Reinsurance Group of America, Incorporated (RGA)

NYSE: RGA · USD

$261

-1.79 (-0.7%)· Recorded snapshot

Market cap	17B
Revenue (ttm)	26B
Net income (ttm)	1.5B
EPS (ttm)	$22.7
Shares out	65.3M
P/E (trailing)	11.5x
P/E (forward)	9.1x
Dividend	$3.92 (1.50%)
Volume	326,305
Beta	0.45

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 26B
Net income (ttm): 1.5B
EPS (ttm): $22.7
P/E (trailing): 11.5x
P/E (forward): 9.1x
Market cap: 17B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.1

P25 n/aP50 n/aP75 n/a

Trailing P/E11.5

P25 n/aP50 n/aP75 n/a

ROE11.7

P25 n/aP50 n/aP75 n/a

ROIC9.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All RGA indicators

Market & fundamental data

Available fields

262

Groups with data

Currency

USD

Showing 262 of 262 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000898174
Company name	Reinsurance Group of America, Incorporated
Country	United States
Country code	US
CUSIP number	759351604
Earnings date	2026-11-05
Earnings time	amc
Employees	4,300
Employees change	200
Employees growth	4.88%
Enterprise value	$17.5B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1973
Industry	Insurance - Reinsurance
IPO date	1993-05-04
Is primary listing	Yes
Is SPAC	No
ISIN number	US7593516047
Last 10-K release date	2026-02-20
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	1999-03-01
Last stock split type	Forward
Market cap	$17B
Market cap category	Large-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$260.93
Price currency	USD
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	RGA
U.S. state	Missouri
Website	https://www.rgare.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.23x
Average P/E ratio (10Y)	12.43x
Average P/E ratio (3Y)	14.21x
Average P/E ratio (5Y)	14.41x
Earnings yield	8.71%
EV/Earnings	11.57x
EV/EBIT	7.68x
EV/EBITDA	7.54x
EV/FCF	3.35x
EV/Sales	0.67x
FCF / EV yield	29.81%
FCF yield	30.54%
Forward EV/Sales	0.64x
Forward P/E	9.08x
Forward P/S	0.62x
Graham number	327.4072
Graham upside	25.61%
Industry forward P/E	8.17x
Industry P/E	7.56x
Lynch fair value	$289.37
Lynch upside	11.02%
P/B ratio	1.25x
P/E ratio	11.49x
P/FCF ratio	3.27x
P/OCF ratio	3.27x
P/S ratio	0.66x
Price / tangible book value	1.24x
Price/EBITDA ratio	7.36x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	8.75%
EBITDA margin	8.91%
Effective tax rate	19.24%
FCF margin	20.02%
Gross margin	14.07%
Operating margin	8.75%
Pretax margin	7.22%
Profit margin	5.81%
Profit per employee	$350,698
Profitable quarters	15
Profitable years	32
Revenue per employee	$6M
ROA	0.94%
ROA (5Y)	0.86%
ROCE	1.5%
ROE	11.69%
ROE (5Y)	8.35%
ROIC	9.41%
ROIC (5Y)	7.15%
Tax / revenue	1.39%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	97.34%
EPS growth (Q)	159.63%
EPS growth (QoQ)	40.76%
EPS growth 10Y	10.33%
EPS growth 3Y	31.63%
EPS growth 5Y	13.29%
EPS growth quarters	4
EPS growth years	1
FCF growth	5.76%
FCF growth (Q)	-40.98%
FCF growth (QoQ)	-83.15%
FCF growth 3Y	21.05%
FCF growth 5Y	11.29%
Net income growth	95.84%
Net income growth (Q)	156.67%
Net income growth (QoQ)	40%
Net income growth 3Y	30.92%
Net income growth 5Y	12.74%
Net income growth quarters	4
Net income growth years	1
OCF growth	5.76%
OCF growth (Q)	-40.98%
OCF growth (QoQ)	-83.15%
OCF growth 10Y	9.61%
OCF growth 3Y	21.22%
OCF growth 5Y	11.09%
Revenue growth	19.4%
Revenue growth (Q)	18.54%
Revenue growth (QoQ)	2.2%
Revenue growth 10Y	9.15%
Revenue growth 3Y	15.59%
Revenue growth 5Y	10.11%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	$2.3B
EBITDA	$2.3B
EPS	$22.72
FCF per share	$79.62
Financing cash flow	$9.6B
Free cash flow	$5.2B
Gross profit	$3.7B
Income taxes	$361M
Investing cash flow	$-14.9B
Net borrowing	$-34M
Net cash flow	$-128M
Net income	$1.5B
Operating income	$2.3B
Revenue	$26B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$209.73
Debt / EBITDA	2.47
Debt / equity	0.41
Debt / FCF	1.1
Interest coverage	5.74
Net cash (debt)	$-421M
Net cash / market cap	-2.47%
Net debt / EBITDA	0.18
Net debt / equity	0.03
Net debt / FCF	0.08
Piotroski F-Score	5
Shareholders' equity	$13.8B
Tangible book value	$13.7B
Tangible book value per share	$209.73
Total assets	$167.1B
Total cash	$5.7B
Total debt	$5.7B
Total liabilities	$153.3B
WACC	6.45%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.17
Current ratio	1.17
Net working capital	$-2.6B
Quick ratio	0.65
Working capital	$2.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.9%
Dividend growth	4.72%
Dividend growth (10Y)	9.51%
Dividend growth (3Y)	5.07%
Dividend growth (5Y)	5.9%
Dividend growth years	16
Dividend payment date	2026-09-01
Dividend payment years	34
Dividend payout frequency	Quarterly
Dividend per share	$3.92
Dividend yield	1.5%
Ex-dividend date	2026-08-18
FCF payout ratio	4.92%
Last dividend	$0.98
Payout ratio	17.26%
Shareholder yield	2.4%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	139.01%
10Y return CAGR	11.26%
10Y total return	190.58%
150-day SMA	$229.50
15Y price change	375.22%
15Y return CAGR	13%
15Y total return	525.34%
1D price change	-0.68%
1M price change	4.83%
1M total return	4.83%
1W price change	-3.17%
1W total return	-3.17%
1Y price change	37.58%
1Y return CAGR	40.03%
1Y total return	40%
20-day SMA	$259.88
200-day SMA	$224.08
20Y price change	356.9%
20Y return CAGR	9.61%
20Y total return	526.79%
3M price change	9.06%
3M total return	9.5%
3Y price change	79.64%
3Y return CAGR	23.76%
3Y total return	89.6%
50-day SMA	$252.33
50-day SMA vs 200-day SMA	50over200
52-week high	$272.44
52-week high date	2026-10-22
52-week low	$178.21
52-week low date	2025-10-31
5Y price change	120.9%
5Y return CAGR	19.59%
5Y total return	144.62%
6M price change	24.33%
6M total return	25.36%
All-time high	$272.44
All-time high date	2026-10-22
All-time low	$9.72
All-time low date	1994-11-01
Average true range (ATR)	$4.94
Average volume	445.4K
Beta (1Y)	0.28
Beta (2Y)	0.66
Beta (5Y)	0.45
Change from 52-week high	-4.22%
Change from 52-week low	46.42%
Change from all-time high	-4.32%
Change from all-time low	2,581.14%
Change from open	0.13%
Day's gap	-0.81%
Dollar volume	$85.1M
High price	$261.58
Low price	$259.98
Monthly RSI	69.91
Open price	$260.60
Position in 52-week range	59.38%
Previous close	$262.72
Price vs 150-day SMA	13.58%
Price vs 20-day SMA	0.3%
Price vs 200-day SMA	16.33%
Price vs 50-day SMA	3.3%
Relative volume	0.74
RSI	53.27
Sharpe ratio	1.43
Sharpe ratio (3Y)	0.81
Sharpe ratio (5Y)	0.63
Sortino ratio	2.67
Sortino ratio (3Y)	1.37
Sortino ratio (5Y)	1.12
Volume	326.3K
Weekly RSI	66.65
YTD price change	28.11%
YTD total return	29.73%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	64.9M
Float percentage	99.45%
Shares change (QoQ)	0%
Shares change (YoY)	-0.9%
Shares held by insiders	0.33%
Shares held by institutions	103.11%
Shares outstanding	65.3M
Short % of float	1.46%
Short % of shares	1.45%
Short ratio	2.8 days

Deeper analysis on RGA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this RGA report

Is a complete RGA research report available?

No complete published report is available for Reinsurance Group of America, Incorporated (RGA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Reinsurance Group of America, Incorporated (RGA)

Price

Financial snapshot

Fair-value bridge

Latest news · RGA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All RGA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on RGA

Frequently asked questions