ADX/TKFL (ADX/TKFL)

Abu Dhabi Securities Exchange: ADX/TKFL · AED

AED 6.00

+0.00 (0.0%)· Recorded snapshot

Market cap	630M
Revenue (ttm)	515.3M
Net income (ttm)	139.9M
EPS (ttm)	AED 1.33
Shares out	105M
P/E (trailing)	4.5x
Dividend	AED 0.29 (4.77%)
Beta	0.18

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 515.3M
Net income (ttm): 139.9M
EPS (ttm): AED 1.33
P/E (trailing): 4.5x
Market cap: 630M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E4.5

P25 n/aP50 n/aP75 n/a

ROE23.8

P25 n/aP50 n/aP75 n/a

ROIC16.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All ADX/TKFL indicators

Market & fundamental data

Available fields

215

Groups with data

Currency

AED

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-10
Employees	162
Enterprise value	AED 570M
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2003
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	AEA001801017
Last earnings date	2026-05-13
Last refreshed	2026-10-29
Last stock split date	2022-04-06
Last stock split type	Forward
Market cap	AED 630M
Next earnings date	2026-11-10
Price	AED 6.00
Price currency	AED
SIC code	6300
Stock price date	2026-10-29
Symbol	adx/TKFL
Website	https://www.takaful.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.13x
Average P/E ratio (3Y)	5.87x
Average P/E ratio (5Y)	7.39x
Earnings yield	22.2%
EV/Earnings	4.08x
EV/EBIT	4.91x
EV/EBITDA	4.73x
EV/FCF	5.57x
EV/Sales	1.11x
FCF / EV yield	17.94%
FCF yield	16.23%
Graham number	13.4487
Graham upside	124.15%
Industry P/E	10.71x
Lynch fair value	AED 15.07
Lynch upside	151.2%
P/B ratio	0.99x
P/E ratio	4.5x
P/FCF ratio	6.16x
P/OCF ratio	5.6x
P/S ratio	1.22x
Price / tangible book value	0.99x
Price/EBITDA ratio	5.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.52%
EBITDA margin	23.02%
Effective tax rate	8.51%
FCF margin	19.85%
Gross margin	2.42%
Operating margin	22.52%
Pretax margin	29.67%
Profit margin	27.15%
Profit per employee	AED 863,447
Revenue per employee	AED 3.2M
ROA	4.41%
ROA (5Y)	4.08%
ROCE	18.19%
ROE	23.76%
ROE (5Y)	19.7%
ROIC	16.38%
ROIC (5Y)	16.92%
Tax / revenue	2.53%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	25.29%
EPS growth (Q)	-4.53%
EPS growth (QoQ)	-21.47%
EPS growth 10Y	9.96%
EPS growth 3Y	37.16%
EPS growth 5Y	11.31%
FCF growth	0.8%
FCF growth (Q)	193.67%
FCF growth 3Y	52.34%
Net income growth	25.29%
Net income growth (Q)	-4.53%
Net income growth (QoQ)	-21.47%
Net income growth 3Y	37.16%
Net income growth 5Y	11.31%
OCF growth	10.02%
OCF growth (Q)	186.81%
OCF growth 10Y	1.38%
OCF growth 3Y	53.95%
Revenue growth	27.98%
Revenue growth (Q)	14.5%
Revenue growth (QoQ)	-11.47%
Revenue growth 10Y	12.7%
Revenue growth 3Y	-9.52%
Revenue growth 5Y	21.58%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -10.2M
EBIT	AED 116.1M
EBITDA	AED 118.6M
EPS	AED 1.33
FCF per share	AED 0.97
Financing cash flow	AED -32.2M
Free cash flow	AED 102.3M
Gross profit	AED 12.5M
Income taxes	AED 13M
Investing cash flow	AED -80M
Net borrowing	AED -2.2M
Net cash flow	AED 347,437
Net income	AED 139.9M
Operating income	AED 116.1M
Revenue	AED 515.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 6.03
Debt / EBITDA	0.11
Debt / equity	0.02
Debt / FCF	0.13
Net cash (debt)	AED 60M
Net cash / market cap	9.52%
Net cash growth	28.32%
Net debt / EBITDA	-0.51
Net debt / equity	-0.09
Net debt / FCF	-0.59
Piotroski F-Score	5
Property, plant and equipment	AED 17.1M
Shareholders' equity	AED 633.6M
Tangible book value	AED 633.6M
Tangible book value per share	AED 6.03
Total assets	AED 1.7B
Total cash	AED 126.7M
Total debt	AED 12.9M
Total liabilities	AED 1.1B
WACC	5.12%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.31
Current ratio	0.59
Net working capital	AED -505.3M
Quick ratio	0.12
Working capital	AED -432.5M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	42.85%
Dividend growth (10Y)	6.49%
Dividend growth (3Y)	3.58%
Dividend growth (5Y)	8.45%
Dividend growth years	0
Dividend payment date	2026-05-15
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	AED 0.29
Dividend yield	4.77%
Ex-dividend date	2026-04-24
FCF payout ratio	29.33%
Last dividend	AED 0.29
Payout ratio	21.45%
Shareholder yield	4.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	57.48%
10Y return CAGR	9.85%
10Y total return	155.75%
150-day SMA	AED 5.30
15Y price change	10.19%
15Y return CAGR	4.85%
15Y total return	103.44%
1D price change	0%
1M price change	4.9%
1M total return	4.9%
1Y price change	11.52%
1Y return CAGR	18.1%
1Y total return	18.09%
20-day SMA	AED 5.90
200-day SMA	AED 5.43
20Y price change	222.06%
20Y return CAGR	9.4%
20Y total return	502.96%
3M price change	12.99%
3M total return	12.99%
3Y price change	0.17%
3Y return CAGR	5.51%
3Y total return	17.47%
50-day SMA	AED 5.90
50-day SMA vs 200-day SMA	50over200
52-week high	AED 6.25
52-week high date	2026-02-13
52-week low	AED 4.02
52-week low date	2025-12-29
5Y price change	28.56%
5Y return CAGR	10.38%
5Y total return	63.86%
6M price change	17.65%
6M total return	17.65%
All-time high	AED 9.43
All-time high date	2023-08-07
All-time low	AED 1.52
All-time low date	2006-11-13
Average true range (ATR)	AED 0.03
Average volume	257.8
Beta (1Y)	-0.14
Beta (2Y)	0.19
Beta (5Y)	0.18
Change from 52-week high	-4%
Change from 52-week low	49.25%
Change from all-time high	-36.37%
Change from all-time low	294.74%
Monthly RSI	53.68
Previous close	AED 6.00
Price vs 150-day SMA	13.25%
Price vs 20-day SMA	1.64%
Price vs 200-day SMA	10.42%
Price vs 50-day SMA	1.73%
Relative volume	0
RSI	63.03
Sharpe ratio	0.3
Sharpe ratio (3Y)	0.35
Sharpe ratio (5Y)	0.4
Sortino ratio	0.63
Sortino ratio (3Y)	0.65
Sortino ratio (5Y)	0.75
Weekly RSI	59.82
YTD price change	4.35%
YTD total return	10.49%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20.6M
Shares change (QoQ)	0%
Shares held by institutions	33.72%
Shares outstanding	105M

Deeper analysis on ADX/TKFL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this ADX/TKFL report

Is a complete ADX/TKFL research report available?

No complete published report is available for adx/TKFL (ADX/TKFL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

630M

Revenue (ttm)

515.3M

Net income (ttm)

139.9M

EPS (ttm)

AED 1.33

Shares out

105M

P/E (trailing)

4.5x

Dividend

AED 0.29 (4.77%)

Beta

0.18

Metric

Value

Amount currency

AED

Country

United Arab Emirates

Country code

Earnings date

2026-11-10

Employees

162

Enterprise value

AED 570M

Exchange

Abu Dhabi Securities Exchange

Financial currency

AED

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

2003

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

AEA001801017

Last earnings date

2026-05-13

Last refreshed

2026-10-29

Last stock split date

2022-04-06

Last stock split type

Forward

Market cap

AED 630M

Next earnings date

2026-11-10

Price

AED 6.00

Price currency

AED

SIC code

6300

Stock price date

2026-10-29

Symbol

adx/TKFL

Website

https://www.takaful.ae

Metric

Value

Average P/E ratio (10Y)

7.13x

Average P/E ratio (3Y)

5.87x

Average P/E ratio (5Y)

7.39x

Earnings yield

22.2%

EV/Earnings

4.08x

EV/EBIT

4.91x

EV/EBITDA

4.73x

EV/FCF

5.57x

EV/Sales

1.11x

FCF / EV yield

17.94%

FCF yield

16.23%

Graham number

13.4487

Graham upside

124.15%

Industry P/E

10.71x

Lynch fair value

AED 15.07

Lynch upside

151.2%

P/B ratio

0.99x

P/E ratio

4.5x

P/FCF ratio

6.16x

P/OCF ratio

5.6x

P/S ratio

1.22x

Price / tangible book value

0.99x

Price/EBITDA ratio

5.31x

Metric

Value

EBIT margin

22.52%

EBITDA margin

23.02%

Effective tax rate

8.51%

FCF margin

19.85%

Gross margin

2.42%

Operating margin

22.52%

Pretax margin

29.67%

Profit margin

27.15%

Profit per employee

AED 863,447

Revenue per employee

AED 3.2M

ROA

4.41%

ROA (5Y)

4.08%

ROCE

18.19%

ROE

23.76%

ROE (5Y)

19.7%

ROIC

16.38%

ROIC (5Y)

16.92%

Tax / revenue

2.53%

Metric

Value

EPS growth

25.29%

EPS growth (Q)

-4.53%

EPS growth (QoQ)

-21.47%

EPS growth 10Y

9.96%

EPS growth 3Y

37.16%

EPS growth 5Y

11.31%

FCF growth

0.8%

FCF growth (Q)

193.67%

FCF growth 3Y

52.34%

Net income growth

25.29%

Net income growth (Q)

-4.53%

Net income growth (QoQ)

-21.47%

Net income growth 3Y

37.16%

Net income growth 5Y

11.31%

OCF growth

10.02%

OCF growth (Q)

186.81%

OCF growth 10Y

1.38%

OCF growth 3Y

53.95%

Revenue growth

27.98%

Revenue growth (Q)

14.5%

Revenue growth (QoQ)

-11.47%

Revenue growth 10Y

12.7%

Revenue growth 3Y

-9.52%

Revenue growth 5Y

21.58%

Metric

Value

Capital expenditures

AED -10.2M

EBIT

AED 116.1M

EBITDA

AED 118.6M

EPS

AED 1.33

FCF per share

AED 0.97

Financing cash flow

AED -32.2M

Free cash flow

AED 102.3M

Gross profit

AED 12.5M

Income taxes

AED 13M

Investing cash flow

AED -80M

Net borrowing

AED -2.2M

Net cash flow

AED 347,437

Net income

AED 139.9M

Operating income

AED 116.1M

Revenue

AED 515.3M

Metric

Value

Book value per share

AED 6.03

Debt / EBITDA

0.11

Debt / equity

0.02

Debt / FCF

0.13

Net cash (debt)

AED 60M

Net cash / market cap

9.52%

Net cash growth

28.32%

Net debt / EBITDA

-0.51

Net debt / equity

-0.09

Net debt / FCF

-0.59

Piotroski F-Score

Property, plant and equipment

AED 17.1M

Shareholders' equity

AED 633.6M

Tangible book value

AED 633.6M

Tangible book value per share

AED 6.03

Total assets

AED 1.7B

Total cash

AED 126.7M

Total debt

AED 12.9M

Total liabilities

AED 1.1B

WACC

5.12%

Metric

Value

Asset turnover

0.31

Current ratio

0.59

Net working capital

AED -505.3M

Quick ratio

0.12

Working capital

AED -432.5M

Metric

Value

Dividend growth

42.85%

Dividend growth (10Y)

6.49%

Dividend growth (3Y)

3.58%

Dividend growth (5Y)

8.45%

Dividend growth years

Dividend payment date

2026-05-15

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

AED 0.29

Dividend yield

4.77%

Ex-dividend date

2026-04-24

FCF payout ratio

29.33%

Last dividend

AED 0.29

Payout ratio

21.45%

Shareholder yield

4.77%

Metric

Value

10Y price change

57.48%

10Y return CAGR

9.85%

10Y total return

155.75%

150-day SMA

AED 5.30

15Y price change

10.19%

15Y return CAGR

4.85%

15Y total return

103.44%

1D price change

1M price change

4.9%

1M total return

4.9%

1Y price change

11.52%

1Y return CAGR

18.1%

1Y total return

18.09%

20-day SMA

AED 5.90

200-day SMA

AED 5.43

20Y price change

222.06%

20Y return CAGR

9.4%

20Y total return

502.96%

3M price change

12.99%

3M total return

12.99%

3Y price change

0.17%

3Y return CAGR

5.51%

3Y total return

17.47%

50-day SMA

AED 5.90

50-day SMA vs 200-day SMA

50over200

52-week high

AED 6.25

52-week high date

2026-02-13

52-week low

AED 4.02

52-week low date

2025-12-29

5Y price change

28.56%

5Y return CAGR

10.38%

5Y total return

63.86%

6M price change

17.65%

6M total return

17.65%

All-time high

AED 9.43

All-time high date

2023-08-07

All-time low

AED 1.52

All-time low date

2006-11-13

Average true range (ATR)

AED 0.03

Average volume

257.8

Beta (1Y)

-0.14

Beta (2Y)

0.19

Beta (5Y)

0.18

Change from 52-week high

-4%

Change from 52-week low

49.25%

Change from all-time high

-36.37%

Change from all-time low

294.74%

Monthly RSI

53.68

Previous close

AED 6.00

Price vs 150-day SMA

13.25%

Price vs 20-day SMA

1.64%

Price vs 200-day SMA

10.42%

Price vs 50-day SMA

1.73%

Relative volume

RSI

63.03

Sharpe ratio

0.3

Sharpe ratio (3Y)

0.35

Sharpe ratio (5Y)

0.4

Sortino ratio

0.63

Sortino ratio (3Y)

0.65

Sortino ratio (5Y)

0.75

Weekly RSI

59.82

YTD price change

4.35%

YTD total return

10.49%

Metric

Value

Float

20.6M

Shares change (QoQ)

Shares held by institutions

33.72%

Shares outstanding

105M

ADX/TKFL (ADX/TKFL)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/TKFL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/TKFL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/TKFL

Frequently asked questions

ADX/TKFL (ADX/TKFL)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/TKFL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/TKFL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/TKFL

Frequently asked questions