVC)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/TRVC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/TRVC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/TRVC

Frequently asked questions