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ADX/FIDELITYUNITED (ADX/FIDELITYUNITED)

Abu Dhabi Securities Exchange: ADX/FIDELITYUNITED · AED

AED 1.51

+0.00 (0.0%)· Recorded snapshot

Market cap	286.9M
Revenue (ttm)	453.8M
Net income (ttm)	8.3M
EPS (ttm)	AED 0.05
Shares out	190M
P/E (trailing)	31.5x
Beta	-0.00

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 453.8M
Net income (ttm): 8.3M
EPS (ttm): AED 0.05
P/E (trailing): 31.5x
Market cap: 286.9M

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-10
Enterprise value	AED 187.2M
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1976
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	AEU000301017
Last earnings date	2026-02-16
Last refreshed	2026-10-29
Last stock split date	2012-05-03
Last stock split type	Forward
Market cap	AED 286.9M
Next earnings date	2026-11-10
Price	AED 1.51
Price currency	AED
SIC code	6300
Stock price date	2026-10-29
Symbol	adx/FIDELITYUNITED
Website	https://www.fidelityunited.ae

Metric

Value

Amount currency

AED

Country

United Arab Emirates

Country code

Earnings date

2026-11-10

Enterprise value

AED 187.2M

Exchange

Abu Dhabi Securities Exchange

Financial currency

AED

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1976

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

AEU000301017

Last earnings date

2026-02-16

Last refreshed

2026-10-29

Last stock split date

2012-05-03

Last stock split type

Forward

Market cap

AED 286.9M

Next earnings date

2026-11-10

Price

AED 1.51

Price currency

AED

SIC code

6300

Stock price date

2026-10-29

Symbol

adx/FIDELITYUNITED

Website

https://www.fidelityunited.ae

Metric	Value
Earnings yield	3.18%
EV/Earnings	22.47x
EV/EBIT	26.54x
EV/EBITDA	12.43x
EV/FCF	6.04x
EV/Sales	0.41x
FCF / EV yield	16.54%
FCF yield	10.8%
Graham number	0.85399
Graham upside	-43.44%
Industry P/E	10.71x
Lynch fair value	AED 0.24
Lynch upside	-84.12%
P/B ratio	2.23x
P/E ratio	31.48x
P/FCF ratio	9.26x
P/OCF ratio	7.11x
P/S ratio	0.63x
Price / tangible book value	2.23x
Price/EBITDA ratio	29.27x

Metric

Value

Earnings yield

3.18%

EV/Earnings

22.47x

EV/EBIT

26.54x

EV/EBITDA

12.43x

EV/FCF

6.04x

EV/Sales

0.41x

FCF / EV yield

16.54%

FCF yield

10.8%

Graham number

0.85399

Graham upside

-43.44%

Industry P/E

10.71x

Lynch fair value

AED 0.24

Lynch upside

-84.12%

P/B ratio

2.23x

P/E ratio

31.48x

P/FCF ratio

9.26x

P/OCF ratio

7.11x

P/S ratio

0.63x

Price / tangible book value

2.23x

Price/EBITDA ratio

29.27x

Metric	Value
EBIT margin	1.55%
EBITDA margin	2.16%
FCF margin	6.83%
Gross margin	0.71%
Operating margin	1.55%
Pretax margin	1.62%
Profit margin	1.84%
ROA	0.57%
ROA (5Y)	-1.17%
ROCE	1.85%
ROE	7.77%
ROE (5Y)	-10.49%
ROIC	4.06%
Tax / revenue	-0.21%

Metric

Value

EBIT margin

1.55%

EBITDA margin

2.16%

FCF margin

6.83%

Gross margin

0.71%

Operating margin

1.55%

Pretax margin

1.62%

Profit margin

1.84%

ROA

0.57%

ROA (5Y)

-1.17%

ROCE

1.85%

ROE

7.77%

ROE (5Y)

-10.49%

ROIC

4.06%

Tax / revenue

-0.21%

Metric	Value
EPS growth 5Y	-8.85%
FCF growth (Q)	247.11%
FCF growth (QoQ)	140.93%
FCF growth 3Y	7.81%
FCF growth 5Y	-13.26%
Net income growth 5Y	1.8%
OCF growth (Q)	232.01%
OCF growth (QoQ)	104.89%
OCF growth 3Y	16.03%
OCF growth 5Y	-8.73%
Revenue growth	53.71%
Revenue growth (Q)	43.84%
Revenue growth (QoQ)	0.82%
Revenue growth 10Y	21.41%
Revenue growth 3Y	47.55%
Revenue growth 5Y	16.37%

Metric

Value

EPS growth 5Y

-8.85%

FCF growth (Q)

247.11%

FCF growth (QoQ)

140.93%

FCF growth 3Y

7.81%

FCF growth 5Y

-13.26%

Net income growth 5Y

1.8%

OCF growth (Q)

232.01%

OCF growth (QoQ)

104.89%

OCF growth 3Y

16.03%

OCF growth 5Y

-8.73%

Revenue growth

53.71%

Revenue growth (Q)

43.84%

Revenue growth (QoQ)

0.82%

Revenue growth 10Y

21.41%

Revenue growth 3Y

47.55%

Revenue growth 5Y

16.37%

Metric	Value
Capital expenditures	AED -9.4M
EBIT	AED 7.1M
EBITDA	AED 9.8M
EPS	AED 0.05
FCF per share	AED 0.16
Financing cash flow	AED 31.8M
Free cash flow	AED 31M
Gross profit	AED 3.2M
Income taxes	AED -966,521
Investing cash flow	AED -7.5M
Net borrowing	AED 2.1M
Net cash flow	AED 64.6M
Net income	AED 8.3M
Operating income	AED 7.1M
Revenue	AED 453.8M

Metric

Value

Capital expenditures

AED -9.4M

EBIT

AED 7.1M

EBITDA

AED 9.8M

EPS

AED 0.05

FCF per share

AED 0.16

Financing cash flow

AED 31.8M

Free cash flow

AED 31M

Gross profit

AED 3.2M

Income taxes

AED -966,521

Investing cash flow

AED -7.5M

Net borrowing

AED 2.1M

Net cash flow

AED 64.6M

Net income

AED 8.3M

Operating income

AED 7.1M

Revenue

AED 453.8M

Metric	Value
Book value per share	AED 0.68
Debt / EBITDA	3.04
Debt / equity	0.36
Debt / FCF	1.48
Net cash (debt)	AED 99.7M
Net cash / market cap	34.73%
Net cash growth	170.26%
Net debt / EBITDA	-10.17
Net debt / equity	-0.78
Net debt / FCF	-3.22
Piotroski F-Score	6
Property, plant and equipment	AED 10M
Shareholders' equity	AED 128.4M
Tangible book value	AED 128.4M
Tangible book value per share	AED 0.68
Total assets	AED 772.9M
Total cash	AED 247.7M
Total debt	AED 45.8M
Total liabilities	AED 644.5M
WACC	3.65%

Metric

Value

Book value per share

AED 0.68

Debt / EBITDA

3.04

Debt / equity

0.36

Debt / FCF

1.48

Net cash (debt)

AED 99.7M

Net cash / market cap

34.73%

Net cash growth

170.26%

Net debt / EBITDA

-10.17

Net debt / equity

-0.78

Net debt / FCF

-3.22

Piotroski F-Score

Property, plant and equipment

AED 10M

Shareholders' equity

AED 128.4M

Tangible book value

AED 128.4M

Tangible book value per share

AED 0.68

Total assets

AED 772.9M

Total cash

AED 247.7M

Total debt

AED 45.8M

Total liabilities

AED 644.5M

WACC

3.65%

Metric	Value
Asset turnover	0.59
Current ratio	1.41
Net working capital	AED 58.4M
Quick ratio	0.63
Working capital	AED 161.6M

Metric

Value

Asset turnover

0.59

Current ratio

1.41

Net working capital

AED 58.4M

Quick ratio

0.63

Working capital

AED 161.6M

Metric	Value
Buyback yield / dilution	-8.6%
Dividend growth (3Y)	-11.21%
Dividend growth (5Y)	-10.95%
Dividend per share	AED 0.00
Last dividend	AED 0.07
Shareholder yield	-8.6%

Metric

Value

Buyback yield / dilution

-8.6%

Dividend growth (3Y)

-11.21%

Dividend growth (5Y)

-10.95%

Dividend per share

AED 0.00

Last dividend

AED 0.07

Shareholder yield

-8.6%

Metric	Value
10Y price change	-24.5%
10Y return CAGR	-0.17%
10Y total return	-1.68%
150-day SMA	AED 1.51
1D price change	0%
1Y price change	-5.63%
1Y return CAGR	0.32%
1Y total return	0.32%
20-day SMA	AED 1.51
200-day SMA	AED 1.51
3Y price change	-5.63%
3Y return CAGR	0.11%
3Y total return	0.32%
50-day SMA	AED 1.51
50-day SMA vs 200-day SMA	50under200
52-week high	AED 1.60
52-week high date	2025-12-11
52-week low	AED 1.51
52-week low date	2025-12-10
5Y price change	-24.5%
5Y return CAGR	-0.34%
5Y total return	-1.68%
All-time high	AED 2.00
All-time high date	2020-11-22
All-time low	AED 1.51
All-time low date	2022-09-14
Average true range (ATR)	AED 0.00
Average volume	0
Beta (1Y)	-0
Beta (2Y)	0
Beta (5Y)	-0
Change from 52-week high	-5.63%
Change from 52-week low	0.33%
Change from all-time high	-24.5%
Change from all-time low	0.33%
Monthly RSI	0
Previous close	AED 1.51
Price vs 150-day SMA	0%
Price vs 20-day SMA	0%
Price vs 200-day SMA	0%
Price vs 50-day SMA	0%
RSI	0
Sharpe ratio	-0.39
Sharpe ratio (3Y)	-0.77
Sharpe ratio (5Y)	-0.25
Sortino ratio	0.12
Sortino ratio (3Y)	0.07
Sortino ratio (5Y)	0.07
Weekly RSI	0

Metric

Value

10Y price change

-24.5%

10Y return CAGR

-0.17%

10Y total return

-1.68%

150-day SMA

AED 1.51

1D price change

1Y price change

-5.63%

1Y return CAGR

0.32%

1Y total return

0.32%

20-day SMA

AED 1.51

200-day SMA

AED 1.51

3Y price change

-5.63%

3Y return CAGR

0.11%

3Y total return

0.32%

50-day SMA

AED 1.51

50-day SMA vs 200-day SMA

50under200

52-week high

AED 1.60

52-week high date

2025-12-11

52-week low

AED 1.51

52-week low date

2025-12-10

5Y price change

-24.5%

5Y return CAGR

-0.34%

5Y total return

-1.68%

All-time high

AED 2.00

All-time high date

2020-11-22

All-time low

AED 1.51

All-time low date

2022-09-14

Average true range (ATR)

AED 0.00

Average volume

Beta (1Y)

-0

Beta (2Y)

Beta (5Y)

-0

Change from 52-week high

-5.63%

Change from 52-week low

0.33%

Change from all-time high

-24.5%

Change from all-time low

0.33%

Monthly RSI

Previous close

AED 1.51

Price vs 150-day SMA

Price vs 20-day SMA

Price vs 200-day SMA

Price vs 50-day SMA

RSI

Sharpe ratio

-0.39

Sharpe ratio (3Y)

-0.77

Sharpe ratio (5Y)

-0.25

Sortino ratio

0.12

Sortino ratio (3Y)

0.07

Sortino ratio (5Y)

0.07

Weekly RSI

Metric	Value
Float	69.5M
Shares change (QoQ)	2.7%
Shares change (YoY)	8.6%
Shares held by insiders	9.64%
Shares held by institutions	35.86%
Shares outstanding	190M

Metric

Value

Float

69.5M

Shares change (QoQ)

2.7%

Shares change (YoY)

8.6%

Shares held by insiders

9.64%

Shares held by institutions

35.86%

Shares outstanding

190M

ADX/FIDELITYUNITED (ADX/FIDELITYUNITED)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/FIDELITYUNITED

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/FIDELITYUNITED indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/FIDELITYUNITED

Frequently asked questions