DSE/DGIC (DSE/DGIC)

Dhaka Stock Exchange: DSE/DGIC · BDT

BDT 40.7

+1.80 (+4.6%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	264.7M
Net income (ttm)	-4.7M
EPS (ttm)	-BDT 0.12
Shares out	40M
Dividend	BDT 0.20 (0.49%)
Volume	427,616
Beta	-0.05

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 264.7M
Net income (ttm): -4.7M
EPS (ttm): -BDT 0.12
Market cap: 1.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC-2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/DGIC indicators

Market & fundamental data

Available fields

187

Groups with data

Currency

BDT

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-02
Employees	233
Employees change	9
Employees growth	4.02%
Enterprise value	BDT 1.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2000
Industry	Fire, Marine, and Casualty Insurance
Is primary listing	Yes
ISIN number	BD0750DGICL2
Last earnings date	2026-08-19
Last refreshed	2026-10-29
Market cap	BDT 1.7B
Next earnings date	2026-11-02
Price	BDT 40.70
Price currency	BDT
SIC code	6331
Stock price date	2026-10-28
Symbol	dse/DGIC
Website	https://deshinsurancebd.site

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-0.29%
EV/EBIT	84.94x
EV/EBITDA	50.47x
EV/FCF	143.79x
EV/Sales	5.43x
FCF / EV yield	0.7%
FCF yield	0.6%
Industry P/E	21.3x
P/B ratio	3.5x
P/FCF ratio	165.74x
P/OCF ratio	166.54x
P/S ratio	6.26x
Price / tangible book value	3.5x
Price/EBITDA ratio	67.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	6.39%
EBITDA margin	9.2%
Effective tax rate	163.12%
FCF margin	3.77%
Gross margin	79.51%
Operating margin	6.39%
Pretax margin	2.79%
Profit margin	-1.76%
Profit per employee	BDT -20,006
Revenue per employee	BDT 1.1M
ROA (5Y)	3.56%
ROCE	2.52%
ROE (5Y)	5.72%
ROIC	-1.99%
ROIC (5Y)	6.03%
Tax / revenue	4.55%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
FCF growth	-9.34%
FCF growth (QoQ)	0%
FCF growth 3Y	-10.58%
OCF growth	-17.34%
OCF growth (QoQ)	0%
OCF growth 3Y	-31.41%
Revenue growth	-32.09%
Revenue growth (Q)	33.82%
Revenue growth (QoQ)	-7.21%
Revenue growth 3Y	-10.57%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT 48,090
EBIT	BDT 16.9M
EBITDA	BDT 24.4M
EPS	BDT -0.12
FCF per share	BDT 0.25
Financing cash flow	BDT 671,276
Free cash flow	BDT 10M
Gross profit	BDT 210.4M
Income taxes	BDT 12M
Investing cash flow	BDT 48,090
Net borrowing	BDT -5.3M
Net cash flow	BDT 10.7M
Net income	BDT -4.7M
Operating income	BDT 16.9M
Revenue	BDT 264.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 11.84
Debt / EBITDA	2.46
Debt / equity	0.15
Debt / FCF	7
Interest coverage	1.91
Net cash (debt)	BDT 219.3M
Net cash / market cap	13.24%
Net debt / EBITDA	-9
Net debt / equity	-0.46
Net debt / FCF	-21.95
Piotroski F-Score	4
Property, plant and equipment	BDT 89.8M
Shareholders' equity	BDT 473.5M
Tangible book value	BDT 473.5M
Tangible book value per share	BDT 11.84
Total assets	BDT 900.3M
Total cash	BDT 305.9M
Total debt	BDT 69.9M
Total liabilities	BDT 426.8M
WACC	3.48%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.15
Net working capital	BDT 203.5M
Quick ratio	1.66
Working capital	BDT 492.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	100%
Dividend growth (3Y)	-26.32%
Dividend growth years	0
Dividend payment date	2026-10-11
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	BDT 0.20
Dividend yield	0.49%
Ex-dividend date	2026-07-08
FCF payout ratio	80.07%
Last dividend	BDT 0.20
Shareholder yield	0.49%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BDT 29.59
1D price change	4.63%
1M price change	4.36%
1M total return	4.36%
1W price change	3.04%
1W total return	3.04%
1Y price change	92.89%
1Y return CAGR	94.31%
1Y total return	94.22%
20-day SMA	BDT 40.28
200-day SMA	BDT 27.50
3M price change	20.77%
3M total return	20.77%
3Y price change	24.47%
3Y return CAGR	8.57%
3Y total return	27.99%
50-day SMA	BDT 35.76
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 43.00
52-week high date	2026-09-30
52-week low	BDT 16.90
52-week low date	2025-11-16
5Y price change	-2.4%
5Y return CAGR	1.04%
5Y total return	5.3%
6M price change	75.43%
6M total return	76.64%
All-time high	BDT 56.80
All-time high date	2021-06-09
All-time low	BDT 15.00
All-time low date	2021-03-29
Average true range (ATR)	BDT 1.94
Average volume	965.8K
Beta (1Y)	-0.04
Beta (2Y)	-0.34
Beta (5Y)	-0.05
Change from 52-week high	-5.35%
Change from 52-week low	140.83%
Change from all-time high	-28.35%
Change from all-time low	171.33%
Change from open	4.36%
Day's gap	0.26%
Dollar volume	BDT 17.4M
High price	BDT 41.20
Low price	BDT 39.00
Monthly RSI	68.62
Open price	BDT 39.00
Position in 52-week range	77.27%
Previous close	BDT 38.90
Price vs 150-day SMA	37.53%
Price vs 20-day SMA	1.06%
Price vs 200-day SMA	47.98%
Price vs 50-day SMA	13.81%
Relative volume	0.44
RSI	57.33
Sharpe ratio	1.4
Sharpe ratio (3Y)	0.34
Sharpe ratio (5Y)	0.14
Sortino ratio	2.44
Sortino ratio (3Y)	0.68
Sortino ratio (5Y)	0.36
Volume	427.6K
Weekly RSI	0
YTD price change	103.5%
YTD total return	104.9%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	23.2M
Shares change (QoQ)	0%
Shares held by insiders	41.99%
Shares outstanding	40M

Deeper analysis on DSE/DGIC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/DGIC report

Is a complete DSE/DGIC research report available?

No complete published report is available for dse/DGIC (DSE/DGIC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/DGIC (DSE/DGIC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/DGIC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/DGIC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/DGIC

Frequently asked questions