VIE/UNI (VIE/UNI)

Vienna Stock Exchange: VIE/UNI · EUR

€25.1

-0.05 (-0.2%)· Recorded snapshot

Market cap	18B
Revenue (ttm)	11.5B
Net income (ttm)	1.7B
EPS (ttm)	€2.40
P/E (trailing)	10.5x
P/E (forward)	11.0x
Dividend	€1.12 (4.47%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 11.5B
Net income (ttm): 1.7B
EPS (ttm): €2.40
P/E (trailing): 10.5x
P/E (forward): 11.0x
Market cap: 18B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/E10.5

P25 n/aP50 n/aP75 n/a

ROE16.9

P25 n/aP50 n/aP75 n/a

ROIC12.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All VIE/UNI indicators

Market & fundamental data

Available fields

217

Groups with data

Currency

EUR

Showing 217 of 217 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Italy
Country code	AT
Earnings date	2026-11-12
Employees	12,334
Employees change	-256
Employees growth	-2.03%
Enterprise value	EUR 21.8B
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1961
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	IT0004810054
Last earnings date	2026-08-06
Last refreshed	2026-10-29
Market cap	EUR 18B
Next earnings date	2026-11-12
Price	EUR 25.07
Price currency	EUR
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	vie/UNI
Website	https://www.unipol.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.66x
Average P/E ratio (3Y)	7.8x
Average P/E ratio (5Y)	7.1x
Earnings yield	9.56%
EV/Earnings	12.7x
EV/EBIT	8.17x
EV/EBITDA	6.33x
EV/FCF	6.58x
EV/Sales	1.9x
FCF / EV yield	15.19%
FCF yield	18.42%
Forward P/E	11.02x
Graham number	29.76455
Graham upside	18.73%
Lynch fair value	EUR 44.78
Lynch upside	78.61%
P/B ratio	1.52x
P/E ratio	10.46x
P/FCF ratio	5.43x
P/OCF ratio	4.56x
P/S ratio	1.56x
Price / tangible book value	2.02x
Price/EBITDA ratio	5.22x
Sector forward P/E	9.57x
Sector P/E	10.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	23.22%
EBITDA margin	29.99%
Effective tax rate	26.13%
FCF margin	28.82%
Gross margin	23.58%
Operating margin	23.22%
Pretax margin	21.41%
Profit margin	15.33%
Profit per employee	EUR 139,452
Profitable quarters	15
Profitable years	8
Revenue per employee	EUR 933,355
ROA	1.88%
ROA (5Y)	1.42%
ROCE	2.91%
ROE	16.94%
ROE (5Y)	11.34%
ROIC	12.21%
ROIC (5Y)	10.18%
Tax / revenue	5.59%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	52.54%
EPS growth (Q)	77.16%
EPS growth 3Y	43.78%
EPS growth 5Y	18.66%
EPS growth quarters	6
EPS growth years	1
FCF growth	11.98%
FCF growth 3Y	48.76%
FCF growth 5Y	50.48%
Net income growth	51.76%
Net income growth (Q)	84.67%
Net income growth (QoQ)	58.36%
Net income growth 3Y	43.92%
Net income growth 5Y	18.7%
Net income growth quarters	6
Net income growth years	1
OCF growth	8.71%
OCF growth 3Y	22.49%
OCF growth 5Y	46.21%
Revenue growth	8.84%
Revenue growth (Q)	23.22%
Revenue growth (QoQ)	25.88%
Revenue growth 10Y	-4.36%
Revenue growth 3Y	5.74%
Revenue growth 5Y	-4.26%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -628M
EBIT	EUR 2.7B
EBITDA	EUR 3.5B
EPS	EUR 2.40
Financing cash flow	EUR -277M
Free cash flow	EUR 3.3B
Gross profit	EUR 2.7B
Income taxes	EUR 644M
Investing cash flow	EUR -3.6B
Net borrowing	EUR -87M
Net cash flow	EUR 111M
Net income	EUR 1.7B
Operating income	EUR 2.7B
Revenue	EUR 11.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 14.00
Debt / EBITDA	1.4
Debt / equity	0.41
Debt / FCF	1.45
Goodwill	EUR 1.9B
Interest coverage	14.37
Net cash (debt)	EUR -3.6B
Net cash / market cap	-19.74%
Net debt / EBITDA	1.03
Net debt / equity	0.3
Net debt / FCF	1.07
Piotroski F-Score	5
Property, plant and equipment	EUR 4.2B
Shareholders' equity	EUR 11.8B
Tangible book value	EUR 8.9B
Tangible book value per share	EUR 10.37
Total assets	EUR 93.2B
Total cash	EUR 2.1B
Total debt	EUR 4.8B
Total liabilities	EUR 81.4B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.13
Current ratio	4.01
Net working capital	EUR 2.3B
Quick ratio	3.45
Working capital	EUR 3.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.14%
Dividend growth	31.76%
Dividend growth (3Y)	44.66%
Dividend growth (5Y)	31.95%
Dividend growth years	3
Dividend payment date	2026-05-20
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	EUR 1.12
Dividend yield	4.47%
Ex-dividend date	2026-05-18
Last dividend	EUR 1.12
Payout ratio	65.04%
Shareholder yield	4.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 24.97
1D price change	-0.2%
1M price change	-7.9%
1M total return	-5.28%
1W price change	0.72%
1W total return	0.72%
1Y price change	30.78%
1Y return CAGR	41.72%
1Y total return	41.68%
20-day SMA	EUR 25.58
200-day SMA	EUR 23.63
3M price change	-6.52%
3M total return	-3.87%
3Y price change	391.38%
3Y return CAGR	80.08%
3Y total return	484.25%
50-day SMA	EUR 27.03
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 29.41
52-week high date	2026-08-13
52-week low	EUR 18.35
52-week low date	2026-01-28
5Y price change	400.2%
5Y return CAGR	46.81%
5Y total return	581.76%
6M price change	13.54%
6M total return	23.01%
All-time high	EUR 29.41
All-time high date	2026-08-13
All-time low	EUR 2.51
All-time low date	2020-03-19
Average true range (ATR)	EUR 0.50
Average volume	0
Change from 52-week high	-14.76%
Change from 52-week low	36.66%
Change from all-time high	-14.76%
Change from all-time low	897.61%
Change from open	0.48%
Day's gap	-0.68%
High price	EUR 25.13
Low price	EUR 24.95
Monthly RSI	67.45
Open price	EUR 24.95
Position in 52-week range	66.67%
Previous close	EUR 25.12
Price vs 150-day SMA	0.41%
Price vs 20-day SMA	-1.98%
Price vs 200-day SMA	6.11%
Price vs 50-day SMA	-7.24%
Relative volume	20
RSI	42.28
Sharpe ratio	1.29
Sharpe ratio (3Y)	2.13
Sharpe ratio (5Y)	1.44
Sortino ratio	2.19
Sortino ratio (3Y)	3.88
Sortino ratio (5Y)	2.47
Weekly RSI	49.49
YTD price change	21.88%
YTD total return	32.04%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	402.7M
Shares change (YoY)	0.14%
Shares held by insiders	0.59%
Shares held by institutions	22.95%

Deeper analysis on VIE/UNI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this VIE/UNI report

Is a complete VIE/UNI research report available?

No complete published report is available for vie/UNI (VIE/UNI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/UNI (VIE/UNI)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/UNI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/UNI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/UNI

Frequently asked questions