Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

TSX/VBNK stock hub

TSX/VBNK has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

829.9M

Toronto Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TSX/VBNK

In the news

Latest news · TSX/VBNK

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.6

P25 10.2P50 13.2P75 16.3

Trailing P/E26.5

P25 7.1P50 14.3P75 20.2

ROE5.9

P25 -36.6P50 -7.1P75 10.5

ROICn/a

P25 -21.8P50 -4.6P75 9.1

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TSX/VBNK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

CAD

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	CA
Employees	131
Employees Change	10%
Employees Change Percent	8.26
Exchange	Toronto Stock Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Banks - Regional
Isin	CA92512J1066
Last refreshed	2026-05-10
Market cap	CAD 829.9M
Price	CAD 25.8
Price currency	CAD
Rev Per Employee	986,557.25x
Sector	Financials
Sic	6020
Symbol	tsx/VBNK
Website	https://www.versabank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.78%
FCF yield	-111.74%
Forward P/E	13.55x
P/B ratio	1.53x
P/E ratio	26.5x
P/S ratio	6.42x
PE Ratio10 Y	11.88x
PE Ratio3 Y	13.11x
PE Ratio5 Y	14.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	CAD 129.2M
Net Income	CAD 31.4M
Net Income Growth	-10.82%
Net Income Growth Q	35.93%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	7.14%
Net Income Growth5 Y	12.54%
Pretax Margin	35.33%
Profit Margin	24.28%
Profit Per Employee	CAD 239,573
Profitable Years	16
ROA	0.56
Roa5y	0.87
ROE	5.9
Roe5y	8.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	71.27%
Cagr3y	44.84%
Cagr5y	12.08%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	-24.24
EPS Growth Q	23.66
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	1.39
EPS Growth5 Y	3.6
Revenue Growth	17.78x
Revenue Growth Q	33.62x
Revenue Growth Quarters	3x
Revenue Growth Years	5x
Revenue Growth3 Y	13.15x
Revenue Growth5 Y	18.16x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	CAD 6.1B
Cash	CAD 628M
Debt	CAD 105.2M
Debt FCF	CAD -0.11
Equity	CAD 543.1M
Liabilities	CAD 5.6B
Net Cash	CAD 522.8M
Net Cash By Market Cap	CAD 62.99
Net Cash Growth	89.32%
Net Debt Equity	CAD -0.96
Tangible Book Value	CAD 520.6M
Tangible Book Value Per Share	CAD 16.23
WACC	9.17

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	CAD -4.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-20.55%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	CAD 0.1
Dividend Years	9
Dividend Yield	0.39%
Ex Div Date	2026-04-10
Last Dividend	CAD 0.03
Payout Frequency	Quarterly
Payout Ratio	10.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	71.21%
200-day SMA	19.04
3Y total return	203.93%
50-day SMA	21.77
50-day SMA vs 200-day SMA	50over200
5Y total return	76.84%
All Time High	25.83
All Time High Change	-0.12%
All Time High Date	2026-05-08
All Time Low	4.27
All Time Low Change	504.22%
All Time Low Date	2017-06-19
ATR	0.71
Beta	1.11
Beta1y	0.77
Beta2y	1.37
Ch YTD	25.85
High	25.83
High52	25.83
High52 Date	2026-05-08
High52ch	-0.12%
Low	25.48
Low52	13.92
Low52 Date	2025-08-12
Low52ch	85.35%
Ma50ch	18.5%
Price vs 200-day SMA	35.54%
RSI	71.25
RSI Monthly	67.32
RSI Weekly	66.69
Sharpe ratio	1.59x
Sortino ratio	2.67
Total Return	-20.16%
Tr YTD	26.14
Tr1m	27.3%
Tr1w	5.09%
Tr3m	14.33%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CAD 45.7M
Operating margin	35.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20,084,232%
Net Borrowing	-388,000
Shares Insiders	11.04%
Shares Institutions	34.61%
Shares Out	32,167,347
Shares Qo Q	-1.71%
Shares Yo Y	20.55%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD -927.4M
Average Volume	30,805.8x
Bv Per Share	16.93
CAPEX	CAD 328,000
Ch1m	27.16
Ch1w	5.09
Ch1y	70.3
Ch3m	14.21
Ch3y	197.9
Ch5y	70.41
Ch6m	56.84
Change	1.18%
Change From Open	1.18
Close	25.5
Days Gap	0
Dollar Volume	906,328.2
Earnings Date	2026-06-03
EPS	CAD 0.97
F Score	2
FCF	CAD -927.4M
FCF Per Share	CAD -28.83
Financing CF	1,105,988,000
Fiscal Year End	October
Founded	1,979
Goodwill	12,301,000
Graham Number	19.26083
Graham Upside	-25.35
Income Tax	CAD 14.3M
Investing CF	65,213,000
Is Primary Listing	1
Last Earnings Date	2026-03-04
Last Report Date	2026-01-31
Lynch Fair Value	CAD 12.21
Lynch Upside	-52.68
Ma150	20.07
Ma150ch	28.58%
Ma20	24.24
Ma20ch	6.44%
Net CF	241,308,000
Next Earnings Date	2026-06-03
Open	25.5
Payment Date	2026-04-30
Position In Range	91.43
Ppne	26,719,000
Price Date	2026-05-08
Ptbv Ratio	1.59
Relative Volume	1.15x
Revenue	129,239,000x
SBC By Revenue	0x
Share Based Comp	6,000
Tax By Revenue	11.04x
Tax Rate	31.26%
Tr6m	57.2%
Volume	35,129

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TSX/VBNK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.4%

$0.10 annual per share

Payout ratio

+10.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

-20.2%

Next ex-dividend date: 2026-04-10

Performance

TSX/VBNK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TSX/VBNK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+34.6%

Share of float held by funds and institutions

Insider ownership

+11.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+20.5%

Negative means the company is buying back shares.

Technical

TSX/VBNK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

71.2

Above 70: short-term overbought

Price vs 200-day MA

+35.5%

50/200-day relationship not available

Beta (5Y)

1.11

Moves roughly with the market

Sharpe ratio

1.59

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TSX/VBNK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tsx/VBNK stock rating?

tsx/VBNK is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tsx/VBNK analysis?

The full report lives at /stocks/tsx/VBNK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tsx/VBNK?

The latest report frames tsx/VBNK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tsx/VBNK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.