BVMF/P1GR34 (BVMF/P1GR34)

Brazil Stock Exchange: BVMF/P1GR34 · BRL

R$60.0

-1.86 (-3.0%)· Recorded snapshot

Market cap	699B
Revenue (ttm)	475B
Net income (ttm)	60.2B
EPS (ttm)	R$5.31
P/E (trailing)	11.3x
P/E (forward)	13.9x
Dividend	R$2.52 (4.20%)
Volume	103
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 475B
Net income (ttm): 60.2B
EPS (ttm): R$5.31
P/E (trailing): 11.3x
P/E (forward): 13.9x
Market cap: 699B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E13.9

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE33.2

P25 n/aP50 n/aP75 n/a

ROIC27.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/P1GR34 indicators

Market & fundamental data

Available fields

229

Groups with data

Currency

USD

Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-14
Employees	70,053
Employees change	3,745
Employees growth	5.65%
Enterprise value	BRL 743.9B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1937
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	BRP1GRBDR007
Last earnings date	2026-10-14
Last refreshed	2026-10-28
Last stock split date	2026-07-27
Last stock split type	Forward
Market cap	BRL 699B
Next earnings date	2026-11-03
Price	BRL 60.00
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-27
Symbol	bvmf/P1GR34
Website	https://www.progressive.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	24.45x
Average P/E ratio (3Y)	15.72x
Average P/E ratio (5Y)	34.38x
Earnings yield	8.85%
EV/Earnings	12.36x
EV/EBIT	9.27x
EV/EBITDA	9.01x
EV/FCF	8.71x
EV/Sales	1.52x
FCF / EV yield	11.48%
FCF yield	12.21%
Forward P/E	13.87x
Graham number	42.21985
Graham upside	-29.63%
Lynch fair value	BRL 121.40
Lynch upside	102.34%
P/(FCF - SBC) ratio	8.26x
P/(OCF - SBC) ratio	8.06x
P/B ratio	3.91x
P/E ratio	11.29x
P/FCF ratio	8.19x
P/OCF ratio	7.99x
P/S ratio	1.47x
Price / tangible book value	3.91x
Price/EBITDA ratio	8.8x
Sector forward P/E	7.94x
Sector P/E	8.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.37%
EBITDA margin	16.72%
Effective tax rate	20.9%
FCF margin	17.52%
Gross margin	17.28%
Operating margin	16.37%
Pretax margin	16.02%
Profit margin	12.67%
Profit per employee	BRL 859,361
Profitable quarters	16
Profitable years	17
Revenue per employee	BRL 6.8M
ROA	7.53%
ROA (5Y)	4.84%
ROCE	34.08%
ROE	33.24%
ROE (5Y)	24.45%
ROIC	27.74%
ROIC (5Y)	19.72%
SBC / revenue	0.15%
Tax / revenue	3.35%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	8.95%
EPS growth (Q)	-2.09%
EPS growth (QoQ)	-23.16%
EPS growth 10Y	28.08%
EPS growth 3Y	62.81%
EPS growth 5Y	23.6%
EPS growth quarters	14
EPS growth years	3
FCF growth	-3.16%
FCF growth 3Y	28.86%
FCF growth 5Y	15.52%
Net income growth	8.49%
Net income growth (Q)	-2.79%
Net income growth (QoQ)	-23.23%
Net income growth 3Y	62.53%
Net income growth 5Y	23.5%
Net income growth quarters	14
Net income growth years	3
OCF growth	-2.74%
OCF growth 10Y	20.97%
OCF growth 3Y	28.26%
OCF growth 5Y	15.45%
Revenue growth	7.67%
Revenue growth (Q)	3.02%
Revenue growth (QoQ)	-1.77%
Revenue growth 10Y	14.99%
Revenue growth 3Y	16.06%
Revenue growth 5Y	14.5%
Revenue growth quarters	16
Revenue growth years	17

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	BRL 77.7B
EBITDA	BRL 79.4B
EPS	BRL 5.31
Financing cash flow	BRL -42B
Free cash flow	BRL 85.4B
Free cash flow minus SBC	BRL 84.7B
Gross profit	BRL 82.1B
Income taxes	BRL 15.9B
Investing cash flow	BRL -45.1B
Net borrowing	BRL 8B
Net cash flow	BRL 310.5M
Net income	BRL 60.2B
Operating cash flow minus SBC	BRL 86.7B
Operating income	BRL 77.7B
Revenue	BRL 475B
Stock-based compensation	BRL 728M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 308.25
Debt / EBITDA	0.54
Debt / equity	0.24
Debt / FCF	0.51
Interest coverage	47.79
Net cash (debt)	BRL -43.5B
Net cash / market cap	-6.22%
Net debt / EBITDA	0.55
Net debt / equity	0.24
Net debt / FCF	0.51
Piotroski F-Score	4
Shareholders' equity	BRL 178.6B
Tangible book value	BRL 178.6B
Tangible book value per share	BRL 308.25
Total assets	BRL 661.7B
Total cash	BRL 11B
Total debt	BRL 43.5B
Total liabilities	BRL 483.1B
WACC	5.39%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.74
Current ratio	0.28
Net working capital	BRL -312.7B
Quick ratio	0.23
Working capital	BRL -312.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.43%
Dividend growth	152.17%
Dividend growth (3Y)	234.34%
Dividend growth (5Y)	23.48%
Dividend growth years	2
Dividend payment date	2026-10-16
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 2.52
Dividend yield	4.2%
Ex-dividend date	2026-09-30
Last dividend	BRL 0.02
Payout ratio	47.5%
Shareholder yield	4.63%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 54.13
1D price change	-3.01%
1M price change	12.36%
1M total return	12.39%
1W price change	9.05%
1W total return	9.05%
1Y price change	1.77%
1Y return CAGR	6.1%
1Y total return	6.09%
20-day SMA	BRL 55.15
200-day SMA	BRL 55.60
3M price change	16.55%
3M total return	16.59%
3Y price change	49.11%
3Y return CAGR	16.52%
3Y total return	58.22%
50-day SMA	BRL 55.23
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 64.55
52-week high date	2025-12-16
52-week low	BRL 47.40
52-week low date	2026-05-08
5Y price change	122.89%
5Y return CAGR	19.13%
5Y total return	139.9%
6M price change	16.62%
6M total return	16.69%
All-time high	BRL 88.80
All-time high date	2025-05-15
All-time low	BRL 15.97
All-time low date	2020-01-27
Average true range (ATR)	BRL 1.33
Average volume	955.6
Beta (5Y)	0.24
Change from 52-week high	-7.05%
Change from 52-week low	26.57%
Change from all-time high	-32.43%
Change from all-time low	275.7%
Change from open	-0.4%
Day's gap	-2.62%
Dollar volume	BRL 6,180
High price	BRL 60.24
Low price	BRL 59.70
Monthly RSI	52.33
Open price	BRL 60.24
Position in 52-week range	55.56%
Previous close	BRL 61.86
Price vs 150-day SMA	10.84%
Price vs 20-day SMA	8.8%
Price vs 200-day SMA	7.92%
Price vs 50-day SMA	8.64%
Relative volume	0.11
RSI	63.14
Sharpe ratio	-0.13
Sharpe ratio (3Y)	0.7
Sortino ratio	-0.02
Sortino ratio (3Y)	1.2
Volume	103
Weekly RSI	59.85
YTD price change	-0.5%
YTD total return	-0.4%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	577.2M
Shares change (QoQ)	-0.27%
Shares change (YoY)	-0.43%
Shares held by insiders	0.27%
Shares held by institutions	89.28%
Short ratio	2.7 days

Deeper analysis on BVMF/P1GR34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/P1GR34 report

Is a complete BVMF/P1GR34 research report available?

No complete published report is available for bvmf/P1GR34 (BVMF/P1GR34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/P1GR34 (BVMF/P1GR34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/P1GR34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/P1GR34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/P1GR34

Frequently asked questions