Grupo Financiero Galicia S.A. (GGAL)

NASDAQ: GGAL · USD

$33.9

-1.26 (-3.6%)· Recorded snapshot

Market cap	5.9B
Revenue (ttm)	4B
Net income (ttm)	59.5M
EPS (ttm)	$0.36
Shares out	1.6B
P/E (trailing)	95.0x
P/E (forward)	7.2x
Dividend	$1.59 (4.70%)
Volume	1,123,233
Beta	0.29

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4B
Net income (ttm): 59.5M
EPS (ttm): $0.36
P/E (trailing): 95.0x
P/E (forward): 7.2x
Market cap: 5.9B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.2

P25 n/aP50 n/aP75 n/a

Trailing P/E95

P25 n/aP50 n/aP75 n/a

ROE1.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All GGAL indicators

Market & fundamental data

Available fields

214

Groups with data

Currency

ARS

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001114700
Company name	Grupo Financiero Galicia S.A.
Country	Argentina
Country code	US
CUSIP number	399909100
Earnings date	2023-03-07
Earnings time	amc
Employees	10,079
Employees change	-2,361
Employees growth	-18.98%
Exchange	NASDAQ
Financial currency	ARS
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1905
Industry	Banks - Regional
Is primary listing	No
Is SPAC	No
ISIN number	US3999091008
Last 10-K release date	2026-04-16
Last earnings date	2023-03-07
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$5.9B
Market cap category	Mid-Cap
Options	Yes
Price	$33.88
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	GGAL
Website	https://www.gfgsa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	545.14x
Average P/E ratio (10Y)	18.27x
Average P/E ratio (3Y)	36.21x
Average P/E ratio (5Y)	23.19x
Earnings yield	1.05%
FCF yield	-99.67%
Forward P/E	7.16x
Forward P/S	0.68x
Graham number	16.14464
Graham upside	-52.69%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$6.10
Lynch upside	-82.13%
P/B ratio	0.98x
P/E ratio	94.98x
P/S ratio	1.53x
Price / tangible book value	1.03x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Operating margin	-0.04%
Pretax margin	1.46%
Profit margin	1.5%
Profit per employee	$5,902
Profitable years	7
Revenue per employee	$394,494
ROA	0.2%
ROA (5Y)	3.82%
ROE	1.09%
ROE (5Y)	20.6%
Tax / revenue	-0.04%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-94.3%
EPS growth (Q)	12.04%
EPS growth (QoQ)	263.9%
EPS growth 10Y	30.05%
EPS growth 3Y	-44.08%
EPS growth 5Y	16.17%
EPS growth years	0
Net income growth	-94.08%
Net income growth (Q)	12.04%
Net income growth (QoQ)	263.9%
Net income growth 3Y	-42.46%
Net income growth 5Y	18.3%
Net income growth years	0
Revenue growth	-23.88%
Revenue growth (Q)	-7.9%
Revenue growth (QoQ)	7.88%
Revenue growth 10Y	74.57%
Revenue growth 3Y	11.96%
Revenue growth 5Y	73.37%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-140.7M
EPS	$0.36
FCF per share	$-3.78
Financing cash flow	$4.3B
Free cash flow	$-6.1B
Gross profit	$3.8B
Income taxes	$-1.6M
Investing cash flow	$-367.9M
Net borrowing	$182.2M
Net cash flow	$-1.8B
Net income	$59.5M
Operating income	$-1.6M
Revenue	$4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$3.87
Debt / equity	0.89
Net cash (debt)	$-187.4M
Net cash / market cap	-3.08%
Net debt / equity	0.03
Piotroski F-Score	2
Property, plant and equipment	$887.8M
Shareholders' equity	$6.2B
Tangible book value	$5.9B
Tangible book value per share	$3.69
Total assets	$34B
Total cash	$5.3B
Total debt	$5.5B
Total liabilities	$27.8B
WACC	3.07%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-12.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-3.85%
Dividend growth	126.32%
Dividend growth (10Y)	46.54%
Dividend growth (3Y)	12.6%
Dividend growth (5Y)	88.32%
Dividend growth years	0
Dividend payment date	2026-10-05
Dividend payment years	14
Dividend payout frequency	Monthly
Dividend per share	$1.59
Dividend yield	4.7%
Ex-dividend date	2026-09-28
Last dividend	$0.05
Payout ratio	446.05%
Shareholder yield	0.82%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	7.28%
10Y return CAGR	3.58%
10Y total return	42.14%
150-day SMA	$45.00
15Y price change	235.37%
15Y return CAGR	10.48%
15Y total return	345.66%
1D price change	-3.59%
1M price change	-13.6%
1M total return	-13.5%
1W price change	-5.61%
1W total return	-5.61%
1Y price change	-31.89%
1Y return CAGR	-29.52%
1Y total return	-29.5%
20-day SMA	$36.30
200-day SMA	$45.76
20Y price change	330.21%
20Y return CAGR	9.12%
20Y total return	472.55%
3M price change	-33.06%
3M total return	-32.83%
3Y price change	184.85%
3Y return CAGR	47.79%
3Y total return	222.89%
50-day SMA	$39.80
50-day SMA vs 200-day SMA	50under200
52-week high	$62.52
52-week high date	2025-11-03
52-week low	$33.41
52-week low date	2026-10-28
5Y price change	204%
5Y return CAGR	31.33%
5Y total return	290.57%
6M price change	-22.29%
6M total return	-20.94%
All-time high	$74.00
All-time high date	2025-01-07
All-time low	$0.22
All-time low date	2002-06-17
Average true range (ATR)	$1.70
Average volume	1.1M
Beta (5Y)	0.29
Change from 52-week high	-45.81%
Change from 52-week low	1.41%
Change from all-time high	-54.77%
Change from all-time low	15,113.64%
Change from open	-3.34%
Day's gap	-0.26%
Dollar volume	$38.1M
High price	$35.05
Low price	$33.41
Monthly RSI	42.95
Open price	$35.05
Position in 52-week range	28.66%
Premarket change	3.79%
Premarket close	$35.14
Premarket price	$36.47
Previous close	$35.14
Price vs 150-day SMA	-25.62%
Price vs 20-day SMA	-7.79%
Price vs 200-day SMA	-26.86%
Price vs 50-day SMA	-15.91%
Relative volume	1.02
RSI	33.76
Sharpe ratio	-0.53
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.66
Sortino ratio	-0.68
Sortino ratio (3Y)	1.6
Sortino ratio (5Y)	1.18
Volume	1.1M
Weekly RSI	36.47
YTD price change	-37.95%
YTD total return	-36.25%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	837.4M
Float percentage	52.13%
Shares change (QoQ)	0%
Shares change (YoY)	3.85%
Shares held by insiders	1.38%
Shares held by institutions	42.19%
Shares outstanding	1.6B
Short % of shares	23.21%
Short ratio	8.3 days

Deeper analysis on GGAL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this GGAL report

Is a complete GGAL research report available?

No complete published report is available for Grupo Financiero Galicia S.A. (GGAL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Grupo Financiero Galicia S.A. (GGAL)

Price

Financial snapshot

Fair-value bridge

Latest news · GGAL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All GGAL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on GGAL

Frequently asked questions