MUN/NVAR (MUN/NVAR)

Munich Stock Exchange: MUN/NVAR · EUR

€5.20

+0.00 (0.0%)· Recorded snapshot

Market cap	15.6B
Revenue (ttm)	4B
Net income (ttm)	1.3B
EPS (ttm)	€0.57
P/E (trailing)	9.2x
P/E (forward)	11.0x
Dividend	€0.37 (7.10%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4B
Net income (ttm): 1.3B
EPS (ttm): €0.57
P/E (trailing): 9.2x
P/E (forward): 11.0x
Market cap: 15.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/E9.2

P25 n/aP50 n/aP75 n/a

ROE8.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All MUN/NVAR indicators

Market & fundamental data

Available fields

168

Groups with data

Currency

THB

Showing 168 of 168 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Thailand
Country code	DE
Earnings date	2026-10-21
Employees	20,681
Exchange	Munich Stock Exchange
Financial currency	THB
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1945
Industry	Banks - Regional
Is primary listing	No
ISIN number	TH0016010R14
Last earnings date	2026-10-21
Last refreshed	2026-10-28
Market cap	EUR 15.6B
Next earnings date	2027-01-19
Price	EUR 5.20
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	mun/NVAR
Website	https://www.kasikornbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.6x
Average P/E ratio (3Y)	8.19x
Average P/E ratio (5Y)	8.49x
Earnings yield	10.92%
FCF yield	12.92%
Forward P/E	10.98x
Graham number	7.63531
Graham upside	46.83%
Industry P/E	10.43x
Lynch fair value	EUR 2.19
Lynch upside	-57.86%
P/B ratio	0.88x
P/E ratio	9.16x
P/FCF ratio	7.74x
P/OCF ratio	7.58x
P/S ratio	3.86x
Price / tangible book value	1.08x
Sector forward P/E	11.87x
Sector P/E	12.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	19.49%
FCF margin	48.53%
Operating margin	46.24%
Pretax margin	46.24%
Profit margin	33%
Profit per employee	EUR 63,647
Profitable quarters	79
Profitable years	21
Revenue per employee	EUR 195,578
ROA	1.27%
ROA (5Y)	1.11%
ROE	8.51%
ROE (5Y)	7.99%
Tax / revenue	9.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	1.65%
EPS growth (Q)	-1.45%
EPS growth (QoQ)	-3.96%
EPS growth 10Y	3.72%
EPS growth 3Y	12.52%
EPS growth 5Y	4.06%
EPS growth years	3
FCF growth	5.71%
Net income growth	1.71%
Net income growth (Q)	-2.21%
Net income growth (QoQ)	-3.98%
Net income growth 3Y	12.29%
Net income growth 5Y	3.93%
Net income growth years	3
OCF growth	4.51%
Revenue growth	0.61%
Revenue growth (Q)	-4.49%
Revenue growth (QoQ)	-6.02%
Revenue growth 10Y	2.9%
Revenue growth 3Y	5.85%
Revenue growth 5Y	3.76%
Revenue growth quarters	3
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -42.2M
EPS	EUR 0.57
Financing cash flow	EUR 3.8B
Free cash flow	EUR 2B
Gross profit	EUR 4B
Income taxes	EUR 364.6M
Investing cash flow	EUR -5.6B
Net borrowing	EUR -430.6M
Net cash flow	EUR 276.1M
Net income	EUR 1.3B
Operating income	EUR 1.9B
Revenue	EUR 4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 6.49
Debt / equity	0.53
Debt / FCF	4.68
Net cash (debt)	EUR 6.6B
Net cash / market cap	42.56%
Net cash growth	-32.79%
Net debt / equity	-0.37
Net debt / FCF	-3.3
Piotroski F-Score	4
Property, plant and equipment	EUR 1.6B
Shareholders' equity	EUR 17.8B
Tangible book value	EUR 14.4B
Tangible book value per share	EUR 6.14
Total assets	EUR 121B
Total cash	EUR 16.1B
Total debt	EUR 9.4B
Total liabilities	EUR 103.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -60.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.6%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-25
Dividend payment years	2
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.37
Dividend yield	7.1%
Ex-dividend date	2026-09-09
Last dividend	EUR 0.05
Payout ratio	65.22%
Shareholder yield	7.7%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 5.05
1D price change	0%
20-day SMA	EUR 5.20
200-day SMA	EUR 5.07
3M price change	4%
3M total return	5.06%
50-day SMA	EUR 5.20
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 5.45
52-week high date	2026-03-19
52-week low	EUR 3.00
52-week low date	2026-06-17
6M price change	8.33%
6M total return	9.43%
All-time high	EUR 5.45
All-time high date	2026-02-23
All-time low	EUR 3.00
All-time low date	2026-06-17
Average true range (ATR)	EUR 0.00
Average volume	0
Change from 52-week high	-4.59%
Change from 52-week low	73.33%
Change from all-time high	-4.59%
Change from all-time low	73.33%
Change from open	0%
Day's gap	0%
High price	EUR 5.20
Low price	EUR 5.20
Monthly RSI	0
Open price	EUR 5.20
Previous close	EUR 5.20
Price vs 150-day SMA	2.99%
Price vs 20-day SMA	0%
Price vs 200-day SMA	2.67%
Price vs 50-day SMA	0%
RSI	68.03
Sharpe ratio	0.45
Sortino ratio	0.92
Volume	0
Weekly RSI	55.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2B
Shares change (QoQ)	-0.02%
Shares change (YoY)	-0.6%
Shares held by insiders	0.17%
Shares held by institutions	33.67%

Deeper analysis on MUN/NVAR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this MUN/NVAR report

Is a complete MUN/NVAR research report available?

No complete published report is available for mun/NVAR (MUN/NVAR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

MUN/NVAR (MUN/NVAR)

Price

Financial snapshot

Fair-value bridge

Latest news · MUN/NVAR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All MUN/NVAR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MUN/NVAR

Frequently asked questions