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BIT/1SEBA (BIT/1SEBA)

Borsa Italiana: BIT/1SEBA · EUR

€20.6

+0.38 (+1.9%)· Recorded snapshot

Market cap	36.6B
Revenue (ttm)	6.6B
Net income (ttm)	2.7B
EPS (ttm)	€1.41
P/E (trailing)	14.6x
P/E (forward)	11.1x
Dividend	€1.02 (4.94%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6.6B
Net income (ttm): 2.7B
EPS (ttm): €1.41
P/E (trailing): 14.6x
P/E (forward): 11.1x
Market cap: 36.6B

Metric	Value
Amount currency	EUR
Country	Sweden
Country code	IT
Earnings date	2026-10-22
Employees	18,400
Employees change	-600
Employees growth	-3.16%
Exchange	Borsa Italiana
Financial currency	SEK
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1856
Industry	Banks - Regional
Is primary listing	No
ISIN number	SE0000148884
Last earnings date	2026-10-22
Last refreshed	2026-10-28
Market cap	EUR 36.6B
Next earnings date	2027-01-27
Price	EUR 20.61
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1SEBA
Website	https://sebgroup.com

Metric

Value

Amount currency

EUR

Country

Sweden

Country code

Earnings date

2026-10-22

Employees

18,400

Employees change

-600

Employees growth

-3.16%

Exchange

Borsa Italiana

Financial currency

SEK

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1856

Industry

Banks - Regional

Is primary listing

ISIN number

SE0000148884

Last earnings date

2026-10-22

Last refreshed

2026-10-28

Market cap

EUR 36.6B

Next earnings date

2027-01-27

Price

EUR 20.61

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-02

Symbol

bit/1SEBA

Website

https://sebgroup.com

Metric	Value
Average P/E ratio (10Y)	10.33x
Average P/E ratio (3Y)	10.22x
Average P/E ratio (5Y)	9.6x
Earnings yield	6.86%
FCF yield	-23.67%
Forward P/E	11.11x
Graham number	20.07286
Graham upside	-2.61%
Industry forward P/E	10.54x
Industry P/E	11.33x
Lynch fair value	EUR 7.69
Lynch upside	-62.71%
P/B ratio	1.77x
P/E ratio	14.57x
P/S ratio	5.57x
Price / tangible book value	1.77x
Sector forward P/E	10.84x
Sector P/E	11.71x

Metric

Value

Average P/E ratio (10Y)

10.33x

Average P/E ratio (3Y)

10.22x

Average P/E ratio (5Y)

9.6x

Earnings yield

6.86%

FCF yield

-23.67%

Forward P/E

11.11x

Graham number

20.07286

Graham upside

-2.61%

Industry forward P/E

10.54x

Industry P/E

11.33x

Lynch fair value

EUR 7.69

Lynch upside

-62.71%

P/B ratio

1.77x

P/E ratio

14.57x

P/S ratio

5.57x

Price / tangible book value

1.77x

Sector forward P/E

10.84x

Sector P/E

11.71x

Metric	Value
Effective tax rate	19.44%
Operating margin	52.91%
Pretax margin	51.59%
Profit margin	41.56%
Profit per employee	EUR 148,366
Profitable quarters	42
Profitable years	24
Revenue per employee	EUR 357,030
ROA	0.73%
ROA (5Y)	0.89%
ROE	13.54%
ROE (5Y)	14.93%
Tax / revenue	10.03%

Metric

Value

Effective tax rate

19.44%

Operating margin

52.91%

Pretax margin

51.59%

Profit margin

41.56%

Profit per employee

EUR 148,366

Profitable quarters

Profitable years

Revenue per employee

EUR 357,030

ROA

0.73%

ROA (5Y)

0.89%

ROE

13.54%

ROE (5Y)

14.93%

Tax / revenue

10.03%

Metric	Value
EPS growth	1.66%
EPS growth (Q)	-0.52%
EPS growth (QoQ)	-13.21%
EPS growth 10Y	12.08%
EPS growth 3Y	-3.67%
EPS growth 5Y	6.98%
EPS growth years	0
Net income growth	-0.89%
Net income growth (Q)	-2.33%
Net income growth (QoQ)	-13.46%
Net income growth 3Y	-5.88%
Net income growth 5Y	4.93%
Net income growth years	0
Revenue growth	-2.58%
Revenue growth (Q)	-0.08%
Revenue growth (QoQ)	-6.41%
Revenue growth 10Y	5.99%
Revenue growth 3Y	-1.53%
Revenue growth 5Y	6.84%
Revenue growth quarters	1
Revenue growth years	0

Metric

Value

EPS growth

1.66%

EPS growth (Q)

-0.52%

EPS growth (QoQ)

-13.21%

EPS growth 10Y

12.08%

EPS growth 3Y

-3.67%

EPS growth 5Y

6.98%

EPS growth years

Net income growth

-0.89%

Net income growth (Q)

-2.33%

Net income growth (QoQ)

-13.46%

Net income growth 3Y

-5.88%

Net income growth 5Y

4.93%

Net income growth years

Revenue growth

-2.58%

Revenue growth (Q)

-0.08%

Revenue growth (QoQ)

-6.41%

Revenue growth 10Y

5.99%

Revenue growth 3Y

-1.53%

Revenue growth 5Y

6.84%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -119.3M
EPS	EUR 1.41
Financing cash flow	EUR 12.9B
Free cash flow	EUR -8.7B
Gross profit	EUR 6.6B
Income taxes	EUR 659.4M
Investing cash flow	EUR -130.8M
Net borrowing	EUR -488.1M
Net cash flow	EUR 5.3B
Net income	EUR 2.7B
Operating income	EUR 3.5B
Revenue	EUR 6.6B

Metric

Value

Capital expenditures

EUR -119.3M

EPS

EUR 1.41

Financing cash flow

EUR 12.9B

Free cash flow

EUR -8.7B

Gross profit

EUR 6.6B

Income taxes

EUR 659.4M

Investing cash flow

EUR -130.8M

Net borrowing

EUR -488.1M

Net cash flow

EUR 5.3B

Net income

EUR 2.7B

Operating income

EUR 3.5B

Revenue

EUR 6.6B

Metric	Value
Book value per share	EUR 10.65
Debt / equity	5.48
Net cash (debt)	EUR -33.4B
Net cash / market cap	-91.32%
Net debt / equity	1.62
Piotroski F-Score	2
Shareholders' equity	EUR 20.7B
Tangible book value	EUR 20.7B
Tangible book value per share	EUR 10.65
Total assets	EUR 391.6B
Total cash	EUR 80B
Total debt	EUR 113.4B
Total liabilities	EUR 370.9B

Metric

Value

Book value per share

EUR 10.65

Debt / equity

5.48

Net cash (debt)

EUR -33.4B

Net cash / market cap

-91.32%

Net debt / equity

1.62

Piotroski F-Score

Shareholders' equity

EUR 20.7B

Tangible book value

EUR 20.7B

Tangible book value per share

EUR 10.65

Total assets

EUR 391.6B

Total cash

EUR 80B

Total debt

EUR 113.4B

Total liabilities

EUR 370.9B

Metric	Value
Working capital	EUR -132.4B

Metric

Value

Working capital

EUR -132.4B

Metric	Value
Buyback yield / dilution	2.47%
Dividend growth	-4.84%
Dividend growth (3Y)	19.32%
Dividend growth (5Y)	20.53%
Dividend growth years	3
Dividend payment date	2026-03-31
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	EUR 1.02
Dividend yield	4.94%
Ex-dividend date	2026-03-25
Last dividend	EUR 1.02
Payout ratio	74.4%
Shareholder yield	7.4%

Metric

Value

Buyback yield / dilution

2.47%

Dividend growth

-4.84%

Dividend growth (3Y)

19.32%

Dividend growth (5Y)

20.53%

Dividend growth years

Dividend payment date

2026-03-31

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 1.02

Dividend yield

4.94%

Ex-dividend date

2026-03-25

Last dividend

EUR 1.02

Payout ratio

74.4%

Shareholder yield

7.4%

Metric	Value
150-day SMA	EUR 18.19
1D price change	1.88%
1M price change	2.18%
1M total return	2.18%
1W price change	0.15%
1W total return	0.15%
1Y price change	21.24%
1Y return CAGR	29.25%
1Y total return	29.22%
20-day SMA	EUR 20.47
200-day SMA	EUR 18.24
3M price change	20.32%
3M total return	20.32%
3Y price change	81.59%
3Y return CAGR	30.93%
3Y total return	124.49%
50-day SMA	EUR 20.23
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 20.81
52-week high date	2026-09-29
52-week low	EUR 15.64
52-week low date	2026-03-27
5Y price change	67.7%
5Y return CAGR	19.1%
5Y total return	139.65%
6M price change	30.94%
6M total return	30.94%
All-time high	EUR 20.81
All-time high date	2026-09-29
All-time low	EUR 5.65
All-time low date	2020-03-23
Average true range (ATR)	EUR 0.19
Average volume	0
Change from 52-week high	-0.96%
Change from 52-week low	31.82%
Change from all-time high	-0.96%
Change from all-time low	264.91%
Change from open	0%
Day's gap	1.88%
High price	EUR 20.61
Low price	EUR 20.61
Monthly RSI	71.48
Open price	EUR 20.61
Previous close	EUR 20.23
Price vs 150-day SMA	13.3%
Price vs 20-day SMA	0.68%
Price vs 200-day SMA	13.02%
Price vs 50-day SMA	1.87%
Relative volume	9.43
RSI	54.44
Sharpe ratio	0.89
Sharpe ratio (3Y)	0.98
Sharpe ratio (5Y)	0.59
Sortino ratio	1.49
Sortino ratio (3Y)	1.64
Sortino ratio (5Y)	1.04
Weekly RSI	62.8
YTD price change	13.93%
YTD total return	21.44%

Metric

Value

150-day SMA

EUR 18.19

1D price change

1.88%

1M price change

2.18%

1M total return

2.18%

1W price change

0.15%

1W total return

0.15%

1Y price change

21.24%

1Y return CAGR

29.25%

1Y total return

29.22%

20-day SMA

EUR 20.47

200-day SMA

EUR 18.24

3M price change

20.32%

3M total return

20.32%

3Y price change

81.59%

3Y return CAGR

30.93%

3Y total return

124.49%

50-day SMA

EUR 20.23

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 20.81

52-week high date

2026-09-29

52-week low

EUR 15.64

52-week low date

2026-03-27

5Y price change

67.7%

5Y return CAGR

19.1%

5Y total return

139.65%

6M price change

30.94%

6M total return

30.94%

All-time high

EUR 20.81

All-time high date

2026-09-29

All-time low

EUR 5.65

All-time low date

2020-03-23

Average true range (ATR)

EUR 0.19

Average volume

Change from 52-week high

-0.96%

Change from 52-week low

31.82%

Change from all-time high

-0.96%

Change from all-time low

264.91%

Change from open

Day's gap

1.88%

High price

EUR 20.61

Low price

EUR 20.61

Monthly RSI

71.48

Open price

EUR 20.61

Previous close

EUR 20.23

Price vs 150-day SMA

13.3%

Price vs 20-day SMA

0.68%

Price vs 200-day SMA

13.02%

Price vs 50-day SMA

1.87%

Relative volume

9.43

RSI

54.44

Sharpe ratio

0.89

Sharpe ratio (3Y)

0.98

Sharpe ratio (5Y)

0.59

Sortino ratio

1.49

Sortino ratio (3Y)

1.64

Sortino ratio (5Y)

1.04

Weekly RSI

62.8

YTD price change

13.93%

YTD total return

21.44%

Metric	Value
Float	1.5B
Shares change (QoQ)	-0.25%
Shares change (YoY)	-2.47%
Shares held by insiders	0.05%
Shares held by institutions	42.42%

Metric

Value

Float

1.5B

Shares change (QoQ)

-0.25%

Shares change (YoY)

-2.47%

Shares held by insiders

0.05%

Shares held by institutions

42.42%

BIT/1SEBA (BIT/1SEBA)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1SEBA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1SEBA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1SEBA

Frequently asked questions