DSE/PROVATIINS (DSE/PROVATIINS)

Dhaka Stock Exchange: DSE/PROVATIINS · BDT

BDT 55.6

+1.50 (+2.8%)· Recorded snapshot

Market cap	2.2B
Revenue (ttm)	973.2M
Net income (ttm)	83.5M
EPS (ttm)	BDT 2.07
Shares out	40.3M
P/E (trailing)	26.8x
Dividend	BDT 1.20 (2.16%)
Volume	233,978
Beta	0.42

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 973.2M
Net income (ttm): 83.5M
EPS (ttm): BDT 2.07
P/E (trailing): 26.8x
Market cap: 2.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E26.8

P25 n/aP50 n/aP75 n/a

ROE9

P25 n/aP50 n/aP75 n/a

ROIC8.6

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/PROVATIINS indicators

Market & fundamental data

Available fields

225

Groups with data

Currency

BDT

Showing 225 of 225 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-04
Employees	1,036
Employees change	86
Employees growth	9.05%
Enterprise value	BDT 2.1B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1996
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0743PRVTI1
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2022-05-31
Last stock split type	Forward
Market cap	BDT 2.2B
Next earnings date	2026-11-04
Price	BDT 55.60
Price currency	BDT
SIC code	6300
Stock price date	2026-10-28
Symbol	dse/PROVATIINS
Website	https://provatiinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	20.77x
Average P/E ratio (3Y)	19.9x
Average P/E ratio (5Y)	22.86x
Earnings yield	3.73%
EV/Earnings	25x
EV/EBIT	19.08x
EV/EBITDA	15.56x
EV/FCF	38.94x
EV/Sales	2.15x
FCF / EV yield	2.57%
FCF yield	2.39%
Graham number	33.16186
Graham upside	-40.36%
Lynch fair value	BDT 10.37
Lynch upside	-81.35%
P/B ratio	2.36x
P/E ratio	26.81x
P/FCF ratio	41.8x
P/OCF ratio	46.46x
P/S ratio	2.3x
Price / tangible book value	2.36x
Price/EBITDA ratio	16.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	11.25%
EBITDA margin	13.79%
Effective tax rate	23.68%
FCF margin	5.51%
Gross margin	45.31%
Operating margin	11.25%
Pretax margin	11.25%
Profit margin	8.58%
Profit per employee	BDT 80,629
Revenue per employee	BDT 939,347
ROA	3.73%
ROA (5Y)	5.08%
ROCE	11.52%
ROE	9%
ROE (5Y)	12.31%
ROIC	8.61%
ROIC (5Y)	11.36%
Tax / revenue	2.66%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	12.17%
EPS growth (Q)	57.5%
EPS growth (QoQ)	28.57%
EPS growth 10Y	3.8%
EPS growth 3Y	2.86%
EPS growth 5Y	-7.37%
FCF growth	282.77%
FCF growth 5Y	-27.07%
Net income growth	12.06%
Net income growth (Q)	59.72%
Net income growth (QoQ)	29.87%
Net income growth 3Y	2.83%
Net income growth 5Y	-7.39%
OCF growth	136.01%
OCF growth (Q)	249.09%
OCF growth 10Y	12.36%
OCF growth 3Y	34.71%
OCF growth 5Y	-34.65%
Revenue growth	7.21%
Revenue growth (Q)	22.54%
Revenue growth (QoQ)	-30.16%
Revenue growth 10Y	9.06%
Revenue growth 3Y	3.67%
Revenue growth 5Y	1.45%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT 5.4M
EBIT	BDT 109.5M
EBITDA	BDT 134.2M
EPS	BDT 2.07
FCF per share	BDT 1.33
Financing cash flow	BDT -40.7M
Free cash flow	BDT 53.6M
Gross profit	BDT 440.9M
Income taxes	BDT 25.9M
Investing cash flow	BDT 18.4M
Net borrowing	BDT -344,550
Net cash flow	BDT 26M
Net income	BDT 83.5M
Operating income	BDT 109.5M
Revenue	BDT 973.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 23.56
Debt / EBITDA	0.24
Debt / equity	0.03
Debt / FCF	0.61
Net cash (debt)	BDT 153.4M
Net cash / market cap	6.84%
Net cash growth	20.73%
Net debt / EBITDA	-1.14
Net debt / equity	-0.16
Net debt / FCF	-2.86
Piotroski F-Score	4
Property, plant and equipment	BDT 303.2M
Shareholders' equity	BDT 949.9M
Tangible book value	BDT 949.9M
Tangible book value per share	BDT 23.56
Total assets	BDT 1.9B
Total cash	BDT 838.8M
Total debt	BDT 32.9M
Total liabilities	BDT 981.3M
WACC	6.45%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.53
Current ratio	1.66
Net working capital	BDT 493.3M
Quick ratio	0.95
Working capital	BDT 646.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.1%
Dividend growth	20%
Dividend growth (3Y)	0%
Dividend growth (5Y)	6.3%
Dividend growth years	0
Dividend payment date	2026-09-09
Dividend payment years	5
Dividend payout frequency	Annual
Dividend per share	BDT 1.20
Dividend yield	2.16%
Ex-dividend date	2026-06-11
FCF payout ratio	90.21%
Last dividend	BDT 1.20
Payout ratio	48.26%
Shareholder yield	2.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	463.32%
10Y return CAGR	22.37%
10Y total return	652.95%
150-day SMA	BDT 48.62
15Y price change	211.35%
15Y return CAGR	10.33%
15Y total return	336.65%
1D price change	2.77%
1M price change	2.77%
1M total return	2.77%
1W price change	-0.36%
1W total return	-0.36%
1Y price change	69%
1Y return CAGR	73.13%
1Y total return	73.06%
20-day SMA	BDT 51.52
200-day SMA	BDT 44.22
3M price change	-2.97%
3M total return	-2.97%
3Y price change	-6.08%
3Y return CAGR	1.11%
3Y total return	3.36%
50-day SMA	BDT 53.76
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 70.80
52-week high date	2026-07-07
52-week low	BDT 22.90
52-week low date	2025-11-16
5Y price change	-59.36%
5Y return CAGR	-14.27%
5Y total return	-53.69%
6M price change	54.02%
6M total return	57.72%
All-time high	BDT 176.72
All-time high date	2021-05-31
All-time low	BDT 7.30
All-time low date	2016-06-21
Average true range (ATR)	BDT 2.24
Average volume	297.6K
Beta (1Y)	0.33
Beta (2Y)	-0.14
Beta (5Y)	0.42
Change from 52-week high	-21.47%
Change from 52-week low	142.8%
Change from all-time high	-68.54%
Change from all-time low	661.75%
Change from open	0.54%
Day's gap	2.22%
Dollar volume	BDT 13M
High price	BDT 55.70
Low price	BDT 54.40
Monthly RSI	60.6
Open price	BDT 55.30
Position in 52-week range	92.31%
Previous close	BDT 54.10
Price vs 150-day SMA	14.35%
Price vs 20-day SMA	7.92%
Price vs 200-day SMA	25.73%
Price vs 50-day SMA	3.43%
Relative volume	0.79
RSI	58.1
Sharpe ratio	1.24
Sharpe ratio (3Y)	0.14
Sharpe ratio (5Y)	-0.45
Sortino ratio	2.19
Sortino ratio (3Y)	0.37
Sortino ratio (5Y)	-0.54
Volume	234K
Weekly RSI	0
YTD price change	96.47%
YTD total return	101.19%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27.2M
Shares change (QoQ)	1.01%
Shares change (YoY)	-0.1%
Shares held by insiders	30.08%
Shares held by institutions	14.07%
Shares outstanding	40.3M

Deeper analysis on DSE/PROVATIINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/PROVATIINS report

Is a complete DSE/PROVATIINS research report available?

No complete published report is available for dse/PROVATIINS (DSE/PROVATIINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/PROVATIINS (DSE/PROVATIINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/PROVATIINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/PROVATIINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/PROVATIINS

Frequently asked questions