TYO/8421 (TYO/8421)

Tokyo Stock Exchange: TYO/8421 · JPY

¥187,500

-93.80 (-0.1%)· Recorded snapshot

Market cap	1.6T
Revenue (ttm)	211.9B
Net income (ttm)	43.7B
EPS (ttm)	¥5,014
Shares out	8.7M
P/E (trailing)	37.4x
Dividend	¥6,500 (3.47%)
Volume	94
Beta	0.04

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 211.9B
Net income (ttm): 43.7B
EPS (ttm): ¥5,014
P/E (trailing): 37.4x
Market cap: 1.6T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E37.4

P25 n/aP50 n/aP75 n/a

ROE2.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/8421 indicators

Market & fundamental data

Available fields

200

Groups with data

Currency

JPY

Showing 200 of 200 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-10-28
Employees	1,849
Employees change	44
Employees growth	2.44%
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1950
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	JP3429200003
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split date	2009-07-28
Last stock split type	Forward
Market cap	JPY 1.6T
Price	JPY 187,500.00
Price currency	JPY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	tyo/8421
Website	https://www.shinkin-central-bank.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	50.34x
Average P/E ratio (3Y)	58.89x
Average P/E ratio (5Y)	59.66x
Earnings yield	2.67%
FCF yield	-211.09%
Graham number	147626.67481
Graham upside	-21.27%
Industry P/E	10.72x
Lynch fair value	JPY 33,273.85
Lynch upside	-82.25%
P/B ratio	0.96x
P/E ratio	37.4x
P/S ratio	7.71x
Price / tangible book value	0.98x
Sector P/E	12.83x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	26.82%
Operating margin	29.82%
Pretax margin	29.82%
Profit margin	21.61%
Profit per employee	JPY 23.6M
Profitable quarters	13
Profitable years	17
Revenue per employee	JPY 114.6M
ROA	0.1%
ROA (5Y)	0.08%
ROE	2.86%
ROE (5Y)	2.35%
Tax / revenue	8%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	17.57%
EPS growth (Q)	25.86%
EPS growth (QoQ)	107.94%
EPS growth 10Y	-3.01%
EPS growth 3Y	24.36%
EPS growth 5Y	1.21%
EPS growth quarters	1
EPS growth years	3
Net income growth	16.62%
Net income growth (Q)	25.86%
Net income growth (QoQ)	107.94%
Net income growth 3Y	35.66%
Net income growth 5Y	6.64%
Net income growth quarters	1
Net income growth years	3
Revenue growth	25.79%
Revenue growth (Q)	24.49%
Revenue growth (QoQ)	18.5%
Revenue growth 10Y	1.56%
Revenue growth 3Y	-6.47%
Revenue growth 5Y	1.59%
Revenue growth quarters	17
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	JPY -5.5B
EPS	JPY 5,013.54
FCF per share	JPY -395,790.09
Financing cash flow	JPY -1.9T
Free cash flow	JPY -3.4T
Gross profit	JPY 211.9B
Income taxes	JPY 16.9B
Investing cash flow	JPY -831.6B
Net cash flow	JPY -6.1T
Net income	JPY 43.7B
Operating income	JPY 63.2B
Revenue	JPY 211.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 193,198.11
Debt / equity	8.26
Net cash (debt)	JPY -1.8T
Net cash / market cap	-112.78%
Net debt / equity	1.08
Piotroski F-Score	2
Property, plant and equipment	JPY 82.1B
Shareholders' equity	JPY 1.7T
Tangible book value	JPY 1.7T
Tangible book value per share	JPY 190,727.45
Total assets	JPY 47T
Total cash	JPY 12.2T
Total debt	JPY 14T
Total liabilities	JPY 45.3T
WACC	0.47%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	JPY -23.5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-06-25
Dividend payment years	26
Dividend payout frequency	Annual
Dividend per share	JPY 6,500.00
Dividend yield	3.47%
Ex-dividend date	2026-03-30
Last dividend	JPY 6,500.00
Payout ratio	129.65%
Shareholder yield	3.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-18.55%
10Y return CAGR	0.7%
10Y total return	7.2%
150-day SMA	JPY 189,601.33
15Y price change	22.07%
15Y return CAGR	4.39%
15Y total return	90.45%
1D price change	-0.05%
1M price change	-3.15%
1M total return	-3.15%
1W price change	0.05%
1W total return	0.05%
1Y price change	-1.32%
1Y return CAGR	1.94%
1Y total return	1.94%
20-day SMA	JPY 188,060.00
200-day SMA	JPY 191,343.00
20Y price change	-28.3%
20Y return CAGR	1.46%
20Y total return	33.71%
3M price change	0.97%
3M total return	0.97%
3Y price change	-31.32%
3Y return CAGR	-9.16%
3Y total return	-25.04%
50-day SMA	JPY 190,402.00
50-day SMA vs 200-day SMA	50under200
52-week high	JPY 212,400.00
52-week high date	2026-03-23
52-week low	JPY 183,000.00
52-week low date	2025-11-20
5Y price change	-22.13%
5Y return CAGR	-2.22%
5Y total return	-10.62%
6M price change	-0.85%
6M total return	-0.85%
All-time high	JPY 311,500.00
All-time high date	2006-02-02
All-time low	JPY 100,000.00
All-time low date	2009-04-14
Average true range (ATR)	JPY 863.76
Average volume	137.7
Beta (1Y)	0.08
Beta (2Y)	0.07
Beta (5Y)	0.04
Change from 52-week high	-11.72%
Change from 52-week low	2.46%
Change from all-time high	-39.81%
Change from all-time low	87.5%
Change from open	-0.37%
Day's gap	0.32%
Dollar volume	JPY 17.6M
High price	JPY 188,200.00
Low price	JPY 187,500.00
Monthly RSI	31.15
Open price	JPY 188,200.00
Position in 52-week range	0%
Previous close	JPY 187,600.00
Price vs 150-day SMA	-1.11%
Price vs 20-day SMA	-0.3%
Price vs 200-day SMA	-2.01%
Price vs 50-day SMA	-1.52%
Relative volume	0.68
RSI	38.85
Sharpe ratio	-0.21
Sharpe ratio (3Y)	-1.37
Sharpe ratio (5Y)	-0.72
Sortino ratio	0.64
Sortino ratio (3Y)	-1.29
Sortino ratio (5Y)	-0.32
Volume	94
Weekly RSI	43.91
YTD price change	-2.09%
YTD total return	1.14%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	669.5K
Shares change (QoQ)	0%
Shares held by insiders	0%
Shares held by institutions	1.61%
Shares outstanding	8.7M

Deeper analysis on TYO/8421

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/8421 report

Is a complete TYO/8421 research report available?

No complete published report is available for tyo/8421 (TYO/8421) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/8421 (TYO/8421)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/8421

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/8421 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/8421

Frequently asked questions