NerdWallet, Inc. (NRDS)

NASDAQ: NRDS · USD

$10.6

+0.03 (+0.3%)· Recorded snapshot

Market cap	679.8M
Revenue (ttm)	860M
Net income (ttm)	65M
EPS (ttm)	$0.91
Shares out	63.9M
P/E (trailing)	11.7x
P/E (forward)	10.9x
Volume	506,579
Beta	1.25

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 860M
Net income (ttm): 65M
EPS (ttm): $0.91
P/E (trailing): 11.7x
P/E (forward): 10.9x
Market cap: 679.8M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
APP	AppLovin Corporation	87B	20.0x	12.7x	132.7%	+25.8%	-59.6%	Trzymaj
BIDU	Baidu, Inc.	27.1B	—	1.4x	3.4%	+1.5%	-38.7%	Kupuj
CHTR	Charter Communications, Inc.	17.2B	2.7x	0.3x	8.5%	+1.7%	-57.3%	Zdecydowanie kupuj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.9

P25 8.4P50 12.6P75 23.4

Trailing P/E11.7

P25 8.8P50 16.1P75 29.9

ROE18.2

P25 -39.5P50 -1P75 11.5

ROIC22.1

P25 -8P50 2.1P75 9.7

Benchmarks · 1M

All NRDS indicators

Market & fundamental data

Available fields

252

Groups with data

Currency

USD

Showing 252 of 252 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001625278
Company name	NerdWallet, Inc.
Country	United States
Country code	US
CUSIP number	64082B102
Earnings date	2026-11-05
Earnings time	amc
Employees	650
Employees change	-80
Employees growth	-10.96%
Enterprise value	$630M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2009
In index	RUSSELL2000
Industry	Internet Content & Information
IPO date	2021-11-04
Is primary listing	Yes
Is SPAC	No
ISIN number	US64082B1026
Last 10-K release date	2026-02-25
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$679.8M
Market cap category	Small-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$10.64
Price currency	USD
Sector	Communication Services
SIC code	7374
Stock price date	2026-10-28
Symbol	NRDS
U.S. state	California
Website	https://www.nerdwallet.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.15x
Earnings yield	8.57%
EV/Earnings	9.7x
EV/EBIT	7.08x
EV/EBITDA	6.02x
EV/FCF	3.86x
EV/Sales	0.73x
FCF / EV yield	25.91%
FCF yield	24.01%
Forward EV/Sales	0.67x
Forward P/E	10.94x
Forward P/S	0.72x
Graham number	10.22562
Graham upside	-3.94%
Industry forward P/E	21.76x
Industry P/E	18.04x
Lynch fair value	$22.78
Lynch upside	113.99%
P/(FCF - SBC) ratio	5.01x
P/(OCF - SBC) ratio	4.98x
P/B ratio	2.08x
P/E ratio	11.67x
P/FCF ratio	4.16x
P/OCF ratio	4.14x
P/S ratio	0.79x
Price / tangible book value	3.99x
Price/EBITDA ratio	6.5x
Sector forward P/E	18.4x
Sector P/E	19.11x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	10.36%
EBITDA margin	12.17%
Effective tax rate	28.34%
FCF margin	19%
Gross margin	93.5%
Operating margin	10.36%
Pretax margin	10.55%
Profit margin	7.56%
Profit per employee	$100,000
Profitable quarters	8
Profitable years	2
Revenue per employee	$1.3M
ROA	12.46%
ROA (5Y)	1.38%
ROCE	26.12%
ROE	18.16%
ROE (5Y)	-1.2%
ROIC	22.08%
ROIC (5Y)	-1.13%
SBC / revenue	3.21%
Tax / revenue	2.99%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	52.12%
EPS growth (Q)	-39.75%
EPS growth (QoQ)	-77.22%
EPS growth 3Y	434.68%
EPS growth years	2
FCF growth	99.51%
FCF growth (Q)	144.64%
FCF growth (QoQ)	16.43%
FCF growth 3Y	55.21%
Gross profit growth	14.54%
Gross profit growth (Q)	7.99%
Gross profit growth 3Y	13.72%
Gross profit growth 5Y	24.87%
Net income growth	38%
Net income growth (Q)	-47.56%
Net income growth (QoQ)	-78.92%
Net income growth 3Y	376.71%
Net income growth years	2
OCF growth	97.71%
OCF growth (Q)	135.43%
OCF growth (QoQ)	15.41%
OCF growth 3Y	53.08%
Operating income growth	149.58%
Operating income growth (Q)	-35.51%
Revenue growth	11.52%
Revenue growth (Q)	5.56%
Revenue growth (QoQ)	-11.21%
Revenue growth 3Y	12.91%
Revenue growth 5Y	24.32%
Revenue growth quarters	9
Revenue growth years	6

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-900,000
Depreciation and amortization	$15.6M
EBIT	$89.1M
EBITDA	$104.7M
EPS	$0.91
FCF per share	$2.56
Financing cash flow	$-164.4M
Free cash flow	$163.4M
Free cash flow minus SBC	$135.8M
Gross profit	$804.1M
Income taxes	$25.7M
Investing cash flow	$-43M
Net borrowing	$-6M
Net cash flow	$-43.3M
Net income	$65M
Operating cash flow minus SBC	$136.7M
Operating income	$89.1M
Revenue	$860M
Stock-based compensation	$27.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	7.45
Book value per share	$5.10
Debt / EBITDA	0.11
Debt / equity	0.04
Debt / FCF	0.07
Goodwill	$136.3M
Interest coverage	148.5
Long-term assets	$216.7M
Long-term liabilities	$15.3M
Net cash (debt)	$49.8M
Net cash / market cap	7.32%
Net cash growth	-41.55%
Net debt / EBITDA	-0.48
Net debt / equity	-0.15
Net debt / FCF	-0.3
Piotroski F-Score	6
Property, plant and equipment	$35.4M
Shareholders' equity	$325.8M
Tangible book value	$170.4M
Tangible book value per share	$2.67
Total assets	$418M
Total cash	$62M
Total debt	$12.2M
Total liabilities	$92.2M
WACC	11.01%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.92
Current assets	$201.3M
Current liabilities	$76.9M
Current ratio	2.62
Net working capital	$69.5M
Quick ratio	2.37
Working capital	$124.4M
Working capital turnover	5.85

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.62%
Dividend yield	0%
Shareholder yield	8.62%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$9.47
1D price change	0.33%
1M price change	24.82%
1M total return	24.82%
1W price change	0.76%
1W total return	0.76%
1Y price change	-12.1%
1Y return CAGR	-12.1%
1Y total return	-12.1%
20-day SMA	$9.89
200-day SMA	$9.86
3M price change	13.96%
3M total return	13.96%
3Y price change	13.6%
3Y return CAGR	4.34%
3Y total return	13.6%
50-day SMA	$9.59
50-day SMA vs 200-day SMA	50under200
52-week high	$16.24
52-week high date	2025-12-02
52-week low	$7.33
52-week low date	2026-05-15
6M price change	-2.57%
6M total return	-2.57%
All-time high	$34.44
All-time high date	2021-11-04
All-time low	$6.38
All-time low date	2023-10-25
Average true range (ATR)	$0.36
Average volume	679.3K
Beta (1Y)	0.84
Beta (2Y)	0.86
Beta (5Y)	1.25
Change from 52-week high	-34.51%
Change from 52-week low	45.09%
Change from all-time high	-69.19%
Change from all-time low	66.3%
Change from open	-0.61%
Day's gap	0.94%
Dollar volume	$5.4M
High price	$10.70
Low price	$10.60
Monthly RSI	48.35
Open price	$10.70
Position in 52-week range	35%
Premarket change	-1.79%
Premarket close	$10.60
Premarket price	$10.41
Premarket volume	144
Previous close	$10.60
Price vs 150-day SMA	12.05%
Price vs 20-day SMA	7.32%
Price vs 200-day SMA	7.62%
Price vs 50-day SMA	10.66%
Relative volume	0.75
Return from IPO open	-54.7%
Return from IPO price	-40.86%
RSI	63.01
Sharpe ratio	-0.11
Sharpe ratio (3Y)	0.43
Sortino ratio	-0.04
Sortino ratio (3Y)	0.81
Volume	506.6K
Weekly RSI	56.37
YTD price change	-21.7%
YTD total return	-21.7%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27.3M
Float percentage	42.74%
Shares change (QoQ)	-5.32%
Shares change (YoY)	-8.62%
Shares held by insiders	52.11%
Shares held by institutions	40.54%
Shares outstanding	63.9M
Short % of float	19.47%
Short % of shares	8.32%
Short ratio	7.2 days

Deeper analysis on NRDS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NRDS report

Is a complete NRDS research report available?

No complete published report is available for NerdWallet, Inc. (NRDS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NerdWallet, Inc. (NRDS)

Price

Financial snapshot

Fair-value bridge

Latest news · NRDS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NRDS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NRDS

Frequently asked questions