Palomar Holdings, Inc. (PLMR)

NASDAQ: PLMR · USD

$137

+2.53 (+1.9%)· Recorded snapshot

Market cap	3.6B
Revenue (ttm)	1.1B
Net income (ttm)	203.2M
EPS (ttm)	$7.44
Shares out	26.3M
P/E (trailing)	18.3x
P/E (forward)	12.4x
Dividend	$1.80 (1.33%)
Volume	179,014
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.1B
Net income (ttm): 203.2M
EPS (ttm): $7.44
P/E (trailing): 18.3x
P/E (forward): 12.4x
Market cap: 3.6B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.4

P25 n/aP50 n/aP75 n/a

Trailing P/E18.3

P25 n/aP50 n/aP75 n/a

ROE22.2

P25 n/aP50 n/aP75 n/a

ROIC16.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PLMR indicators

Market & fundamental data

Available fields

259

Groups with data

Currency

USD

Showing 259 of 259 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001761312
Company name	Palomar Holdings, Inc.
Country	United States
Country code	US
CUSIP number	69753M105
Earnings date	2026-11-04
Earnings time	amc
Employees	439
Employees change	186
Employees growth	73.52%
Enterprise value	$3.8B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2013
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2019-04-17
Is primary listing	Yes
Is SPAC	No
ISIN number	US69753M1053
Last 10-K release date	2026-02-24
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$3.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$136.59
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	PLMR
U.S. state	California
Website	https://plmr.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	15.31x
Average P/E ratio (10Y)	64.69x
Average P/E ratio (3Y)	20.7x
Average P/E ratio (5Y)	27.29x
Earnings yield	5.45%
EV/Earnings	18.83x
EV/EBIT	14.09x
EV/EBITDA	13.21x
EV/FCF	9.22x
EV/Sales	3.5x
FCF / EV yield	10.84%
FCF yield	11.55%
Forward EV/Sales	2.83x
Forward P/E	12.35x
Forward P/S	2.65x
Graham number	79.20668
Graham upside	-41.97%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$186.09
Lynch upside	36.34%
P/(FCF - SBC) ratio	9.12x
P/(OCF - SBC) ratio	9.11x
P/B ratio	3.58x
P/E ratio	18.35x
P/FCF ratio	8.66x
P/OCF ratio	8.65x
P/S ratio	3.29x
Price / tangible book value	4.83x
Price/EBITDA ratio	12.41x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	24.87%
EBITDA margin	26.53%
Effective tax rate	22.77%
FCF margin	38%
Gross margin	27.35%
Operating margin	24.87%
Pretax margin	24.1%
Profit margin	18.61%
Profit per employee	$462,777
Profitable quarters	22
Profitable years	10
Revenue per employee	$2.5M
ROA	4.99%
ROA (5Y)	4.67%
ROCE	21.08%
ROE	22.23%
ROE (5Y)	17.43%
ROIC	16.55%
ROIC (5Y)	16.97%
SBC / revenue	1.93%
Tax / revenue	5.49%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	31.05%
EPS growth (Q)	15.48%
EPS growth (QoQ)	23.57%
EPS growth 3Y	48.87%
EPS growth 5Y	76.1%
EPS growth quarters	1
EPS growth years	5
FCF growth	8.96%
FCF growth (Q)	37.99%
FCF growth (QoQ)	254.61%
FCF growth 3Y	55.68%
FCF growth 5Y	80.09%
Net income growth	31.15%
Net income growth (Q)	13.03%
Net income growth (QoQ)	22.46%
Net income growth 3Y	51.94%
Net income growth 5Y	77.77%
Net income growth quarters	17
Net income growth years	5
OCF growth	9%
OCF growth (Q)	38.3%
OCF growth (QoQ)	255.5%
OCF growth 3Y	55.71%
OCF growth 5Y	74.15%
Revenue growth	59.98%
Revenue growth (Q)	54.65%
Revenue growth (QoQ)	12.72%
Revenue growth 3Y	46.25%
Revenue growth 5Y	41.23%
Revenue growth quarters	30
Revenue growth years	9

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-489,000
EBIT	$271.4M
EBITDA	$289.5M
EPS	$7.44
FCF per share	$15.76
Financing cash flow	$200.5M
Free cash flow	$414.8M
Free cash flow minus SBC	$393.8M
Gross profit	$298.5M
Income taxes	$59.9M
Investing cash flow	$-634.4M
Net borrowing	$298.1M
Net cash flow	$-18.6M
Net income	$203.2M
Operating cash flow minus SBC	$394.2M
Operating income	$271.4M
Revenue	$1.1B
Stock-based compensation	$21M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$37.46
Debt / EBITDA	1.02
Debt / equity	0.3
Debt / FCF	0.71
Interest coverage	32.6
Net cash (debt)	$-233.1M
Net cash / market cap	-6.49%
Net debt / EBITDA	0.81
Net debt / equity	0.24
Net debt / FCF	0.56
Piotroski F-Score	5
Property, plant and equipment	$2.7M
Shareholders' equity	$980.9M
Tangible book value	$744.2M
Tangible book value per share	$28.42
Total assets	$4B
Total cash	$62.7M
Total debt	$295.8M
Total liabilities	$3B
WACC	5.85%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.32
Current ratio	0.54
Net working capital	$-1.3B
Quick ratio	0.27
Working capital	$-1.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.27%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-02
Dividend payment years	1
Dividend per share	$1.80
Dividend yield	1.33%
Ex-dividend date	2026-08-19
FCF payout ratio	2.86%
Last dividend	$0.45
Payout ratio	6.05%
Shareholder yield	1.05%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$126.81
1D price change	1.89%
1M price change	9.95%
1M total return	9.95%
1W price change	-2.99%
1W total return	-2.99%
1Y price change	19.75%
1Y return CAGR	20.18%
1Y total return	20.17%
20-day SMA	$134.63
200-day SMA	$126.20
3M price change	-3.18%
3M total return	-2.84%
3Y price change	176.19%
3Y return CAGR	40.46%
3Y total return	177.15%
50-day SMA	$132.83
50-day SMA vs 200-day SMA	50over200
52-week high	$147.62
52-week high date	2026-07-08
52-week low	$100.81
52-week low date	2026-06-03
5Y price change	61.14%
5Y return CAGR	10.09%
5Y total return	61.7%
6M price change	8.12%
6M total return	8.49%
All-time high	$175.85
All-time high date	2025-06-03
All-time low	$18.06
All-time low date	2019-04-17
Average true range (ATR)	$4.22
Average volume	240.2K
Beta (1Y)	-0.36
Beta (2Y)	0.19
Beta (5Y)	0.35
Change from 52-week high	-7.47%
Change from 52-week low	35.49%
Change from all-time high	-22.48%
Change from all-time low	654.84%
Change from open	1.56%
Day's gap	0.32%
Dollar volume	$24.5M
High price	$136.82
Low price	$134.49
Monthly RSI	57.82
Open price	$134.49
Position in 52-week range	90.13%
Premarket change	-1%
Premarket close	$134.06
Premarket price	$132.72
Previous close	$134.06
Price vs 150-day SMA	7.5%
Price vs 20-day SMA	1.26%
Price vs 200-day SMA	8.02%
Price vs 50-day SMA	2.63%
Relative volume	0.75
Return from IPO open	637.76%
Return from IPO price	809.9%
RSI	52.06
Sharpe ratio	0.58
Sharpe ratio (3Y)	0.98
Sharpe ratio (5Y)	0.37
Sortino ratio	1.06
Sortino ratio (3Y)	1.74
Sortino ratio (5Y)	0.67
Volume	179K
Weekly RSI	55.24
YTD price change	1.16%
YTD total return	1.51%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	25.6M
Float percentage	97.34%
Shares change (QoQ)	-1.04%
Shares change (YoY)	0.27%
Shares held by insiders	2.62%
Shares held by institutions	94.42%
Shares outstanding	26.3M
Short % of float	2.79%
Short % of shares	2.71%
Short ratio	3.3 days

Deeper analysis on PLMR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this PLMR report

Is a complete PLMR research report available?

No complete published report is available for Palomar Holdings, Inc. (PLMR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Palomar Holdings, Inc. (PLMR)

Price

Financial snapshot

Fair-value bridge

Latest news · PLMR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PLMR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PLMR

Frequently asked questions