DFM/ALRAMZ (DFM/ALRAMZ)

Dubai Financial Market: DFM/ALRAMZ · AED

AED 1.75

+0.00 (0.0%)· Recorded snapshot

Market cap	962.4M
Revenue (ttm)	198.6M
Net income (ttm)	65.3M
EPS (ttm)	AED 0.12
Shares out	549.9M
P/E (trailing)	14.7x
Dividend	AED 0.07 (4.00%)
Volume	0
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 198.6M
Net income (ttm): 65.3M
EPS (ttm): AED 0.12
P/E (trailing): 14.7x
Market cap: 962.4M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E14.7

P25 n/aP50 n/aP75 n/a

ROE11.5

P25 n/aP50 n/aP75 n/a

ROIC5.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/ALRAMZ indicators

Market & fundamental data

Available fields

180

Groups with data

Currency

AED

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-09
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1975
Industry	Investment - Banking & Investment Services
Is primary listing	Yes
ISIN number	AED000801012
Last earnings date	2026-08-03
Last refreshed	2026-10-29
Market cap	AED 962.4M
Next earnings date	2026-11-09
Price	AED 1.75
Price currency	AED
Sector	Financials
SIC code	6211
Stock price date	2026-10-28
Symbol	dfm/ALRAMZ
Website	https://www.alramz.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	24.71x
Average P/E ratio (3Y)	25.03x
Average P/E ratio (5Y)	20.9x
Earnings yield	6.78%
FCF yield	-64.02%
Graham number	1.67878
Graham upside	-4.07%
Lynch fair value	AED 0.59
Lynch upside	-66.1%
P/B ratio	1.66x
P/E ratio	14.75x
P/S ratio	4.85x
Price / tangible book value	1.81x
Sector forward P/E	7.66x
Sector P/E	8.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	8.1%
Gross margin	98.98%
Operating margin	35.75%
Pretax margin	35.75%
Profit margin	32.86%
ROA	3.36%
ROA (5Y)	3.33%
ROE	11.51%
ROE (5Y)	7.35%
ROIC	5.21%
ROIC (5Y)	4.76%
Tax / revenue	2.9%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	101.24%
EPS growth (Q)	96.12%
EPS growth (QoQ)	96.58%
EPS growth 10Y	3.16%
EPS growth 3Y	35.33%
EPS growth 5Y	2.98%
Net income growth	101.24%
Net income growth (Q)	96.12%
Net income growth (QoQ)	96.57%
Net income growth 3Y	39.48%
Net income growth 5Y	3.04%
Operating income growth	97.8%
Operating income growth (Q)	93.45%
Operating income growth 3Y	43.46%
Operating income growth 5Y	4.79%
Revenue growth	58.86%
Revenue growth (Q)	78.31%
Revenue growth (QoQ)	54.73%
Revenue growth 10Y	8.83%
Revenue growth 3Y	25.63%
Revenue growth 5Y	12.68%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -2.1M
EPS	AED 0.12
FCF per share	AED -1.12
Financing cash flow	AED 200.3M
Free cash flow	AED -616.1M
Gross profit	AED 196.6M
Income taxes	AED 5.8M
Investing cash flow	AED 436.8M
Net borrowing	AED 238.8M
Net cash flow	AED 23.1M
Net income	AED 65.3M
Operating income	AED 71M
Revenue	AED 198.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 1.06
Debt / equity	1.23
Net cash (debt)	AED 130.5M
Net cash / market cap	13.56%
Net cash growth	-82.77%
Net debt / equity	-0.22
Piotroski F-Score	4
Property, plant and equipment	AED 33M
Shareholders' equity	AED 580.5M
Tangible book value	AED 531.7M
Tangible book value per share	AED 0.97
Total assets	AED 1.9B
Total cash	AED 845.3M
Total debt	AED 714.8M
Total liabilities	AED 1.3B
WACC	3.29%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.1
Current ratio	1.4
Quick ratio	1.37
Working capital	AED 509.2M
Working capital turnover	0.4

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (3Y)	-11.21%
Dividend growth (5Y)	28.47%
Dividend growth years	0
Dividend payment date	2026-05-18
Dividend payment years	1
Dividend per share	AED 0.07
Dividend yield	4%
Ex-dividend date	2026-05-01
Last dividend	AED 0.07
Payout ratio	58.99%
Shareholder yield	4%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	AED 1.42
1D price change	0%
1M price change	19.86%
1M total return	19.86%
1Y price change	43.44%
1Y return CAGR	50.01%
1Y total return	49.96%
20-day SMA	AED 1.56
200-day SMA	AED 1.36
3M price change	19.05%
3M total return	19.05%
3Y price change	12.9%
3Y return CAGR	6.99%
3Y total return	22.49%
50-day SMA	AED 1.58
50-day SMA vs 200-day SMA	50over200
52-week high	AED 1.75
52-week high date	2026-10-01
52-week low	AED 1.10
52-week low date	2025-10-28
5Y price change	146.48%
5Y return CAGR	23.92%
5Y total return	192.13%
6M price change	6.71%
6M total return	11.56%
All-time high	AED 1.80
All-time high date	2016-12-22
All-time low	AED 0.52
All-time low date	2021-02-01
Average true range (ATR)	AED 0.03
Average volume	1.2M
Beta (1Y)	0.08
Beta (2Y)	-0.04
Beta (5Y)	0.27
Change from 52-week high	0%
Change from 52-week low	59.09%
Change from all-time high	-2.78%
Change from all-time low	234.61%
Change from open	0%
Day's gap	0%
High price	AED 1.75
Low price	AED 1.75
Monthly RSI	66.99
Open price	AED 1.75
Previous close	AED 1.75
Price vs 150-day SMA	23.67%
Price vs 20-day SMA	11.96%
Price vs 200-day SMA	29.15%
Price vs 50-day SMA	10.55%
Relative volume	0.02
RSI	72.56
Sharpe ratio	0.64
Sortino ratio	1.15
Volume	0
Weekly RSI	68.87
YTD price change	38.89%
YTD total return	45.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	215.9M
Shares change (QoQ)	0%
Shares held by insiders	40.69%
Shares held by institutions	8.12%
Shares outstanding	549.9M

Deeper analysis on DFM/ALRAMZ

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/ALRAMZ report

Is a complete DFM/ALRAMZ research report available?

No complete published report is available for dfm/ALRAMZ (DFM/ALRAMZ) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/ALRAMZ (DFM/ALRAMZ)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/ALRAMZ

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/ALRAMZ indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/ALRAMZ

Frequently asked questions