DSE/RUPALIINS (DSE/RUPALIINS)

Dhaka Stock Exchange: DSE/RUPALIINS · BDT

BDT 27.0

+0.30 (+1.1%)· Recorded snapshot

Market cap	2.2B
Revenue (ttm)	601.9M
Net income (ttm)	78.6M
EPS (ttm)	BDT 0.98
Shares out	80.5M
P/E (trailing)	27.6x
Dividend	BDT 0.48 (1.76%)
Volume	164,053
Beta	0.36

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 601.9M
Net income (ttm): 78.6M
EPS (ttm): BDT 0.98
P/E (trailing): 27.6x
Market cap: 2.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E27.6

P25 n/aP50 n/aP75 n/a

ROE4.3

P25 n/aP50 n/aP75 n/a

ROIC4.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/RUPALIINS indicators

Market & fundamental data

Available fields

224

Groups with data

Currency

BDT

Showing 224 of 224 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	184
Employees change	-6
Employees growth	-3.16%
Enterprise value	BDT 1.5B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1988
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0711RUPI06
Last earnings date	2026-07-23
Last refreshed	2026-10-29
Last stock split date	2026-06-07
Last stock split type	Forward
Market cap	BDT 2.2B
Next earnings date	2026-11-05
Price	BDT 27.00
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/RUPALIINS
Website	https://www.rupaliinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	21.73x
Average P/E ratio (3Y)	36.18x
Average P/E ratio (5Y)	30.84x
Earnings yield	3.62%
EV/Earnings	19.15x
EV/EBIT	12.05x
EV/EBITDA	11.02x
EV/FCF	19.77x
EV/Sales	2.5x
FCF / EV yield	5.06%
FCF yield	3.54%
Graham number	22.5538
Graham upside	-15.53%
Lynch fair value	BDT 4.88
Lynch upside	-81.7%
P/B ratio	1.15x
P/E ratio	27.64x
P/FCF ratio	28.22x
P/OCF ratio	18.69x
P/S ratio	3.57x
Price / tangible book value	1.15x
Price/EBITDA ratio	15.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	20.76%
EBITDA margin	22.71%
Effective tax rate	34.06%
FCF margin	12.65%
Gross margin	56.65%
Operating margin	20.76%
Pretax margin	20.13%
Profit margin	13.27%
Profit per employee	BDT 427,429
Revenue per employee	BDT 3.3M
ROA	2.91%
ROA (5Y)	3.01%
ROCE	6.12%
ROE	4.29%
ROE (5Y)	4.74%
ROIC	4.46%
ROIC (5Y)	4.64%
Tax / revenue	6.86%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.28%
EPS growth (Q)	26.67%
EPS growth (QoQ)	10.59%
EPS growth 10Y	-3.68%
EPS growth 3Y	9.63%
EPS growth 5Y	-11.71%
FCF growth (Q)	173.28%
FCF growth (QoQ)	189.99%
FCF growth 3Y	-13.77%
FCF growth 5Y	-3.01%
Net income growth	17.71%
Net income growth (Q)	43.73%
Net income growth (QoQ)	-51.13%
Net income growth 3Y	10.28%
Net income growth 5Y	-11.66%
OCF growth	248.21%
OCF growth (Q)	209.32%
OCF growth (QoQ)	195.43%
OCF growth 10Y	1.63%
OCF growth 3Y	-1.65%
OCF growth 5Y	-5.12%
Revenue growth	-12.83%
Revenue growth (Q)	-4.39%
Revenue growth (QoQ)	2.51%
Revenue growth 10Y	-0.87%
Revenue growth 3Y	13.87%
Revenue growth 5Y	6.02%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -38.8M
EBIT	BDT 125M
EBITDA	BDT 136.7M
EPS	BDT 0.98
FCF per share	BDT 0.95
Financing cash flow	BDT -30.2M
Free cash flow	BDT 76.2M
Gross profit	BDT 341M
Income taxes	BDT 41.3M
Investing cash flow	BDT -121.9M
Net borrowing	BDT 26.7M
Net cash flow	BDT -37.2M
Net income	BDT 78.6M
Operating income	BDT 125M
Revenue	BDT 601.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 23.14
Debt / equity	0
Net cash (debt)	BDT 643.3M
Net cash / market cap	29.93%
Net cash growth	-5.46%
Net debt / EBITDA	-4.71
Net debt / equity	-0.35
Net debt / FCF	-8.45
Piotroski F-Score	4
Property, plant and equipment	BDT 480.7M
Shareholders' equity	BDT 1.9B
Tangible book value	BDT 1.9B
Tangible book value per share	BDT 23.14
Total assets	BDT 2.7B
Total cash	BDT 1B
Total debt	BDT 0
Total liabilities	BDT 851.8M
WACC	6.25%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current ratio	3.32
Net working capital	BDT 917.1M
Quick ratio	2.1
Working capital	BDT 1.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-10.84%
Dividend growth	-47.5%
Dividend growth (10Y)	-4.41%
Dividend growth (3Y)	-19.33%
Dividend growth (5Y)	-12.09%
Dividend growth years	0
Dividend payment date	2026-08-30
Dividend payment years	7
Dividend payout frequency	Annual
Dividend per share	BDT 0.48
Dividend yield	1.76%
Ex-dividend date	2026-06-07
FCF payout ratio	52.85%
Last dividend	BDT 0.50
Payout ratio	71.25%
Shareholder yield	-9.06%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	111.18%
10Y return CAGR	11.27%
10Y total return	190.94%
150-day SMA	BDT 26.59
15Y price change	-47.96%
15Y return CAGR	2.25%
15Y total return	39.68%
1D price change	1.12%
1M price change	-5.99%
1M total return	-5.99%
1Y price change	19.81%
1Y return CAGR	22.02%
1Y total return	22%
20-day SMA	BDT 26.80
200-day SMA	BDT 25.37
20Y price change	845.47%
20Y return CAGR	17.55%
20Y total return	2,438.14%
3M price change	-7.29%
3M total return	-7.29%
3Y price change	-3.33%
3Y return CAGR	2.72%
3Y total return	8.38%
50-day SMA	BDT 27.98
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 33.60
52-week high date	2026-08-11
52-week low	BDT 17.14
52-week low date	2025-11-16
5Y price change	-43.48%
5Y return CAGR	-7.59%
5Y total return	-32.61%
6M price change	10.38%
6M total return	12.4%
All-time high	BDT 78.69
All-time high date	2011-07-24
All-time low	BDT 1.79
All-time low date	2003-03-31
Average true range (ATR)	BDT 0.99
Average volume	141.2K
Beta (1Y)	0.13
Beta (2Y)	-0.19
Beta (5Y)	0.36
Change from 52-week high	-19.64%
Change from 52-week low	57.5%
Change from all-time high	-66.07%
Change from all-time low	1,391.62%
Dollar volume	BDT 4.4M
High price	BDT 27.10
Low price	BDT 26.60
Monthly RSI	55.37
Position in 52-week range	80%
Previous close	BDT 26.70
Price vs 150-day SMA	0.42%
Price vs 20-day SMA	-0.35%
Price vs 200-day SMA	5.23%
Price vs 50-day SMA	-4.59%
Relative volume	1.16
RSI	47.41
Sharpe ratio	0.45
Sharpe ratio (3Y)	0.14
Sharpe ratio (5Y)	-0.05
Sortino ratio	0.86
Sortino ratio (3Y)	0.4
Sortino ratio (5Y)	0.09
Volume	164.1K
Weekly RSI	95.75
YTD price change	32.87%
YTD total return	35.3%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	62.6M
Shares change (QoQ)	-55.81%
Shares change (YoY)	10.84%
Shares held by insiders	22.23%
Shares outstanding	80.5M

Deeper analysis on DSE/RUPALIINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/RUPALIINS report

Is a complete DSE/RUPALIINS research report available?

No complete published report is available for dse/RUPALIINS (DSE/RUPALIINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/RUPALIINS (DSE/RUPALIINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/RUPALIINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/RUPALIINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/RUPALIINS

Frequently asked questions