Ethos Technologies Inc. (LIFE)

NASDAQ: LIFE · USD

$42.5

-0.04 (-0.1%)· Recorded snapshot

Market cap	2.7B
Revenue (ttm)	586.5M
Net income (ttm)	-112.1M
EPS (ttm)	-$3.10
Shares out	63.8M
P/E (forward)	19.9x
Volume	1,098,687

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 586.5M
Net income (ttm): -112.1M
EPS (ttm): -$3.10
P/E (forward): 19.9x
Market cap: 2.7B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E19.9

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-26.1

P25 n/aP50 n/aP75 n/a

ROIC-34.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All LIFE indicators

Market & fundamental data

Available fields

202

Groups with data

Currency

USD

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001788451
Company name	Ethos Technologies Inc.
Country	United States
Country code	US
CUSIP number	29765A101
Earnings date	2026-11-02
Earnings time	amc
Employees	614
Enterprise value	$2.5B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2016
Industry	Insurance Brokers
IPO date	2026-01-29
Is primary listing	Yes
Is SPAC	No
ISIN number	US29765A1016
Last 10-K release date	2026-03-17
Last earnings date	2026-08-03
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$2.7B
Market cap category	Mid-Cap
Next earnings date	2026-11-02
Options	No
Price	$42.49
Price currency	USD
Sector	Financials
SIC code	6411
Stock price date	2026-10-28
Symbol	LIFE
U.S. state	California
Website	https://www.ethos.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-7.29%
EV/FCF	31.64x
EV/Sales	4.18x
FCF / EV yield	3.16%
FCF yield	2.87%
Forward EV/Sales	2.88x
Forward P/E	19.88x
Forward P/S	3.17x
Industry forward P/E	16.8x
Industry P/E	27.94x
P/B ratio	5.69x
P/FCF ratio	34.88x
P/OCF ratio	34.18x
P/S ratio	4.61x
Price / tangible book value	5.71x
Sector forward P/E	13.23x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	-17.67%
EBITDA margin	-16.71%
FCF margin	13.21%
Gross margin	98.13%
Operating margin	-17.67%
Pretax margin	-17.11%
Profit margin	-18.14%
Profit per employee	$-182,520
Profitable quarters	1
Profitable years	3
Revenue per employee	$955,264
ROA	-11.15%
ROCE	-20.85%
ROE	-26.11%
ROIC	-34.08%
SBC / revenue	35.55%
Tax / revenue	1.03%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	-5.29%
EPS growth years	2
FCF growth	286.4%
FCF growth (Q)	173.41%
FCF growth (QoQ)	14.52%
Gross profit growth	83.23%
Gross profit growth (Q)	112.22%
Net income growth (Q)	5.75%
Net income growth quarters	1
Net income growth years	2
OCF growth	273.58%
OCF growth (Q)	169.66%
OCF growth (QoQ)	14.26%
Operating income growth (Q)	-3.84%
Revenue growth	83.24%
Revenue growth (Q)	113.35%
Revenue growth (QoQ)	-1.83%
Revenue growth quarters	4
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.6M
Depreciation and amortization	$5.6M
EBIT	$-103.7M
EBITDA	$-98M
EPS	$-3.10
FCF per share	$1.22
Financing cash flow	$21.4M
Free cash flow	$77.5M
Free cash flow minus SBC	$-131M
Gross profit	$575.5M
Income taxes	$6.1M
Investing cash flow	$-68.4M
Net cash flow	$31.9M
Net income	$-112.1M
Operating cash flow minus SBC	$-129.4M
Operating income	$-103.7M
Revenue	$586.5M
Stock-based compensation	$208.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	2.69
Book value per share	$7.47
Debt / equity	0
Debt / FCF	0.02
Goodwill	$2.2M
Interest coverage	-36.64
Long-term assets	$394.1M
Long-term liabilities	$20.9M
Net cash (debt)	$251.1M
Net cash / market cap	9.29%
Net cash growth	58.53%
Net debt / equity	-0.53
Net debt / FCF	-3.24
Piotroski F-Score	2
Property, plant and equipment	$12.6M
Shareholders' equity	$476.2M
Tangible book value	$473.3M
Tangible book value per share	$7.42
Total assets	$696.1M
Total cash	$168.3M
Total debt	$1.8M
Total liabilities	$219.9M

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.01
Current assets	$302M
Current liabilities	$199M
Current ratio	1.52
Net working capital	$-64.3M
Quick ratio	1.29
Working capital	$103M
Working capital turnover	5.14

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	38.16%
Dividend yield	0%
Shareholder yield	38.16%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$25.64
1D price change	-0.09%
1M price change	22.97%
1M total return	22.97%
1W price change	2.7%
1W total return	2.7%
20-day SMA	$38.80
3M price change	116.53%
3M total return	116.53%
50-day SMA	$37.68
52-week high	$44.99
52-week high date	2026-10-23
52-week low	$9.45
52-week low date	2026-02-12
6M price change	138.98%
6M total return	138.98%
All-time high	$44.99
All-time high date	2026-10-23
All-time low	$9.45
All-time low date	2026-02-12
Average true range (ATR)	$2.47
Average volume	1.4M
Beta (1Y)	4.99
Change from 52-week high	-5.56%
Change from 52-week low	349.63%
Change from all-time high	-6.25%
Change from all-time low	346.35%
Change from open	-1.19%
Day's gap	1.11%
Dollar volume	$46.7M
High price	$43.96
Low price	$42.16
Monthly RSI	0
Open price	$43.00
Position in 52-week range	18.33%
Premarket change	5.53%
Premarket close	$42.53
Premarket price	$44.88
Premarket volume	29.8K
Previous close	$42.53
Price vs 150-day SMA	64.52%
Price vs 20-day SMA	8.7%
Price vs 50-day SMA	11.94%
Relative volume	0.8
Return from IPO open	123.05%
Return from IPO price	123.05%
RSI	61.97
Sharpe ratio	1.77
Sortino ratio	3.04
Volume	1.1M
Weekly RSI	66.66

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	29.8M
Float percentage	46.74%
Shares change (QoQ)	36.39%
Shares change (YoY)	-38.16%
Shares held by insiders	20.99%
Shares held by institutions	29.75%
Shares outstanding	63.8M
Short % of float	13.8%
Short % of shares	6.45%
Short ratio	2.4 days

Deeper analysis on LIFE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this LIFE report

Is a complete LIFE research report available?

No complete published report is available for Ethos Technologies Inc. (LIFE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Ethos Technologies Inc. (LIFE)

Price

Financial snapshot

Fair-value bridge

Latest news · LIFE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All LIFE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on LIFE

Frequently asked questions