BCBA/ITUB3 (BCBA/ITUB3)

Buenos Aires Stock Exchange: BCBA/ITUB3 · ARS

ARS 14,220

-210.69 (-1.5%)· Recorded snapshot

Market cap	137.9T
Revenue (ttm)	41.1T
Net income (ttm)	13.4T
EPS (ttm)	ARS 1,207
P/E (trailing)	11.8x
P/E (forward)	9.1x
Dividend	ARS 682 (4.80%)
Volume	13,607

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 41.1T
Net income (ttm): 13.4T
EPS (ttm): ARS 1,207
P/E (trailing): 11.8x
P/E (forward): 9.1x
Market cap: 137.9T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.1

P25 7.3P50 10P75 14.2

Trailing P/E11.8

P25 10.6P50 13P75 18.5

ROE21.5

P25 8.1P50 14.2P75 21.5

ROICn/a

P25 2.8P50 7.7P75 19.2

Benchmarks · 1M

All BCBA/ITUB3 indicators

Market & fundamental data

Available fields

195

Groups with data

Currency

BRL

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Brazil
Country code	AR
Earnings date	2026-11-03
Employees	93,554
Employees change	1,000
Employees growth	1%
Exchange	Buenos Aires Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1924
Industry	Banks - Regional
Is primary listing	No
ISIN number	ARCAVA4601O1
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Last stock split date	2025-12-22
Last stock split type	Forward
Market cap	ARS 137.9T
Next earnings date	2026-11-03
Price	ARS 14,220.00
Price currency	ARS
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bcba/ITUB3
Website	https://www.itau.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10x
Average P/E ratio (3Y)	8.71x
Average P/E ratio (5Y)	8.53x
Earnings yield	8.49%
FCF yield	8.9%
Forward P/E	9.1x
Graham number	14454.60413
Graham upside	1.65%
Industry forward P/E	7.13x
Industry P/E	29.55x
Lynch fair value	ARS 15,177.29
Lynch upside	6.73%
P/(FCF - SBC) ratio	11.27x
P/(OCF - SBC) ratio	10.92x
P/B ratio	2.11x
P/E ratio	11.78x
P/FCF ratio	11.24x
P/OCF ratio	10.89x
P/S ratio	3.36x
Price / tangible book value	2.52x
Sector forward P/E	6.94x
Sector P/E	23.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	12.34%
FCF margin	29.7%
Operating margin	37.04%
Pretax margin	38.05%
Profit margin	32.58%
Profit per employee	ARS 143.1M
Profitable quarters	70
Profitable years	26
Revenue per employee	ARS 439.3M
ROA	1.58%
ROA (5Y)	1.45%
ROE	21.48%
ROE (5Y)	18.91%
SBC / revenue	0.08%
Tax / revenue	4.69%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	9.67%
EPS growth (Q)	8.1%
EPS growth (QoQ)	2.69%
EPS growth 10Y	6.11%
EPS growth 3Y	14.57%
EPS growth 5Y	10.92%
EPS growth quarters	2
EPS growth years	5
FCF growth (Q)	173.17%
FCF growth (QoQ)	-47.74%
FCF growth 3Y	72.25%
Net income growth	9.3%
Net income growth (Q)	7.56%
Net income growth (QoQ)	2.95%
Net income growth 3Y	14.48%
Net income growth 5Y	10.99%
Net income growth quarters	16
Net income growth years	5
OCF growth (Q)	170.32%
OCF growth (QoQ)	-47.73%
OCF growth 10Y	-5.28%
OCF growth 3Y	57.9%
Revenue growth	6.63%
Revenue growth (Q)	17.53%
Revenue growth (QoQ)	6.81%
Revenue growth 10Y	5.42%
Revenue growth 3Y	6.82%
Revenue growth 5Y	5.57%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -386.9B
EPS	ARS 1,207.28
Financing cash flow	ARS 20.3T
Free cash flow	ARS 12.3T
Free cash flow minus SBC	ARS 12.2T
Gross profit	ARS 41.1T
Income taxes	ARS 1.9T
Investing cash flow	ARS -23.6T
Net borrowing	ARS -2.2T
Net cash flow	ARS 8.6T
Net income	ARS 13.4T
Operating cash flow minus SBC	ARS 12.6T
Operating income	ARS 15.2T
Revenue	ARS 41.1T
Stock-based compensation	ARS 34B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 5,650.22
Debt / equity	4.89
Debt / FCF	26
Net cash (debt)	ARS -180.6T
Net cash / market cap	-131.01%
Net debt / equity	2.77
Net debt / FCF	14.72
Piotroski F-Score	3
Property, plant and equipment	ARS 3.6T
Shareholders' equity	ARS 65.2T
Tangible book value	ARS 54.8T
Tangible book value per share	ARS 4,967.54
Total assets	ARS 915.7T
Total cash	ARS 138.5T
Total debt	ARS 319.1T
Total liabilities	ARS 850.5T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS -406.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.34%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-10-02
Dividend payment years	2
Dividend per share	ARS 682.49
Dividend yield	4.8%
Ex-dividend date	2026-09-02
Last dividend	ARS 4.51
Payout ratio	67.99%
Shareholder yield	5.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 13,642.73
1D price change	-1.46%
1M price change	-0.84%
1M total return	-0.84%
1W price change	-14.59%
1W total return	-14.59%
1Y price change	50.3%
1Y return CAGR	60.97%
1Y total return	60.92%
20-day SMA	ARS 16,672.50
200-day SMA	ARS 13,188.60
3M price change	0.07%
3M total return	0.14%
50-day SMA	ARS 15,021.80
50-day SMA vs 200-day SMA	50over200
52-week high	ARS 20,000.00
52-week high date	2026-10-01
52-week low	ARS 8,271.81
52-week low date	2025-10-27
6M price change	6.52%
6M total return	7.45%
All-time high	ARS 20,000.00
All-time high date	2026-10-01
All-time low	ARS 5,514.54
All-time low date	2025-04-22
Average true range (ATR)	ARS 1,123.09
Average volume	16K
Change from 52-week high	-28.9%
Change from 52-week low	71.91%
Change from all-time high	-28.9%
Change from all-time low	157.86%
Change from open	-1.59%
Day's gap	0.14%
Dollar volume	ARS 193.5M
High price	ARS 14,450.00
Low price	ARS 14,150.00
Monthly RSI	68.91
Open price	ARS 14,450.00
Position in 52-week range	23.33%
Previous close	ARS 14,430.00
Price vs 150-day SMA	4.23%
Price vs 20-day SMA	-14.71%
Price vs 200-day SMA	7.82%
Price vs 50-day SMA	-5.34%
Relative volume	0.85
RSI	39.88
Sharpe ratio	1.25
Sortino ratio	1.94
Volume	13.6K
Weekly RSI	50.55
YTD price change	40.51%
YTD total return	42.95%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.9B
Shares change (QoQ)	0.25%
Shares change (YoY)	-0.34%
Shares held by insiders	0.58%
Shares held by institutions	29.7%

Deeper analysis on BCBA/ITUB3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BCBA/ITUB3 report

Is a complete BCBA/ITUB3 research report available?

No complete published report is available for bcba/ITUB3 (BCBA/ITUB3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/ITUB3 (BCBA/ITUB3)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/ITUB3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/ITUB3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/ITUB3

Frequently asked questions