BVMF/BNBR3 (BVMF/BNBR3)

Brazil Stock Exchange: BVMF/BNBR3 · BRL

R$107

-0.99 (-0.9%)· Recorded snapshot

Market cap	10.6B
Revenue (ttm)	13.4B
Net income (ttm)	2.8B
EPS (ttm)	R$27.9
Shares out	98.7M
P/E (trailing)	3.8x
Dividend	R$6.89 (6.44%)
Volume	200
Beta	0.08

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.4B
Net income (ttm): 2.8B
EPS (ttm): R$27.9
P/E (trailing): 3.8x
Market cap: 10.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.8

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All BVMF/BNBR3 indicators

Market & fundamental data

Available fields

215

Groups with data

Currency

BRL

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-13
Employees	6,981
Employees change	-120
Employees growth	-1.69%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1952
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	BRBNBRACNOR8
Last earnings date	2026-02-20
Last refreshed	2026-10-29
Last stock split date	2008-07-14
Last stock split type	Reverse
Market cap	BRL 10.6B
Next earnings date	2026-11-13
Price	BRL 106.99
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BNBR3
Website	https://www.bnb.gov.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	4.17x
Average P/E ratio (3Y)	4.02x
Average P/E ratio (5Y)	3.87x
Earnings yield	26.11%
FCF yield	73.87%
Graham number	327.21628
Graham upside	203.03%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 406.86
Lynch upside	276.79%
P/B ratio	0.63x
P/E ratio	3.83x
P/FCF ratio	1.35x
P/OCF ratio	1.34x
P/S ratio	0.8x
Price / tangible book value	0.65x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.65%
FCF margin	58.96%
Operating margin	35.73%
Pretax margin	30.66%
Profit margin	20.65%
Profit per employee	BRL 394,964
Profitable quarters	37
Profitable years	24
Revenue per employee	BRL 1.9M
ROA (5Y)	3.39%
ROE (5Y)	21.8%
Tax / revenue	10.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	8.25%
EPS growth (Q)	-45.29%
EPS growth (QoQ)	16.89%
EPS growth 10Y	20.52%
EPS growth 3Y	2.62%
EPS growth 5Y	11.55%
EPS growth years	1
FCF growth	782.43%
FCF growth (Q)	415.28%
FCF growth (QoQ)	-12.31%
FCF growth 3Y	102.28%
Net income growth	1.89%
Net income growth (Q)	-45.38%
Net income growth (QoQ)	16.68%
Net income growth 3Y	7.29%
Net income growth 5Y	14.56%
Net income growth years	5
OCF growth	745.32%
OCF growth (Q)	401.01%
OCF growth (QoQ)	-13.24%
OCF growth 10Y	21.65%
OCF growth 3Y	99.24%
Revenue growth	6.07%
Revenue growth (Q)	-1.62%
Revenue growth (QoQ)	137.79%
Revenue growth 10Y	14.5%
Revenue growth 3Y	8.02%
Revenue growth 5Y	11.25%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -99.6M
EPS	BRL 27.94
FCF per share	BRL 79.77
Financing cash flow	BRL -1.1B
Free cash flow	BRL 7.9B
Gross profit	BRL 13.3B
Income taxes	BRL 1.3B
Investing cash flow	BRL -729.2M
Net borrowing	BRL 324.9M
Net cash flow	BRL 6.1B
Net income	BRL 2.8B
Operating income	BRL 4.8B
Revenue	BRL 13.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 170.35
Debt / equity	0.78
Debt / FCF	1.66
Net cash (debt)	BRL -403.1M
Net cash / market cap	-3.78%
Net debt / equity	0.02
Net debt / FCF	0.05
Piotroski F-Score	3
Property, plant and equipment	BRL 417.5M
Shareholders' equity	BRL 16.8B
Tangible book value	BRL 16.4B
Tangible book value per share	BRL 165.82
Total assets	BRL 81B
Total cash	BRL 12.7B
Total debt	BRL 13.1B
Total liabilities	BRL 64.2B
WACC	2.11%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -8.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.88%
Dividend growth	14.86%
Dividend growth (10Y)	23.5%
Dividend growth (3Y)	3.78%
Dividend growth (5Y)	7.71%
Dividend growth years	0
Dividend payment date	2026-08-26
Dividend payment years	24
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 6.89
Dividend yield	6.44%
Ex-dividend date	2026-08-20
FCF payout ratio	8.69%
Last dividend	BRL 2.69
Payout ratio	24.64%
Shareholder yield	12.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	332.11%
10Y return CAGR	22.9%
10Y total return	685.99%
150-day SMA	BRL 112.28
15Y price change	303.58%
15Y return CAGR	18.19%
15Y total return	1,127.03%
1D price change	-0.92%
1M price change	-3.57%
1M total return	-3.57%
1W price change	-6.16%
1W total return	-6.16%
1Y price change	6.99%
1Y return CAGR	13.6%
1Y total return	13.59%
20-day SMA	BRL 110.68
200-day SMA	BRL 108.34
20Y price change	723%
20Y return CAGR	19.44%
20Y total return	3,391.64%
3M price change	-1.67%
3M total return	0.79%
3Y price change	16.29%
3Y return CAGR	11.46%
3Y total return	38.47%
50-day SMA	BRL 110.17
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 129.74
52-week high date	2026-02-19
52-week low	BRL 94.61
52-week low date	2026-10-26
5Y price change	52.82%
5Y return CAGR	16.37%
5Y total return	113.34%
6M price change	-10.84%
6M total return	-8.61%
All-time high	BRL 129.74
All-time high date	2026-02-19
All-time low	BRL 0.13
All-time low date	1993-02-11
Average true range (ATR)	BRL 4.09
Average volume	360
Beta (1Y)	0.03
Beta (2Y)	-0.13
Beta (5Y)	0.08
Change from 52-week high	-17.54%
Change from 52-week low	13.09%
Change from all-time high	-17.54%
Change from all-time low	83,485.94%
Change from open	0.46%
Day's gap	-1.37%
Dollar volume	BRL 21,398
High price	BRL 106.99
Low price	BRL 106.50
Monthly RSI	50.28
Open price	BRL 106.50
Position in 52-week range	100%
Previous close	BRL 107.98
Price vs 150-day SMA	-4.71%
Price vs 20-day SMA	-3.34%
Price vs 200-day SMA	-1.24%
Price vs 50-day SMA	-2.89%
Relative volume	0.56
RSI	45.63
Sharpe ratio	0.76
Sharpe ratio (3Y)	0.64
Sharpe ratio (5Y)	0.9
Sortino ratio	1.21
Sortino ratio (3Y)	1.05
Sortino ratio (5Y)	1.45
Volume	200
Weekly RSI	45.73
YTD price change	-2.75%
YTD total return	3.24%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6.8M
Shares change (QoQ)	-0.18%
Shares change (YoY)	-5.88%
Shares held by institutions	6.29%
Shares outstanding	98.7M

Deeper analysis on BVMF/BNBR3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BVMF/BNBR3 report

Is a complete BVMF/BNBR3 research report available?

No complete published report is available for bvmf/BNBR3 (BVMF/BNBR3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

10.6B

Revenue (ttm)

13.4B

Net income (ttm)

2.8B

EPS (ttm)

R$27.9

Shares out

98.7M

P/E (trailing)

3.8x

Dividend

R$6.89 (6.44%)

Volume

200

Beta

0.08

Metric

Value

Amount currency

BRL

Country

Brazil

Country code

Earnings date

2026-11-13

Employees

6,981

Employees change

-120

Employees growth

-1.69%

Exchange

Brazil Stock Exchange

Financial currency

BRL

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1952

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

BRBNBRACNOR8

Last earnings date

2026-02-20

Last refreshed

2026-10-29

Last stock split date

2008-07-14

Last stock split type

Reverse

Market cap

BRL 10.6B

Next earnings date

2026-11-13

Price

BRL 106.99

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-29

Symbol

bvmf/BNBR3

Website

https://www.bnb.gov.br

Metric

Value

Average P/E ratio (10Y)

4.17x

Average P/E ratio (3Y)

4.02x

Average P/E ratio (5Y)

3.87x

Earnings yield

26.11%

FCF yield

73.87%

Graham number

327.21628

Graham upside

203.03%

Industry forward P/E

6.64x

Industry P/E

7.52x

Lynch fair value

BRL 406.86

Lynch upside

276.79%

P/B ratio

0.63x

P/E ratio

3.83x

P/FCF ratio

1.35x

P/OCF ratio

1.34x

P/S ratio

0.8x

Price / tangible book value

0.65x

Sector forward P/E

7.86x

Sector P/E

8.95x

Metric

Value

Effective tax rate

32.65%

FCF margin

58.96%

Operating margin

35.73%

Pretax margin

30.66%

Profit margin

20.65%

Profit per employee

BRL 394,964

Profitable quarters

Profitable years

Revenue per employee

BRL 1.9M

ROA (5Y)

3.39%

ROE (5Y)

21.8%

Tax / revenue

10.01%

Metric

Value

EPS growth

8.25%

EPS growth (Q)

-45.29%

EPS growth (QoQ)

16.89%

EPS growth 10Y

20.52%

EPS growth 3Y

2.62%

EPS growth 5Y

11.55%

EPS growth years

FCF growth

782.43%

FCF growth (Q)

415.28%

FCF growth (QoQ)

-12.31%

FCF growth 3Y

102.28%

Net income growth

1.89%

Net income growth (Q)

-45.38%

Net income growth (QoQ)

16.68%

Net income growth 3Y

7.29%

Net income growth 5Y

14.56%

Net income growth years

OCF growth

745.32%

OCF growth (Q)

401.01%

OCF growth (QoQ)

-13.24%

OCF growth 10Y

21.65%

OCF growth 3Y

99.24%

Revenue growth

6.07%

Revenue growth (Q)

-1.62%

Revenue growth (QoQ)

137.79%

Revenue growth 10Y

14.5%

Revenue growth 3Y

8.02%

Revenue growth 5Y

11.25%

Revenue growth years

Metric

Value

Capital expenditures

BRL -99.6M

EPS

BRL 27.94

FCF per share

BRL 79.77

Financing cash flow

BRL -1.1B

Free cash flow

BRL 7.9B

Gross profit

BRL 13.3B

Income taxes

BRL 1.3B

Investing cash flow

BRL -729.2M

Net borrowing

BRL 324.9M

Net cash flow

BRL 6.1B

Net income

BRL 2.8B

Operating income

BRL 4.8B

Revenue

BRL 13.4B

Metric

Value

Book value per share

BRL 170.35

Debt / equity

0.78

Debt / FCF

1.66

Net cash (debt)

BRL -403.1M

Net cash / market cap

-3.78%

Net debt / equity

0.02

Net debt / FCF

0.05

Piotroski F-Score

Property, plant and equipment

BRL 417.5M

Shareholders' equity

BRL 16.8B

Tangible book value

BRL 16.4B

Tangible book value per share

BRL 165.82

Total assets

BRL 81B

Total cash

BRL 12.7B

Total debt

BRL 13.1B

Total liabilities

BRL 64.2B

WACC

2.11%

Metric

Value

Working capital

BRL -8.9B

Metric

Value

Buyback yield / dilution

5.88%

Dividend growth

14.86%

Dividend growth (10Y)

23.5%

Dividend growth (3Y)

3.78%

Dividend growth (5Y)

7.71%

Dividend growth years

Dividend payment date

2026-08-26

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

BRL 6.89

Dividend yield

6.44%

Ex-dividend date

2026-08-20

FCF payout ratio

8.69%

Last dividend

BRL 2.69

Payout ratio

24.64%

Shareholder yield

12.26%

Metric

Value

10Y price change

332.11%

10Y return CAGR

22.9%

10Y total return

685.99%

150-day SMA

BRL 112.28

15Y price change

303.58%

15Y return CAGR

18.19%

15Y total return

1,127.03%

1D price change

-0.92%

1M price change

-3.57%

1M total return

-3.57%

1W price change

-6.16%

1W total return

-6.16%

1Y price change

6.99%

1Y return CAGR

13.6%

1Y total return

13.59%

20-day SMA

BRL 110.68

200-day SMA

BRL 108.34

20Y price change

723%

20Y return CAGR

19.44%

20Y total return

3,391.64%

3M price change

-1.67%

3M total return

0.79%

3Y price change

16.29%

3Y return CAGR

11.46%

3Y total return

38.47%

50-day SMA

BRL 110.17

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 129.74

52-week high date

2026-02-19

52-week low

BRL 94.61

52-week low date

2026-10-26

5Y price change

52.82%

5Y return CAGR

16.37%

5Y total return

113.34%

6M price change

-10.84%

6M total return

-8.61%

All-time high

BRL 129.74

All-time high date

2026-02-19

All-time low

BRL 0.13

All-time low date

1993-02-11

Average true range (ATR)

BRL 4.09

Average volume

360

Beta (1Y)

0.03

Beta (2Y)

-0.13

Beta (5Y)

0.08

Change from 52-week high

-17.54%

Change from 52-week low

13.09%

Change from all-time high

-17.54%

Change from all-time low

83,485.94%

Change from open

0.46%

Day's gap

-1.37%

Dollar volume

BRL 21,398

High price

BRL 106.99

Low price

BRL 106.50

Monthly RSI

50.28

Open price

BRL 106.50

Position in 52-week range

100%

Previous close

BRL 107.98

Price vs 150-day SMA

-4.71%

Price vs 20-day SMA

-3.34%

Price vs 200-day SMA

-1.24%

Price vs 50-day SMA

-2.89%

Relative volume

0.56

RSI

45.63

Sharpe ratio

0.76

Sharpe ratio (3Y)

0.64

Sharpe ratio (5Y)

0.9

Sortino ratio

1.21

Sortino ratio (3Y)

1.05

Sortino ratio (5Y)

1.45

Volume

200

Weekly RSI

45.73

YTD price change

-2.75%

YTD total return

3.24%

Metric

Value

Float

6.8M

Shares change (QoQ)

-0.18%

Shares change (YoY)

-5.88%

Shares held by institutions

6.29%

Shares outstanding

98.7M

BVMF/BNBR3 (BVMF/BNBR3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BNBR3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BNBR3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BNBR3

Frequently asked questions

BVMF/BNBR3 (BVMF/BNBR3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BNBR3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BNBR3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BNBR3

Frequently asked questions