BIT/1CABK (BIT/1CABK)

Borsa Italiana: BIT/1CABK · EUR

€12.0

-0.10 (-0.8%)· Recorded snapshot

Market cap	80.2B
Revenue (ttm)	15.7B
Net income (ttm)	5.9B
EPS (ttm)	€0.83
P/E (trailing)	14.4x
P/E (forward)	12.0x
Dividend	€0.41 (3.39%)
Volume	900

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 15.7B
Net income (ttm): 5.9B
EPS (ttm): €0.83
P/E (trailing): 14.4x
P/E (forward): 12.0x
Market cap: 80.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12

P25 9.9P50 11.4P75 15.9

Trailing P/E14.4

P25 10.6P50 12.9P75 19.7

ROE16.2

P25 9.2P50 13.9P75 20.3

ROICn/a

P25 4.1P50 8.8P75 16.9

Benchmarks · 1M

All BIT/1CABK indicators

Market & fundamental data

Available fields

186

Groups with data

Currency

EUR

Showing 186 of 186 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Spain
Country code	IT
Earnings date	2026-10-30
Employees	47,580
Employees change	1,003
Employees growth	2.17%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1904
Industry	Banks - Regional
Is primary listing	No
ISIN number	ES0140609019
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Market cap	EUR 80.2B
Next earnings date	2026-10-30
Price	EUR 11.95
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1CABK
Website	https://www.caixabank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.81x
Average P/E ratio (3Y)	9.26x
Average P/E ratio (5Y)	9.72x
Earnings yield	6.94%
FCF yield	-7.13%
Forward P/E	12.04x
Graham number	10.64599
Graham upside	-10.91%
Industry forward P/E	10.58x
Industry P/E	11.38x
Lynch fair value	EUR 4.37
Lynch upside	-63.46%
P/B ratio	2.07x
P/E ratio	14.4x
P/S ratio	5.09x
Price / tangible book value	2.4x
Sector forward P/E	10.84x
Sector P/E	11.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	30.58%
Operating margin	58.14%
Pretax margin	56.31%
Profit margin	39.04%
Profit per employee	EUR 123,119
Profitable quarters	20
Profitable years	22
Revenue per employee	EUR 330,685
ROA	0.91%
ROA (5Y)	0.81%
ROE	16.16%
ROE (5Y)	14.3%
Tax / revenue	17.22%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.83%
EPS growth (QoQ)	3.93%
EPS growth 10Y	20.47%
EPS growth 3Y	22.25%
EPS growth 5Y	1.15%
EPS growth quarters	2
EPS growth years	3
Net income growth	1.32%
Net income growth (QoQ)	3.75%
Net income growth 3Y	19.51%
Net income growth 5Y	2.78%
Net income growth quarters	2
Net income growth years	3
Revenue growth	0.1%
Revenue growth (QoQ)	2.5%
Revenue growth 10Y	9.11%
Revenue growth 3Y	12.83%
Revenue growth 5Y	10.6%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -398M
EPS	EUR 0.83
Financing cash flow	EUR -5.8B
Free cash flow	EUR -5.7B
Gross profit	EUR 15.7B
Income taxes	EUR 2.7B
Investing cash flow	EUR -63M
Net borrowing	EUR 86M
Net cash flow	EUR -11.2B
Net income	EUR 5.9B
Operating income	EUR 9.1B
Revenue	EUR 15.7B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 5.56
Debt / equity	1.47
Goodwill	EUR 3.1B
Net cash (debt)	EUR -45.3B
Net cash / market cap	-56.45%
Net debt / equity	1.17
Piotroski F-Score	2
Property, plant and equipment	EUR 5.6B
Shareholders' equity	EUR 38.7B
Tangible book value	EUR 33.4B
Tangible book value per share	EUR 4.80
Total assets	EUR 693.4B
Total cash	EUR 11.6B
Total debt	EUR 56.9B
Total liabilities	EUR 654.7B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -453.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.01%
Dividend growth	14.89%
Dividend growth (3Y)	29.43%
Dividend growth (5Y)	79.54%
Dividend growth years	0
Dividend payment date	2026-04-09
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.41
Dividend yield	3.39%
Ex-dividend date	2026-04-07
Last dividend	EUR 0.27
Payout ratio	56.94%
Shareholder yield	5.4%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 11.84
1D price change	-0.79%
1M price change	-8.53%
1M total return	-8.53%
1W price change	-7.47%
1W total return	-7.47%
1Y price change	31.49%
1Y return CAGR	36.97%
1Y total return	36.94%
20-day SMA	EUR 12.97
200-day SMA	EUR 11.54
3M price change	-4.17%
3M total return	-4.17%
3Y price change	214.56%
3Y return CAGR	54.73%
3Y total return	270.57%
50-day SMA	EUR 12.97
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 13.50
52-week high date	2026-09-03
52-week low	EUR 8.71
52-week low date	2025-10-17
5Y price change	354.03%
5Y return CAGR	42.45%
5Y total return	486.44%
6M price change	13.43%
6M total return	16.38%
All-time high	EUR 13.50
All-time high date	2026-09-03
All-time low	EUR 1.53
All-time low date	2020-05-15
Average true range (ATR)	EUR 0.17
Average volume	1.3K
Change from 52-week high	-11.45%
Change from 52-week low	37.17%
Change from all-time high	-11.45%
Change from all-time low	681.56%
Change from open	0.08%
Day's gap	-0.87%
Dollar volume	EUR 10,755
High price	EUR 11.94
Low price	EUR 11.94
Monthly RSI	69.64
Open price	EUR 11.94
Position in 52-week range	100%
Previous close	EUR 12.05
Price vs 150-day SMA	0.93%
Price vs 20-day SMA	-7.86%
Price vs 200-day SMA	3.56%
Price vs 50-day SMA	-7.88%
Relative volume	0.71
RSI	29.38
Sharpe ratio	1.23
Sharpe ratio (3Y)	1.64
Sharpe ratio (5Y)	1.24
Sortino ratio	2.01
Sortino ratio (3Y)	2.59
Sortino ratio (5Y)	2
Volume	900
Weekly RSI	48.24
YTD price change	14.14%
YTD total return	17.1%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.5B
Shares change (QoQ)	-0.17%
Shares change (YoY)	-2.01%
Shares held by institutions	21.67%

Deeper analysis on BIT/1CABK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BIT/1CABK report

Is a complete BIT/1CABK research report available?

No complete published report is available for bit/1CABK (BIT/1CABK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1CABK (BIT/1CABK)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1CABK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1CABK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1CABK

Frequently asked questions