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DFM/AMAN (DFM/AMAN)

Dubai Financial Market: DFM/AMAN · AED

AED 0.60

-0.01 (-1.3%)· Recorded snapshot

Market cap	134.3M
Revenue (ttm)	31.4M
Net income (ttm)	18.8M
EPS (ttm)	AED 0.08
Shares out	225.8M
P/E (trailing)	7.1x
Volume	35,227,785
Beta	0.55

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 31.4M
Net income (ttm): 18.8M
EPS (ttm): AED 0.08
P/E (trailing): 7.1x
Market cap: 134.3M

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-12-24
Enterprise value	AED -77.6M
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2002
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AED000401011
Last earnings date	2026-08-14
Last refreshed	2026-10-28
Last stock split date	2011-03-31
Last stock split type	Forward
Market cap	AED 134.3M
Next earnings date	2026-12-24
Price	AED 0.60
Price currency	AED
Sector	Financials
SIC code	6300
Stock price date	2026-10-28
Symbol	dfm/AMAN
Website	https://aman.ae

Metric

Value

Amount currency

AED

Country

United Arab Emirates

Country code

Earnings date

2026-12-24

Enterprise value

AED -77.6M

Exchange

Dubai Financial Market

Financial currency

AED

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

2002

Industry

Insurance - Diversified

Is primary listing

Yes

ISIN number

AED000401011

Last earnings date

2026-08-14

Last refreshed

2026-10-28

Last stock split date

2011-03-31

Last stock split type

Forward

Market cap

AED 134.3M

Next earnings date

2026-12-24

Price

AED 0.60

Price currency

AED

Sector

Financials

SIC code

6300

Stock price date

2026-10-28

Symbol

dfm/AMAN

Website

https://aman.ae

Metric	Value
Average P/E ratio (10Y)	17.73x
Earnings yield	14.01%
FCF / EV yield	-306.59%
FCF yield	177.04%
Graham number	0.63806
Graham upside	7.24%
Industry P/E	8.82x
Lynch fair value	AED 0.42
Lynch upside	-29.96%
P/B ratio	2.76x
P/E ratio	7.14x
P/FCF ratio	0.56x
P/OCF ratio	0.56x
P/S ratio	4.28x
Price / tangible book value	2.74x
Price/EBITDA ratio	14.84x
Sector forward P/E	7.74x
Sector P/E	8.03x

Metric

Value

Average P/E ratio (10Y)

17.73x

Earnings yield

14.01%

FCF / EV yield

-306.59%

FCF yield

177.04%

Graham number

0.63806

Graham upside

7.24%

Industry P/E

8.82x

Lynch fair value

AED 0.42

Lynch upside

-29.96%

P/B ratio

2.76x

P/E ratio

7.14x

P/FCF ratio

0.56x

P/OCF ratio

0.56x

P/S ratio

4.28x

Price / tangible book value

2.74x

Price/EBITDA ratio

14.84x

Sector forward P/E

7.74x

Sector P/E

8.03x

Metric	Value
EBIT margin	28.77%
EBITDA margin	28.84%
Effective tax rate	1.45%
FCF margin	757.46%
Gross margin	3.02%
Operating margin	28.77%
Pretax margin	34.66%
Profit margin	59.94%
ROA	0.59%
ROA (5Y)	-0.02%
ROCE	14.1%
ROE	27.65%
ROE (5Y)	-1.06%
ROIC	15.32%
ROIC (5Y)	0.92%
Tax / revenue	0.5%

Metric

Value

EBIT margin

28.77%

EBITDA margin

28.84%

Effective tax rate

1.45%

FCF margin

757.46%

Gross margin

3.02%

Operating margin

28.77%

Pretax margin

34.66%

Profit margin

59.94%

ROA

0.59%

ROA (5Y)

-0.02%

ROCE

14.1%

ROE

27.65%

ROE (5Y)

-1.06%

ROIC

15.32%

ROIC (5Y)

0.92%

Tax / revenue

0.5%

Metric	Value
EPS growth 3Y	-10.7%
EPS growth 5Y	-3.9%
FCF growth (QoQ)	1,222.04%
FCF growth 3Y	273.85%
FCF growth 5Y	17.21%
Net income growth 3Y	-10.68%
Net income growth 5Y	-3.9%
OCF growth (QoQ)	1,222.04%
OCF growth 10Y	10.42%
OCF growth 3Y	273.36%
OCF growth 5Y	17.21%
Revenue growth	-40.13%
Revenue growth (Q)	-53.17%
Revenue growth (QoQ)	-37.96%
Revenue growth 10Y	-17.26%
Revenue growth 3Y	-3.89%
Revenue growth 5Y	-25.81%

Metric

Value

EPS growth 3Y

-10.7%

EPS growth 5Y

-3.9%

FCF growth (QoQ)

1,222.04%

FCF growth 3Y

273.85%

FCF growth 5Y

17.21%

Net income growth 3Y

-10.68%

Net income growth 5Y

-3.9%

OCF growth (QoQ)

1,222.04%

OCF growth 10Y

10.42%

OCF growth 3Y

273.36%

OCF growth 5Y

17.21%

Revenue growth

-40.13%

Revenue growth (Q)

-53.17%

Revenue growth (QoQ)

-37.96%

Revenue growth 10Y

-17.26%

Revenue growth 3Y

-3.89%

Revenue growth 5Y

-25.81%

Metric	Value
Capital expenditures	AED -23,051
EBIT	AED 9M
EBITDA	AED 9.1M
EPS	AED 0.08
FCF per share	AED 1.05
Financing cash flow	AED -323,904
Free cash flow	AED 237.8M
Gross profit	AED 949,002
Income taxes	AED 157,757
Investing cash flow	AED -159.3M
Net cash flow	AED 78.2M
Net income	AED 18.8M
Operating income	AED 9M
Revenue	AED 31.4M

Metric

Value

Capital expenditures

AED -23,051

EBIT

AED 9M

EBITDA

AED 9.1M

EPS

AED 0.08

FCF per share

AED 1.05

Financing cash flow

AED -323,904

Free cash flow

AED 237.8M

Gross profit

AED 949,002

Income taxes

AED 157,757

Investing cash flow

AED -159.3M

Net cash flow

AED 78.2M

Net income

AED 18.8M

Operating income

AED 9M

Revenue

AED 31.4M

Metric	Value
Book value per share	AED 0.22
Debt / EBITDA	1.5
Debt / equity	0.28
Debt / FCF	0.06
Net cash (debt)	AED 211.5M
Net cash / market cap	157.43%
Net cash growth	101.22%
Net debt / EBITDA	-23.36
Net debt / equity	-4.35
Net debt / FCF	-0.89
Piotroski F-Score	5
Property, plant and equipment	AED 43,129
Shareholders' equity	AED 48.6M
Tangible book value	AED 49M
Tangible book value per share	AED 0.22
Total assets	AED 1B
Total cash	AED 801.6M
Total debt	AED 13.6M
Total liabilities	AED 985M
WACC	6.6%

Metric

Value

Book value per share

AED 0.22

Debt / EBITDA

1.5

Debt / equity

0.28

Debt / FCF

0.06

Net cash (debt)

AED 211.5M

Net cash / market cap

157.43%

Net cash growth

101.22%

Net debt / EBITDA

-23.36

Net debt / equity

-4.35

Net debt / FCF

-0.89

Piotroski F-Score

Property, plant and equipment

AED 43,129

Shareholders' equity

AED 48.6M

Tangible book value

AED 49M

Tangible book value per share

AED 0.22

Total assets

AED 1B

Total cash

AED 801.6M

Total debt

AED 13.6M

Total liabilities

AED 985M

WACC

6.6%

Metric	Value
Asset turnover	0.03
Current ratio	0.99
Net working capital	AED -236.5M
Quick ratio	0.86
Working capital	AED -11.4M

Metric

Value

Asset turnover

0.03

Current ratio

0.99

Net working capital

AED -236.5M

Quick ratio

0.86

Working capital

AED -11.4M

Metric	Value
Dividend per share	AED 0.00
Last dividend	AED 0.09

Metric

Value

Dividend per share

AED 0.00

Last dividend

AED 0.09

Metric	Value
10Y price change	12.48%
10Y return CAGR	1.18%
10Y total return	12.48%
150-day SMA	AED 0.43
15Y price change	17.82%
15Y return CAGR	1.1%
15Y total return	17.82%
1D price change	-1.33%
1M price change	-14.39%
1M total return	-14.39%
1W price change	9.78%
1W total return	9.78%
20-day SMA	AED 0.63
200-day SMA	AED 0.42
20Y price change	-80.59%
20Y return CAGR	-7.71%
20Y total return	-79.9%
3M price change	46.55%
3M total return	46.55%
3Y price change	31.35%
3Y return CAGR	9.51%
3Y total return	31.35%
50-day SMA	AED 0.56
50-day SMA vs 200-day SMA	50over200
52-week high	AED 0.78
52-week high date	2026-10-06
52-week low	AED 0.28
52-week low date	2025-12-26
5Y price change	-42.79%
5Y return CAGR	-10.57%
5Y total return	-42.79%
6M price change	70.49%
6M total return	70.49%
All-time high	AED 14.79
All-time high date	2005-11-10
All-time low	AED 0.28
All-time low date	2025-12-26
Average true range (ATR)	AED 0.05
Average volume	16.3M
Beta (1Y)	1.2
Beta (2Y)	0.69
Beta (5Y)	0.55
Change from 52-week high	-23.62%
Change from 52-week low	116.36%
Change from all-time high	-95.98%
Change from all-time low	116.36%
Change from open	-4.03%
Day's gap	2.82%
Dollar volume	AED 21M
High price	AED 0.65
Low price	AED 0.57
Monthly RSI	60.29
Open price	AED 0.62
Position in 52-week range	29.33%
Previous close	AED 0.60
Price vs 150-day SMA	36.88%
Price vs 20-day SMA	-6.05%
Price vs 200-day SMA	41.36%
Price vs 50-day SMA	6.71%
Relative volume	2.16
RSI	50.17
Sharpe ratio	1.05
Sharpe ratio (3Y)	0.03
Sharpe ratio (5Y)	0.01
Sortino ratio	2.07
Sortino ratio (3Y)	0.15
Sortino ratio (5Y)	0.13
Volume	35.2M
Weekly RSI	59.81
YTD price change	75.52%
YTD total return	75.52%

Metric

Value

10Y price change

12.48%

10Y return CAGR

1.18%

10Y total return

12.48%

150-day SMA

AED 0.43

15Y price change

17.82%

15Y return CAGR

1.1%

15Y total return

17.82%

1D price change

-1.33%

1M price change

-14.39%

1M total return

-14.39%

1W price change

9.78%

1W total return

9.78%

20-day SMA

AED 0.63

200-day SMA

AED 0.42

20Y price change

-80.59%

20Y return CAGR

-7.71%

20Y total return

-79.9%

3M price change

46.55%

3M total return

46.55%

3Y price change

31.35%

3Y return CAGR

9.51%

3Y total return

31.35%

50-day SMA

AED 0.56

50-day SMA vs 200-day SMA

50over200

52-week high

AED 0.78

52-week high date

2026-10-06

52-week low

AED 0.28

52-week low date

2025-12-26

5Y price change

-42.79%

5Y return CAGR

-10.57%

5Y total return

-42.79%

6M price change

70.49%

6M total return

70.49%

All-time high

AED 14.79

All-time high date

2005-11-10

All-time low

AED 0.28

All-time low date

2025-12-26

Average true range (ATR)

AED 0.05

Average volume

16.3M

Beta (1Y)

1.2

Beta (2Y)

0.69

Beta (5Y)

0.55

Change from 52-week high

-23.62%

Change from 52-week low

116.36%

Change from all-time high

-95.98%

Change from all-time low

116.36%

Change from open

-4.03%

Day's gap

2.82%

Dollar volume

AED 21M

High price

AED 0.65

Low price

AED 0.57

Monthly RSI

60.29

Open price

AED 0.62

Position in 52-week range

29.33%

Previous close

AED 0.60

Price vs 150-day SMA

36.88%

Price vs 20-day SMA

-6.05%

Price vs 200-day SMA

41.36%

Price vs 50-day SMA

6.71%

Relative volume

2.16

RSI

50.17

Sharpe ratio

1.05

Sharpe ratio (3Y)

0.03

Sharpe ratio (5Y)

0.01

Sortino ratio

2.07

Sortino ratio (3Y)

0.15

Sortino ratio (5Y)

0.13

Volume

35.2M

Weekly RSI

59.81

YTD price change

75.52%

YTD total return

75.52%

Metric	Value
Float	196M
Shares change (QoQ)	1.04%
Shares held by insiders	13.19%
Shares outstanding	225.8M

Metric

Value

Float

196M

Shares change (QoQ)

1.04%

Shares held by insiders

13.19%

Shares outstanding

225.8M

DFM/AMAN (DFM/AMAN)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/AMAN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/AMAN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/AMAN

Frequently asked questions