Credicorp Ltd. (BAP)

NYSE: BAP · USD

$363

-1.97 (-0.5%)· Recorded snapshot

Market cap	28.9B
Revenue (ttm)	6.5B
Net income (ttm)	2.2B
EPS (ttm)	$27.1
Shares out	79.4M
P/E (trailing)	13.4x
P/E (forward)	11.8x
Dividend	$14.9 (4.11%)
Volume	169,203
Beta	0.87

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 6.5B
Net income (ttm): 2.2B
EPS (ttm): $27.1
P/E (trailing): 13.4x
P/E (forward): 11.8x
Market cap: 28.9B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11.8

P25 n/aP50 n/aP75 n/a

Trailing P/E13.4

P25 n/aP50 n/aP75 n/a

ROE20.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BAP indicators

Market & fundamental data

Available fields

232

Groups with data

Currency

PEN

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001001290
Company name	Credicorp Ltd.
Country	Peru
Country code	US
CUSIP number	G2519Y108
Earnings date	2026-11-09
Earnings time	amc
Employees	49,581
Employees change	10,905
Employees growth	28.2%
Enterprise value	$25.6B
Exchange	NYSE
Financial currency	PEN
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1889
Industry	Banks - Regional
IPO date	1995-10-25
Is primary listing	Yes
Is SPAC	No
ISIN number	BMG2519Y1084
Last 10-K release date	2026-04-27
Last earnings date	2026-08-13
Last refreshed	2026-10-28
Last stock split date	1998-03-27
Last stock split type	Forward
Market cap	$28.9B
Market cap category	Large-Cap
Next earnings date	2026-11-09
Options	Yes
Price	$363.29
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	BAP
Website	https://grupocredicorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	13.27x
Average P/E ratio (10Y)	17.06x
Average P/E ratio (3Y)	10.52x
Average P/E ratio (5Y)	10.12x
Earnings yield	7.47%
EV/Earnings	11.76x
EV/Sales	3.89x
FCF / EV yield	-16.23%
FCF yield	-14.37%
Forward EV/Sales	3.16x
Forward P/E	11.76x
Forward P/S	3.57x
Graham number	292.9498
Graham upside	-18.85%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$678.36
Lynch upside	87.91%
P/B ratio	2.6x
P/E ratio	13.39x
P/S ratio	4.4x
PEG ratio	0.9x
Price / tangible book value	2.94x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	29.05%
Operating margin	47.37%
Pretax margin	47.72%
Profit margin	33.1%
Profit per employee	$43,534
Revenue per employee	$131,521
ROA	2.83%
ROA (5Y)	2.12%
ROE	20.41%
ROE (5Y)	16.48%
SBC / revenue	0.67%
Tax / revenue	13.86%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	17.97%
EPS growth (Q)	8.64%
EPS growth (QoQ)	-4.08%
EPS growth 10Y	8.62%
EPS growth 3Y	12.95%
EPS growth 5Y	28.39%
EPS growth years	0
FCF growth (Q)	-22.56%
Net income growth	17.93%
Net income growth (Q)	8.78%
Net income growth (QoQ)	-3.94%
Net income growth 3Y	12.92%
Net income growth 5Y	28.32%
Net income growth years	0
OCF growth (Q)	-22.3%
Revenue growth	13.7%
Revenue growth (Q)	11.99%
Revenue growth (QoQ)	1.16%
Revenue growth 10Y	7.87%
Revenue growth 3Y	11.73%
Revenue growth 5Y	16.42%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-69.1M
EPS	$27.13
FCF per share	$-51.87
Financing cash flow	$6.6B
Free cash flow	$-4.1B
Gross profit	$6.5B
Income taxes	$903.9M
Investing cash flow	$-186M
Net borrowing	$-1.1B
Net cash flow	$2.1B
Net income	$2.2B
Operating income	$3.1B
Revenue	$6.5B
Stock-based compensation	$43.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$140.57
Debt / equity	0.72
Goodwill	$368.8M
Net cash (debt)	$3.3B
Net cash / market cap	11.46%
Net cash growth	6.94%
Net debt / equity	-0.29
Piotroski F-Score	2
Property, plant and equipment	$753.7M
Shareholders' equity	$11.4B
Tangible book value	$9.7B
Tangible book value per share	$122.71
Total assets	$82.8B
Total cash	$11.4B
Total debt	$8.1B
Total liabilities	$71.5B
WACC	7.03%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-37.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.01%
Dividend growth	32.94%
Dividend growth (10Y)	20.25%
Dividend growth (3Y)	29.28%
Dividend growth (5Y)	64.68%
Dividend growth years	4
Dividend payment date	2026-06-12
Dividend payment years	28
Dividend payout frequency	Annual
Dividend per share	$14.86
Dividend yield	4.11%
Ex-dividend date	2026-05-18
Last dividend	$14.64
Payout ratio	53.95%
Shareholder yield	4.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	143.9%
10Y return CAGR	14.21%
10Y total return	277.58%
150-day SMA	$364.52
15Y price change	224.35%
15Y return CAGR	11.94%
15Y total return	443.16%
1D price change	-0.54%
1M price change	-6.42%
1M total return	-6.42%
1W price change	-7.47%
1W total return	-7.47%
1Y price change	40.89%
1Y return CAGR	47.73%
1Y total return	47.69%
20-day SMA	$379.13
200-day SMA	$358.68
20Y price change	759.36%
20Y return CAGR	14.92%
20Y total return	1,514.9%
3M price change	-7.58%
3M total return	-7.58%
3Y price change	188.81%
3Y return CAGR	50.88%
3Y total return	243.58%
50-day SMA	$379.33
50-day SMA vs 200-day SMA	50over200
52-week high	$413.25
52-week high date	2026-07-31
52-week low	$230.45
52-week low date	2025-11-14
5Y price change	177.91%
5Y return CAGR	29.11%
5Y total return	258.71%
6M price change	12.95%
6M total return	18.4%
All-time high	$413.25
All-time high date	2026-07-31
All-time low	$5.44
All-time low date	2000-12-15
Average true range (ATR)	$10.74
Average volume	312.3K
Beta (1Y)	0.69
Beta (2Y)	0.54
Beta (5Y)	0.87
Change from 52-week high	-12.09%
Change from 52-week low	57.64%
Change from all-time high	-12.56%
Change from all-time low	6,545.09%
Change from open	0.03%
Day's gap	-0.57%
Dollar volume	$61.5M
High price	$363.65
Low price	$357.35
Monthly RSI	66.65
Open price	$363.18
Position in 52-week range	94.29%
Premarket change	1.57%
Premarket close	$365.28
Premarket price	$371.02
Premarket volume	7.2K
Previous close	$365.28
Price vs 150-day SMA	-0.87%
Price vs 20-day SMA	-4.69%
Price vs 200-day SMA	0.75%
Price vs 50-day SMA	-4.74%
Relative volume	0.54
RSI	36.05
Sharpe ratio	1.19
Sharpe ratio (3Y)	1.48
Sharpe ratio (5Y)	0.86
Sortino ratio	2.01
Sortino ratio (3Y)	2.52
Sortino ratio (5Y)	1.49
Volume	169.2K
Weekly RSI	48.97
YTD price change	25.91%
YTD total return	31.99%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53.2M
Float percentage	67%
Shares change (QoQ)	-0.27%
Shares change (YoY)	0.01%
Shares held by insiders	2.77%
Shares held by institutions	75.01%
Shares outstanding	79.4M
Short % of shares	2.32%
Short ratio	3.8 days

Deeper analysis on BAP

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BAP report

Is a complete BAP research report available?

No complete published report is available for Credicorp Ltd. (BAP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Credicorp Ltd. (BAP)

Price

Financial snapshot

Fair-value bridge

Latest news · BAP

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BAP indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BAP

Frequently asked questions