BVMF/UBSG34 (BVMF/UBSG34)

Brazil Stock Exchange: BVMF/UBSG34 · BRL

R$62.6

-0.12 (-0.2%)· Recorded snapshot

Market cap	796.4B
Revenue (ttm)	277.2B
Net income (ttm)	50.4B
EPS (ttm)	R$4.34
P/E (trailing)	14.4x
P/E (forward)	11.5x
Dividend	R$1.10 (1.76%)
Volume	240
Beta	0.85

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 277.2B
Net income (ttm): 50.4B
EPS (ttm): R$4.34
P/E (trailing): 14.4x
P/E (forward): 11.5x
Market cap: 796.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E11.5

P25 n/aP50 n/aP75 n/a

Trailing P/E14.4

P25 n/aP50 n/aP75 n/a

ROE10.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All BVMF/UBSG34 indicators

Market & fundamental data

Available fields

198

Groups with data

Currency

USD

Showing 198 of 198 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Switzerland
Country code	BR
Earnings date	2026-10-28
Employees	99,085
Employees change	-5,471
Employees growth	-5.04%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1862
Industry	Banks - Diversified
Is primary listing	No
ISIN number	BRUBSGBDR004
Last earnings date	2026-10-28
Last refreshed	2026-10-29
Last stock split date	2026-07-27
Last stock split type	Forward
Market cap	BRL 796.4B
Next earnings date	2027-02-03
Price	BRL 62.64
Price currency	BRL
Sector	Financials
SIC code	6282
Stock price date	2026-10-28
Symbol	bvmf/UBSG34
Website	https://www.ubs.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.01x
Average P/E ratio (3Y)	18.11x
Average P/E ratio (5Y)	13.51x
Earnings yield	6.94%
FCF yield	8%
Forward P/E	11.5x
Graham number	57.00756
Graham upside	-8.99%
Lynch fair value	BRL 19.82
Lynch upside	-68.36%
P/B ratio	1.72x
P/E ratio	14.42x
P/FCF ratio	12.5x
P/OCF ratio	10.37x
P/S ratio	2.87x
Price / tangible book value	1.87x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	23.2%
FCF margin	22.17%
Operating margin	33.19%
Pretax margin	23.77%
Profit margin	18.18%
Profit per employee	BRL 508,606
Profitable quarters	11
Profitable years	13
Revenue per employee	BRL 2.8M
ROA	0.57%
ROA (5Y)	0.82%
ROE	10.67%
ROE (5Y)	15.68%
Tax / revenue	5.51%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	43.57%
EPS growth (Q)	15.6%
EPS growth (QoQ)	1.05%
EPS growth 10Y	12.91%
EPS growth 3Y	-29.23%
EPS growth 5Y	8.48%
EPS growth quarters	9
EPS growth years	1
FCF growth	-31.74%
FCF growth 3Y	-28.78%
Net income growth	32.58%
Net income growth (Q)	8.42%
Net income growth (QoQ)	-3.93%
Net income growth 3Y	-30.75%
Net income growth 5Y	4.67%
Net income growth quarters	6
Net income growth years	1
OCF growth	-27.07%
OCF growth 3Y	-25.5%
Revenue growth	11.05%
Revenue growth (Q)	5.68%
Revenue growth (QoQ)	-2.54%
Revenue growth 10Y	6.35%
Revenue growth 3Y	13.25%
Revenue growth 5Y	8.91%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -13.1B
EPS	BRL 4.34
Financing cash flow	BRL -80.7B
Free cash flow	BRL 63.7B
Gross profit	BRL 277.2B
Income taxes	BRL 15.3B
Investing cash flow	BRL -53.5B
Net borrowing	BRL 4.2B
Net cash flow	BRL -88.7B
Net income	BRL 50.4B
Operating income	BRL 92B
Revenue	BRL 277.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 150.85
Debt / equity	6.7
Debt / FCF	48.72
Net cash (debt)	BRL -123.5B
Net cash / market cap	-15.51%
Net debt / equity	0.27
Net debt / FCF	1.94
Piotroski F-Score	4
Shareholders' equity	BRL 463.2B
Tangible book value	BRL 426.4B
Tangible book value per share	BRL 139.27
Total cash	BRL 3T
Total debt	BRL 3.1T
WACC	1.83%

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.73%
Dividend growth	19.24%
Dividend growth (3Y)	20.46%
Dividend growth (5Y)	5.32%
Dividend growth years	4
Dividend payment date	2026-04-29
Dividend payment years	10
Dividend payout frequency	Annual
Dividend per share	BRL 1.10
Dividend yield	1.76%
Ex-dividend date	2026-04-20
Last dividend	BRL 0.17
Payout ratio	35.76%
Shareholder yield	9.48%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	465.8%
10Y return CAGR	22.92%
10Y total return	687.11%
150-day SMA	BRL 60.86
1D price change	-0.19%
1M price change	-2.52%
1M total return	-2.52%
1W price change	5.03%
1W total return	5.03%
1Y price change	21.04%
1Y return CAGR	23.56%
1Y total return	23.54%
20-day SMA	BRL 60.79
200-day SMA	BRL 59.87
3M price change	-6.4%
3M total return	-6.4%
3Y price change	115.07%
3Y return CAGR	31.92%
3Y total return	129.62%
50-day SMA	BRL 65.01
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 72.10
52-week high date	2026-08-31
52-week low	BRL 48.17
52-week low date	2026-03-30
5Y price change	147.1%
5Y return CAGR	22.45%
5Y total return	175.3%
6M price change	19.42%
6M total return	19.42%
All-time high	BRL 72.10
All-time high date	2026-08-31
All-time low	BRL 9.96
All-time low date	2020-03-18
Average true range (ATR)	BRL 1.39
Average volume	86.4
Beta (5Y)	0.86
Change from 52-week high	-13.12%
Change from 52-week low	30.05%
Change from all-time high	-13.12%
Change from all-time low	528.73%
Change from open	1.46%
Day's gap	-1.63%
Dollar volume	BRL 15,034
High price	BRL 62.64
Low price	BRL 61.73
Monthly RSI	58.61
Open price	BRL 61.74
Position in 52-week range	100%
Previous close	BRL 62.76
Price vs 150-day SMA	2.93%
Price vs 20-day SMA	3.05%
Price vs 200-day SMA	4.64%
Price vs 50-day SMA	-3.65%
Relative volume	2.78
RSI	51.96
Sharpe ratio	1.11
Sharpe ratio (3Y)	1.17
Sharpe ratio (5Y)	1.05
Sortino ratio	1.86
Sortino ratio (3Y)	1.96
Sortino ratio (5Y)	1.74
Volume	240
Weekly RSI	50.87
YTD price change	-4.01%
YTD total return	-2.03%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3B
Shares change (QoQ)	-4.41%
Shares change (YoY)	-7.73%
Shares held by insiders	0.45%
Shares held by institutions	48.66%

Deeper analysis on BVMF/UBSG34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BVMF/UBSG34 report

Is a complete BVMF/UBSG34 research report available?

No complete published report is available for bvmf/UBSG34 (BVMF/UBSG34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

796.4B

Revenue (ttm)

277.2B

Net income (ttm)

50.4B

EPS (ttm)

R$4.34

P/E (trailing)

14.4x

P/E (forward)

11.5x

Dividend

R$1.10 (1.76%)

Volume

240

Beta

0.85

Metric

Value

Amount currency

BRL

Country

Switzerland

Country code

Earnings date

2026-10-28

Employees

99,085

Employees change

-5,471

Employees growth

-5.04%

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1862

Industry

Banks - Diversified

Is primary listing

ISIN number

BRUBSGBDR004

Last earnings date

2026-10-28

Last refreshed

2026-10-29

Last stock split date

2026-07-27

Last stock split type

Forward

Market cap

BRL 796.4B

Next earnings date

2027-02-03

Price

BRL 62.64

Price currency

BRL

Sector

Financials

SIC code

6282

Stock price date

2026-10-28

Symbol

bvmf/UBSG34

Website

https://www.ubs.com

Metric

Value

Average P/E ratio (10Y)

16.01x

Average P/E ratio (3Y)

18.11x

Average P/E ratio (5Y)

13.51x

Earnings yield

6.94%

FCF yield

Forward P/E

11.5x

Graham number

57.00756

Graham upside

-8.99%

Lynch fair value

BRL 19.82

Lynch upside

-68.36%

P/B ratio

1.72x

P/E ratio

14.42x

P/FCF ratio

12.5x

P/OCF ratio

10.37x

P/S ratio

2.87x

Price / tangible book value

1.87x

Sector forward P/E

7.86x

Sector P/E

8.95x

Metric

Value

Effective tax rate

23.2%

FCF margin

22.17%

Operating margin

33.19%

Pretax margin

23.77%

Profit margin

18.18%

Profit per employee

BRL 508,606

Profitable quarters

Profitable years

Revenue per employee

BRL 2.8M

ROA

0.57%

ROA (5Y)

0.82%

ROE

10.67%

ROE (5Y)

15.68%

Tax / revenue

5.51%

Metric

Value

EPS growth

43.57%

EPS growth (Q)

15.6%

EPS growth (QoQ)

1.05%

EPS growth 10Y

12.91%

EPS growth 3Y

-29.23%

EPS growth 5Y

8.48%

EPS growth quarters

EPS growth years

FCF growth

-31.74%

FCF growth 3Y

-28.78%

Net income growth

32.58%

Net income growth (Q)

8.42%

Net income growth (QoQ)

-3.93%

Net income growth 3Y

-30.75%

Net income growth 5Y

4.67%

Net income growth quarters

Net income growth years

OCF growth

-27.07%

OCF growth 3Y

-25.5%

Revenue growth

11.05%

Revenue growth (Q)

5.68%

Revenue growth (QoQ)

-2.54%

Revenue growth 10Y

6.35%

Revenue growth 3Y

13.25%

Revenue growth 5Y

8.91%

Revenue growth years

Metric

Value

Capital expenditures

BRL -13.1B

EPS

BRL 4.34

Financing cash flow

BRL -80.7B

Free cash flow

BRL 63.7B

Gross profit

BRL 277.2B

Income taxes

BRL 15.3B

Investing cash flow

BRL -53.5B

Net borrowing

BRL 4.2B

Net cash flow

BRL -88.7B

Net income

BRL 50.4B

Operating income

BRL 92B

Revenue

BRL 277.2B

Metric

Value

Book value per share

BRL 150.85

Debt / equity

6.7

Debt / FCF

48.72

Net cash (debt)

BRL -123.5B

Net cash / market cap

-15.51%

Net debt / equity

0.27

Net debt / FCF

1.94

Piotroski F-Score

Shareholders' equity

BRL 463.2B

Tangible book value

BRL 426.4B

Tangible book value per share

BRL 139.27

Total cash

BRL 3T

Total debt

BRL 3.1T

WACC

1.83%

Metric

Value

Buyback yield / dilution

7.73%

Dividend growth

19.24%

Dividend growth (3Y)

20.46%

Dividend growth (5Y)

5.32%

Dividend growth years

Dividend payment date

2026-04-29

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BRL 1.10

Dividend yield

1.76%

Ex-dividend date

2026-04-20

Last dividend

BRL 0.17

Payout ratio

35.76%

Shareholder yield

9.48%

Metric

Value

10Y price change

465.8%

10Y return CAGR

22.92%

10Y total return

687.11%

150-day SMA

BRL 60.86

1D price change

-0.19%

1M price change

-2.52%

1M total return

-2.52%

1W price change

5.03%

1W total return

5.03%

1Y price change

21.04%

1Y return CAGR

23.56%

1Y total return

23.54%

20-day SMA

BRL 60.79

200-day SMA

BRL 59.87

3M price change

-6.4%

3M total return

-6.4%

3Y price change

115.07%

3Y return CAGR

31.92%

3Y total return

129.62%

50-day SMA

BRL 65.01

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 72.10

52-week high date

2026-08-31

52-week low

BRL 48.17

52-week low date

2026-03-30

5Y price change

147.1%

5Y return CAGR

22.45%

5Y total return

175.3%

6M price change

19.42%

6M total return

19.42%

All-time high

BRL 72.10

All-time high date

2026-08-31

All-time low

BRL 9.96

All-time low date

2020-03-18

Average true range (ATR)

BRL 1.39

Average volume

86.4

Beta (5Y)

0.86

Change from 52-week high

-13.12%

Change from 52-week low

30.05%

Change from all-time high

-13.12%

Change from all-time low

528.73%

Change from open

1.46%

Day's gap

-1.63%

Dollar volume

BRL 15,034

High price

BRL 62.64

Low price

BRL 61.73

Monthly RSI

58.61

Open price

BRL 61.74

Position in 52-week range

100%

Previous close

BRL 62.76

Price vs 150-day SMA

2.93%

Price vs 20-day SMA

3.05%

Price vs 200-day SMA

4.64%

Price vs 50-day SMA

-3.65%

Relative volume

2.78

RSI

51.96

Sharpe ratio

1.11

Sharpe ratio (3Y)

1.17

Sharpe ratio (5Y)

1.05

Sortino ratio

1.86

Sortino ratio (3Y)

1.96

Sortino ratio (5Y)

1.74

Volume

240

Weekly RSI

50.87

YTD price change

-4.01%

YTD total return

-2.03%

Metric

Value

Float

Shares change (QoQ)

-4.41%

Shares change (YoY)

-7.73%

Shares held by insiders

0.45%

Shares held by institutions

48.66%

BVMF/UBSG34 (BVMF/UBSG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/UBSG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/UBSG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/UBSG34

Frequently asked questions

BVMF/UBSG34 (BVMF/UBSG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/UBSG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/UBSG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/UBSG34

Frequently asked questions