ASX/NHF (ASX/NHF)

Australian Securities Exchange: ASX/NHF · AUD

A$6.53

+0.05 (+0.8%)· Recorded snapshot

Market cap	3.2B
Revenue (ttm)	3.8B
Net income (ttm)	187.5M
EPS (ttm)	A$0.38
Shares out	488.4M
P/E (trailing)	17.0x
P/E (forward)	14.0x
Dividend	A$0.29 (4.44%)
Volume	1,356,348
Beta	0.10

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.8B
Net income (ttm): 187.5M
EPS (ttm): A$0.38
P/E (trailing): 17.0x
P/E (forward): 14.0x
Market cap: 3.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E14

P25 n/aP50 n/aP75 n/a

Trailing P/E17

P25 n/aP50 n/aP75 n/a

ROE16.4

P25 n/aP50 n/aP75 n/a

ROIC14.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.5%

Nasdaq Composite-2.4%

Dow Jones Industrial Average+1.8%

Russell 2000+1.8%

All ASX/NHF indicators

Market & fundamental data

Available fields

241

Groups with data

Currency

AUD

Showing 241 of 241 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-11-22
Employees	1,880
Employees change	530
Employees growth	39.26%
Enterprise value	AUD 3.2B
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	1952
In index	ASX200
Industry	Insurance - Specialty
Is primary listing	Yes
ISIN number	AU000000NHF0
Last earnings date	2026-08-24
Last refreshed	2026-10-29
Market cap	AUD 3.2B
Next earnings date	2026-11-22
Price	AUD 6.53
Price currency	AUD
Sector	Financials
SIC code	6324
Stock price date	2026-10-29
Symbol	asx/NHF
Website	https://www.nib.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	15.63x
Average P/E ratio (10Y)	21.32x
Average P/E ratio (3Y)	19.77x
Average P/E ratio (5Y)	21.51x
Earnings yield	5.89%
EV/Earnings	16.95x
EV/EBIT	11.65x
EV/EBITDA	10.77x
EV/FCF	19.29x
EV/Sales	0.83x
FCF / EV yield	5.18%
FCF yield	5.2%
Forward P/E	13.99x
Graham number	4.51657
Graham upside	-30.89%
Lynch fair value	AUD 1.92
Lynch upside	-70.6%
P/B ratio	2.75x
P/E ratio	16.99x
P/FCF ratio	19.22x
P/OCF ratio	15.9x
P/S ratio	0.83x
Price / tangible book value	4.54x
Price/EBITDA ratio	10.93x
Sector forward P/E	18x
Sector P/E	19.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	7.12%
EBITDA margin	7.59%
Effective tax rate	28.46%
FCF margin	4.32%
Gross margin	9.65%
Operating margin	7.12%
Pretax margin	6.79%
Profit margin	4.92%
Profit per employee	AUD 100,267
Profitable quarters	36
Profitable years	19
Revenue per employee	AUD 2M
ROA	7.82%
ROA (5Y)	7.49%
ROCE	18.65%
ROE	16.37%
ROE (5Y)	16.67%
ROIC	14.06%
ROIC (5Y)	13.57%
Tax / revenue	1.93%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-6.46%
EPS growth (Q)	-10.91%
EPS growth (QoQ)	25.87%
EPS growth 10Y	6.15%
EPS growth 3Y	16.9%
EPS growth 5Y	1.77%
EPS growth years	0
FCF growth	46.92%
FCF growth (Q)	6.07%
FCF growth 3Y	-11.62%
FCF growth 5Y	8.89%
Net income growth	-6.16%
Net income growth (Q)	-10.52%
Net income growth (QoQ)	26.18%
Net income growth 3Y	17.9%
Net income growth 5Y	3.08%
Net income growth years	0
OCF growth	20.16%
OCF growth (Q)	1%
OCF growth (QoQ)	964.33%
OCF growth 10Y	2.98%
OCF growth 3Y	-6.9%
OCF growth 5Y	12.87%
Revenue growth	5.18%
Revenue growth (Q)	4.64%
Revenue growth (QoQ)	1.15%
Revenue growth 10Y	7.28%
Revenue growth 3Y	6.6%
Revenue growth 5Y	7.72%
Revenue growth quarters	11
Revenue growth years	18

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -34.4M
EBIT	AUD 271.5M
EBITDA	AUD 289.6M
EPS	AUD 0.38
FCF per share	AUD 0.34
Financing cash flow	AUD -204.8M
Free cash flow	AUD 164.7M
Gross profit	AUD 368.2M
Income taxes	AUD 73.7M
Investing cash flow	AUD 2.7M
Net borrowing	AUD -71.7M
Net cash flow	AUD -10.8M
Net income	AUD 187.5M
Operating income	AUD 271.5M
Revenue	AUD 3.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AUD 2.36
Debt / EBITDA	0.78
Debt / equity	0.2
Debt / FCF	1.39
Goodwill	AUD 315.2M
Interest coverage	193.93
Net cash (debt)	AUD -12.3M
Net cash / market cap	-0.39%
Net debt / EBITDA	0.04
Net debt / equity	0.01
Net debt / FCF	0.07
Piotroski F-Score	6
Property, plant and equipment	AUD 17.9M
Shareholders' equity	AUD 1.2B
Tangible book value	AUD 697.5M
Tangible book value per share	AUD 1.43
Total assets	AUD 2.2B
Total cash	AUD 1.3B
Total debt	AUD 229.3M
Total liabilities	AUD 997.8M
WACC	4.49%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.76
Current ratio	2.39
Inventory turnover	9,846.29
Net working capital	AUD 760M
Quick ratio	2.18
Working capital	AUD 968.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.37%
Dividend growth	17.24%
Dividend growth (10Y)	8.71%
Dividend growth (3Y)	6.69%
Dividend growth (5Y)	7.21%
Dividend growth years	0
Dividend payment date	2026-10-07
Dividend payment years	19
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.29
Dividend yield	4.44%
Ex-dividend date	2026-09-03
FCF payout ratio	100.83%
Last dividend	AUD 0.21
Payout ratio	68.43%
Shareholder yield	4.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	36.61%
10Y return CAGR	7.06%
10Y total return	97.72%
150-day SMA	AUD 6.83
15Y price change	339.73%
15Y return CAGR	14.97%
15Y total return	710.25%
1D price change	0.77%
1M price change	0.93%
1M total return	0.93%
1W price change	-2.83%
1W total return	-2.83%
1Y price change	-12.58%
1Y return CAGR	-7.95%
1Y total return	-7.94%
20-day SMA	AUD 6.55
200-day SMA	AUD 6.72
3M price change	-13.85%
3M total return	-11.18%
3Y price change	-9.31%
3Y return CAGR	1.24%
3Y total return	3.77%
50-day SMA	AUD 6.61
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 7.73
52-week high date	2026-07-29
52-week low	AUD 5.79
52-week low date	2026-03-12
5Y price change	-2.39%
5Y return CAGR	3.61%
5Y total return	19.37%
6M price change	0.46%
6M total return	3.58%
All-time high	AUD 8.95
All-time high date	2023-06-21
All-time low	AUD 0.55
All-time low date	2008-06-23
Average true range (ATR)	AUD 0.13
Average volume	944.6K
Beta (1Y)	0.42
Beta (2Y)	0.24
Beta (5Y)	0.1
Change from 52-week high	-15.52%
Change from 52-week low	12.78%
Change from all-time high	-27.04%
Change from all-time low	1,087.27%
Change from open	0%
Day's gap	0.77%
Dollar volume	AUD 8.9M
High price	AUD 6.55
Low price	AUD 6.45
Monthly RSI	45.53
Open price	AUD 6.53
Position in 52-week range	80%
Previous close	AUD 6.48
Price vs 150-day SMA	-4.41%
Price vs 20-day SMA	-0.24%
Price vs 200-day SMA	-2.78%
Price vs 50-day SMA	-1.18%
Relative volume	1.48
RSI	47
Sharpe ratio	-0.48
Sharpe ratio (3Y)	0
Sharpe ratio (5Y)	0.11
Sortino ratio	-0.39
Sortino ratio (3Y)	0.21
Sortino ratio (5Y)	0.36
Volume	1.4M
Weekly RSI	42.93
YTD price change	-4.81%
YTD total return	0.25%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	485M
Shares change (QoQ)	0.16%
Shares change (YoY)	0.37%
Shares held by insiders	0.24%
Shares held by institutions	34.1%
Shares outstanding	488.4M

Deeper analysis on ASX/NHF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this ASX/NHF report

Is a complete ASX/NHF research report available?

No complete published report is available for asx/NHF (ASX/NHF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

3.2B

Revenue (ttm)

3.8B

Net income (ttm)

187.5M

EPS (ttm)

A$0.38

Shares out

488.4M

P/E (trailing)

17.0x

P/E (forward)

14.0x

Dividend

A$0.29 (4.44%)

Volume

1,356,348

Beta

0.10

Metric

Value

Amount currency

AUD

Country

Australia

Country code

Earnings date

2026-11-22

Employees

1,880

Employees change

530

Employees growth

39.26%

Enterprise value

AUD 3.2B

Exchange

Australian Securities Exchange

Financial currency

AUD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

June

Founded

1952

In index

ASX200

Industry

Insurance - Specialty

Is primary listing

Yes

ISIN number

AU000000NHF0

Last earnings date

2026-08-24

Last refreshed

2026-10-29

Market cap

AUD 3.2B

Next earnings date

2026-11-22

Price

AUD 6.53

Price currency

AUD

Sector

Financials

SIC code

6324

Stock price date

2026-10-29

Symbol

asx/NHF

Website

https://www.nib.com.au

Metric

Value

Adjusted P/E ratio

15.63x

Average P/E ratio (10Y)

21.32x

Average P/E ratio (3Y)

19.77x

Average P/E ratio (5Y)

21.51x

Earnings yield

5.89%

EV/Earnings

16.95x

EV/EBIT

11.65x

EV/EBITDA

10.77x

EV/FCF

19.29x

EV/Sales

0.83x

FCF / EV yield

5.18%

FCF yield

5.2%

Forward P/E

13.99x

Graham number

4.51657

Graham upside

-30.89%

Lynch fair value

AUD 1.92

Lynch upside

-70.6%

P/B ratio

2.75x

P/E ratio

16.99x

P/FCF ratio

19.22x

P/OCF ratio

15.9x

P/S ratio

0.83x

Price / tangible book value

4.54x

Price/EBITDA ratio

10.93x

Sector forward P/E

18x

Sector P/E

19.72x

Metric

Value

EBIT margin

7.12%

EBITDA margin

7.59%

Effective tax rate

28.46%

FCF margin

4.32%

Gross margin

9.65%

Operating margin

7.12%

Pretax margin

6.79%

Profit margin

4.92%

Profit per employee

AUD 100,267

Profitable quarters

Profitable years

Revenue per employee

AUD 2M

ROA

7.82%

ROA (5Y)

7.49%

ROCE

18.65%

ROE

16.37%

ROE (5Y)

16.67%

ROIC

14.06%

ROIC (5Y)

13.57%

Tax / revenue

1.93%

Metric

Value

EPS growth

-6.46%

EPS growth (Q)

-10.91%

EPS growth (QoQ)

25.87%

EPS growth 10Y

6.15%

EPS growth 3Y

16.9%

EPS growth 5Y

1.77%

EPS growth years

FCF growth

46.92%

FCF growth (Q)

6.07%

FCF growth 3Y

-11.62%

FCF growth 5Y

8.89%

Net income growth

-6.16%

Net income growth (Q)

-10.52%

Net income growth (QoQ)

26.18%

Net income growth 3Y

17.9%

Net income growth 5Y

3.08%

Net income growth years

OCF growth

20.16%

OCF growth (Q)

OCF growth (QoQ)

964.33%

OCF growth 10Y

2.98%

OCF growth 3Y

-6.9%

OCF growth 5Y

12.87%

Revenue growth

5.18%

Revenue growth (Q)

4.64%

Revenue growth (QoQ)

1.15%

Revenue growth 10Y

7.28%

Revenue growth 3Y

6.6%

Revenue growth 5Y

7.72%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

AUD -34.4M

EBIT

AUD 271.5M

EBITDA

AUD 289.6M

EPS

AUD 0.38

FCF per share

AUD 0.34

Financing cash flow

AUD -204.8M

Free cash flow

AUD 164.7M

Gross profit

AUD 368.2M

Income taxes

AUD 73.7M

Investing cash flow

AUD 2.7M

Net borrowing

AUD -71.7M

Net cash flow

AUD -10.8M

Net income

AUD 187.5M

Operating income

AUD 271.5M

Revenue

AUD 3.8B

Metric

Value

Book value per share

AUD 2.36

Debt / EBITDA

0.78

Debt / equity

0.2

Debt / FCF

1.39

Goodwill

AUD 315.2M

Interest coverage

193.93

Net cash (debt)

AUD -12.3M

Net cash / market cap

-0.39%

Net debt / EBITDA

0.04

Net debt / equity

0.01

Net debt / FCF

0.07

Piotroski F-Score

Property, plant and equipment

AUD 17.9M

Shareholders' equity

AUD 1.2B

Tangible book value

AUD 697.5M

Tangible book value per share

AUD 1.43

Total assets

AUD 2.2B

Total cash

AUD 1.3B

Total debt

AUD 229.3M

Total liabilities

AUD 997.8M

WACC

4.49%

Metric

Value

Asset turnover

1.76

Current ratio

2.39

Inventory turnover

9,846.29

Net working capital

AUD 760M

Quick ratio

2.18

Working capital

AUD 968.1M

Metric

Value

Buyback yield / dilution

-0.37%

Dividend growth

17.24%

Dividend growth (10Y)

8.71%

Dividend growth (3Y)

6.69%

Dividend growth (5Y)

7.21%

Dividend growth years

Dividend payment date

2026-10-07

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

AUD 0.29

Dividend yield

4.44%

Ex-dividend date

2026-09-03

FCF payout ratio

100.83%

Last dividend

AUD 0.21

Payout ratio

68.43%

Shareholder yield

4.07%

Metric

Value

10Y price change

36.61%

10Y return CAGR

7.06%

10Y total return

97.72%

150-day SMA

AUD 6.83

15Y price change

339.73%

15Y return CAGR

14.97%

15Y total return

710.25%

1D price change

0.77%

1M price change

0.93%

1M total return

0.93%

1W price change

-2.83%

1W total return

-2.83%

1Y price change

-12.58%

1Y return CAGR

-7.95%

1Y total return

-7.94%

20-day SMA

AUD 6.55

200-day SMA

AUD 6.72

3M price change

-13.85%

3M total return

-11.18%

3Y price change

-9.31%

3Y return CAGR

1.24%

3Y total return

3.77%

50-day SMA

AUD 6.61

50-day SMA vs 200-day SMA

50under200

52-week high

AUD 7.73

52-week high date

2026-07-29

52-week low

AUD 5.79

52-week low date

2026-03-12

5Y price change

-2.39%

5Y return CAGR

3.61%

5Y total return

19.37%

6M price change

0.46%

6M total return

3.58%

All-time high

AUD 8.95

All-time high date

2023-06-21

All-time low

AUD 0.55

All-time low date

2008-06-23

Average true range (ATR)

AUD 0.13

Average volume

944.6K

Beta (1Y)

0.42

Beta (2Y)

0.24

Beta (5Y)

0.1

Change from 52-week high

-15.52%

Change from 52-week low

12.78%

Change from all-time high

-27.04%

Change from all-time low

1,087.27%

Change from open

Day's gap

0.77%

Dollar volume

AUD 8.9M

High price

AUD 6.55

Low price

AUD 6.45

Monthly RSI

45.53

Open price

AUD 6.53

Position in 52-week range

80%

Previous close

AUD 6.48

Price vs 150-day SMA

-4.41%

Price vs 20-day SMA

-0.24%

Price vs 200-day SMA

-2.78%

Price vs 50-day SMA

-1.18%

Relative volume

1.48

RSI

Sharpe ratio

-0.48

Sharpe ratio (3Y)

Sharpe ratio (5Y)

0.11

Sortino ratio

-0.39

Sortino ratio (3Y)

0.21

Sortino ratio (5Y)

0.36

Volume

1.4M

Weekly RSI

42.93

YTD price change

-4.81%

YTD total return

0.25%

Metric

Value

Float

485M

Shares change (QoQ)

0.16%

Shares change (YoY)

0.37%

Shares held by insiders

0.24%

Shares held by institutions

34.1%

Shares outstanding

488.4M

ASX/NHF (ASX/NHF)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/NHF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/NHF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/NHF

Frequently asked questions

ASX/NHF (ASX/NHF)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/NHF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/NHF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/NHF

Frequently asked questions