DFM/WATANIA (DFM/WATANIA)

Dubai Financial Market: DFM/WATANIA · AED

AED 0.65

+0.02 (+2.5%)· Recorded snapshot

Market cap	161.2M
Revenue (ttm)	604.6M
Net income (ttm)	39.9M
EPS (ttm)	AED 0.15
Shares out	248.8M
P/E (trailing)	4.2x
Volume	686,090
Beta	0.18

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 604.6M
Net income (ttm): 39.9M
EPS (ttm): AED 0.15
P/E (trailing): 4.2x
Market cap: 161.2M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E4.2

P25 n/aP50 n/aP75 n/a

ROE15.8

P25 n/aP50 n/aP75 n/a

ROIC12

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/WATANIA indicators

Market & fundamental data

Available fields

206

Groups with data

Currency

AED

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-12
Employees	335
Enterprise value	AED 72.8M
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2008
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AET000301019
Last earnings date	2026-08-10
Last refreshed	2026-10-29
Market cap	AED 161.2M
Next earnings date	2026-11-12
Price	AED 0.65
Price currency	AED
Sector	Financials
SIC code	6300
Stock price date	2026-10-29
Symbol	dfm/WATANIA
Website	https://www.watania.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.88x
Average P/E ratio (3Y)	14.96x
Average P/E ratio (5Y)	15.99x
Earnings yield	23.66%
EV/Earnings	1.82x
EV/EBIT	1.58x
EV/EBITDA	1.37x
EV/FCF	1.47x
EV/Sales	0.12x
FCF / EV yield	68.12%
FCF yield	30.75%
Graham number	1.94227
Graham upside	199.73%
Industry P/E	8.75x
Lynch fair value	AED 0.77
Lynch upside	18.29%
P/B ratio	0.59x
P/E ratio	4.23x
P/FCF ratio	3.25x
P/OCF ratio	3.2x
P/S ratio	0.27x
Price / tangible book value	0.67x
Price/EBITDA ratio	3.13x
Sector forward P/E	7.66x
Sector P/E	8.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	7.6%
EBITDA margin	8.52%
Effective tax rate	8.34%
FCF margin	8.2%
Gross margin	12.48%
Operating margin	7.6%
Pretax margin	7.2%
Profit margin	6.6%
Profit per employee	AED 119,054
Revenue per employee	AED 1.8M
ROA	1.98%
ROA (5Y)	-0.06%
ROCE	12.7%
ROE	15.81%
ROE (5Y)	2%
ROIC	11.95%
ROIC (5Y)	-0.87%
Tax / revenue	0.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	379.32%
EPS growth (Q)	113%
EPS growth 5Y	-6.13%
FCF growth	97.39%
FCF growth (Q)	-63.64%
FCF growth (QoQ)	-83.64%
Net income growth	379.31%
Net income growth (Q)	113%
Net income growth 5Y	4.8%
OCF growth	87.96%
OCF growth (Q)	-62.79%
OCF growth (QoQ)	-83.3%
OCF growth 10Y	14.96%
Revenue growth	49.05%
Revenue growth (Q)	12.72%
Revenue growth (QoQ)	39.19%
Revenue growth 10Y	15.69%
Revenue growth 3Y	-16.59%
Revenue growth 5Y	2.49%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -820,000
EBIT	AED 45.9M
EBITDA	AED 51.5M
EPS	AED 0.15
FCF per share	AED 0.20
Financing cash flow	AED -40.5M
Free cash flow	AED 49.6M
Gross profit	AED 75.4M
Income taxes	AED 3.6M
Investing cash flow	AED 31.7M
Net borrowing	AED -35.7M
Net cash flow	AED 41.6M
Net income	AED 39.9M
Operating income	AED 45.9M
Revenue	AED 604.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 1.09
Debt / EBITDA	1.32
Debt / equity	0.26
Debt / FCF	1.41
Interest coverage	7.97
Net cash (debt)	AED 88.5M
Net cash / market cap	54.87%
Net cash growth	-71.53%
Net debt / EBITDA	-1.72
Net debt / equity	-0.33
Net debt / FCF	-1.78
Piotroski F-Score	6
Property, plant and equipment	AED 9.5M
Shareholders' equity	AED 272.1M
Tangible book value	AED 239.7M
Tangible book value per share	AED 0.96
Total assets	AED 1.5B
Total cash	AED 782.6M
Total debt	AED 70M
Total liabilities	AED 1.2B
WACC	5.94%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.42
Current ratio	0.99
Net working capital	AED -168.7M
Quick ratio	0.73
Working capital	AED -13.6M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend per share	AED 0.00
Last dividend	AED 0.09

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-37.09%
10Y return CAGR	-2.47%
10Y total return	-22.16%
150-day SMA	AED 0.65
15Y price change	3.02%
15Y return CAGR	1.63%
15Y total return	27.46%
1D price change	2.53%
1M price change	-3.86%
1M total return	-3.86%
1W price change	4.01%
1W total return	4.01%
1Y price change	-7.43%
1Y return CAGR	-7.43%
1Y total return	-7.43%
20-day SMA	AED 0.66
200-day SMA	AED 0.65
3M price change	0.78%
3M total return	0.78%
3Y price change	7.29%
3Y return CAGR	2.37%
3Y total return	7.29%
50-day SMA	AED 0.66
50-day SMA vs 200-day SMA	50over200
52-week high	AED 0.78
52-week high date	2025-12-26
52-week low	AED 0.59
52-week low date	2026-01-28
5Y price change	-36.47%
5Y return CAGR	-8.68%
5Y total return	-36.47%
6M price change	2.53%
6M total return	2.53%
All-time high	AED 3.16
All-time high date	2009-06-17
All-time low	AED 0.37
All-time low date	2016-01-17
Average true range (ATR)	AED 0.02
Average volume	424K
Beta (1Y)	0.24
Beta (2Y)	0.25
Beta (5Y)	0.18
Change from 52-week high	-16.6%
Change from 52-week low	10.58%
Change from all-time high	-79.49%
Change from all-time low	75.14%
Change from open	2.53%
Day's gap	0%
Dollar volume	AED 444,586
High price	AED 0.67
Low price	AED 0.63
Monthly RSI	47.33
Open price	AED 0.63
Position in 52-week range	44.44%
Previous close	AED 0.63
Price vs 150-day SMA	0.14%
Price vs 20-day SMA	-1.8%
Price vs 200-day SMA	-0.14%
Price vs 50-day SMA	-2.26%
Relative volume	1.64
RSI	48.45
Sharpe ratio	-0.28
Sharpe ratio (3Y)	-0.03
Sharpe ratio (5Y)	0
Sortino ratio	-0.21
Sortino ratio (3Y)	0.14
Sortino ratio (5Y)	0.13
Volume	686.1K
Weekly RSI	49.18
YTD price change	-5.4%
YTD total return	-5.4%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	78.5M
Shares change (QoQ)	0%
Shares held by insiders	19.53%
Shares outstanding	248.8M

Deeper analysis on DFM/WATANIA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/WATANIA report

Is a complete DFM/WATANIA research report available?

No complete published report is available for dfm/WATANIA (DFM/WATANIA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/WATANIA (DFM/WATANIA)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/WATANIA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/WATANIA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/WATANIA

Frequently asked questions