NLI Holdings, Inc. (NL)

NYSE: NL · USD

$6.86

+0.06 (+0.8%)· Recorded snapshot

Market cap	335.2M
Revenue (ttm)	161.8M
Net income (ttm)	-25.6M
EPS (ttm)	-$0.52
Shares out	48.9M
Dividend	$0.40 (5.77%)
Volume	8,973
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 161.8M
Net income (ttm): -25.6M
EPS (ttm): -$0.52
Market cap: 335.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AAL	American Airlines Group Inc.	8.3B	—	0.1x	3.0%	+20.0%	-6.9%	Manter
ADP	Automatic Data Processing, Inc.	113B	25.3x	5.1x	62.8%	+7.7%	+4.5%	Manter
ALLE	Allegion plc	15.2B	22.5x	3.5x	19.4%	+8.8%	+7.2%	Manter

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-5.7

P25 n/aP50 n/aP75 n/a

ROIC10.6

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NL indicators

Market & fundamental data

Available fields

255

Groups with data

Currency

USD

Showing 255 of 255 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000072162
Company name	NLI Holdings, Inc.
Country	United States
Country code	US
CUSIP number	629156407
Earnings date	2026-11-05
Earnings time	amc
Employees	2,812
Employees change	-222
Employees growth	-7.32%
Enterprise value	$229.7M
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1891
In index	RUSSELL2000
Industry	Security & Protection Services
Is primary listing	Yes
Is SPAC	No
ISIN number	US6291564077
Last 10-K release date	2026-03-09
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	1988-12-23
Last stock split type	Reverse
Market cap	$335.2M
Market cap category	Small-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$6.86
Price currency	USD
Sector	Industrials
SIC code	2810
Stock price date	2026-10-28
Symbol	NL
U.S. state	Texas
Website	https://www.nliholdingsinc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	62.45x
Average P/E ratio (5Y)	12.72x
Earnings yield	-7.63%
EV/EBIT	7.76x
EV/EBITDA	6.93x
EV/FCF	28x
EV/Sales	1.4x
FCF / EV yield	3.57%
FCF yield	2.44%
Industry forward P/E	14.64x
Industry P/E	19.49x
P/B ratio	0.92x
P/FCF ratio	41.03x
P/OCF ratio	29.66x
P/S ratio	2.05x
Price / tangible book value	0.99x
Price/EBITDA ratio	10.16x
Sector forward P/E	26.03x
Sector P/E	40.37x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	18.06%
EBITDA margin	20.23%
FCF margin	5.01%
Gross margin	32.08%
Operating margin	18.06%
Pretax margin	-14.14%
Profit margin	-15.79%
Profit per employee	$-9,086
Profitable quarters	2
Revenue per employee	$57,550
ROA	3.67%
ROA (5Y)	2.3%
ROCE	6.46%
ROE	-5.7%
ROE (5Y)	6.49%
ROIC	10.56%
ROIC (5Y)	6.09%
Tax / revenue	-0.08%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	2,421.04%
EPS growth (QoQ)	106.05%
EPS growth quarters	2
EPS growth years	0
FCF growth (Q)	65.68%
FCF growth 3Y	-36.91%
FCF growth 5Y	-14.8%
Gross profit growth	13.89%
Gross profit growth (Q)	20.53%
Gross profit growth 3Y	4.06%
Gross profit growth 5Y	6.78%
Net income growth (Q)	2,422.25%
Net income growth (QoQ)	106.12%
Net income growth quarters	2
Net income growth years	0
OCF growth (Q)	50.49%
OCF growth 10Y	-6.73%
OCF growth 3Y	-31.08%
OCF growth 5Y	-11.4%
Operating income growth	42.69%
Operating income growth (Q)	109.36%
Operating income growth 3Y	25.54%
Operating income growth 5Y	30.71%
Revenue growth	5.96%
Revenue growth (Q)	8.05%
Revenue growth (QoQ)	7.51%
Revenue growth 10Y	4.29%
Revenue growth 3Y	0.25%
Revenue growth 5Y	4.38%
Revenue growth quarters	2
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-3.1M
Depreciation and amortization	$3.5M
EBIT	$29.2M
EBITDA	$32.7M
EPS	$-0.52
FCF per share	$0.17
Financing cash flow	$-32.3M
Free cash flow	$8.1M
Gross profit	$51.9M
Income taxes	$-124,000
Investing cash flow	$-1M
Net cash flow	$-22.1M
Net income	$-25.6M
Operating income	$29.2M
Revenue	$161.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.67
Book value per share	$7.42
Debt / EBITDA	0.04
Debt / equity	0
Debt / FCF	0.17
Goodwill	$27.2M
Interest coverage	237.6
Long-term assets	$306.9M
Long-term liabilities	$70.6M
Net cash (debt)	$105.6M
Net cash / market cap	31.75%
Net cash growth	-4.86%
Net debt / EBITDA	-3.23
Net debt / equity	-0.28
Net debt / FCF	-13.03
Piotroski F-Score	6
Property, plant and equipment	$24.5M
Shareholders' equity	$381.8M
Tangible book value	$335.9M
Tangible book value per share	$6.87
Total assets	$470.6M
Total cash	$107M
Total debt	$1.4M
Total liabilities	$88.7M
WACC	5.04%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.33
Current assets	$163.6M
Current liabilities	$18.1M
Current ratio	9.02
Inventory turnover	3.4
Net working capital	$38.5M
Quick ratio	6.98
Working capital	$145.5M
Working capital turnover	1.1

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.04%
Dividend growth	-30.36%
Dividend growth (10Y)	-2.45%
Dividend growth (3Y)	11.68%
Dividend growth (5Y)	12.13%
Dividend growth years	0
Dividend payment date	2026-09-22
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	$0.40
Dividend yield	5.77%
Ex-dividend date	2026-09-03
FCF payout ratio	235.29%
Last dividend	$0.10
Shareholder yield	5.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	105.67%
10Y return CAGR	12.38%
10Y total return	221.25%
150-day SMA	$6.34
15Y price change	-52.78%
15Y return CAGR	-1.4%
15Y total return	-19.01%
1D price change	0.82%
1M price change	-1.85%
1M total return	-1.85%
1W price change	2.53%
1W total return	2.53%
1Y price change	17.98%
1Y return CAGR	25.95%
1Y total return	25.93%
20-day SMA	$6.81
200-day SMA	$6.27
20Y price change	-37.82%
20Y return CAGR	1.64%
20Y total return	38.3%
3M price change	19.2%
3M total return	21%
3Y price change	45.98%
3Y return CAGR	23.85%
3Y total return	89.98%
50-day SMA	$6.81
50-day SMA vs 200-day SMA	50over200
52-week high	$8.60
52-week high date	2026-05-27
52-week low	$5.04
52-week low date	2025-11-21
5Y price change	19.2%
5Y return CAGR	11.73%
5Y total return	74.11%
6M price change	17.78%
6M total return	21.58%
All-time high	$486.25
All-time high date	1981-08-17
All-time low	$1.92
All-time low date	2016-01-26
Average true range (ATR)	$0.22
Average volume	17.4K
Beta (1Y)	0.72
Beta (2Y)	0.81
Beta (5Y)	0.14
Change from 52-week high	-20.28%
Change from 52-week low	36.03%
Change from all-time high	-98.58%
Change from all-time low	258.85%
Change from open	-2.06%
Day's gap	2.94%
Dollar volume	$61,519
High price	$7.00
Low price	$7.00
Monthly RSI	54.25
Open price	$7.00
Previous close	$6.80
Price vs 150-day SMA	8.73%
Price vs 20-day SMA	1.25%
Price vs 200-day SMA	9.85%
Price vs 50-day SMA	1.23%
Relative volume	0.52
RSI	54.57
Sharpe ratio	0.63
Sharpe ratio (3Y)	0.59
Sharpe ratio (5Y)	0.37
Sortino ratio	1.07
Sortino ratio (3Y)	0.98
Sortino ratio (5Y)	0.66
Volume	9K
Weekly RSI	57.1
YTD price change	25.96%
YTD total return	32.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	8.3M
Float percentage	17%
Shares change (QoQ)	0.04%
Shares change (YoY)	0.04%
Shares held by insiders	0.41%
Shares held by institutions	12.58%
Shares outstanding	48.9M
Short % of float	1.59%
Short % of shares	0.27%
Short ratio	4.2 days

Deeper analysis on NL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Frequently asked questions

About this NL report

Is a complete NL research report available?

No complete published report is available for NLI Holdings, Inc. (NL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NLI Holdings, Inc. (NL)

Price

Financial snapshot

Fair-value bridge

Latest news · NL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NL

Frequently asked questions