DFM/NGI (DFM/NGI)

Dubai Financial Market: DFM/NGI · AED

AED 5.65

+0.00 (0.0%)· Recorded snapshot

Market cap	932M
Revenue (ttm)	696.4M
Net income (ttm)	97.7M
EPS (ttm)	AED 0.59
Shares out	164.9M
P/E (trailing)	9.5x
Dividend	AED 0.45 (7.96%)
Volume	1,004
Beta	0.25

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 696.4M
Net income (ttm): 97.7M
EPS (ttm): AED 0.59
P/E (trailing): 9.5x
Market cap: 932M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.5

P25 n/aP50 n/aP75 n/a

ROE14.6

P25 n/aP50 n/aP75 n/a

ROIC14.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/NGI indicators

Market & fundamental data

Available fields

219

Groups with data

Currency

AED

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-12
Employees	385
Employees change	-8
Employees growth	-2.04%
Enterprise value	AED 867.2M
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1980
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AEN000301012
Last earnings date	2026-05-14
Last refreshed	2026-10-28
Last stock split date	2024-04-25
Last stock split type	Forward
Market cap	AED 932M
Next earnings date	2026-11-12
Price	AED 5.65
Price currency	AED
Sector	Financials
SIC code	6300
Stock price date	2026-10-27
Symbol	dfm/NGI
Website	https://ngi.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.05x
Average P/E ratio (3Y)	7.79x
Average P/E ratio (5Y)	8.07x
Earnings yield	10.49%
EV/Earnings	8.87x
EV/EBIT	8.14x
EV/EBITDA	8x
EV/FCF	4.59x
EV/Sales	1.25x
FCF / EV yield	21.78%
FCF yield	20.27%
Graham number	7.41322
Graham upside	31.21%
Industry P/E	8.82x
Lynch fair value	AED 2.96
Lynch upside	-47.56%
P/B ratio	1.37x
P/E ratio	9.54x
P/FCF ratio	4.93x
P/OCF ratio	4.9x
P/S ratio	1.34x
Price / tangible book value	1.37x
Price/EBITDA ratio	8.59x
Sector forward P/E	7.74x
Sector P/E	8.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	15.31%
EBITDA margin	15.57%
Effective tax rate	8.31%
FCF margin	27.12%
Gross margin	20.31%
Operating margin	15.31%
Pretax margin	15.31%
Profit margin	14.03%
Profit per employee	AED 253,864
Revenue per employee	AED 1.8M
ROA	4.03%
ROA (5Y)	4.03%
ROCE	6.43%
ROE	14.61%
ROE (5Y)	15.47%
ROIC	14.08%
ROIC (5Y)	15.42%
Tax / revenue	1.27%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-25.9%
EPS growth (Q)	-8.67%
EPS growth (QoQ)	146.06%
EPS growth 10Y	63.33%
EPS growth 3Y	22.43%
EPS growth 5Y	4.6%
FCF growth	17.28%
FCF growth (Q)	-24.23%
FCF growth (QoQ)	174.46%
FCF growth 3Y	26.04%
FCF growth 5Y	15.64%
Net income growth	-25.9%
Net income growth (Q)	-8.67%
Net income growth (QoQ)	146.06%
Net income growth 3Y	22.43%
Net income growth 5Y	4.6%
OCF growth	17.11%
OCF growth (Q)	-23.35%
OCF growth (QoQ)	173.61%
OCF growth 10Y	12.46%
OCF growth 3Y	24.66%
OCF growth 5Y	14.92%
Revenue growth	13.11%
Revenue growth (Q)	17.85%
Revenue growth (QoQ)	43.68%
Revenue growth 10Y	7.26%
Revenue growth 3Y	23.23%
Revenue growth 5Y	12.45%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -1.3M
EBIT	AED 106.6M
EBITDA	AED 108.5M
EPS	AED 0.59
FCF per share	AED 1.15
Financing cash flow	AED -74.2M
Free cash flow	AED 188.9M
Gross profit	AED 141.5M
Income taxes	AED 8.9M
Investing cash flow	AED -134.3M
Net cash flow	AED -18.4M
Net income	AED 97.7M
Operating income	AED 106.6M
Revenue	AED 696.4M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 4.12
Debt / equity	0
Net cash (debt)	AED 64.8M
Net cash / market cap	6.95%
Net cash growth	-22.09%
Net debt / EBITDA	-0.6
Net debt / equity	-0.1
Net debt / FCF	-0.34
Piotroski F-Score	5
Property, plant and equipment	AED 22.6M
Shareholders' equity	AED 679.9M
Tangible book value	AED 678.8M
Tangible book value per share	AED 4.12
Total assets	AED 1.7B
Total cash	AED 64.8M
Total debt	AED 0
Total liabilities	AED 1.1B
WACC	5.65%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.42
Current ratio	5.85
Net working capital	AED 337.7M
Quick ratio	1.11
Working capital	AED 402.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	17.34%
Dividend growth (3Y)	25.57%
Dividend growth (5Y)	26.97%
Dividend growth years	2
Dividend payment date	2026-05-04
Dividend payment years	19
Dividend payout frequency	Annual
Dividend per share	AED 0.45
Dividend yield	7.97%
Ex-dividend date	2026-04-23
FCF payout ratio	39.3%
Last dividend	AED 0.45
Payout ratio	75.95%
Shareholder yield	7.97%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	AED 5.83
1D price change	0%
1M price change	0.89%
1M total return	0.89%
1W price change	-1.91%
1W total return	-1.91%
1Y price change	-5.36%
1Y return CAGR	2.32%
1Y total return	2.31%
20-day SMA	AED 5.67
200-day SMA	AED 5.86
3M price change	-3.25%
3M total return	-3.25%
3Y price change	101.14%
3Y return CAGR	34.25%
3Y total return	141.99%
50-day SMA	AED 5.72
50-day SMA vs 200-day SMA	50under200
52-week high	AED 6.61
52-week high date	2026-03-05
52-week low	AED 5.30
52-week low date	2026-04-13
5Y price change	100.5%
5Y return CAGR	23.47%
5Y total return	186.87%
6M price change	-2.42%
6M total return	-2.42%
All-time high	AED 10.68
All-time high date	2013-10-10
All-time low	AED 1.52
All-time low date	2017-01-25
Average true range (ATR)	AED 0.11
Average volume	1.2K
Beta (1Y)	0.16
Beta (2Y)	-0.04
Beta (5Y)	0.25
Change from 52-week high	-14.52%
Change from 52-week low	6.6%
Change from all-time high	-47.11%
Change from all-time low	272.2%
Change from open	1.07%
Day's gap	-1.06%
Dollar volume	AED 5,673
High price	AED 5.65
Low price	AED 5.59
Monthly RSI	52.29
Open price	AED 5.59
Position in 52-week range	100%
Previous close	AED 5.65
Price vs 150-day SMA	-3.07%
Price vs 20-day SMA	-0.39%
Price vs 200-day SMA	-3.5%
Price vs 50-day SMA	-1.15%
Relative volume	0.81
RSI	47.98
Sharpe ratio	-0.08
Sortino ratio	0.03
Volume	1K
Weekly RSI	45.94
YTD price change	-10.17%
YTD total return	-2.89%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	80.1M
Shares change (QoQ)	0%
Shares held by insiders	3.09%
Shares held by institutions	23.55%
Shares outstanding	164.9M

Deeper analysis on DFM/NGI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/NGI report

Is a complete DFM/NGI research report available?

No complete published report is available for dfm/NGI (DFM/NGI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/NGI (DFM/NGI)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/NGI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/NGI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/NGI

Frequently asked questions